Florence Homes with FHA New Financing

Florence Homes with FHA New Financing

Florence, a charming city located in Pinal County, Arizona, is a wonderful place to call home. With its rich history, vibrant culture, and stunning natural beauty, Florence offers an exceptional living experience for its residents.

Known as the "Town of the Year" in 2008, Florence is a city that embraces its past while also looking towards the future. The city's historic downtown area is filled with beautifully preserved buildings, including the Pinal County Courthouse, which dates back to 1891. Walking through the streets of Florence feels like stepping back in time, with its old-fashioned charm and friendly atmosphere.

In addition to its historical significance, Florence also boasts a variety of recreational opportunities. The city is surrounded by breathtaking desert landscapes, perfect for hiking, camping, and exploring. Florence is also home to several parks and golf courses, providing ample opportunities for outdoor activities and relaxation.

If you're considering purchasing a home in Florence, you'll be pleased to know that there are options available with FHA new financing. This means that you can take advantage of the benefits offered by the Federal Housing Administration, such as low down payments and flexible credit requirements. Whether you're a first-time homebuyer or looking to upgrade to a larger property, FHA financing can make your dream of homeownership in Florence a reality.

With its rich history, natural beauty, and access to FHA financing, Florence is a city that offers both charm and practicality. Whether you're drawn to its small-town atmosphere or its outdoor recreational opportunities, Florence is a city that truly has something for everyone.

Newest Florence Homes with FHA New Financing

$275,000
3 Beds ⋅ 2 Baths ⋅ 7082471 MLS ⋅ 1,393 SqFt.
Short Sale-Single story living with space where it matters most. Located in a peaceful master planned community with resort style pool, splash pad, parks and open green space, this move in ready home delivers comfort without the upkeep. The expansive great room flows into a kitchen with granite countertops, rich cabinetry and a true walk in pantry that provides real storage. A split floor plan offers privacy for the primary suite, while neutral finishes make it easy to personalize. Step outside to an extended covered patio, artificial turf putting green, and storage shed. Clean, functional and thoughtfully designed for everyday living away from city noise, yet still close to shopping, dining and expanding job corridors. Perfect for first time buyers, downsizers or investors. Tour it today.

13058 E Tumbleweed Lane, Florence
$249,500
3 Beds ⋅ 2 Baths ⋅ 7082079 MLS ⋅ 1,296 SqFt.
Where wide-open desert meets the Arizona lifestyle you've been dreaming about. This gated and fully fenced 1.28-acre horse property in Florence, Arizona offers the space, privacy, and freedom that are becoming harder to find. Inside, you'll find three bedrooms, two bathrooms, an open great room, a granite kitchen, and easy-care tile flooring throughout. But the real opportunity is outside. Bring the horses, animals, RVs, trailers, and toys. There's room to create the property you've always wanted, whether that means adding a workshop, creating an equestrian setup, or simply enjoying more space between you and your neighbors. Surrounded by beautiful desert views and incredible Arizona sunsets, you can enjoy peaceful country living while staying close to historic Downtown Florence, San Tan Valley, or a gated property with land in Pinal County, this is one you'll want to see.

15047 N Highway 79 --, Florence
$239,500
3 Beds ⋅ 2 Baths ⋅ 7082072 MLS ⋅ 1,344 SqFt.
Rare privately gated horse property for sale in Florence, AZ, ready to welcome you home! This 1.26-acre Pinal County retreat features a 1,344 sq ft single-story residence with 3 bedrooms, 2 bathrooms, an open-concept floor plan, granite kitchen, and refreshed interior paint. Tile and wood flooring run throughout for a low-maintenance finish. Fully fenced with a private gated entry and a dedicated horse arena, the property offers ideal equestrian amenities plus abundant room for RVs, toys, workshops, or future custom builds. Take in sweeping desert views and small-town Arizona living while staying close to Florence dining, schools, and shopping.

14945 N Highway 79 --, Florence
$319,700
2 Beds ⋅ 2 Baths ⋅ 7082038 MLS ⋅ 1,251 SqFt.
LOCATION! LOCATION! LOCATION! This lovely ASPIRE model is ideally situated just 1 block from the community center, putting you close to all the amenities & activities. The open floor plan & inviting kitchen features Corian counters, undercabinet lighting, tile flooring & black appliances. Relax in the spacious Primary Suite w/ a bay window, double vanity, walk-in closet! (& wall safe) The garage offers an attic fan, 220V outlet, wall air conditioner, cabinets for extra storage & water heater replaced in 2024. The fully fenced backyard w/ extended stamped concrete patio, pergola & retractable awning, lush vegetation--perfect for relaxing or entertaining. SOLAR adds energy efficiency, NEW Goodman A/C in 2022 & TOF bond is PAID IN FULL! With this prime location don't wait. Come see it TODAY Sun City Anthem at Merrill Ranch offers a 48,000 SF recreation center w/ craft rooms for quilting, pottery, glass works, jewelry & crafts, spacious ballroom w/ stage for dancing, theatrical productions, concerts & more. PLUS full gym, work out rooms, indoor lap pool & spa, walking track, cafe area, card rooms, poker tables, pool table, ping pong table, business center, class room for interesting seminars! Troon Poston Butte Golf Course is one of the nicest in the area. Sun City offers Pickleball, Tennis, Bocce Ball, Horseshoes, Shuffleboard, clubs for all activities.......LIVE WHERE THE SURROUNDINGS DELIGHT, INSPIRE & CHALLENGE YOU!

3874 N Hidden Canyon Drive, Florence
$299,900
4 Beds ⋅ 3 Baths ⋅ 7081963 MLS ⋅ 2,319 SqFt.
Welcome to this spacious home in the desirable Magic Ranch community! Offering over 2,300 square feet, this 4 bed/2.5 bath home with a loft features a bright and open floor plan with plenty of room to live, work, and entertain. The spacious kitchen flows seamlessly into the main living area, while generously sized bedrooms provide comfortable living throughout. The property is conveniently located near great schools, parks, dining, golf, and outdoor recreation. Enjoy relaxed living in Florence while being just a short drive from the Phoenix metro area. Welcome home!

6051 E Sotol Drive, Florence
$464,900
5 Beds ⋅ 4 Baths ⋅ 7081918 MLS ⋅ 3,774 SqFt.
Beautifully updated two-story home with 5 bedrooms, 4 full bathrooms, and versatile living space. The floor plan offers formal and casual living and dining areas, ideal for entertaining. The spacious kitchen includes abundant cabinetry, granite countertops, stainless-steel appliances, a large pantry, center island, and opens to the living room with a gas fireplace. A downstairs bedroom and full bathroom provide an option for guests, an office, or multigenerational living. Upstairs features a loft, four additional bedrooms, and a spacious primary suite with a sitting area. The primary bathroom includes dual sinks, a corner soaking tub, and a separate walk-in shower. Enjoy the covered patio and private backyard with no rear neighbors. Move-in ready and designed for comfort and flexibility.

3363 N Spyglass Drive, Florence
$645,000
2 Beds ⋅ 3 Baths ⋅ 7081791 MLS ⋅ 2,497 SqFt.
Experience resort-style living in Anthem at Merrill Ranch in this exceptional Endeavor floorplan, offering 2,497 sq. ft. of thoughtfully designed single-level living with 2 bedrooms, a den, and a versatile game room. From the moment you arrive passing through the gated travertine courtyard you're welcomed into the home with the light-filled Great Room where a striking tray ceiling, 10-foot ceilings, wood-look luxury tile, and golf course views immediately capture your attention. At the heart of the home, the chef-inspired kitchen makes a statement with a massive quartz island accented by pendant lighting, upgraded staggered white cabinetry, stylish backsplash, soft-close drawers/cabinets and SS appliances. A spacious butler's pantry and separate walk-in pantry provide exceptional storage and additional workspace. Just off the kitchen, the intimate dining area takes full advantage of the setting, with expansive plantation-shuttered windows framing beautiful golf-course views. An impressive walk-in bar features quartz countertops, coordinating cabinetry, and a wine refrigerator, with an open pass-through connecting the space to the Great Room. A front flexible multi-use room currently serves as a game room with a conveyed billiards table offers endless possibilities as additional dining space or home office. The split-bedroom floorplan provides a sense of privacy, with the spacious primary suite positioned to capture golf-course views with private spa-inspired bath featuring dual vanity areas, oversized walk-in tiled shower with bench, and generous walk-in closet. A secondary bedroom offers a private en suite bath and walk-in closet. The glass French-door den provides a versatile space for an office, hobby room, or additional guest accommodations. Expansive panel sliding glass doors seamlessly extends the living space outdoors, where a covered travertine patio takes in panoramic views of Poston Butte Golf Club. An electric sun shade provides added shade, while low-maintenance synthetic turf extends beyond the patio for an inviting outdoor setting. The home continues to impress with a well-appointed laundry room featuring added cabinetry and storage, included washer and dryer, and plumbing for a future utility sink. A spacious two-car garage plus a separate golf cart garage--both with newly epoxy-coated floors--complete the property. Beautifully maintained and thoughtfully updated, this exceptional home combines sophisticated finishes, flexible living spaces, and an extraordinary golf-course setting to create an elevated Arizona lifestyle in Anthem at Merrill Ranch. The community

5903 W Cactus Wren Way, Florence
$445,000
3 Beds ⋅ 2 Baths ⋅ 7081723 MLS ⋅ 2,003 SqFt.
Fully paid off solar delivers long term energy savings in this beautifully upgraded single level home in Anthem at Merrill Ranch. Positioned on a premium lot bordering a common area with no neighbors behind, this property offers exceptional privacy along with three bedrooms, two bathrooms, a dedicated den and an open floor plan designed for comfortable everyday living and entertaining. The spacious kitchen serves as the centerpiece of the home with granite countertops, an island, soft close cabinetry, a pantry, filtered water and stainless steel appliances including a gas range. The kitchen flows seamlessly into the dining and living areas, creating a bright and inviting gathering space. Plantation shutters, designer lighting, remote controlled window coverings and upgraded finishes add style throughout the home. The den is finished with elegant French doors, making it ideal for a home office, media room or flexible bonus space. The spacious primary suite is privately located and features a large closet, dual vanities and an oversized shower. Two additional bedrooms and a full guest bathroom provide plenty of flexibility. Additional highlights include a spacious laundry room with the washer and dryer included, reverse osmosis, low emissivity windows, a programmable thermostat and a tandem garage with additional storage space. The backyard is a private resort style retreat featuring a heated pool and spa, beautiful travertine decking, paver pathways and a spacious covered patio. The north and south facing lot borders a common area and offers added privacy with no neighbors directly behind or to the side of the home. Anthem at Merrill Ranch offers an impressive collection of community amenities including heated pools, a lap pool, a play pool, a clubhouse and recreation center, fitness facilities, pickleball courts, tennis courts, golf, a lake, biking paths, playgrounds and beautifully maintained common areas.

6732 W Sonoma Way, Florence
$386,990
4 Beds ⋅ 3 Baths ⋅ 7081601 MLS ⋅ 1,912 SqFt.
Beautiful NEW Home in in the highly desirable San Tan Valley area, close to major cities. November 2026 Move in. North/South exposure, bordering common area. Overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic amenities such as a kids pool, splash pad, fitness loop, clubhouse, fitness studio, industrial kitchen, outdoor patio with fire pits and grill & Multi-purpose room! Located near Queen Creek, highly rated schools, shopping, dining and aquatic center! Surrounded by open Sonoran Desert habitat, Florence is a western gem!

12949 E Verbina Lane, Florence
$365,000
2 Beds ⋅ 2 Baths ⋅ 7081191 MLS ⋅ 1,627 SqFt.
Nicely upgraded Providence floor plan in the award-winning active adult community of Anthem at Merrill Ranch! This beautifully maintained home offers an inviting great-room layout with 2 bedrooms plus a den, providing plenty of flexibility for guests, an office, hobbies, or entertaining. New flooring and thoughtful upgrades make this home truly move-in ready. Enjoy your morning coffee or evening conversations from the charming paver courtyard, a perfect spot to connect with friendly neighbors. The spacious 3-car garage provides plenty of room for vehicles, golf carts, storage, and more. The backyard is truly one-of-a-kind, featuring an extended covered patio and exceptional privacy. This wonderful outdoor living space is ideal for relaxing in the shade, hosting BBQs, entertaining... friends, or simply enjoying Arizona's beautiful weather. A major bonus is the paid-for solar system, offering the potential for significant savings on electric costs. The home is also partially furnished, making your move even easier. Located in Anthem at Merrill Ranch, residents enjoy an exceptional active-adult lifestyle with an impressive array of amenities, including the 18-hole Poston Butte Golf Club, state-of-the-art fitness center, indoor and outdoor pools, spa, clubhouse, tennis and pickleball courts, walking and biking trails, parks, recreation facilities, social clubs, and numerous activities and events. With its popular Providence floor plan, flexible living spaces, new flooring, private backyard, extended covered patio, 3-car garage, paid solar, and desirable community amenities, this is a fantastic opportunity to enjoy the Anthem at Merrill Ranch lifestyle. Move-in ready, beautifully maintained, and ready to enjoy!

6746 W Sandpiper Way, Florence
$340,000
3 Beds ⋅ 3 Baths ⋅ 7081128 MLS ⋅ 2,301 SqFt.
Charm and curb appeal abound for this Florence home! Step inside the inviting foyer, through the entry living room and into the well-appointed family room. Through the dining room you'll find the kitchen, which boasts stainless steel appliances, hard surface countertops, and ample storage. On the second story you'll find the primary suite and two secondary bedrooms. Come and see for yourself the possibilities that this home has to offer!

5516 E Quiet Retreat --, Florence
$322,000
4 Beds ⋅ 2 Baths ⋅ 7080998 MLS ⋅ 1,596 SqFt.
Why buy brand new when you can have this almost brand new, immaculate, and barely lived in home with a beautifully completed back yard, smart home features, custom paint inside, new fans throughout AND the possibility of assuming the sellers FHA loan at 4.99%?! Did I mention that unlike some others in the neighborhood, this house was built with a tile roof?! It even has a 240 Volt outlet in the garage to charge your electric vehicle! Very spacious home, great for entertaining! 9 ft ceilings, granite counter tops, 4' baseboards, and many more upgrades! Quiet neighborhood, close to schools, shopping and medical facility. This home is move in ready, come see it today!

561 W Freedom Street, Florence
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