Scottsdale Homes with Owner May Carry New Financing

Scottsdale Homes with Owner May Carry New Financing

Scottsdale, located in Maricopa County, Arizona, is a vibrant city known for its luxurious lifestyle, stunning desert landscapes, and thriving real estate market. With its warm climate, world-class golf courses, and upscale shopping and dining options, Scottsdale attracts residents and visitors alike.

One unique aspect of the Scottsdale real estate market is the availability of homes with owner financing, also known as owner may carry new financing. This option allows buyers to purchase a home without relying on traditional mortgage lenders. Instead, the owner of the property acts as the lender, offering flexible terms and potentially more lenient qualification requirements.

Homes with owner financing can be an excellent opportunity for buyers who may not meet the strict criteria of traditional lenders or those who are looking for more flexibility in their financing options. This type of financing can also benefit sellers by expanding their pool of potential buyers and potentially allowing them to sell their property faster.

Whether you're a first-time homebuyer, an investor, or simply looking to relocate to Scottsdale, exploring homes with owner financing can open up new possibilities for you. From charming single-family homes to luxurious estates, there are a variety of properties available with this unique financing option.

If you're interested in exploring homes with owner financing in Scottsdale, reach out to a local real estate agent who can guide you through the process and help you find the perfect property that suits your needs and budget.

Newest Scottsdale Homes with Owner May Carry New Financing

$5,490,000
6 Beds ⋅ 8 Baths ⋅ 7085290 MLS ⋅ 6,253 SqFt.
Welcome home to the newest custom farmhouse in the heart of Scottsdale!! This home features a DOUBLE RV Garage plus 2 car and additional side entry 3 car oversized garage bring all the toys. As you enter into this home you will find a casita in the front of the home with its own private bedroom and living quarters. The kitchen features high end appliances wolf, subzero, cove and a large open concept with wood exposed beams, quartz counters, a butlers pantry and more. The master suite features its own wing of the house including a large workout room right off the master bedroom. On the opposite side of the home is a separate wing including 3 bedrooms with walk in closets, private full bathrooms plus a teen room opening to the back patio. NO HOA, 400 bottle wine closet and TURF SOCCER

11438 N 70th Street, Scottsdale
$399,000
7084029 MLS
RARE 4.6 ACRES WITH 330' OF TONTO NATIONAL FOREST FRONTAGE AND PRIVATE WELL! PRISTINE ELEVATED HOMESITE CAPTURING SWEEPING VIEWS OF 4 PEAKS & OTHER MAJESTIC MT. RANGES. AMAZING SUNRISES & SUNSETS, COOL, CRISP, MORNING AIR. ENDLESS MILES OF HORSEBACK RIDING, MT. BIKE RIDING, HIKING, AND OFF-ROAD ADVENTURES FROM YOUR BACK DOOR. PRIVATE WELL PRODUCES ABUNDANT, FRESH, CLEAN, WATER, PRIVATE GATED ENTRANCE, PARTIALLY FENCED, UNDERGROUND POWER CLOSE BY. LOWER AREA CLEARED FOR BARN,RV GAR.,SHOP,HORSE SETUP, ETC. COULD BE SPLIT INTO (2) 2.3-ACRE LOTS, EA W/ FOREST FRONTAGE AND WATER FROM WELL. ADJACENT 2.3 ACRES ALSO AVAIL., VIA SEP. OWNER, MLS #7084026, (142X2 E. MONTELLO RD.). DEVELOPERS- BUY BOTH PARCELS, SPLIT IN TO (3) - 2.3 ACRE FOREST FRONTAGE LOTS W/WATER FROM WELL. DON'T MISS IT!!

142X4 E Montello Road Unit 2, Scottsdale
$215,000
7084026 MLS
Pristine 2.5 +/- acres bordering the 3.5 million acre Tonto National Forest. Escape the city life! Fenced and gated for ultimate privacy! New, engineered, permited, private drive, leads up to elevated, homesite, offering 360 degree mountain views! Enjoy cool crisp air, towering Saguaro's, amazing sunrises & sunsets, clear starry nights, distant city light views & lush Sonoran Desert vegetation! Enjoy horseback riding, mt. bike riding, hiking and off road adventures right from your back door. Adjacent 4.6 acres also avail. w/private well via sep. owner, listing, MLS #7084029, (142X4 E. Montello Rd.). Developers- Buy both lots and split into 3 - 2.3 acre lots with water from well, bordering Tonto National Forest. Deed restricted - 1 house per 2 acre min. Owner financing available.

142X2 E Montello Road Unit 1, Scottsdale
$3,300,000
6 Beds ⋅ 6 Baths ⋅ 7083998 MLS ⋅ 6,488 SqFt.
Luxury Live Auction! Bidding to start from $3,300,000.00! Incredible opportunity to own this stunning Troon single story gem with custom chefs' kitchen! Massive paid off solar system provided more than enough power for the estate. Enter through the beautiful, serene courtyard. Enjoy a resort style backyard pool with two waterfalls, jacuzzi, wrap around patio, built in BBQ and two fire pits! Custom kitchen includes wolf chef series appliances, subzero refrigerator and freezer with custom alder wood cabinets! Massive master suite with brand new soaking tub. Paid off solar! Breathing views make this home a must see!

24293 N 120th Place, Scottsdale
$270,000
7083969 MLS
Discover the opportunity to build your custom desert retreat on this 2-acre homesite in the highly desirable Rio Verde area of North Scottsdale. Located just minutes from Troon North Golf Club, yet offering the privacy and wide-open feel of the Sonoran Desert, the property is surrounded by established homes on several sides with legal access from 136th Street and Cavedale. Approximately 1 acre is located outside the mapped floodplain, with the remaining approximately 1 acre within the floodplain, offering flexibility when planning your future homesite. Water wells are established in the surrounding area; of seven nearby wells reviewed, more than half report water at approximately 600 feet in depth. Buyers should independently verify well feasibility, groundwater conditions, floodplain boundaries, building requirements, utilities, and all other development considerations. Enjoy expansive desert and mountain views stretching toward Four Peaks, with McDowell Mountain Regional Park, Tom's Thumb, and some of North Scottsdale's premier recreation nearby. Imagine mornings with coffee overlooking the desert, afternoons by your future pool, spectacular Arizona sunsets, and evenings beneath star-filled skies. A rare opportunity to own 2 acres of Sonoran Desert surrounded by natural beauty while remaining convenient to Troon North, North Scottsdale amenities, golf, hiking, and outdoor recreation.

26912 N 136 Street, Scottsdale
$112,500
7083592 MLS
Arguably one of the nicest lots available in the area, this quintessential Sonoran Desert parcel graced with mature saguaros & Ironwood trees sits in a great location approximately 1/2-mile SOUTH OF RIO VERDE DRIVE. FLANKED BY ACTIVE, PERFORMING WATER WELLS on directly adjacent lots (verify) is one of the last available of its kind. With spectacular, unhindered views, this beautiful, build-friendly lot has no HOA & no known construction constraints, presently unapparelled for the region.

N 162nd Street Unit metes and bounds, Scottsdale
$1,200,000
3 Beds ⋅ 3 Baths ⋅ 7082707 MLS ⋅ 2,423 SqFt.
A single-level home in guard-gated Talon Retreat, where twelve-foot ceilings and no interior steps make 2,423 square feet live considerably larger. The kitchen carries Taj Mahal quartzite across a long island, wall ovens, gas cooktop and a walk-in pantry, and looks through a two-way fireplace refaced floor to ceiling on both sides. The primary suite is split from the secondary bedrooms -- jetted tub, separate shower, double vanity, private toilet room. Out back, a covered patio, built-in BBQ and exterior fireplace on a north/south lot. Roof, HVAC, kitchen, baths, flooring, paint, turf and pavers all addressed since 2020. The two-car garage carries full cabinetry, overhead racks and side vehicle entry. Grayhawk adds guarded entry, heated pool and spa, tennis and golf.

8458 E Havasupai Drive, Scottsdale
$1,960,000
5 Beds ⋅ 4 Baths ⋅ 7081863 MLS ⋅ 3,516 SqFt.
THIS IS MORE THAN A RENOVATION - IT IS A WORK OF ART. Completely reimagined in 2026, this exceptional Scottsdale residence offers 5 bedrooms, 3.5 bathrooms, 3,516 square feet and a custom three-car garage. Set on an 8,767-square-foot north/south-facing lot with open washes in both the front and rear, only one adjacent neighbor and sweeping city-light views, the property offers a remarkable combination of privacy, architecture and sophisticated desert living. Inside, 10-foot ceilings soar to a dramatic 26 feet in the living room, where a floor-to-ceiling full-slab statement fireplace with a 74-inch Dimplex linear fireplace anchors an impressive 100-inch media installation. White oak hardwood flooring extends throughout, while a custom floating staircase constructed with solid-steel structural elements, oak treads, integrated lighting and custom railing creates a striking architectural centerpiece. Expansive folding glass door systems on both levels create seamless indoor-outdoor living, complemented by a custom iron front entry with privacy glass. Statement chandeliers, integrated lighting and custom railing creates a striking architectural centerpiece. Expansive folding glass door systems on both levels create seamless indoor-outdoor living, complemented by a custom iron front entry with privacy glass. Statement chandeliers, integrated architectural LEDs, Ring security, Google Nest climate controls, Sonos audio and extensive CAT6/HDMI infrastructure integrate technology throughout the home. At the heart of the residence, the chef's kitchen pairs custom oak cabinetry and integrated appliance panels with Taj Mahal leathered quartzite countertops, a full-height slab backsplash and an oversized waterfall island designed for entertaining. The appliance package includes a panel-ready KitchenAid refrigerator, Bosch dishwasher, ZLINE 48-inch range and wall oven, 1200-CFM hood system and integrated Summit wine cooler. The main-level primary retreat opens directly to the backyard and delivers a spa-like experience with a dedicated extra-large steam shower, custom white-marble detailing, soaking tub, upgraded glass, illuminated mirrors, integrated audio and smart bidet. The custom primary closet features extensive built-in storage and a commercial-grade roll-down locking security door for enhanced private storage. Sound-dampening mineral-wool insulation around plumbing and within the shared fireplace wall further enhances acoustic privacy. A step-free front entry and step-free main-level layout provide convenient access to the primary suite and main living areas. The resort-style backyard is designed for year-round Scottsdale living with a private heated pool, mesh pool fencing, custom gas fire pit with built-in seating, illuminated outdoor shower and expansive Napoleon outdoor kitchen complete with grill, refrigerator, sink, storage, trash pullout and full utility connections. Upgraded pool tile, hardscape, drainage, landscaping, natural grass and robotic pool-care systems complete the setting, while permanent exterior LED lighting creates dramatic evening ambiance. The three-car garage continues the home's custom design with solid-steel architectural elements, Fire Black metallic epoxy showroom-style flooring and a Tesla Wall Connector for EV charging. Additional upgrades include a high-efficiency Rinnai tankless water heater, whole-house APEC water filtration and conditioning system, smart HVAC integration and extensive interior and exterior improvements. Located near Lost Dog Wash Trailhead with convenient access to Scottsdale amenities, this completely reimagined residence brings together privacy, architecture, technology and indoor-outdoor desert living.

12297 E Cortez Drive, Scottsdale
$569,000
3 Beds ⋅ 2 Baths ⋅ 7081373 MLS ⋅ 1,376 SqFt.
SELLER FINANCING AVAILABLE - ASK ABOUT THE TERMS! Welcome to this updated 3-bed, 2-bath home ideally located near Old Town and perfectly designed for comfortable living and entertaining. The desirable north/south exposure complements the open floor plan, spacious living areas, and large kitchen. Step outside to a generously landscaped backyard featuring a large grassy area, covered patio, extended patio space, and a versatile studio/workshop. Numerous updates were completed in 2026, including all new carpet in bedrooms, several new fixtures and all new interior and exterior paint. Home also features dual-pane energy-efficient windows with shutters and stainless steel kitchen appliances. With its combination of location, updates, and a seller financing opportunity, this home is a must see!

7830 E Belleview Street, Scottsdale
$1,150,000
4 Beds ⋅ 3 Baths ⋅ 7077831 MLS ⋅ 2,181 SqFt.
Welcome to The Coyote Den-your Scottsdale oasis in the highly desirable Village Grove Historic District. This beautifully reimagined 1950s ranch offers 2,181 sqft, 4 beds and 3 full baths, pairing classic Scottsdale character with a thoughtful modern transformation just minutes from Old Town's dining, shopping, entertainment and nightlife. Designed for effortless Arizona living, the backyard is an inviting extension of the home. Relax in the new heated pool, gather with friends for games and drinks, or simply unwind under the desert sky. Available fully furnished, this home offers an exceptional turnkey opportunity-ideal as a primary residence, second home, or investment property. Inside, wide-plank real wood flooring, solid-core doors, quartz countertops, Visual Comfort lighting and contemporary hardware create a polished, cohesive aesthetic. The kitchen features high-end GE appliances, including an induction range, while all three bathrooms are finished with Kohler fixtures and frameless glass enclosures. Low-maintenance turf and desert landscaping, an RV gate, large two-car garage and NO HOA complete the property. Historic Scottsdale charm, elevated finishes, resort-style outdoor living and a prime location near Old Town make this a standout opportunity.

6743 E Holly Street, Scottsdale
$724,900
3 Beds ⋅ 2 Baths ⋅ 7076415 MLS ⋅ 1,490 SqFt.
Stunning remodel from top to bottom. Home features brand new custom kitchen, all new flooring, new bathrooms, new appliances, new paint, new light fixtures and professionally designed and remodeled by licensed contractor. all new backyard landscaped just installed. owner agent with fast answers. home is also for rent or lease purchase.

14971 N 100th Way, Scottsdale
$3,500,000
4 Beds ⋅ 4 Baths ⋅ 7076387 MLS ⋅ 5,426 SqFt.
Nearly 3 acres surrounded by protected state land create a level of privacy, scale and protected views that is exceptionally rare in Scottsdale. With more than $200,000 in upgrades, this single-level residence offers exceptional architecture, security, garage capacity and outdoor living, along with extraordinary flexibility for the future. The expansive property provides room to build a substantial guest house with its own separate street access, creating the opportunity for a true family compound, multigenerational estate, private guest retreat or expanded executive property. The horseshoe layout centers around an intimate courtyard, creating a natural flow between two main living areas. Venetian plaster, hand-carved wood beams, clay tile accents and a striking metal roofline add warmth and character throughout. One wing includes the chef's kitchen, dining area and family room, while the opposite wing opens to a dramatic entertaining space with soaring ceilings and a full bar. Both overlook the pool and expansive mountain backdrop. The primary suite features a fireplace, distinctive round boutique-style closet and spa-like bath positioned to capture the scenery, with a private outdoor Jacuzzi. Two additional guest suites offer en-suite baths and walk-in closets, while a dedicated office provides an ideal workspace. Outdoor living is a standout, with a rare stretch of lush grass surrounding one of Scottsdale's largest privately owned pools, multiple patios, covered outdoor living with misters and a full garden. The acreage also offers room for a pickleball or tennis court and additional amenities. 3 garages provide exceptional versatility and capacity for up to approximately 15 vehicles, including a temperature-controlled RV garage and workshop, space for lifts or display, a 50-amp EV charger, additional 50-amp circuit and full RV hookup. These flexible spaces can also function as a gym, studio, batting cage or hobby space. Privacy and security are enhanced by 20 hardwired cameras with remote monitoring capability, a discreet fully fenced backyard, advanced security system and large backup generator connected to a buried 500-gallon propane tank. Seller may finance.

9226 E Preserve Way, Scottsdale
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