Coconino Homes with FHA New Financing

Coconino County, located in the state of Arizona, is a picturesque region known for its natural beauty and diverse landscapes. With its stunning mountain ranges, lush forests, and expansive deserts, Coconino County offers a variety of outdoor recreational activities for residents and visitors alike.

In terms of real estate, Coconino County provides an array of housing options for those looking to settle down in this scenic area. One notable feature of the county is the availability of homes with FHA new financing. This means that buyers who qualify for FHA loans can explore a range of properties and take advantage of favorable financing options.

FHA loans are backed by the Federal Housing Administration, making them an attractive choice for first-time homebuyers or those with lower credit scores. These loans often require a lower down payment and offer more flexible qualification criteria compared to conventional mortgages. With the option of FHA new financing, potential homebuyers in Coconino County have the opportunity to find their dream home and secure affordable financing.

Whether you're interested in a cozy cabin nestled in the woods or a modern townhouse in a vibrant community, Coconino County has something to offer for everyone. With its natural wonders and the convenience of FHA new financing, this county presents an ideal opportunity to make your real estate dreams a reality.

Newest Coconino Homes with FHA New Financing

$749,000

4 Beds ⋅ 3 Baths ⋅ 7081047 MLS ⋅ 2,129 SqFt.

MOVE-IN READY IN HIGHLY DESIRABLE PRESIDIO IN THE PINES! This beautifully upgraded 3-bedroom, 2.5-bath home offers a long list of thoughtful improvements and modern conveniences. The open-concept main level features granite countertops, upgraded lighting, new interior paint, added cabinet pulls, new shutters, and a new fireplace and mantle creating a warm and inviting living space. New carpeting and new stair banisters add a fresh, updated feel throughout. The spacious primary suite offers a generous walk-in closet and a beautifully updated bath with a fully tiled walk-in shower, new glass shower door, and impressive 8-foot sliding glass doors. Zoned heating and cooling allows you to control the upstairs and downstairs temperatures right from your phone, while an instant hot water system helps reduce water waste when doing dishes or starting your shower. New electronic access locks add convenience and security. Upstairs, the versatile bonus living area provides the perfect space for a home office, kids' playroom, or comfortable teen hangout. Outside, enjoy low-maintenance front and back yards and a newly pavered back patio. With no homes directly behind the property, the backyard opens to beautiful views of the surrounding pine trees, creating a peaceful, private setting and a wonderful sense of space. It is an ideal spot for morning coffee, relaxing, or entertaining while enjoying the natural beauty of Flagstaff. Recent improvements include a new A/C compressor, new bathroom cabinetry and mirrors in the downstairs bath, new carpeting, upgraded lighting, new shutters, new stair banisters, new fireplace and mantle, new primary shower glass door, and electronic access locks. Located in the sought-after Presidio in the Pines, residents enjoy multiple neighborhood parks with swings, basketball courts, and play structures. The Arboretum, Fort Tuthill, and Northern Arizona University are all just a short drive away. Short-term rentals are allowed, adding flexibility for investors or second-home buyers. All furnishings are available to convey on a separate bill of sale. A turnkey Flagstaff opportunity offering comfort, privacy, beautiful pine-tree views, and investment potential!

2521 W Pollo Circle, Flagstaff

$515,000

3 Beds ⋅ 2 Baths ⋅ 7080008 MLS ⋅ 1,512 SqFt.

BACK ON THE MARKET!! Country living with room to roam! Make it your own! This charming 3 bedroom, 2 bath manufactured home sits on 2.04 fully fenced acres. The property features a 486 sq. ft. casita with kitchenette and bathroom, private septic, Doney Park Water, and equestrian amenities including a stall and arenas. This property is ready to be loved by its next owner. Bring your horses, toys, and your vision to create your own piece of country living.

9555 Crosscut Drive, Flagstaff

$650,000

3 Beds ⋅ 2 Baths ⋅ 7079985 MLS ⋅ 1,491 SqFt.

Escape to 5650 Foster Road and enjoy peaceful country living just minutes from town! A scenic drive thru the trees leads to this SINGLE LEVEL home on acreage, where wide-open skies, abundant wildlife, and unforgettable stargazing create a true Northern Arizona retreat. The flexible interior boasts vaulted ceilings, wood burning stove, 16 W owned solar system, A/C, water filtration and conditioner system, jacuzzi tub, and all appliances convey! Outside, enjoy a spacious open wood deck, a welcoming gazebo, New Roof in 2024,and an impressive RV garage with space for just about anything. Priced to offer an incredible opportunity for those seeking nature, privacy and room to enjoy the great outdoors in a newer home built in 2004

5650 Foster Road, Flagstaff

$318,000

2 Beds ⋅ 2 Baths ⋅ 7079567 MLS ⋅ 952 SqFt.

Centrally located 2-bedroom townhome for sale in Flagstaff, Arizona, with Mount Elden views from the upstairs balcony. This move-in-ready home features a wood-burning stove and all appliances included. The central Flagstaff location puts you minutes from Buffalo Park, Flagstaff Urban Trail System hiking trails, historic downtown Flagstaff, Northern Arizona Healthcare, and Northern Arizona University. The HOA fee covers water, sewer, trash, and flood insurance -- a low-maintenance option for primary residents, second-home buyers, and investors alike. Buyer to verify all HOA details.

2200 E Dortha Avenue Unit T, Flagstaff

$817,000

4 Beds ⋅ 4 Baths ⋅ 7079433 MLS ⋅ 2,655 SqFt.

Beautiful mostly upgraded home , 4 bdr/3 bath ready to move in. New interior and exterior paint, new HVAC, new bathroom fixtures, new flooring in most of home, new blinds & screens, gutters, new appliances incl W/D. and SOOOO much more upgrades. This great home offers plenty of room for a full time home or weekend getaway for family and extended family. Main floor offers, living area, kitchen, master bdrm and split floor plan for 2 addl rooms as well as laundry. Upstairs has a great ensuite, as well as a living area and office area, perfect area for a long term guest. This is a nicely treed corner lot offering a covered front porch and covered back deck great to sit a watch the wildlife saunter by as you sip your morning coffee. Lot is also adjacent to the greenbelt on one side. Home has been maintained nicely and is ready to be your new forever home. Home comes partially furnished ask agent about this.

4621 Lariat Way, Happy Jack

$1,475,000

3 Beds ⋅ 3 Baths ⋅ 7078978 MLS ⋅ 2,065 SqFt.

Wake up to Sedona's magic and unwind with Elephant Rock framed by your living room windows. Set in the coveted Chapel area, this Chapel Modern Beauty pairs striking modern architecture with warm, designer interiors by Sherry Engle of Reverie West from Phoenix. Built in 2022, this 3BR, 3BA retreat offers soaring ceilings, a statement gas fireplace and a covered outdoor living area with a second gas fireplace for evenings under the stars. Offered furnished, right down to plates and silverware, it's an inviting primary residence, second home or potential short-term rental. Nearby hiking and biking trails, the iconic Chapel of the Holy Cross, and easy access to Uptown and the Village of Oak Creek place Sedona's scenery and experiences within easy reach. (Some personal items & art are excluded) Inside, approximately 2,065 square feet of single-level living blend clean lines, concrete floors and abundant natural light. The kitchen features custom soft-close cabinetry, open shelving, soapstone countertops and backsplash, a walk-in pantry, reverse osmosis drinking water, and a brand-new, never-used gas range. A spacious laundry room adds practical storage. Two bedroom ensuites provide flexibility for owners and guests. The primary suite has a separate rear entrance, while the secondary suite features a roll-in shower. A third bedroom and full guest bath with a soaking tub round out the layout. No stairs inside or out make everyday living effortless. Thoughtful construction includes 2x6 framing, spray foam insulation, a metal roof, solid-core 8-foot doors and Milgard windows and glass doors. The extended two-car garage features an installed EV charger. Additional conveniences include hot water recirculation, a water softener, Nest thermostat, Ring doorbell, keyless entry keypad, and pre-wiring for solar and a spa. No HOA. Buyers to verify short-term rental capabilities.

105 Starlite Drive, Sedona

$994,000

4 Beds ⋅ 4 Baths ⋅ 7078418 MLS ⋅ 2,480 SqFt.

Welcome to your dream home in Rural Flagstaff! Built in 2020 on 2.5 fenced acres, this 2,480 sq ft residence offers privacy & modern comfort. The split floorplan features a primary suite on one side & two bedrooms with private baths on the other. An open-concept great room connects the living, dining & kitchen areas. An additional bedroom off the living room includes a half bath & works perfectly as an office or gym. Key highlights include: RV Hook ups for traveling guests. Energy Efficiency: Solar system to lower electricity bills. Comfort: Central A/C for summer months. Outdoor Living: Hot tub with mountain sunset views. Enjoy peaceful Doney Park living, just minutes from Flagstaff's shopping, dining, and outdoor recreation.

5085 Wade Lane, Flagstaff

$3,299,000

5 Beds ⋅ 5 Baths ⋅ 7077660 MLS ⋅ 4,097 SqFt.

The Red rock views are only the beginning: with nearly an acre, a separate guest casita, multiple living spaces, and architecture that feels completely at home in its surroundings. Set on approximately 0.84 acres in Indian Trails, this custom residence offers privacy, mature landscaping, and expansive views that shift throughout the property. The home was originally built in 2001 by John Griffin of Sedona Custom Homes, who returned in 2010 for an extensive remodel and expansion that included the kitchen, dining room, family room, billiards room, rooftop deck, and detached oversized garage. All art and furniture minus a couple family items are included in the price so you can move right in! The approach sets the tone immediately. A wide paver driveway leads through established native landscaping to a gated courtyard entry, where the home begins to reveal itself in layers rather than all at once. Warm stucco, substantial wood doors, exposed beams, Saltillo-style tile, and large windows give the interiors a strong sense of place without feeling overly themed. Inside, the floor plan is generous and comfortable, with multiple areas to gather, entertain, work, or simply spread out. The kitchen connects easily to the dining and family rooms, creating a natural hub for the home, while additional living spaces allow everyone to have their own corner when they want it. The former billiards room has been converted into an additional bedroom and bathroom, giving the main residence even more flexibility. The rooftop deck is one of the property's most memorable features. From here, the view opens across Sedona's red rocks and surrounding landscape, creating an incredible place for sunrise coffee, sunset, or stargazing. Additional patios and outdoor spaces offer different perspectives throughout the day. The primary suite feels private and calm, with large windows that bring in the surrounding landscape. The bath includes a spacious soaking tub set below corner windows, with trees and red rock visible beyond. Separate from the main residence, the guest casita adds another layer of usability. Converted from the detached garage by the current owners, it offers private accommodations for guests, extended family, an office, or studio, while still retaining an attached garage. The outdoor spaces are equally well considered, with a private hot tub, fenced dog run, mature landscaping, multiple patios, and quiet areas to sit and enjoy the setting. The property feels substantial without feeling formal, and private without feeling closed off. The current owners have also completed a long list of improvements, including a new larger septic system, exterior repainting, roof resealing, an updated alarm system, added window coverings, a new kitchen faucet, a new wood beam above the entry, a dog door through the exterior wall and additional maintenance and cosmetic work. The home is served by two forced-air gas heating systems with separate zones. The hot water heater was replaced approximately one year ago, and Starlink is currently used for internet service. Indian Trails is a small community of approximately 32 homes, with annual HOA dues of approximately $75 and a 30-day minimum rental restriction. With approximately 3,533 square feet, a guest casita, multiple living areas, rooftop deck, private outdoor spaces, and some truly special red rock views, this is a home with a lot more personality than a typical luxury property. It feels established, comfortable, and unmistakably Sedona.

350 Navajo Trail, Sedona

$485,000

4 Beds ⋅ 3 Baths ⋅ 7077244 MLS ⋅ 1,654 SqFt.

Welcome home to this spacious 4-bedroom, 3-bath home in desirable Railroad Springs! Featuring a new roof just one year old, solar, central A/C, an instant hot water heater, and a new sliding glass door, this home is move-in ready. Enjoy a large, low-maintenance backyard perfect for entertaining, plus a 2-car garage with a built-in workbench and plenty of storage. Conveniently located just minutes from NAU, Downtown Flagstaff, shopping, dining, and easy access to Snowbowl. With 4 bedrooms and 3 full baths, this home offers incredible flexibility for families, college students, a second home, or investment property!

2461 W Coronado Avenue --, Flagstaff

$725,000

3 Beds ⋅ 2 Baths ⋅ 7076537 MLS ⋅ 2,322 SqFt.

PRICE REDUCED! 10095 Buckskin Court is where you can relax in peaceful solitude, enjoy privacy, and a gorgeous view of the Peaks! Sit on the front deck under the maple tree that the owner planted years ago, and HORSES are welcome! Enjoy watching the birds, gazing at the scenery, and breathing in the cool mountain air. Circular drive for easy in and out access, 2 car garage plus horse barn! EXTRA ROOM ABOVE GARAGE. Enjoy the large back deck overlooking National Forest. Cook dinner in the remodeled kitchen with high-end granite, induction stovetop for quick heat, a built-in microwave, walk in pantry, wine glass rack, all stainless steel appliances, and radiant in-floor heat. Sooth your body in the jacuzzi room just off the kitchen. And don't miss the gazebo out front! Loft above living room could be useful office space. Bamboo flooring in living room, newly updated hallway bathroom with a new countertop and sinks, and river rock shower floor. Tile floor in primary bedroom, carpet in additional bedrooms, and wood blinds in sewing room. Gas grill on deck conveys with home. It's OK to nurture your need to escape city congestion, and this home is the place to do it! See this beauty today!

10095 Buckskin Court, Flagstaff

$752,900

3 Beds ⋅ 2 Baths ⋅ 7076475 MLS ⋅ 2,048 SqFt.

9907 Heritage is country living at it's finest! Views of the Peaks, and peace,and privacy abound. NEW ROOF AND WINDOWS in 2025. Fully remodeled kitchen in 2022 with new cabinets, granite countertops, & stainless steel appliances. Large primary bedroom with completely remodeled bath, and an alcove off the bedroom for hobbies. NEW WATER HEATER, BEDROOM CARPET, AND NUVO WATER SYSTEM IN 2024. Wood burning stove in family room to stay cozy in the winter months, and central A/C to stay cool in the summer! RV parking and outlet, & generator hook up. Enjoy the large yard with your furry friends. Back yard, includes a rock feature, & shed installed in 2022. Home includes water filtration system, separate laundry room, large second bath, & split floor plan. See this beauty today!

9907 Heritage Drive, Flagstaff

$489,900

2 Beds ⋅ 1 Baths ⋅ 7076357 MLS ⋅ 909 SqFt.

Unobstructed views of Humphreys Peak from the expansive covered rear deck -- Arizona's highest summit on the horizon at sunset. Authentic 1960 log cabin in Mountainaire, 15 minutes to downtown Flagstaff and minutes to trails, lakes and national forest. Warm wood interiors, a wood-burning stove, and a sunny breakfast nook. Systems and structure extensively updated: new dual-pane low-E windows throughout, updated electrical, added plumbing with indoor washer and dryer, reinforced foundation, new baseboard heaters (no air conditioning, as is typical at this elevation), refreshed exterior paint, new perimeter fencing and improved landscaping. Roof updated 2018. No HOA. Flood Zone X. Short-term rentals permitted and operating today -- most furnishings convey by separate bill of sale, so a buyer steps into a turnkey retreat or a running rental from day one. A proven getaway, not a project. Not just a home in Flagstaff--this is the Northern Arizona cabin experience.

945 Osage --, Flagstaff

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