Cottonwood Homes with VA Loan New Financing

Cottonwood Homes with VA Loan New Financing

Welcome to Cottonwood, a charming city located in Yavapai County, Arizona. Known for its stunning natural beauty and rich history, Cottonwood offers a unique blend of small-town charm and modern amenities.

For those looking to make Cottonwood their home, there are plenty of options available, including homes eligible for VA loans. With VA loan financing options, prospective homeowners can take advantage of favorable terms and benefits designed specifically for veterans and active-duty service members.

Whether you're interested in a cozy bungalow in the heart of downtown Cottonwood or a spacious family home with panoramic views of the surrounding mountains, there are plenty of properties to choose from. The real estate market in Cottonwood is diverse, with options to suit every taste and budget.

In addition to its picturesque setting and affordable housing options, Cottonwood boasts a vibrant community with a thriving arts and culture scene, excellent schools, and plenty of outdoor recreational opportunities. From hiking and biking to wine tasting and shopping, there's always something to see and do in Cottonwood.

If you're considering making Cottonwood your new home, now is the perfect time to explore the available real estate options and take advantage of VA loan financing. Contact a local real estate agent today to learn more about the homes available in Cottonwood and start your journey to homeownership in this beautiful Arizona city.

Newest Cottonwood Homes with VA Loan New Financing

$959,000
3 Beds ⋅ 2 Baths ⋅ 7076602 MLS ⋅ 2,218 SqFt.
Custom craftsmanship, irrigated acreage, and timeless character come together in this one-of-a-kind Cottonwood property. Built in 2018 by the owner/builder, this 2,218 sq ft custom home sits on a full acre of irrigated land in one of Cottonwood's most desirable neighborhoods--with no HOA. From the moment you arrive, the home's craftsmanship is evident. Custom river rock, Western red cedar, and warm wood accents give the exterior a distinctive rustic lodge feel, while the covered front patio creates an inviting space to enjoy the surrounding grounds. Inside, pine wood ceilings and thoughtfully selected finishes continue the home's warm, natural aesthetic. The flexible floor plan offers 3 bedrooms, 2 bathrooms, and a dedicated office that could easily serve as a 4th bedroom. The kitchen is designed for both functionality and entertaining, featuring knotty hickory cabinetry, pull-out drawers throughout, and custom lighting. A beautiful walnut wood wine bar adds an especially unique touch. The primary suite offers a spacious retreat with two separate vanities, while the primary bath features a truly unique piece of local history--a bathtub originally from Lowell Observatory in Flagstaff. Garage space is exceptional, with an attached 2-car garage plus a detached 400 sq ft garage, providing plenty of room for additional vehicles, a workshop, recreational equipment, storage, or hobbies. Outside, the full acre of irrigated property provides room to garden, entertain, or simply enjoy the space and privacy that are becoming increasingly hard to find. A private well adds another layer of flexibility, while the absence of an HOA gives you the freedom to make the property your own. With its custom construction, natural materials, irrigated acreage, unique architectural details, and substantial garage space, this is a property that offers something well beyond the ordinary.

400 N Rio Arriba --, Cottonwood

$399,900
3 Beds ⋅ 2 Baths ⋅ 7069311 MLS ⋅ 1,344 SqFt.
Come for the home, stay for the view! This refreshed Cottonwood home enjoys sweeping panoramic views toward Sedona's red-rock rim and surrounding mountains. The spectacular views create an exceptional sense of openness and privacy. This home offers comfortable single-level living, an open welcoming feel and a kitchen and dining area that extends naturally toward the covered patio and expansive landscape beyond. The primary bedroom also takes advantage of the views and includes a private bath. The attached two-car garage includes two bonus rooms not in the homes square footage; a large laundry room and additional space for hobbies, workshope, a home gym, or storage. This scenic hillside setting is conveniently located near shopping, dining, schools, and everyday services. The home has received numerous recent improvements designed to enhance comfort, efficiency, and is move-in-ready! Interior updates include fresh paint, updated flooring, updated lighting fixtures, a refreshed primary bathroom vanity, and updates to the main bathroom including the vanity and shower. High-efficiency mini-split heating and cooling systems provide zoned, room-by-room temperature control. Additional improvements include a newer roof and new water heater. Bonus space not in the home square footage: Large laundry room is located off the garage. Behind the attached two-car garage is an additional enclosed workshop/flex space with a single garage door providing access at the rear. This versatile area offers useful space for a workshop, hobbies, projects, equipment, home fintess center or additional storage.

1330 S Hermits Circle, Cottonwood

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