Santa Cruz Homes with Cash New Financing

Located in the state of Arizona, Santa Cruz County is a charming area known for its natural beauty and rich cultural heritage. Nestled in the southern part of the state, this county offers a diverse range of attractions and opportunities for residents and visitors alike.

Santa Cruz County is a haven for outdoor enthusiasts, with its stunning landscapes and ample recreational activities. From hiking and camping in the Coronado National Forest to exploring the picturesque Patagonia Lake State Park, nature lovers will find plenty to enjoy here.

In addition to its natural wonders, Santa Cruz County also boasts a vibrant cultural scene. The county is home to several art galleries and museums, showcasing the work of local artists and preserving the region's history. The Tubac Presidio State Historic Park is a must-visit, offering a glimpse into the county's Spanish colonial past.

When it comes to real estate, Santa Cruz County offers a variety of options for homebuyers. Whether you're looking for a cozy ranch-style home or a spacious modern property, the county has something to suit every taste and budget. With the option of cash or new financing, buyers have the flexibility to choose the payment method that works best for them.

If you're seeking a peaceful and scenic place to call home, Santa Cruz County may be the perfect fit. With its natural beauty, rich cultural heritage, and diverse real estate options, this county offers a unique and fulfilling lifestyle for residents.

Newest Santa Cruz Homes with Cash New Financing

$12,000

7083182 MLS

Hilltop flat land then slopes down. Great space for a large building with potential for a road leading to the bottom of the property. All paved road to the property, Electric pole at one corner. city water may be on the other side of street. buyer to verify all utilities and services.

1107 Via Jacaranda -- Unit 41, Rio Rico

$1,870,000

3 Beds ⋅ 2 Baths ⋅ 7082760 MLS ⋅ 1,456 SqFt.

Apache Oaks * A Remodeled 3 Bed, 2 Bath Home on 24.58 Acres, w/ Room for the Whole Family & Optional Income * OAK HOUSE, the Private Residence - Approx 1456sf, Single Level, 3 Bedrooms, 2 Baths, Great Room, Remodeled Kitchen w/ New Appliances (2026), Dining Area, Inside Laundry Large EnSuite w/ Bath & 320sf Deck * Fully Self-Contained: Guests & Renters Never Pass Through It * Beyond the Home, a True Family Compound - COCHISE HIDEOUT, Approx 1536sf w/ 6 Private Bedrooms Sleeping 16, Galley Kitchen, Shared Bathroom, 360sf Upper Deck & 200sf Patio * LOZEN BUNKHOUSE, Approx 140sf Studio w/ 3 Beds * 25 Sleep Indoors, Everyone Has Their Own Room * CORONADO COMMONS, Approx 1083sf (per owner) Gathering Lodge Where Everyone Eats and Hangs Out Together - (Continued on Supplement) 19x22' Chef's Kitchen, 16x19' Dining Area, 19x19' Lounge & 1500sf Covered Patio Seating 80-100 - Built for Holidays, Reunions & Big Tables * SONOITA COMMUNAL BATH HOUSE Serving the Guest Buildings: Approx 498sf w/ 2 Separate Sides - Each w/ 2 Showers/Changing Areas, 3 Sinks, 2 Toilets * GADSDEN ART BARN, Approx 720sf Screened Barn w/ Open Rafters - Studio, Workshop or Game Room * ABC HARDWARE STORE, Approx 576sf Well Pump & Utility Building * Loved by Many for Years, This Former ABC Church Camp Has Been Completely Remodeled & Reimagined While Preserving its Charm & History * OPTIONAL INCOME: Live in Oak House and Rent the Rest. Already Set Up as a Short-Term Rental - AZ TPT License, Apache Oaks LLC, apacheoaks Website & Lodgify Reservation System All Convey. Furnished & Equipped. Run It, Scale It Back, or Simply Enjoy the Space * Zoned GR, General Rural * 2 Full RV Hookups for Visiting Family - Water, Sewer, Electric * Starlink w/ New Eero Wi-Fi Mesh (Sept 2026) - Remote Work & School Ready * 3 Newer HVAC Systems: Oak House 2024, Coronado Commons 2024, Cochise Hideout 2025 * Private Well w/ 14,000 Gallon Water Storage * Buried Unisource Power * Propane * 4 Separate Septic Systems * Fully Fenced w/ Gate * Direct National Forest Access w/ Endless Hiking & Biking Trails * Near Patagonia Lake State Park * Tucson 69 Miles, Nogales Intl Airport 19 Miles, Sonoita/Elgin Wine Country Under 25 Miles * Also Conveys: Single Axle Trailer & 500 Gallon Tandem Axle Water Trailer * All Measurements Approximate * Legal Description - A PORTION OF LAND BEING A PORTION OF H.E.S. #307 LYING IN THE SOU TH WESTERLY PART OF H.E.S. BEING 600' X 1864'

69 Abc Road, Patagonia

$11,900

7082238 MLS

Hilltop lot with amazing mountain views. Water confirmed at street per Liberty Utilities. Lot failed a percolation test in 2014. Seller holds equitable interest.

1028 Avenida Ciervo -- Unit -, Rio Rico

$160,000

7082193 MLS

Commercial Lot with utilities near commerce & highway access! 3.07 acres offering water and electric on site with flexible development potential. Part of the lot is ready to build now with room to expand for future construction. Located close to the I-19 and the Nogales border crossing surrounded by active industrial & commercial businesses. Frontage road access and strong street visibility make this ideal for warehousing, distribution , industrial offices, small flex space or storage facilities. Flexible zoning and proximity to major trade routes offer strong upside for developers and investors.

3175 N Silver Hill Drive Unit -, Nogales

$1,870,000

10 Beds ⋅ 9 Baths ⋅ 7082010 MLS

Apache Oaks * RECENTLY REMODELED * Fully Furnished & Equipped * Turnkey / Hospitality / Event Venue / Family Camp / Corporate Retreat / Executive Compound / Income Opportunity * 24.58 Pristine Acres in Beautiful Patagonia, AZ * Zoned GR (General Rural) * Sleeps 25 Across 3 Separate Buildings * OAK HOUSE - Approx 1456sf, 3 Bed, 2 Bath, Inside Laundry & 320sf Deck - a Private Owner's Residence * COCHISE HIDEOUT - Approx 1536sf, 6 Private Bedrooms, Galley Kitchen/Reception Area, Shared Bath, 360sf Upper Deck & 200sf Patio * LOZEN BUNKHOUSE - Approx 140sf Studio w/ 3 Beds * CORONADO COMMONS - Approx 1083sf Lodge w/ 19x22' Commercial Kitchen, 16x19' Dining Area, 19x19' Lounge & 1500sf Outdoor Patio Seating 80-100 * CONTINUED ON SUPPLEMENT SONOITA COMMUNAL BATH HOUSE: Approx 498sf: 2 Separate Sides, Each w/ 2 Showers/Changing Areas, 3 Sinks, 2 Toilets * GADSDEN ART BARN, Approx 720sf Screened Barn, Concrete Floors & Open Rafters * ABC HARDWARE STORE: Approx 576sf Well Pump & Utility House * 2 Full RV Hookups w/ Water, Sewer & Electric * Loved by Many for Years, This Former ABC Church Camp Has Been Completely Remodeled & Reimagined While Preserving its Charm & History * OPERATING SHORT-TERM RENTAL - AZ TPT License, LLC, Live Website & Booking System All Convey * REVENUE STREAMS IN PLACE: Whole-Property Group Rental, Retreats, Micro-Weddings & Events, Corporate Offsites, Plus Daytime Meeting & Film/Photo Production Use * Commercial Kitchen Means Groups Cater or Cook On Site - Rare in This Market and a Key Differentiator * No Comparable Exclusive-Use Property of This Capacity in Santa Cruz County * Tucson 69 Miles * Nogales Intl Airport 19 Miles * Sonoita/Elgin Wine Country Under 25 Miles * Direct Coronado National Forest Access and Endless Hiking & Biking Trails * Near Patagonia Lake State Park * 3 Newer HVAC Systems - Oak House 2024, Coronado Commons 2024, Cochise Hideout 2025 * Private Well w/ 14,000 Gallon Water Storage * Water Heaters 5 Years Old * Buried Unisource Power * Propane * 4 Separate Septic Systems * Fully Fenced w/ Gate * Starlink w/ New Eero Wi-Fi Mesh (Sept 2026) * INCLUDED IN SALE: Furnishings, Linens, Commercial Kitchen Equipment, Apache Oaks LLC, apacheoaks Website, Lodgify Reservation System & Active Listings * Also Included: Single Axle Trailer, 500 Gallon Tandem Axle Water Trailer * All Measurements Approximate *

69 Abc Road, Patagonia

$295,000

6 Beds ⋅ 4 Baths ⋅ 7081714 MLS ⋅ 3,405 SqFt.

Seller will consider all offers and concessions with an acceptable offer. Spacious 6-bedroom, 4-bath home offering 3,404 sq. ft. of comfortable living space in Red Rock. Enjoy mountain views, an open and flexible layout, tile and laminate flooring, and an attached garage. Built in 2012, this home provides plenty of room for family, guests, entertaining, or a home office. Located in a peaceful community with the beauty of the Arizona landscape all around. A fantastic opportunity for buyers seeking space, comfort, and value!

34360 S Miner Road, Red Rock

$209,250

3 Beds ⋅ 2 Baths ⋅ 7079938 MLS ⋅ 1,452 SqFt.

This 3 bedroom 2 bath home site on almost 2 acres. This is a cash or cash equivalent purchase only with no inspection or financing contingencies. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The data presented in this listing is deemed reliable but not guaranteed. This information should be used for informational use only and does not constitute a legal document for the description of this property. Buyer or Buyer's Agent to verify all facts, figures, schools, dimensions, Sq Ft, permits, HOA fees etc. that is of material importance to Buyer.

922 Calle Mateos --, Rio Rico

$375,000

3 Beds ⋅ 2 Baths ⋅ 7078513 MLS ⋅ 2,303 SqFt.

Unlock the ultimate investor dream with this fully restored, versatile multi-use property offering endless potential. Perfectly blending historic charm with modern updates, this rare find features a distinct commercial gallery/studio up front and a comfortable residential home in the back--all set against stunning mountain views and gorgeous sunsets, just under 5 minutes from downtown Tubac. Dual-Income or Live-Work Setup: Includes a 1120 sq ft commercial gallery/studio up front and an 1183 sq ft residential home in the back, each with its own separate utility meters. Classic adobe construction beautifully preserved and enhanced with a fresh coat of paint. Features a brand-new private well, a new septic tank, updated roofs, freshly painted concrete floors, and new carpet in the home. Central AC and wall units in the home, plus gas furnaces servicing both structures. Includes two owned propane tanks powering the gas stoves and furnaces. Ample Parking & Storage: Includes a 2-car detached garage, 2 storage sheds, an oversized carport, and generous parking space for customers or personal use. It's a fully fenced and gated property, with RV parking space. There are charming front porches on both the gallery and the main house, to take in the serene desert surroundings. Endless Business Potential!!! The front gallery space has a rich history of versatility--previously serving as an art studio, paint shop, sign shop, and retail storefront. Whether you envision launching your own boutique business, opening a creative studio, or securing a high-potential investment property, this turnkey estate brings your dreams to reality.

2023 E Frontage Road, Tumacacori

$35,000

7073635 MLS

Build, invest, escape & explore! Discover 4.26 acres in beautiful Lake Patagonia Ranch Unit 6, surrounded by mountain views, wide-open skies & the best of Southern Arizona living. Tucked on a cul-de-sac, this parcel offers an exciting opportunity for a custom homesite, investment or peaceful retreat. Recorded CC&Rs include site-built residential standards & limited ranching provisions, offering potential for an equestrian lifestyle. Minutes from Patagonia Lake State Park, Patagonia & Sonoita wine country, with hiking, boating, fishing, birding, horseback riding & incredible stargazing nearby. Buyer to verify zoning, utilities, water/well, septic, access, HOA & all facts material to Buyer.

35 Guajolote Court Unit 20, Nogales

$11,900

7073533 MLS

Vacant residential lot in an established Rio Rico neighborhood. Water availability pending utility confirmation. Property contains a regulated riparian habitat area -- Flood Hazard Information Sheet available upon request. Property sold as-is. Seller holds equitable interest.

211 Torre Court Unit 85, Rio Rico

$13,000

7068759 MLS

Vacant lot in Rio Rico offering an opportunity for a custom home or long-term investment. R2 zoning and a peaceful desert setting provide potential for future residential use, with access to nearby roads and area amenities. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

364 Circulo Chica -- Unit 100, Rio Rico

$9,000

7068751 MLS

Vacant lot in Rio Rico offering an opportunity for a custom home or long-term investment. R2 zoning and a peaceful desert setting provide potential for future residential use, with convenient access to area roads and amenities. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

289 Via Mantaraya -- Unit 51, Rio Rico

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