Santa Cruz Homes with Conventional New Financing

Santa Cruz Homes with Conventional New Financing

Santa Cruz County, located in the state of Arizona, offers a picturesque and vibrant setting for those seeking a new home. With its stunning natural beauty, rich cultural heritage, and a thriving real estate market, Santa Cruz County has become a sought-after destination for homebuyers.

One of the key aspects of the county's real estate market is the availability of homes with conventional new financing. True to its reputation, Santa Cruz County offers a wide range of properties that can be financed through conventional methods. Whether you are a first-time homebuyer or looking to upgrade to a larger space, there are numerous options available to suit your needs.

From cozy single-family homes to spacious condominiums, Santa Cruz County offers a variety of housing styles to cater to different preferences. Many of these properties boast modern amenities, well-designed layouts, and beautiful architectural features. With conventional financing options, homebuyers can take advantage of competitive interest rates and flexible repayment terms, making the dream of homeownership more attainable.

In addition to the availability of conventional financing, Santa Cruz County also offers a host of recreational activities and amenities. The county is renowned for its outdoor attractions, including hiking trails, golf courses, and picturesque parks. The vibrant local culture, with its festivals, art galleries, and historical landmarks, adds to the charm of living in Santa Cruz County.

If you are considering a move to Arizona and are looking for a county that offers homes with conventional new financing, Santa Cruz County is an excellent choice. With its natural beauty, rich history, and a thriving real estate market, this county has all the ingredients for a fulfilling and comfortable lifestyle.

Newest Santa Cruz Homes with Conventional New Financing

$11,000
7061183 MLS
Vacant lot in Rio Rico offering an excellent opportunity to build a custom home or hold as a long-term investment. Located in a quiet residential area with R2 zoning and convenient access to nearby roads, schools, shopping, and outdoor recreation. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

104 Paja Court Unit 42, Rio Rico
$11,000
7061175 MLS
Build your future on this vacant lot in Rio Rico. Situated in a peaceful residential setting with R2 zoning, this property offers an excellent opportunity for a custom home or long-term investment. Convenient access to nearby roads, schools, shopping, and outdoor recreation. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

106 Paja Court Unit 41, Rio Rico
$11,000
7061169 MLS
Spacious vacant lot in Rio Rico offering a great opportunity for a custom home or long-term investment. R2 zoning and peaceful desert surroundings provide plenty of potential while remaining within easy reach of local amenities and major roadways. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

1256 Tocar Court Unit 44, Rio Rico
$250,000
3 Beds ⋅ 2 Baths ⋅ 7061027 MLS ⋅ 1,380 SqFt.
**GET A LENDER 2/1 BUYDOWN WITH BUILDERS LENDER OR HOME QUALIFIES FOR 0% USDA DOWN PAYMENT!** Make this beautiful 2026 new construction home your own! Featuring 3 bedrooms, 2 bathrooms, modern finishes, and beautiful views. Buyers who go under contract during the construction phase may have the opportunity to select certain fixtures, colors, and finishes to personalize their new home. Don't miss this incredible opportunity to create a home that reflects your style. **Photos are from a model home used to showcase floorplan!**

1852 La Paz Court, Rio Rico
$24,000
7057816 MLS
Take a look at this lovely 1.64-acre lot that offers plenty of open space and beautiful mountain views!! It is a wonderful, peaceful spot if you are looking to build your custom dream home from the ground up, set up some equestrian facilities for horses, create a small working ranch, or design your very own private outdoor oasis. There is so much room here to bring your ideas to life and make the property truly your own. With tons of potential and a great location, this is a fantastic opportunity to secure your own piece of land. Don't miss out on this one!

348 Camino La Pasida -- Unit 11, Rio Rico
$10,000
7056445 MLS
Vacant in Rio Rico offering peaceful surroundings and excellent potential for a custom home or long-term investment. R2 zoning provides flexibility for residential development. Convenient access to nearby roads, shopping, schools, and everyday amenities while enjoying the natural beauty of Southern Arizona. Buyer to verify zoning, utilities, access, boundaries, flood information, and intended use with Santa Cruz County.

1813 Calle Egipto -- Unit 28, Rio Rico
$9,500
7056403 MLS
Vacant land opportunity in Rio Rico offering open desert surroundings and mountain views with room for a custom home or long-term investment. Convenient access to nearby roads, Interstate 19, schools, and local amenities. Buyer to verify zoning, utilities, access, boundaries, and intended use with Santa Cruz County.

1664 Circulo Ballena -- Unit 52, Rio Rico
$11,000
7056339 MLS
Vacant land opportunity in Rio Rico offering open desert surroundings and mountain views with room for a custom home or long-term investment. Convenient access to nearby roads, schools, shopping, and Interstate 19. Buyer to verify zoning, utilities, access, boundaries, flood zone, and intended use with Santa Cruz County.

1594 Tintorera Court Unit 74, Rio Rico
$12,000
7056328 MLS
Vacant land opportunity in Rio Rico offering open desert surroundings and mountain views with room for a custom home or long-term investment. Convenient access to nearby roads, schools, shopping, and Interstate 19. Buyer to verify zoning, utilities, access, boundaries, and intended use with Santa Cruz County.

374 Esponja Court Unit 95, Rio Rico
$235,000
3 Beds ⋅ 2 Baths ⋅ 7055500 MLS ⋅ 1,368 SqFt.

1854 Circulo Mexicali --, Rio Rico
$250,000
3 Beds ⋅ 2 Baths ⋅ 7054892 MLS ⋅ 1,352 SqFt.
Wake up to breathtaking mountain views in this stunning brand-new 2026 construction! This property may qualify for USDA 0% down financing or a 2/1 interest rate buydown through the builder's preferred lender (buyer qualification and lender terms apply). This beautifully designed home offers 3 bedrooms, 2 bathrooms, and a spacious 1-car garage, all situated on a generous .57-acre lot in a peaceful cul-de-sac. Enjoy the perfect balance of privacy and convenience with quick freeway access just minutes away. Estimated completion is mid-August, making now the perfect time to secure your new home. Photos are for floor plan and layout purposes only. Model homes are available for viewing.

1783 Alamos Court, Rio Rico
$225,000
3 Beds ⋅ 2 Baths ⋅ 7054636 MLS ⋅ 1,368 SqFt.

165 Colima Court, Rio Rico
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