Florence Homes with VA Loan New Financing

Florence, Arizona, is a charming city located in Pinal County. Known for its rich history and small-town atmosphere, Florence offers a unique living experience for those looking to settle down in the area. With a population of around 26,000 residents, this city provides a tight-knit community feel while still offering modern amenities and conveniences.

One of the great advantages of living in Florence is the availability of homes with VA Loan New Financing. If you are a veteran or an active-duty service member, this type of financing can provide you with numerous benefits when purchasing a home. VA loans offer competitive interest rates, no down payment requirements, and no private mortgage insurance. This makes it easier for veterans to achieve their dream of homeownership.

Florence is an ideal place to call home for those who appreciate a slower pace of life. The city boasts a variety of housing options, from cozy single-family homes to spacious ranch-style properties. With the help of VA Loan New Financing, you can find the perfect home that meets your needs and budget.

In addition to its housing options, Florence offers a range of recreational activities and attractions. From exploring the rich history of the city at the Florence Historic District to enjoying outdoor adventures at the nearby Casa Grande Ruins National Monument, there is always something to do and see in this vibrant community.

If you're considering making Florence your home, take advantage of the Homes with VA Loan New Financing available in the area. With its small-town charm, affordable housing options, and convenient location, Florence is a great place to settle down and enjoy the Arizona lifestyle.

Newest Florence Homes with VA Loan New Financing

$396,560

4 Beds ⋅ 3 Baths ⋅ 7089077 MLS ⋅ 2,055 SqFt.

Step into this beautifully designed Saguaro floor plan offering 2,055 sq ft of thoughtfully designed living space with 4 spacious bedrooms, 3 full bathrooms, and an incredible 3-car tandem garage perfect for extra storage, golf cart, or a home gym! This beautifully crafted home showcases granite countertops, white shaker cabinets, upgraded exterior elevation, and a bright open-concept layout ideal for entertaining and everyday living. Located in the highly sought after Anthem at Merrill Ranch community, residents enjoy unmatched resort style amenities including a resort pool, splash pad, community center, world class fitness center, golf course, restaurant, rock climbing wall, basketball courts, pickleball courts, catch-and-release fishing lakes, parks, trails, and so much more.

8500 W Stargell Way, Florence

$310,000

4 Beds ⋅ 3 Baths ⋅ 7088531 MLS ⋅ 2,221 SqFt.

Charm and curb appeal abound for this Florence home! Step inside the invting foyer and into the well-appointed living room, positioned at the front of the home. Through the dining room you'll find the kitchen, which boasts stainless steel appliances, hard surface countertops, and ample storage. The main level is rounded out by one of the home's three secondary bedrooms and a half bathroom. On the second story you'll find the primary suite and two additional bedrooms. Come and see for yourself the possibilities that this home has to offer!

6776 E Quiet Retreat Drive, Florence

$344,990

3 Beds ⋅ 2 Baths ⋅ 7088425 MLS ⋅ 1,585 SqFt.

Up to 3% of Base Price or total purchase price, whichever is less, is available through preferred lender.'' Lifestyle is around every corner of this community. Enjoy all the amenities that you have come to expect in 55+ living.

8048 W Cactus Wren Way, Florence

$347,990

2 Beds ⋅ 2 Baths ⋅ 7088406 MLS ⋅ 1,533 SqFt.

8071 W Willow Way, Florence

$559,900

3 Beds ⋅ 3 Baths ⋅ 7088309 MLS ⋅ 2,187 SqFt.

Beautifully appointed single-level home in Anthem at Merrill Ranch's active adult community! Situated on a desirable corner lot directly across from a park area, this home offers an extended-length 2.5-car garage plus a separate golf cart garage. The thoughtfully designed split floorplan features designer touches throughout, 8-foot interior doors, plantation shutters, luxury vinyl plank flooring, and a soft water system. The chef's kitchen is the heart of the home, featuring a huge island with breakfast bar, pendant lighting, granite countertops, gas cooktop, roll-out cabinet trays, and soft-close cabinetry. The spacious primary suite offers a huge walk-in shower with tiled surrounds, while the primary closet is enhanced with custom drawers and shelving. Enjoy beautifully landscaped front and rear yards featuring low-maintenance turf, including a private backyard putting green. Additional upgrades include surround sound and epoxy-coated garage floors. A terrific combination of style, functionality, and low-maintenance living in one of Anthem at Merrill Ranch's sought-after active adult neighborhoods.

7773 W Cactus Wren Way, Florence

$500,000

4 Beds ⋅ 3 Baths ⋅ 7088044 MLS ⋅ 2,705 SqFt.

Country Living with Room for Animals, Toys & More! This beautifully updated 4-bedroom, 3-full-bath home offers approximately 2,146 sq. ft. of comfortable living space on 1.286 acres, giving you the space and freedom you've been looking for. Thoughtfully remodeled and updated in 2024, the home features a welcoming fireplace, large laundry room, spacious living room with custom shelving, and a beautifully updated kitchen with white cabinetry, island, and included refrigerator. Outside, enjoy a fully fenced property with a generous covered back porch, grassy backyard, and gorgeous Arizona sunsets. There's plenty of room to build a shop, bring your horses, or create the ultimate setup for your toys and hobbies. A chicken coop is already in place & can stay, making this property ready for yo country-living dreams. The extra-deep and extra-wide 2-car garage provides plenty of room for vehicles, storage, and projects. Conveniently located just 2.5 miles from grocery stores and dining, 6 miles from historic Downtown Florence, 7 miles from Walmart, Tractor Supply and Coolidge shopping, and approximately 5 miles from Florence Hospital. Target is approximately 11 miles away. Hikers will enjoy hiking F Mountain, Outdoor enthusiasts will appreciate the easy access to the surrounding desert and miles of opportunities for off-road adventures. Whether you're looking for a full-time residence, winter retreat, or a place to finally have room for your horses, toys and hobbies, this property offers the perfect blend of country freedom and everyday convenience. Come enjoy the wide-open spaces, rich history, and small-town charm that make Florence such a special place to come home!

23538 N Mustang Way, Florence

$399,990

3 Beds ⋅ 2 Baths ⋅ 7087902 MLS ⋅ 1,998 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender. This single-story Manzanita offers 1,998 sq. ft. with 3 bedrooms, 2 baths, and a 2.5-car garage on a 7,200 sq. ft. homesite. Highlights include a covered patio, bay window and tray ceiling in the Owner's Suite, double doors at the den, and a built-in media wall with fireplace. The chef's kitchen features quartz countertops, upgraded cabinetry, a farm-style sink, and Whirlpool gas appliances. Smart home features, front and rear landscaping, and a luxurious Owner's Bath complete this home.

6791 W Ebbets Court, Florence

$376,990

3 Beds ⋅ 2 Baths ⋅ 7087853 MLS ⋅ 1,756 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender. This Senita floor plan offers 3 bedrooms, 2 baths, and 1,756 sq. ft. on a 5,704 sq. ft. homesite. Features include a 2-car garage with a 4' extension, courtyard wall and gate, and covered patio. Inside, enjoy quartz countertops, maple cabinetry, tile flooring, upgraded carpet, Whirlpool gas appliances, and a luxurious owner's bath with separate tub and shower. Smart home features, ceiling fan prewires, a garage service door, and additional gas connections complete this home.

6604 W Ebbets Way, Florence

$322,000

3 Beds ⋅ 3 Baths ⋅ 7087620 MLS ⋅ 2,221 SqFt.

MOVE IN READY!! Open floor plan with den and half bath downstairs. Large kitchen island is perfect for entertaining and hosting parties. Vaulted ceiling in loft with views of the desert with no neighbors behind you. If you are looking for a home to grow in, part of the loft and the den can be easily converted into bedrooms making it 5 bedroom!!

6396 E Lush Vista View, Florence

$349,999

3 Beds ⋅ 2 Baths ⋅ 7087198 MLS ⋅ 1,383 SqFt.

DESERT DREAMS ON DOGWOOD! Renovated 3-bedroom, 2-bath home + den w/ a split great-room floor plan. Updates include a Newer METAL ROOF,2026 HVAC, New 2025 PLANK FLOORING Throughout, Newer INTERIOR/EXTERIOR PAINT, & select Newer LIGHTING & PLUMBING FIXTURES. The Kitchen shines w/ NEWER BUTCHER BLOCK COUNTERS, White Freshly Painted Raised-Panel Cabinets, S/S Appliances & White Subway-Style Backsplash. Enjoy the Sunrises & Mountainous Views from the Extended Wooden Deck & The Low maintenance, Desertscaped Corner Lot offers two New Shaded Carports, & the 20-ft Storage Container is ideal for Storage &/Or a Tack/Feed Room, which adds to the Ideal Horse Set-Up, 2- Shaded Stall Shed Row w/ Turnout/Riding Arena. So, Saddle Up because there is room to ride, relax & enjoy Arizona living!

14888 N Dogwood Road, Florence

$424,700

2 Beds ⋅ 2 Baths ⋅ 7087182 MLS ⋅ 1,711 SqFt.

Elevated desert-wash views, a premium corner homesite, exceptional outdoor living, an extensively upgraded climate-controlled garage, and a furnished offering set this Sanctuary model apart. With 1,710 sq. ft., 2 bedrooms and 2 baths, this beautifully upgraded home combines an open-concept design, extensive custom improvements, outstanding functionality, and effortless Arizona living. Perfectly positioned on an elevated corner homesite overlooking a spacious desert wash, the setting provides open desert surroundings and wonderful separation, with a walking path just beyond the backyard. Best of all, the home is offered furnished, making it easy to settle in and start enjoying the Sun City Anthem lifestyle. Inside, the popular Sanctuary floor plan feels bright, open, and inviting. Tile flooring throughout means NO CARPET, while granite countertops and backsplash, upgraded recessed lighting and ceiling fans, under-cabinet kitchen lighting, and Hunter Douglas power roller shades add style and convenience throughout the home. The second bedroom offers exceptional versatility with a custom Murphy bed and built-in cabinetry, while the primary suite features custom closet cabinetry for beautifully organized storage. The laundry room has also been enhanced with custom cabinetry and a stainless-steel utility sink. Step outside and take advantage of Arizona's indoor-outdoor lifestyle. An extended paver patio and pergola create a wonderful space for relaxing or entertaining while enjoying the open desert setting. Additional exterior improvements include paver walkways, thoughtfully designed landscaping with two watering zones, solar sun shades, rain gutters, Bulldog security screen doors, and fresh exterior paint completed in 2025. And then there's the garage--a standout feature of this property. Extended to approximately 24 feet deep, the garage is insulated and equipped with a mini-split for heating and cooling, epoxy flooring, suspended storage racks, custom cabinetry, and a workbench. Outside, an extended driveway measuring approximately 27 feet with additional 2-foot side extensions provides even more usable space, while a 30-amp RV outlet adds another level of functionality. Additional improvements include a water softener and reverse-osmosis system, soft-start equipment on both A/C units, and HVAC ductwork cleaned in 2024. Located in Sun City Anthem at Merrill Ranch, 4287 N Brigadier Drive offers much more than a beautiful home. With its elevated desert-wash setting, extensive upgrades, impressive garage, outdoor living spaces, custom storage, and furnished offering, this is a home designed to make Arizona living easy from day one. Beyond the home, Sun City Anthem at Merrill Ranch delivers the resort-style experience that makes this 55+ community so special. The 48,000-square-foot recreation center serves as the heart of the community, with indoor and outdoor pools, extensive fitness facilities, pickleball, tennis, bocce ball, creative arts and hobby spaces, and an incredible variety of clubs, activities, and social events. Golfers can enjoy the Troon-managed championship Poston Butte Golf Club, while the Anthem Grille offers a full-service restaurant and bar right within the community--perfect for meeting friends, enjoying dinner and drinks, or relaxing after a round of golf.

4287 N Brigadier Drive, Florence

$111,000

1 Beds ⋅ 1 Baths ⋅ 7086723 MLS ⋅ 386 SqFt.

Welcome home to 521 E Barrel Cactus in Caliente Casa Del Sol, a popular 55+ active adult community where you own the land! Situated on a desirable corner lot, this fully furnished home is move-in ready and includes all appliances plus a washer and dryer located in the storage shed. Inside, textured walls, vaulted ceilings, and a skylight create a bright and spacious feel. Enjoy the many community amenities, including a large clubhouse, four community pools, pickleball and shuffleboard courts, a billiards room, and more. Whether you're looking for your a seasonal getaway or a full time residence, this home is ready for you to make it your own!

521 E Barrel Cactus Lane, Florence

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