Forest Lakes Homes with VA Loan New Financing

Welcome to Forest Lakes, a charming community nestled in the heart of Coconino County, Arizona. This picturesque town offers a tranquil escape from the hustle and bustle of city life, with its serene forests and stunning natural landscapes.

For those looking to make Forest Lakes their home, there are plenty of options available, including homes that qualify for VA loans. With VA loan financing opportunities, eligible homebuyers can take advantage of favorable terms and benefits to make their dream of homeownership a reality.

Whether you're looking for a cozy cabin retreat or a spacious family home, Forest Lakes has a diverse range of properties to suit every lifestyle. Imagine waking up to the fresh mountain air, surrounded by tall pines and the sounds of nature – this is the everyday reality for residents of Forest Lakes.

In addition to its natural beauty, Forest Lakes offers a close-knit community atmosphere, where neighbors become friends and every day feels like a retreat. With easy access to outdoor activities such as hiking, fishing, and camping, there's always something new to explore in this idyllic town.

If you're ready to make Forest Lakes your home, let us help you find the perfect property to suit your needs. Contact us today to learn more about available homes with VA loan financing options and start your journey to living in this enchanting Arizona town.

Newest Forest Lakes Homes with VA Loan New Financing

$1,250,000

3 Beds ⋅ 2 Baths ⋅ 7046586 MLS ⋅ 1,952 SqFt.

Welcome to this extensively remodeled mountain retreat, offering 1,952 square feet of thoughtfully updated living space. Originally built in 1985, this home underwent a comprehensive renovation in 2025, with improvements extending from the foundation to the roof. Major structural and environmental upgrades include foundation leveling and reinforcement, professional mold remediation, asbestos remediation, repaired roof trusses, rodent-proofing and sealing, insulation throughout interior and exterior walls, and a 2025 metal roof on both the home and garage. Inside, the home has been completely transformed with drywall, fresh paint, updated electrical systems, PEX plumbing, luxury vinyl plank flooring, recessed lighting, dimmer switches, doors, smoke detectors, and four energy-efficient mini-split heating and cooling units installed in 2026. Two electric fireplaces and bathroom heaters provide additional comfort throughout the year. The beautifully updated kitchen features quartz countertops, stainless steel appliances, a dishwasher, garbage disposal, modern lighting, and abundant workspace for entertaining family and guests. A tankless propane water heater ensures efficient hot water service. Designed to accommodate large gatherings, this spacious 3-bedroom, 2-bath home comfortably sleeps 14-16 guests. Additional features include a downstairs tub, ceiling fans, screened windows, in floor electrical outlets upstairs, updated closets, and a dedicated utility room complete with a convenient dog-wash station. Outdoor enthusiasts and RV owners will appreciate the covered 40-foot RV parking area with 50-amp electrical hookups, water service, septic cleanout, and a generous 14-foot width. The property also offers grey-water plumbing for the washer and a wraparound deck, creating the perfect setting to enjoy mountain air and outdoor living. As a unique bonus, the home was professionally Feng Shui'd in September 2024 by Master Steven of Golden Spring Feng Shui, bringing intentional balance and harmony to the living environment. This is a rare opportunity to own a fully renovated mountain home where virtually every major system and component has been upgraded, providing peace of mind and modern comfort for years to come.

2186 Snow Trail, Forest Lakes

$735,000

3 Beds ⋅ 2 Baths ⋅ 7030892 MLS ⋅ 2,178 SqFt.

Built in 2008, this gorgeous 2178sf, single level, ranch style home sits on one acre amongst towering pine trees. Kitchen offers an abundance of custom wood cabinetry and granite countertops. There is a gas range, refrigerator, dishwasher, pantry and kitchen island with eat-in dining area, so plenty of room for all your friends and family! The living area has a pellet stove. Master bedroom is spacious and has a walk-in closet. Bathroom has a 2 person jetted tub, steam shower and single vanity. Two additional bedrooms with this split floor plan and the second bedroom has dual purpose with craft cabinets. Third bedroom and the guest bathroom has a tub-shower combo and both bathrooms have urinals. Enjoy a bonus room that is currently utilized as a home gym. There is a whole house central vacuum system, water purifier, sourrond sound speakers and security system with cameras. Large laundry room includes the washer and dryer. You will enjoy outdoor living with a covered front porch and a massive covered back deck. Children will enjoy their own custom built tree house! Metal building is 32x25, 800sf with a large generator, which can be your 4 car garage or workshop. House and playhouse have metal roofs. This is a beautiful place to call home!

1233 Merzville Road, Forest Lakes

$800,000

3 Beds ⋅ 3 Baths ⋅ 7027350 MLS ⋅ 2,500 SqFt.

Your new mountain retreat is waiting in Forest Lakes. Turn out of the cul de sac and be welcomed by an expansive deck perfect for your morning coffee but is large enough for family gatherings. A walk-out basement serves as both a second living space and bunk house with four single beds and two double beds. The main level features an open concept kitchen, dining and living room flooded with natural light from floor to ceiling windows. A full bathroom and two generous sized bedrooms complete the main level. Up the stairs to the loft area master bedroom and sitting room with dual closets and a spacious bathroom with separate shower and garden tub. The fenced backyard allows space for pets and kids to roam. The detached two car garage provides space for parking and your mountain toys.

2233 Mulberry Drive, Forest Lakes

$695,000

3 Beds ⋅ 2 Baths ⋅ 7016644 MLS ⋅ 1,834 SqFt.

Unique four-season home nestled in the Sitgreaves National Forest at ~7,500 ft, just 125 miles from downtown Phoenix. Features include a 4-car garage, circular driveway, 2 sheds, and a cleared Ponderosa Pine lot with post & rail fencing. Inside offers a family room, wood-burning fireplace, pellet stove, baseboard heat, a dedicated dining area seating 8-10, and an enclosed 4-season porch. Located approx. 1/10 mile from Tom Tank ponds for fishing. Enjoy a community center, library, year-round activities, Chevelon Butte School with bussing, full-time fire department, USPS, and county-maintained roads. No HOA; voluntary association.

2499 Canyon Drive, Forest Lakes

$750,000

3 Beds ⋅ 3 Baths ⋅ 7008828 MLS ⋅ 1,728 SqFt.

This is the one you've been waiting for! Amazing private Forest Lakes property. Just a 2 hour drive from most anywhere in the valley and ~30 degrees cooler. Close enough for weekends, far enough to forget your troubles. 3 BR, 2 bath main house with basement garage. Detached 2x6 constructed double large garage with built in dust collection and high pressure air systems plumbed and ready for work. The separate workshop/craft room complete with bathroom could easily be converted to guest suite. Hideaway attic loft for a kid's playroom or grab your book and escape yourself! Fully fenced lot has both drip system and sprinklers. Separate fenced area with blackberry bushes or your own garden. Very lovingly cared for, you won't find a more comfortable cabin in Forest Lakes.

3910 Larson Loop, Forest Lakes

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.