Forest Lakes Homes with Conventional New Financing

Forest Lakes Homes with Conventional New Financing

Forest Lakes is a charming city located in Coconino County, Arizona. Nestled amidst the breathtaking natural beauty of the region, Forest Lakes offers a serene and idyllic setting for residents to call home.

With its picturesque landscapes, towering pine trees, and crisp mountain air, Forest Lakes is a haven for nature enthusiasts and outdoor lovers. The city is surrounded by the Coconino National Forest, providing ample opportunities for hiking, camping, fishing, and wildlife spotting.

Forest Lakes is also known for its tight-knit community and friendly atmosphere. Residents here enjoy a peaceful and laid-back lifestyle, away from the hustle and bustle of the city. The city boasts a range of amenities, including a community center, parks, and recreational facilities, ensuring that residents have everything they need within reach.

When it comes to real estate in Forest Lakes, homes with conventional new financing are readily available. Whether you're looking for a cozy cabin nestled in the woods or a modern family home, Forest Lakes offers a variety of housing options to suit different preferences and budgets. With conventional new financing, buyers can secure a mortgage with favorable terms and conditions, making homeownership a reality for many.

If you're seeking a tranquil and nature-filled escape, Forest Lakes is the perfect place to call home. With its stunning natural surroundings, tight-knit community, and homes with conventional new financing, this city offers an ideal setting for those looking to embrace the beauty of Arizona's Coconino County.

Newest Forest Lakes Homes with Conventional New Financing

$549,000
3 Beds ⋅ 2 Baths ⋅ 7075849 MLS ⋅ 1,344 SqFt.
3BR modified A-frame on 1.01Firewise-cleared acres with knotty pine throughout. 1 BR + bath/shower down; 2 BR + bath/shower up. A-frame roofline on one side; decks on 3 sides. Large covered deck faces away from street, helping limit road dust, and was redone in 2024. Circular driveway + 2nd driveway for backyard access. Dishwasher, conveying washer/dryer combo, cell booster, replaced toilets/outlets & insulation added below. Separate 87 SF finished She Shed/Office with deck, electric, windows, drywall & Dutch door. Toy garage/workshop with electric & workbench.

2644 Summer Loop, Forest Lakes
$569,900
3 Beds ⋅ 2 Baths ⋅ 7074161 MLS ⋅ 1,939 SqFt.
Welcome to your mountain sanctuary! Nestled right in the heart of Forest Lakes--home to the world's largest stand of Ponderosa Pines--this charming 3-bedroom, 2-bathroom retreat is the ultimate getaway. Located just a scenic two-hour drive from the Phoenix Valley, it offers a refreshing escape to cool mountain air, four distinct seasons, and endless outdoor adventures right out your back door. Step inside to find a light and airy great room featuring soaring vaulted ceilings, open dining, and a cozy pellet stove for crisp evenings. The functional layout includes a spacious kitchen adjoined by a large interior laundry room complete with pantry shelving for max convenience. Thoughtful modern comfort shines throughout with an Ecobee Wi-Fi thermostat. energy-efficient dual-pane windows, refreshed flooring, and bright recessed lighting. Outdoors, your private oasis awaits on the expansive covered front patio surrounded by fruit-bearing apple trees, blue spruces, and towering pines. Adventure lovers will appreciate the sturdy metal roof, the detached 14x20 toy garage with a roll-up door to house your side-by-side or boat. Enjoy total peace of mind with extensive high-quality upgrades, including a whole-house backup generator with an automatic transfer switch, a 200-amp electrical panel, and two newer water heaters. The sellers have meticulously improved the home with extensive spray-foam insulation underfoot and upstairs, reinforced foundation footers, a new ridge beam with supports, brand-new patio sliders, updated entry doors, and a pea-gravel driveway. This exceptional cabin is completely move-in ready for all seasons!

2524 Old Rim Road, Forest Lakes
$525,000
3 Beds ⋅ 1 Baths ⋅ 7074102 MLS ⋅ 1,120 SqFt.
Escape to the cool mountain air of Forest Lakes! Set on approximately 1 acre of horse property at an elevation of approximately 7,600 feet, this turnkey, move-in-ready 3-bedroom, 1-bath cabin offers the perfect opportunity to enjoy the beauty and recreation of Arizona's high country. Surrounded by the majestic Ponderosa Pine forests of the Mogollon Rim and the Sitgreaves National Forest, this property puts you right in the heart of nature. Imagine summer days that can be 25-55 degrees cooler than Maricopa County, crisp mountain mornings, towering pines, abundant wildlife, and easy access to some of the area's most beautiful recreational destinations. Numerous Rim Lakes, including Woods Canyon Lake and Willow Springs Lake, are just minutes away, offering fishing, boating, hiking, camping, and endless opportunities to explore the great outdoors. Inside, the cabin is turnkey and ready to enjoy, whether you're looking for a full-time mountain home, weekend getaway, or a place to escape the heat and reconnect with nature. The approximately 1-acre parcel provides room to spread out and enjoy the peaceful surroundings, while the oversized 2-car garage offers plenty of space for vehicles, recreational equipment, toys, and storage. A separate storage shed provides even more room for your mountain lifestyle needs. Opportunities to own acreage in this spectacular high-country setting are increasingly hard to find. If you've been dreaming of a mountain retreat surrounded by some of the largest and most beautiful Ponderosa Pine forests in the world, this Forest Lakes cabin deserves a look!

1640 Sheep Springs Road, Forest Lakes
$285,000
7068830 MLS
A Dream Lot for Your Perfect Mountain Cabin in Forest Lakes, AZ! 1.02-acre lot on a quiet cul-de-sac in the heart of Arizona's rim country. No HOA! The flat & usable lot provides ample space for your creative vision & allows for easy construction of your dream cabin or mountain retreat. You'll enjoy year-round access, the road by the property is cleared during winter for emergency vehicles, ensuring it stays open & accessible in all seasons. Nestled among majestic Ponderosa pines, this property offers peace, privacy, & direct access to miles of hiking trails, multiple lakes, fishing spots, and endless outdoor recreation. Enjoy the beauty of all four seasons, surrounded by breathtaking scenery and abundant wildlife.

1958 Ferret Circle Unit 260, Forest Lakes
$899,900
4 Beds ⋅ 3 Baths ⋅ 7063132 MLS ⋅ 3,230 SqFt.
Located just two hours from Phoenix in Forest Lakes Estates, this spacious high-country estate offers mid-70s summer weather, nearby trails and lakes, and plenty of room for a large family. The main home features a high-ceiling chalet layout framed by a massive wall of windows with pine views. It includes three bedrooms, two full baths, and a large upper loft with its own private walk-out balcony. A deep covered deck expands the living space outside for easy outdoor dining under the pines. A separate, extra-deep heated garage provides parking and toy storage beneath a full 1,200 sq ft guest apartment. Featuring a complete kitchen, living area, private bedroom, laundry, and its own balcony, this guest suite offers total independence for visitors or extended family. High-end mountain.. ...space built to host everyone comfortably.

1626 Quail Trail, Forest Lakes
$2,495,000
4 Beds ⋅ 3 Baths ⋅ 7061426 MLS ⋅ 3,000 SqFt.
Nestled within the serene embrace of the Sitgreaves National Forest in Forest Lakes, Arizona, discover a truly exceptional custom single-level cabin home currently under construction, offering an unparalleled blend of rustic elegance and modern luxury. This is more than a home; it's a private sanctuary where the majestic towering Ponderosa Pine trees are your neighbors and the whisper of the wind through the pines is your soundtrack. Exquisite Craftsmanship and Unrivaled Quality From the moment you arrive, the attention to detail is evident. The home's facade boasts over 3700 square feet of stone accents and facade, creating a striking and harmonious connection with its natural surroundings. A grand custom wrought iron and steel entry

500 Mule Springs Trail, Forest Lakes
$1,999,900
6 Beds ⋅ 5 Baths ⋅ 7055636 MLS ⋅ 4,800 SqFt.
Rare opportunities like this don't come along often. Welcome to one of Forest Lakes Estates' most extraordinary custom log homes, a private mountain retreat where timeless craftsmanship meets the untamed beauty of the Apache-Sitgreaves National Forest. Set on a breathtaking one-acre, cul-de-sac homesite [no dust or traffic] backing directly to the National Forest, this remarkable estate feels like it was pulled straight from the pages of a luxury mountain magazine. If you've ever dreamed of living the Yellowstone lifestyle, you'll feel right at home. The rustic elegance, rich wood finishes, handcrafted details, and authentic lodge ambiance would make Rip and Beth feel like they never left the Dutton Ranch. Tucked away from the road, the property unfolds into a spectacular backyard paradise where lush green grass, mature Ponderosa pines, towering spruce trees, graceful aspens, an apple tree, and colorful perennial gardens create an unforgettable setting. Spend your mornings on the covered patio watching elk wander through the meadow, deer grazing nearby, and the iconic Forest Lakes wild horses making their regular appearance. This is mountain living at its finest. Designed for gathering while offering plenty of privacy, the three-level residence provides over-the-top comfort and exceptional living spaces throughout. Expansive decks span both the front and back of the home, creating exceptional spaces to relax, entertain and take in the surrounding beauty, while private balcony decks off the bedrooms offer peaceful retreats to enjoy the crisp mountain air and forest views. *Upper wood deck railing in the process of being upgraded to metal, updated pictures to come* The main level welcomes you with a stunning great room centered around a grand wood-burning fireplace with a custom mantel, creating the perfect place to gather after a day exploring the forest. The chef's kitchen is both beautiful and functional, featuring generous workspace, an eat-at breakfast bar, and an elegant formal dining room ideal for entertaining family and friends. Just off the kitchen is an oversized mudroom and laundry room complete with an expansive walk-in pantry and convenient half bath. The primary suite offers a peaceful retreat with dual granite vanities, a custom tiled walk-in shower, a spacious walk-in closet with built-in organization, and a private toilet room. Upstairs, the open loft overlooks the great room below and leads to three additional bedrooms, including one with its own walk-in closet, along with a full bathroom for family and guests. The walk-out lower level was built for entertaining. Rich custom cabinetry, a cozy propane fireplace, a stunning live-edge wood bar with a copper sink, wet bar, pool table, shuffleboard, and another luxurious primary suite with ensuite bath and walk-in closet create the ultimate gathering place for unforgettable weekends in the mountains. Walls of windows throughout the home were thoughtfully designed to capture the incredible forest backdrop, flooding every level with natural light while showcasing the breathtaking scenery beyond. Storage is abundant throughout, including a dedicated mechanical and storage room housing the water softener, heater, ice machine, and additional storage space. Above the oversized tandem two-car garage sits a beautifully appointed guest cabin offering complete privacy for family and visitors. Featuring its own kitchen, living room, bedroom, bathroom, and private balcony overlooking the forest, it's the perfect place for extended stays or multi-generational living. This is more than a cabin, it's a legacy property. A place where generations will gather, stories will be shared around the fire, wildlife becomes part of your daily routine, and every season brings a new reason to fall in love with Forest Lakes. Luxury. Privacy. Adventure. Authentic mountain living. Your Yellowstone chapter begins here. Furnished!! Small list of exclusions, inquire for details. About Forest Lakes: Escape the desert heat and discover why Forest Lakes is Arizona's best-kept mountain retreat. Nestled at 7,500 feet in elevation, this charming community enjoys temperatures typically 30-50 degrees cooler than the Valley, surrounded by towering Ponderosa Pines, fresh mountain air, and breathtaking natural beauty. Life here is about slowing down and embracing the outdoors. Explore miles of UTV, ATV, hiking, and horseback riding trails that lead to spectacular destinations including the iconic Mogollon Rim, scenic mountain meadows, and endless forest adventures. Spend your days fishing at community pond or nearby Woods Canyon Lake, Willow Springs Lake, and several other trout-stocked lakes, or simply relax and watch elk, deer, and wild horses wander through the neighborhood. Unlike many mountain communities, Forest Lakes has no HOA, yet offers an incredible sense of community. Residents enjoy a welcoming community center featuring summer events, social gatherings, hobby clubs, a library with pickleball/basketball court, making it easy to connect with neighbors and enjoy mountain living year-round. When it's time to unwind, enjoy the seasonal local restaurant offering live music on most weekends, grab essentials at one of the two convenient general stores, or simply sit on your deck beneath the whispering pines and watch the sunset paint the forest in golden light. Whether you're seeking weekend escapes, unforgettable family memories, or a full-time mountain lifestyle, Forest Lakes offers the perfect blend of recreation, relaxation, and small-town charm, just a scenic drive from the Phoenix metro area. Forest Lakes isn't just a place to own a cabin... it's a place to create a lifetime of memories.

2080 Gobbler Lane, Forest Lakes
$412,250
2 Beds ⋅ 1 Baths ⋅ 7054277 MLS ⋅ 960 SqFt.
Escape the Phoenix heat to this charming mountain retreat in Forest Lakes. Located just an easy two-hour drive from the Valley, this high-elevation getaway offers scenic beauty and refreshing summer temperatures in the mid-70s. Tucked off the beaten path and away from the busier neighborhood roads, this property enjoys minimal traffic and low dust, offering true peace and quiet. The cabin delivers that perfect, cozy cabiny aesthetic alongside a complete interior remodel. The inviting living space features warm spruce walls and ceilings, new luxury vinyl plank flooring throughout, a new wood-burning stove, and new windows that fill the home with natural light. Practical updates provide absolute peace of mind, including a new water heater, a beautifully tiled shower, and a fully fire-w ... lot. Outside, the attached deck is perfect for enjoying the cool mountain weather, and the property includes two storage sheds. Whether you are looking for a weekend escape or a turnkey mountain getaway, this adorable Forest Lakes gem is ready for its next chapter.

2486 Bailey Drive, Forest Lakes
$1,250,000
3 Beds ⋅ 2 Baths ⋅ 7046586 MLS ⋅ 1,952 SqFt.
Welcome to this extensively remodeled mountain retreat, offering 1,952 square feet of thoughtfully updated living space. Originally built in 1985, this home underwent a comprehensive renovation in 2025, with improvements extending from the foundation to the roof. Major structural and environmental upgrades include foundation leveling and reinforcement, professional mold remediation, asbestos remediation, repaired roof trusses, rodent-proofing and sealing, insulation throughout interior and exterior walls, and a 2025 metal roof on both the home and garage. Inside, the home has been completely transformed with drywall, fresh paint, updated electrical systems, PEX plumbing, luxury vinyl plank flooring, recessed lighting, dimmer switches, doors, smoke detectors, and four energy-efficient mini-split heating and cooling units installed in 2026. Two electric fireplaces and bathroom heaters provide additional comfort throughout the year. The beautifully updated kitchen features quartz countertops, stainless steel appliances, a dishwasher, garbage disposal, modern lighting, and abundant workspace for entertaining family and guests. A tankless propane water heater ensures efficient hot water service. Designed to accommodate large gatherings, this spacious 3-bedroom, 2-bath home comfortably sleeps 14-16 guests. Additional features include a downstairs tub, ceiling fans, screened windows, in floor electrical outlets upstairs, updated closets, and a dedicated utility room complete with a convenient dog-wash station. Outdoor enthusiasts and RV owners will appreciate the covered 40-foot RV parking area with 50-amp electrical hookups, water service, septic cleanout, and a generous 14-foot width. The property also offers grey-water plumbing for the washer and a wraparound deck, creating the perfect setting to enjoy mountain air and outdoor living. As a unique bonus, the home was professionally Feng Shui'd in September 2024 by Master Steven of Golden Spring Feng Shui, bringing intentional balance and harmony to the living environment. This is a rare opportunity to own a fully renovated mountain home where virtually every major system and component has been upgraded, providing peace of mind and modern comfort for years to come.

2186 Snow Trail, Forest Lakes
$475,000
2 Beds ⋅ 1 Baths ⋅ 7041803 MLS ⋅ 1,152 SqFt.
Welcome to your dream mountain escape! Nestled on a rare, sprawling 1-acre lot in the highly sought-after Forest Lakes community, this charming 2-bedroom, 1-bathroom cabin offers the perfect blend of rustic comfort and pristine nature. Built in 1981, the home features a cozy, timeless cabin feel with plenty of room to breathe. The crown jewel of this property is its unbeatable location--directly backing the majestic National Forest. Step out your back door into endless scenic views, towering pines, and peaceful wildlife. The massive lot provides ultimate privacy and includes 2 large storage sheds, perfect for all your mountain toys, tools, or workshop needs. Whether you are looking for a cool summer getaway or a cozy winter retreat, this forest-side gem is ready for its next chapter.

2716 Rim Loop, Forest Lakes
$489,900
2 Beds ⋅ 1 Baths ⋅ 7032419 MLS ⋅ 1,152 SqFt.
Tucked away on the quiet loop of Mineral Drive, surrounded by stunning multi-million dollar cabins and towering ponderosa pines, this true log cabin is the kind of place people dream about when they imagine escaping to Forest Lakes. From the moment you arrive, the cabin vibes are undeniable...warm wood tones, the scent of pine in the air, and that cozy feeling that instantly makes you want to slow down & stay awhile. The covered front deck invites lazy mornings with coffee while the rear open deck is perfect for cool summer evenings under the stars. Inside, the cabin lives just right..a welcoming family room centered around a wood-burning stove, a charming kitchen, bathroom, & French doors leading into the main bedroom. Upstairs, the spacious sleeping loft offers additional room for guests game nights, or peaceful afternoons listening to the wind through the trees. This is the perfect weekend getaway..large enough to enjoy comfortably, yet small enough that you won't spend your weekends cleaning and maintaining. A storage shed onsite provides extra room for your mountain gear and outdoor essentials. If you've been searching for the epitome of cabin living in Forest Lakes, this is it.

1448 Mineral Drive, Forest Lakes
$735,000
3 Beds ⋅ 2 Baths ⋅ 7030892 MLS ⋅ 2,178 SqFt.
Built in 2008, this gorgeous 2178sf, single level, ranch style home sits on one acre amongst towering pine trees. Kitchen offers an abundance of custom wood cabinetry and granite countertops. There is a gas range, refrigerator, dishwasher, pantry and kitchen island with eat-in dining area, so plenty of room for all your friends and family! The living area has a pellet stove. Master bedroom is spacious and has a walk-in closet. Bathroom has a 2 person jetted tub, steam shower and single vanity. Two additional bedrooms with this split floor plan and the second bedroom has dual purpose with craft cabinets. Third bedroom and the guest bathroom has a tub-shower combo and both bathrooms have urinals. Enjoy a bonus room that is currently utilized as a home gym. There is a whole house central vacuum system, water purifier, sourrond sound speakers and security system with cameras. Large laundry room includes the washer and dryer. You will enjoy outdoor living with a covered front porch and a massive covered back deck. Children will enjoy their own custom built tree house! Metal building is 32x25, 800sf with a large generator, which can be your 4 car garage or workshop. House and playhouse have metal roofs. This is a beautiful place to call home!

1233 Merzville Road, Forest Lakes
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