Gilbert Homes with Owner May Carry New Financing

Gilbert, located in Maricopa County, Arizona, is a vibrant city known for its family-friendly atmosphere, excellent schools, and a wide range of recreational activities. With a population of over 250,000 residents, Gilbert has become one of the fastest-growing cities in the United States.

When it comes to real estate, Gilbert offers a unique opportunity for potential homebuyers with its "Homes with Owner May Carry New Financing" option. This financing arrangement allows buyers to purchase a home without having to go through a traditional mortgage lender. Instead, the current homeowner acts as the lender, offering flexible payment terms and potentially lower down payment requirements.

This alternative financing option can be particularly beneficial for individuals who may not qualify for conventional loans due to credit issues or other financial constraints. It provides an opportunity for them to become homeowners and build equity while enjoying the benefits of living in Gilbert.

The availability of "Homes with Owner May Carry New Financing" in Gilbert opens up possibilities for a wider range of buyers, including those who are self-employed or have non-traditional income sources. It offers more flexibility and can expedite the home-buying process.

If you're considering purchasing a home in Gilbert, exploring the "Homes with Owner May Carry New Financing" option could be a great way to make your dream of homeownership a reality. With its desirable location, strong community spirit, and diverse range of housing options, Gilbert is a city worth considering for your next real estate investment.

Newest Gilbert Homes with Owner May Carry New Financing

$689,000

7085259 MLS

Rare opportunity to build your dream home on a 1-acre unrestricted residential lot in one of Gilbert's most desirable areas. Ideally located near Gilbert Regional Park, top-rated schools, shopping, dining, and convenient Loop 202 access, this property offers the perfect blend of privacy and accessibility. With no HOA restrictions and semi-private access, the possibilities are endless. Design a custom estate with room for an RV garage, detached shop, casita, additional storage, or expansive outdoor living spaces. Town of Gilbert water and SRP power are available, with septic required. Whether you're looking to create a private retreat or a one-of-a-kind custom residence, this spacious lot provides the flexibility and freedom rarely found in Gilbert. Don't miss this exceptional opportuni

XXX E Queen Creek Rd -- Unit -, Gilbert

$559,900

3 Beds ⋅ 2 Baths ⋅ 7081999 MLS ⋅ 2,005 SqFt.

Welcome to this charming single-story home in the desirable Chaparral Estates community in Gilbert! Offering 2,005 square feet of comfortable living space, this 3-bedroom, 2-bathroom home features an open, functional layout designed for both everyday living and entertaining. Step into the private backyard oasis complete with a year around heated sparkling swimming pool, perfect for cooling off and enjoying the Arizona sunshine year-round. Enjoy massive energy savings with the solar panel system, which will be fully paid off by the seller at COE--offering the buyer low to zero electric bills without any lease payment or loan assumption! Conveniently located near Chaparral Elementary, parks, dining, shopping, and easy freeway access.

2579 S Ponderosa Drive, Gilbert

$450,000

3 Beds ⋅ 3 Baths ⋅ 7081236 MLS ⋅ 1,985 SqFt.

OWNER FINANCING AVAILABLE! Stunning two-story home in the highly sought after Cooley Station featuring 3 bedrooms, 2.5 baths, and an expansive loft ideal for a second living area, office or playroom. Tile flooring throughout offers a modern, low maintenance lifestyle with no carpet. The kitchen includes a brand-new gas stove, microwave, dishwasher and refrigerator, adding fresh value for the new homeowner. The low maintenance backyard features a convenient doggy door. Ideally located across from both an elementary and high school. Residents enjoy resort style amenities including an oversized pool with shade and water features, pickleball and basketball courts, and a playground. Close to shopping, dining and entertainment. OWNER /AGENT

3707 E Perkinsville Street, Gilbert

$1,400,000

4 Beds ⋅ 3 Baths ⋅ 7076293 MLS ⋅ 2,483 SqFt.

RARE OPPORTUNITY IN THE HEART OF GILBERT! Hard-to-find 1.58 IRRIGATED ACRES offering incredible space, privacy and possibilities in a prime Gilbert location. This unique property features a 2483 sq ft ,4-bedroom home with a spacious floor plan and tremendous potential for the buyer ready to bring their vision and make it their own. The expansive property offers room for horses, abundant parking, RV parking and a large concrete slab, plus plenty of space between you and your neighbors. The backyard features a gated pool with rock waterfall and slide, and an approximately 150' x 90' fenced grassy area--an incredible amount of usable outdoor space right in the city. Please hit more for more information One of the property's standout features is the separate 2000 SF air-conditioned workshop/accessory building with its own entrance and parking, office area, bathrooms and an area plumbed for a potential kitchen. Whether you're looking for workshop space, storage, hobbies, recreation or potential guest house, this property offers exceptional flexibility. Home is tenant occupied and needs some TLC and is priced with its current condition and potential in mind. Bring your ideas and create something truly special. Finding a 1.58 irrigated acres with a pool, substantial accessory building, RV parking and room for horses in the heart of Gilbert is an opportunity that doesn't come along often! Seller financing is an option with property being sold as-is.

14 S 29th Place, Gilbert

$569,995

5 Beds ⋅ 3 Baths ⋅ 7075755 MLS ⋅ 2,220 SqFt.

Stunningly renovated corner-lot home in prime Gilbert with no HOA. This turnkey five-bedroom, three-bath residence is light, bright, and move-in ready. The gorgeous kitchen showcases quartz countertops, stainless steel appliances, a breakfast bar, and generous cabinetry, while all three bathrooms have been refreshed with newer tile and updated vanities. New LVP flooring flows throughout the home, complemented by fresh interior and exterior paint. A spacious downstairs living area offers wonderful flexibility as a den, media room, home office, hobby space, or additional lounge. A comfortable sunroom extends the usable living space year-round. Two-car garage, RV gate and parking, a storage shed, and an easy-care backyard.

620 E Appaloosa Road, Gilbert

$645,000

5 Beds ⋅ 3 Baths ⋅ 7073078 MLS ⋅ 2,756 SqFt.

Sellers will pay for new roof and new windows with full price offer. Popular Richmond American floorplan on large lot in beautiful Val Vista Lakes! This 5bed, 2.5bath, 3-car garage + Pool is great for entertaining. New A/C units! Features include wood doors and trim, vaulted ceilings, sparkling pool, formal dining with french doors, and a spacious family room with brick fireplace. Kitchen has an eat-in area and breakfast bar overlooking the L-shaped pool and covered patio. Primary suite features soaking tub, shower & walk-in closet. Enjoy pools, fitness center, 6-pickleball & 5-tennis courts, indoor racquetball & volleyball, sand volleyball, sports fields, playgrounds, lakes for kayaking, paddle boarding & fishing, community garden, plus miles of walking/biking paths.

2265 E Huron Court, Gilbert

$1,999,000

7 Beds ⋅ 5 Baths ⋅ 7072320 MLS ⋅ 5,510 SqFt.

Welcome to this beautiful showstopper home in the most charming neighborhood in the valley, Agritopia. This massive 5,500 square foot 7 bedroom and 4.5 bathroom dual primary suite basement home has been fully renovated from top to bottom. Professionally designed by prominent interior design firm, Designer Blvd, this home perfectly blends the charm and character you want to see in this neighborhood with the functionality you need in a family home. The brand new chef's kitchen features an expansive island, large 60 inch gas range with two full sized ovens, and high-quality cabinetry with plenty of storage. The huge laundry room and butlers pantry features builtin washer and dryer appliances and an additional refrigerator with sink... Downstairs you will find a large living area/teen room as well as a movie theater with gorgeous custom cabinets for all your entertainment needs. The bedrooms are large and the bathrooms have been fully upgraded with custom finishes throughout. This rare, extra large lot even backs to the greenbelt providing optimal privacy and space with a custom pergola and sparkling pool with water feature. The garage offers additional storage and the long driveway ensures plenty of available parking for your family's needs. You don't want to miss this rare gem in Agritopia!

2992 E Camellia Drive, Gilbert

$3,200,000

3 Beds ⋅ 4 Baths ⋅ 7057487 MLS ⋅ 3,313 SqFt.

Private equestrian estate on 2 irrigated acres in Sawyer Estates. This custom home features hardwood and natural stone floors, custom cabinetry, granite countertops, fireplace, and a dedicated garage office. Indoor parking for 5 vehicles. Sparkling pool for relaxing & entertaining. Block-constructed barn with separate electrical meter and enclosed tack room. A rare blend of luxury living in the heart of Gilbert in a private, secluded setting with No HOA.

284 S 162nd Street, Gilbert

$1,300,000

7051017 MLS

Discover one of Gilbert's premier custom homesites on this expansive 1.73-acre county island parcel. Offering exceptional privacy, room to roam, and no HOA, this property is ideal for creating the luxury estate you've always imagined. A massive 3,600 sq. ft. RV garage/storage building with power and water is already in place, providing immediate value and endless flexibility for RVs, car collections, workshops, business storage, or future customization. With ample space for a custom home, guest house, resort-style pool, sport court, horse facilities, and more, you can truly design a property without compromise. Horses are welcome, and the location offers the perfect blend of peaceful country living and convenient access to Gilbert's shopping, dining, schools, and freeways. Rare Opportunity

21425 S 156th Street Unit -, Gilbert

$699,000

7051016 MLS

Build the custom home you've always dreamed of on this beautiful 1.14-acre homesite located in one of Gilbert's most desirable county island neighborhoods. Surrounded by impressive custom estates and offering the freedom of no HOA, this parcel provides the ideal setting for a luxury home with space to breathe. Design the backyard you've always wanted with a pool, detached RV garage, guest house, outdoor entertaining spaces, or even horse facilities--horses are welcome. Enjoy the privacy and charm of an oversized homesite while remaining just minutes from Gilbert's best shopping, restaurants, highly rated schools, and freeway access. Opportunities to build on acreage in Gilbert continue to disappear, making this an exceptional chance to create a home tailored to your lifestyle.

21425 S 156th Street Unit -, Gilbert

$233,000

1 Beds ⋅ 1 Baths ⋅ 7047932 MLS ⋅ 699 SqFt.

Attention Realtors. An AMAZING opportunity to own an investment property for yourself or your clients. OWNER MAY CARRY with lower than market interest rates. NO fico or income verification required!! Beautiful, fully remodeled condo on the first floor! White cabinets, granite, stainless sink and fixtures. Refrigerator, washer dryer included. Long term great single tenant who pays on time. Rent is $1425. Unexpected hardship is forcing me to sell. Otherwise, this was a long-term investment. Fantastic location in Gilbert, close to shops, restaurants and US 60.

1295 N Ash St -- Unit 618, Gilbert

$725,000

4 Beds ⋅ 3 Baths ⋅ 7043909 MLS ⋅ 2,132 SqFt.

Welcome to this beautifully upgraded Fulton Home located in the highly sought-after Lakeview Trails community within Morrison Ranch. Built in 2021, this 4-bedroom, 3-bath home with a dedicated den offers 2,132 square feet of thoughtfully designed living space and exceptional indoor-outdoor living. Inside, you'll find an open-concept floor plan featuring crown molding, custom ambient lighting, designer finishes, and a stunning linear fireplace that anchors the main living area. The spacious kitchen opens seamlessly to the living and dining spaces, creating the perfect setting for both everyday living and entertaining. A versatile den provides flexibility for a home office, playroom, gym, or additional living space. Step outside to your own private backyard retreat, complete with a sparkling pool, oversized heated spa, and a unique sunken fire pit surrounded by water features. Designed for both relaxation and entertaining, this outdoor space is ready to be enjoyed year-round. Located in one of Gilbert's most desirable communities, residents enjoy access to miles of walking paths, lakes, parks, playgrounds, pickleball courts, and the signature tree-lined streets that have made Morrison Ranch one of the East Valley's most beloved neighborhoods. Conveniently located near shopping, dining, and everyday amenities, this home offers the perfect blend of modern comfort and community living.

3929 E Appaloosa Road, Gilbert

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.