Forest Lakes Homes with Conventional New Financing

Forest Lakes Homes with Conventional New Financing

Forest Lakes is a charming city located in Coconino County, Arizona. Nestled amidst the breathtaking natural beauty of the region, Forest Lakes offers a serene and idyllic setting for residents to call home.

With its picturesque landscapes, towering pine trees, and crisp mountain air, Forest Lakes is a haven for nature enthusiasts and outdoor lovers. The city is surrounded by the Coconino National Forest, providing ample opportunities for hiking, camping, fishing, and wildlife spotting.

Forest Lakes is also known for its tight-knit community and friendly atmosphere. Residents here enjoy a peaceful and laid-back lifestyle, away from the hustle and bustle of the city. The city boasts a range of amenities, including a community center, parks, and recreational facilities, ensuring that residents have everything they need within reach.

When it comes to real estate in Forest Lakes, homes with conventional new financing are readily available. Whether you're looking for a cozy cabin nestled in the woods or a modern family home, Forest Lakes offers a variety of housing options to suit different preferences and budgets. With conventional new financing, buyers can secure a mortgage with favorable terms and conditions, making homeownership a reality for many.

If you're seeking a tranquil and nature-filled escape, Forest Lakes is the perfect place to call home. With its stunning natural surroundings, tight-knit community, and homes with conventional new financing, this city offers an ideal setting for those looking to embrace the beauty of Arizona's Coconino County.

Newest Forest Lakes Homes with Conventional New Financing

$398,000
2 Beds ⋅ 1 Baths ⋅ 7062539 MLS ⋅ 782 SqFt.
Fabulous cul-de-sac lot with a 2 bedroom home and a 24x36' lofted garage with a 10' door, tucked in the back of Forest Lakes Estates. This freshly cleaned lot boasts enormous Ponderosa Pines and cleared space for 3-4 RVs. The 2 bed/1 bath home can easily be remodeled and updated, or removed and replaced with whatever you can dream up. The real shining star is the 24x36' lofted garage on slab. Built like a tank, it could become main quarters, the ultimate mountain man cave, or the Forest Lakes Waterin' Hole. With a horse corral ready for your equestrians and immediate access to forest roads and trails, this property is something special. ***Being sold ''As-Is'' and ready for a quick close!***

2507 Middle Loop, Forest Lakes
$2,495,000
4 Beds ⋅ 3 Baths ⋅ 7061426 MLS ⋅ 3,000 SqFt.
Nestled within the serene embrace of the Sitgreaves National Forest in Forest Lakes, Arizona, discover a truly exceptional custom single-level cabin home currently under construction, offering an unparalleled blend of rustic elegance and modern luxury. This is more than a home; it's a private sanctuary where the majestic towering Ponderosa Pine trees are your neighbors and the whisper of the wind through the pines is your soundtrack. Exquisite Craftsmanship and Unrivaled Quality From the moment you arrive, the attention to detail is evident. The home's facade boasts over 3700 square feet of stone accents and facade, creating a striking and harmonious connection with its natural surroundings. A grand custom wrought iron and steel entry

500 Mule Springs Trail, Forest Lakes
$280,000
7061004 MLS
Now is your chance to own a beautiful 1 acre parcel in the desirable Forest Lakes community! This property is ready for your weekend getaway or future retreat with a water meter already installed, an existing septic system, perfect for a travel trailer or RV. Enjoy cool mountain temperatures at approximately 7,600' elevation while surrounded by towering ponderosa pines and lush wild ferns. Experience the beauty of nature as wild horses, elk, and deer frequently roam through the area. Bring your ATVs, UTVs, and outdoor toys to explore miles of nearby Sitgreaves National Forest. With no HOA, you'll appreciate the freedom to enjoy your property your way while becoming part of a welcoming mountain community.

589 Trout Springs Road Unit 71, Forest Lakes
$425,000
2 Beds ⋅ 1 Baths ⋅ 7060583 MLS ⋅ 768 SqFt.
Escape to this adorable A-frame cabin where charm and comfort come together! This cozy 1-bedroom, 1-bath retreat offers 768 sq ft of warm, inviting living space with classic cabin character and a welcoming atmosphere. The iconic A-frame design creates a light-filled interior that's perfect for weekend getaways, full-time living, or a vacation rental. Enjoy peaceful mornings with coffee, relaxing evenings by the fire, and the simple joy of cabin life. Whether you're looking for a mountain escape or a cozy place to be at home, this storybook cabin is full of personality and ready for your next adventure! Lots of outdoor space and covered porch space included.

2057 Wildcat Road, Forest Lakes
$425,000
2 Beds ⋅ 1 Baths ⋅ 7054277 MLS ⋅ 960 SqFt.
Escape the Phoenix heat to this charming mountain retreat in Forest Lakes. Located just an easy two-hour drive from the Valley, this high-elevation getaway offers scenic beauty and refreshing summer temperatures in the mid-70s. Tucked off the beaten path and away from the busier neighborhood roads, this property enjoys minimal traffic and low dust, offering true peace and quiet. The cabin delivers that perfect, cozy cabiny aesthetic alongside a complete interior remodel. The inviting living space features warm spruce walls and ceilings, new luxury vinyl plank flooring throughout, a new wood-burning stove, and new windows that fill the home with natural light. Practical updates provide absolute peace of mind, including a new water heater, a beautifully tiled shower, and a fully fire-w ... lot. Outside, the attached deck is perfect for enjoying the cool mountain weather, and the property includes two storage sheds. Whether you are looking for a weekend escape or a turnkey mountain getaway, this adorable Forest Lakes gem is ready for its next chapter.

2486 Bailey Drive, Forest Lakes
$515,000
3 Beds ⋅ 2 Baths ⋅ 7053027 MLS ⋅ 1,656 SqFt.
Escape to the cool pines with this charming rustic cabin nestled on a private 1-acre lot in desirable Forest Lakes. This inviting 3-bed, 2-bath home offers the perfect blend of cozy cabin character and comfortable living. Warm wood siding, rustic finishes, and an inviting atmosphere make this mountain retreat feel like home from the moment you arrive. The spacious living room provides plenty of room to gather with family and friends, while the front porch is the perfect place to relax, enjoy the fresh mountain air, and take in the peaceful surroundings. Situated on a quiet street, the property offers exceptional privacy. Outside, you'll find an oversized detached single-car garage with extra space for storage or a workshop, along with a convenient garden shed for tools and outdoor equipment. If you're looking for a residence, weekend getaway, or vacation rental opportunity, this Forest Lakes cabin is ready! This nice at this price point doesn't happen often, so you'll need to move fast on this one.

2275 Turkey Trail, Forest Lakes
$1,250,000
3 Beds ⋅ 2 Baths ⋅ 7046586 MLS ⋅ 1,952 SqFt.
Welcome to this extensively remodeled mountain retreat, offering 1,952 square feet of thoughtfully updated living space. Originally built in 1985, this home underwent a comprehensive renovation in 2025, with improvements extending from the foundation to the roof. Major structural and environmental upgrades include foundation leveling and reinforcement, professional mold remediation, asbestos remediation, repaired roof trusses, rodent-proofing and sealing, insulation throughout interior and exterior walls, and a 2025 metal roof on both the home and garage. Inside, the home has been completely transformed with drywall, fresh paint, updated electrical systems, PEX plumbing, luxury vinyl plank flooring, recessed lighting, dimmer switches, doors, smoke detectors, and four energy-efficient mini-split heating and cooling units installed in 2026. Two electric fireplaces and bathroom heaters provide additional comfort throughout the year. The beautifully updated kitchen features quartz countertops, stainless steel appliances, a dishwasher, garbage disposal, modern lighting, and abundant workspace for entertaining family and guests. A tankless propane water heater ensures efficient hot water service. Designed to accommodate large gatherings, this spacious 3-bedroom, 2-bath home comfortably sleeps 14-16 guests. Additional features include a downstairs tub, ceiling fans, screened windows, in floor electrical outlets upstairs, updated closets, and a dedicated utility room complete with a convenient dog-wash station. Outdoor enthusiasts and RV owners will appreciate the covered 40-foot RV parking area with 50-amp electrical hookups, water service, septic cleanout, and a generous 14-foot width. The property also offers grey-water plumbing for the washer and a wraparound deck, creating the perfect setting to enjoy mountain air and outdoor living. As a unique bonus, the home was professionally Feng Shui'd in September 2024 by Master Steven of Golden Spring Feng Shui, bringing intentional balance and harmony to the living environment. This is a rare opportunity to own a fully renovated mountain home where virtually every major system and component has been upgraded, providing peace of mind and modern comfort for years to come.

2186 Snow Trail, Forest Lakes
$499,900
2 Beds ⋅ 1 Baths ⋅ 7041803 MLS ⋅ 1,152 SqFt.
Welcome to your dream mountain escape! Nestled on a rare, sprawling 1-acre lot in the highly sought-after Forest Lakes community, this charming 2-bedroom, 1-bathroom cabin offers the perfect blend of rustic comfort and pristine nature. Built in 1981, the home features a cozy, timeless cabin feel with plenty of room to breathe. The crown jewel of this property is its unbeatable location--directly backing the majestic National Forest. Step out your back door into endless scenic views, towering pines, and peaceful wildlife. The massive lot provides ultimate privacy and includes 2 large storage sheds, perfect for all your mountain toys, tools, or workshop needs. Whether you are looking for a cool summer getaway or a cozy winter retreat, this forest-side gem is ready for its next chapter.

2716 Rim Loop, Forest Lakes
$499,900
2 Beds ⋅ 1 Baths ⋅ 7032419 MLS ⋅ 1,152 SqFt.
Tucked away on the quiet loop of Mineral Drive, surrounded by stunning multi-million dollar cabins and towering ponderosa pines, this true log cabin is the kind of place people dream about when they imagine escaping to Forest Lakes. From the moment you arrive, the cabin vibes are undeniable...warm wood tones, the scent of pine in the air, and that cozy feeling that instantly makes you want to slow down & stay awhile. The covered front deck invites lazy mornings with coffee while the rear open deck is perfect for cool summer evenings under the stars. Inside, the cabin lives just right..a welcoming family room centered around a wood-burning stove, a charming kitchen, bathroom, & French doors leading into the main bedroom. Upstairs, the spacious sleeping loft offers additional room for guests game nights, or peaceful afternoons listening to the wind through the trees. This is the perfect weekend getaway..large enough to enjoy comfortably, yet small enough that you won't spend your weekends cleaning and maintaining. A storage shed onsite provides extra room for your mountain gear and outdoor essentials. If you've been searching for the epitome of cabin living in Forest Lakes, this is it.

1448 Mineral Drive, Forest Lakes
$735,000
3 Beds ⋅ 2 Baths ⋅ 7030892 MLS ⋅ 2,178 SqFt.
Built in 2008, this gorgeous 2178sf, single level, ranch style home sits on one acre amongst towering pine trees. Kitchen offers an abundance of custom wood cabinetry and granite countertops. There is a gas range, refrigerator, dishwasher, pantry and kitchen island with eat-in dining area, so plenty of room for all your friends and family! The living area has a pellet stove. Master bedroom is spacious and has a walk-in closet. Bathroom has a 2 person jetted tub, steam shower and single vanity. Two additional bedrooms with this split floor plan and the second bedroom has dual purpose with craft cabinets. Third bedroom and the guest bathroom has a tub-shower combo and both bathrooms have urinals. Enjoy a bonus room that is currently utilized as a home gym. There is a whole house central vacuum system, water purifier, sourrond sound speakers and security system with cameras. Large laundry room includes the washer and dryer. You will enjoy outdoor living with a covered front porch and a massive covered back deck. Children will enjoy their own custom built tree house! Metal building is 32x25, 800sf with a large generator, which can be your 4 car garage or workshop. House and playhouse have metal roofs. This is a beautiful place to call home!

1233 Merzville Road, Forest Lakes
$444,900
3 Beds ⋅ 1 Baths ⋅ 7028045 MLS ⋅ 1,056 SqFt.
Nestled among towering Ponderosa Pines this charming 1,056 square foot cabin at 2190 Old Rim Rd offers a perfect blend of rustic character and practical living. Set on a generous 1.05-acre lot, this three bedroom, one-bathroom retreat provides ample space to create your mountain escape. The cabin's great room serves as the heart of the home, featuring a wood-burning fireplace that creates a warm, inviting atmosphere during cool Arizona evenings. The eat-in kitchen provides functionality while maintaining the cabin's cozy aesthetic. A spacious storage room offers versatility - envision transforming it into an indoor laundry area or expanding the primary suite with an additional bathroom. Outdoor living is emphasized with a welcoming porch perfect for morning coffee while taking in the natural surroundings. The property's expansive grounds provide numerous opportunities for gardening, outdoor recreation, or simply enjoying the forest setting. Gather around the backyard fire pit on summer evenings for storytelling and stargazing with family and friends. Practical amenities include a convenient storage shed for outdoor equipment, circular driveway & covered carport offering abundant parking for residents and guests. Plus an RV spot with 30amp hook up, water access and rv dump. The property includes laundry hookups, ensuring modern convenience in this mountain setting. Forest Lakes Estates presents an idyllic location for nature enthusiasts, with nearby lakes providing exceptional opportunities for fishing, boating, and waterfront relaxation. The absence of HOA restrictions allows homeowners complete freedom to personalize their property according to their vision. There is also a full time Fire Dept. / EMS, community center, library, 2 general stores and restaurant/bar. If you need more options make the 20-30 min commute to Heber or back to Payson. Act now to own a piece of Arizona's mountain heritage while creating new memories in a tranquil forest setting. The home is rich in history yet ready for new beginnings, this cabin awaits your personal touch to transform it into your ideal mountain retreat.

2190 Old Rim Road, Forest Lakes
$800,000
3 Beds ⋅ 3 Baths ⋅ 7027350 MLS ⋅ 2,500 SqFt.
Your new mountain retreat is waiting in Forest Lakes. Turn out of the cul de sac and be welcomed by an expansive deck perfect for your morning coffee but is large enough for family gatherings. A walk-out basement serves as both a second living space and bunk house with four single beds and two double beds. The main level features an open concept kitchen, dining and living room flooded with natural light from floor to ceiling windows. A full bathroom and two generous sized bedrooms complete the main level. Up the stairs to the loft area master bedroom and sitting room with dual closets and a spacious bathroom with separate shower and garden tub. The fenced backyard allows space for pets and kids to roam. The detached two car garage provides space for parking and your mountain toys.

2233 Mulberry Drive, Forest Lakes
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.