Congress Homes with Owner May Carry New Financing

Congress Homes with Owner May Carry New Financing

Welcome to Congress, a charming city located in Yavapai County, Arizona. Nestled in the heart of this beautiful region, Congress offers a serene and picturesque setting for those seeking a peaceful and laid-back lifestyle.

With its stunning natural landscapes and close proximity to the Bradshaw Mountains, Congress is a haven for outdoor enthusiasts. Residents can enjoy hiking, biking, and exploring the numerous trails that wind through the rugged terrain. The nearby Hassayampa River also provides opportunities for fishing and water activities.

One of the unique features of the real estate market in Congress is the availability of homes with owner financing options. If you're looking for a more flexible and accessible way to purchase a property, homes with owner may carry new financing could be the perfect solution for you. This type of financing allows buyers to negotiate directly with the seller to establish loan terms and conditions, making homeownership more attainable for those who may not qualify for traditional bank loans.

Whether you're a first-time homebuyer or looking to relocate to a peaceful community, Congress offers a variety of housing options to suit your needs. From cozy bungalows to spacious ranch-style homes, there is something for everyone in this charming city.

Experience the tranquility and natural beauty of Congress, Arizona. With its small-town charm, stunning landscapes, and unique financing options, this is a place where you can truly find your dream home.

Newest Congress Homes with Owner May Carry New Financing

$60,000
7048106 MLS
Where high desert meets open sky, opportunity takes root. This 0.36-acre corner lot in Congress, AZ invites you to build the life you've pictured--custom or manufactured home, no HOA. Framed by mountain views and natural desert vegetation, the gently sloping parcel offers street access on three sides via county-maintained asphalt roads. The groundwork is done: site survey and percolation test completed and recorded with Yavapai County, with utilities at or near the property line. Zoned R1-10 in unincorporated Yavapai County--raw land ready for your vision. A portion lies within a designated flood plain; buyer to verify all utilities, zoning, and building requirements with the county.

26545 S Chaparral Drive Unit 58, Congress
$250,000
7045058 MLS
One of four available 5-acre parcels in this beautiful custom home area in Congress. Buy one or combine multiple parcels to create a private ranch, equestrian property, or family compound. Take in the spectacular mountain views while enjoying access to state land for trail riding and outdoor adventures. A shared well with recorded agreement and nearby utilities add to the appeal. With plenty of room for a custom home, barn, arena, workshop, guest house, and more, this property offers the perfect blend of privacy, open space, and the freedom to build your dream. Buyer to verify all facts, figures, utilities, and building requirements important to them.

XXX W Saguaro Hill B-4 Trail Unit B-4, Congress
$250,000
7045047 MLS
Beautiful 5-acre horse property and one of four available parcels offering endless possibilities. Select your ideal homesite or purchase all four to create a truly special estate. Surrounded by stunning views of the Bradshaw Mountains, this property features a shared well with recorded agreement, nearby utilities, and access to miles of state land. The usable terrain and excellent footing make it ideal for horses, barns, arenas, and a custom home designed around the lifestyle you've always dreamed of. Enjoy peaceful country living with room to roam and space to make it your own. Buyer to verify all facts, figures, utilities, and building requirements important to them.

XXX W Saguaro Hill B-3 Trail Unit B-3, Congress
$250,000
7045037 MLS
Another opportunity to own one of four available 5-acre parcels in the scenic Congress countryside. Purchase this parcel individually or combine multiple lots to create the horse property or country retreat you've always envisioned. Enjoy panoramic mountain views, a shared well with recorded agreement, nearby utilities, and direct access to state land for riding and exploring. The level terrain offers ample room for a custom home, barn, arena, workshop, and guest house. Bring your horses and enjoy the beauty and tranquility of this exceptional area. Buyer to verify all facts, figures, utilities, and building requirements important to them.

XXX W Saguaro Hill B-2 Trail Unit B-2, Congress
$250,000
7045021 MLS
One of four available 5-acre parcels in a beautiful custom home area with sweeping views of the Bradshaw Mountains. Choose your favorite parcel or purchase all four to create a private ranch, horse property, or family compound. Enjoy a shared well with recorded agreement, nearby utilities, and access to miles of state land for horseback riding and outdoor recreation. With level terrain and excellent footing, there's plenty of room for a custom home, barn, arena, workshop, guest house, and more. Experience the peace, privacy, and wide-open spaces that make this area so special. Buyer to verify all facts, figures, utilities, and building requirements important to them.

XXX W Saguaro Hill B-1 Trail Unit B-1, Congress
$325,000
4 Beds ⋅ 2 Baths ⋅ 7010273 MLS ⋅ 1,864 SqFt.
Some homes are just a place to live. This one is a place to breathe. Set on .8 private acres and cradled by towering mature cacti, this 4-bed, 2-bath desert retreat invites you to slow down and settle in. The renovated European kitchen -- outfitted with pull-out drawers and warm butcher block countertops -- is as functional as it is beautiful. Vaulted ceilings lift the space, while the master suite's soaking tub and step-in shower offer a quiet refuge at the end of the day. Step onto the patio and let the mountain views do the rest. New flooring, blinds, and paint mean the heavy lifting is done. A detached studio, 2 sheds, ATV gate, carport, and a water feature ready to sing again complete this one-of-a-kind property. Top-rated Congress Elementary nearby. Sold as-is.

23152 W Staghorn Lane, Congress
$79,900
6997775 MLS
NO QUALIFYING! SELLER FINANCING AVAILABLE! LOW DOWN PAYMENT AND GREAT TERMS! LOW TAXES! Lot 44C (16.078 acres) in Saddle Creek Ranch Phase III and approved subdivision by the AZ Real Estate Department. Located between Wickenburg and Prescott, this stunning Arizona land, offers an unmatched quality of life with good abundant ground water per developer of subdivision. Embraced in the foothills of the Weaver Mtns and along Sunflower Flats at a 3,400 elevation. Roads in the subdivision are maintained by the property owner association, Date Creek Rd is maintained by the County. Power runs along the property on Traveler Way. Additional parcels are for sale. Arizona is the 6th largest state in size. However, the largest segments of Arizona's land belong to the federal/state government and the.... Native American tribes. That leaves only 17% of Arizona land available for private ownership. Terms are 10% down payment, 4-year note amortized over 20 years, monthly payment at 7% interest, balloon payment due at the end of the 4th year, no pre-payment penalty! Buyer pays for account servicing set up and monthly service fee, all other closing costs are normal. Buyer acknowledges Yavapai County has not assigned a physical address or APN. These are to be assigned by Yavapai County, post-closing. Legal description will be recorded at close of escrow. Buyer to verify availability of utilities, water availability, building codes & supporting documents. Property is part of 202-19-006J.

44C W Traveler Way Unit 44C, Congress
$69,900
6997771 MLS
NO QUALIFYING! SELLER FINANCING AVAILABLE! LOW DOWN PAYMENT AND GREAT TERMS! LOW TAXES! Lot 44B (10.01 acres) in Saddle Creek Ranch Phase III and approved subdivision by the AZ Real Estate Department. Located between Wickenburg and Prescott, this stunning Arizona land, offers an unmatched quality of life with good abundant ground water per developer of subdivision. Property borders AZ State Land and is embraced in the foothills of the Weaver Mtns and along Sunflower Flats at a 3,400 elevation. Roads in the subdivision are maintained by the property owner association, Date Creek Rd is maintained by the County. Power runs along the property on Traveler Way. Additional parcels are for sale. Arizona is the 6th largest state in size. However, the largest segments of Arizona's land belong to the federal/state government and the Native American tribes. That leaves only 17% of Arizona land available for private ownership. Terms are 10% down payment, 4-year note amortized over 20 years, monthly payment at 7% interest, balloon payment due at the end of the 4th year, no pre-payment penalty! Buyer pays for account servicing set up and monthly service fee, all other closing costs are normal. Buyer acknowledges Yavapai County has not assigned a physical address or APN. These are to be assigned by Yavapai County, post-closing. Legal description will be recorded at close of escrow. Buyer to verify availability of utilities, water availability, building codes & supporting documents. Property is part of 202-19-006J.

44B W Traveler Way Unit 44B, Congress
$75,900
6997756 MLS
NO QUALIFYING! SELLER FINANCING AVAILABLE! LOW DOWN PAYMENT AND GREAT TERMS! LOW TAXES! Lot 44A (10.01 acres) in Saddle Creek Ranch Phase III and approved subdivision by the AZ Real Estate Department. Located between Wickenburg and Prescott, this stunning Arizona land, offers an unmatched quality of life with good abundant ground water per developer of subdivision. Embraced in the foothills of the Weaver Mtns and along Sunflower Flats at a 3,400 elevation. Roads in the subdivision are maintained by the property owner association, Date Creek Rd is maintained by the County. Power runs along the property on Traveler Way. Additional parcels are for sale. Arizona is the 6th largest state in size. However, the largest segments of Arizona's land belong to the federal/state government and the..... Native American tribes. That leaves only 17% of Arizona land available for private ownership. Terms are 10% down payment, 4-year note amortized over 20 years, monthly payment at 7% interest, balloon payment due at the end of the 4th year, no pre-payment penalty! Buyer pays for account servicing set up and monthly service fee, all other closing costs are normal. Buyer acknowledges Yavapai County has not assigned a physical address or APN. These are to be assigned by Yavapai County, post-closing. Legal description will be recorded at close of escrow. Buyer to verify availability of utilities, water availability, building codes & supporting documents. Property is part of 202-19-006J.

44A W Traveler Way Unit 44A, Congress
$164,500
6997622 MLS
SELLER FINANCING AVAILABLE!! LOW DOWN PAYMENT AND GREAT TERMS! LOW TAXES! Lot 44 in Saddle Creek Ranch Phase III, an approved subdivision by the AZ Real Estate Dept. bordering over 100,000 acres of Arizona State Trust land at your backdoor. Embraced in the foothills of the Weaver Mountains and along Sunflower Flats at a 3,400 elevation this land is perfect for a gentleman's ranch, retirement home, or weekend getaway. Located between Wickenburg and Prescott, this stunning Arizona land, offers an unmatched quality of life with good abundant ground water per developer. Roads in the subdivision are maintained by the property owner association, Date Creek Road is maintained by the County. Property is already subdivided into 3 lots. Power runs along the property on Traveler Way giving all....... parcels access to power. Several buildings sites are situated on the 36 acres with an access road already built to each parcel. Arizona is the 6th largest state in size. However, the largest segments of Arizona's land belong to the federal and state government and the Native American Indian tribes. That leaves only 17% of Arizona land available for private ownership. Terms are 10% down payment, 4-year note amortized over 20 years, monthly payment at 7% interest, balloon payment due at the end of the 4th year, no pre-payment penalty! Buyer pays for account servicing set up and monthly service fee, all other closing costs are normal. Buyer acknowledges Yavapai County has not assigned a physical address. Buyer to verify availability of utilities, water availability, building codes & supporting documents.

44 W Traveler Way Unit 44, Congress
$90,000
6985155 MLS
90 ACRES in the High Sonoran Desert nestled between Lake Alamo to the west and US93/Date Creek Ranch to the east. This property is made up of 2 parcels (40-acre and 50-acre). 360 degree views. Just breathtaking. SELLER MAY CARRY! A small part of the property on the south end is in a flood zone.

Alamo Springs Road Unit -, Congress
$124,900
6967017 MLS
Forty acres of wide-open Arizona ranchland with a pond feature, dramatic mountain views, and room for a custom desert estate in Saddle Creek Ranch. The land is mostly open and usable with maintained dirt-road access. No municipal water or sewer; private well and septic needed. Pond level and seasonal availability are not guaranteed. APN 202-18-001M.

00 S Joe Hancock Trail Unit -, Congress
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