Santa Cruz Homes with VA Loan New Financing

Santa Cruz Homes with VA Loan New Financing

Santa Cruz County, located in the state of Arizona, is a vibrant and diverse region that offers a unique blend of natural beauty, rich history, and modern amenities. With its stunning landscapes, mild climate, and close-knit communities, Santa Cruz County is an ideal place to call home.

One of the notable aspects of real estate in Santa Cruz County is the availability of homes with VA loan new financing. For those who have served in the military, the VA loan program provides an excellent opportunity to purchase a home with favorable terms and conditions. Whether you are a first-time homebuyer or looking to upgrade to a larger property, the VA loan program can help make your dream of homeownership a reality.

With VA loan new financing, eligible veterans and active-duty military personnel can enjoy benefits such as low or no down payment, competitive interest rates, and no private mortgage insurance requirement. This makes it easier for individuals and families to secure a mortgage and start building equity in their own home.

Santa Cruz County offers a wide range of housing options suitable for every budget and lifestyle. From charming single-family homes in quiet neighborhoods to spacious ranch-style properties with sprawling acreage, there is something for everyone in this picturesque county.

Whether you are drawn to the quaint towns, outdoor recreational opportunities, or the rich cultural heritage, Santa Cruz County is a wonderful place to settle down and create lasting memories. Explore the real estate market in this area and discover the perfect home with VA loan new financing.

Newest Santa Cruz Homes with VA Loan New Financing

$250,000
3 Beds ⋅ 2 Baths ⋅ 7061027 MLS ⋅ 1,380 SqFt.
**GET A LENDER 2/1 BUYDOWN WITH BUILDERS LENDER OR HOME QUALIFIES FOR 0% USDA DOWN PAYMENT!** Make this beautiful 2026 new construction home your own! Featuring 3 bedrooms, 2 bathrooms, modern finishes, and beautiful views. Buyers who go under contract during the construction phase may have the opportunity to select certain fixtures, colors, and finishes to personalize their new home. Don't miss this incredible opportunity to create a home that reflects your style. **Photos are from a model home used to showcase floorplan!**

1852 La Paz Court, Rio Rico
$235,000
3 Beds ⋅ 2 Baths ⋅ 7055500 MLS ⋅ 1,368 SqFt.

1854 Circulo Mexicali --, Rio Rico
$245,000
3 Beds ⋅ 2 Baths ⋅ 7055494 MLS ⋅ 1,380 SqFt.

1803 Salvador Court, Rio Rico
$250,000
3 Beds ⋅ 2 Baths ⋅ 7054892 MLS ⋅ 1,352 SqFt.
Wake up to breathtaking mountain views in this stunning brand-new 2026 construction! This property may qualify for USDA 0% down financing or a 2/1 interest rate buydown through the builder's preferred lender (buyer qualification and lender terms apply). This beautifully designed home offers 3 bedrooms, 2 bathrooms, and a spacious 1-car garage, all situated on a generous .57-acre lot in a peaceful cul-de-sac. Enjoy the perfect balance of privacy and convenience with quick freeway access just minutes away. Estimated completion is mid-August, making now the perfect time to secure your new home. Photos are for floor plan and layout purposes only. Model homes are available for viewing.

1783 Alamos Court, Rio Rico
$225,000
3 Beds ⋅ 2 Baths ⋅ 7054636 MLS ⋅ 1,368 SqFt.

165 Colima Court, Rio Rico
$235,000
3 Beds ⋅ 2 Baths ⋅ 7053968 MLS ⋅ 1,381 SqFt.
A Place Where Desert Dreams Come True Picture this: You pull up the driveway as the Arizona sun begins its golden descent behind the mountains. The desert stretches out before you--quiet, vast, and entirely yours. Nearly half an acre of possibility awaits, where the rhythm of desert life moves a little slower and the views are simply unforgettable. Step through the front door and into a home that feels like it's been waiting just for you. The living room welcomes you with vaulted ceilings that seem to reach toward the sky, while a wood-burning fireplace stands ready to cast its warm glow on cool desert evenings. You can already imagine curling up here with a good book, the crackle of the fire your only companion.

1202 Calle Remedios --, Rio Rico
$699,000
3 Beds ⋅ 2 Baths ⋅ 7038014 MLS ⋅ 1,749 SqFt.
Breathtaking mountain views on this impressive 40-acre property now on the market! This rare horse property offers endless possibilities for livestock, workshops, and future growth. Nestled within this expansive land is a charming 1,749 sq ft home NEW ROOF, NEW HVAC featuring Saltillo tile, a spacious living-dining room, an ample kitchen, three bedrooms, and two bathrooms. The home is ready for your personal touch and creative vision, while the grounds include a barn, storage shed, corral, horse stalls, 3,500 Gallon Water Tank and unforgettable sunsets over the mountains. Discover the exceptional potential and value this unique property has to offer!

76 Mustang Ranch Road, Elgin
$265,000
2 Beds ⋅ 2 Baths ⋅ 7037876 MLS ⋅ 750 SqFt.
Escape the heat and discover one of Southern Arizona's best-kept secrets. Incredible opportunity in the heart of Patagonia - perfect as an income property, weekend getaway, or full time retreat. Steps from the Paton Center for Hummingbirds and an easy stroll to downtown shops and restaurants, this fully remodeled 2 bed / 2 bath home is truly turn key. Enjoy high ceilings, new flooring, Milgard windows, hot water heater and upgraded insulation, plumbing and electrical. Relax on the spacious front porch and experience Patagonia's cooler climate, natural beauty and small town charm. Move right in or begin generating rental income immediately. For additional flexibility and investment potential, ask about the adjacent vacant lot at 371 Pennsylvania which may be available for separate purchase. Seller is awaiting county confirmation the official recording of the lot split from 371 Pennsylvania. This updated listing and price includes the single lot and home at 367 Pennsylvania. Please ask the listing agent for more details on purchasing both lots as a package. Don't miss this opportunity to enjoy the Patagonia lifestyle and easy living at about 4,000 feet elevation.

367 Pennsylvania Avenue, Patagonia
$749,500
4 Beds ⋅ 3 Baths ⋅ 7026842 MLS ⋅ 3,057 SqFt.
Two-story Santa Fe home in Sonoita Wine Country on 4.78 acres w/panoramic Mountain views! The 3,057 sq. ft. split-level offers 4 BR/3 BA, 2+ car garage & outbuilding(s). Main level (1,882 sq. ft.) features a Great Room, dining area w/private patio, U-shaped kitchen, large pantry, laundry to garage, high ceilings w/viga beams, & French doors to a balcony. Primary suite has spacious bath & oversized closet; 2nd BR/study has private exterior access. Lower level adds 1,175 sq. ft. family room, wet bar, 2 BR, full bath, storage & covered patio/gazebo--ideal for guests, studio, office or B&B. Paved-road access. Providing easy access to all the amenities & attractions that Sonoita's wine country has to offer. (Watch out for the deer/wildlife while driving in.) Welcome to your new home! Santa Fe Home in Sonoita Wine Country Nestled in the heart of wine country, this two-story Santa Fe home is situated on 4.78 acres of rolling ranch grassland. Surrounded by the Huachuca, Whetstone, Mustang, Santa Rita, and Empire Mountains, ensuring breathtaking views from every angle. Home Features Spacious 3,057 square feet split-level floor plan, this residence offers four bedrooms, and three bathrooms. The ground level, encompassing 1,882 square feet, includes a Great Room, Dining Area with private patio, and a "U"-shaped kitchen with a large pantry, the large laundry room adjoins the two+ car garage. Custom viga beams, high ceilings, and Double French doors lead to scenic balcony views, creating an inviting and open atmosphere. The Primary Suite features a roomy bathroom and a huge closet, while the second bedroom can serve as a study, with private exterior access. Lower-Level Amenities A circular stairwell descends to an additional 1,175 square feet of living space. This area is ideal for use as a bed and breakfast, studio, office, or guest suite. The lower level features a Family Room with built-in shelves, wet bar, double doors to a covered patio with sweeping valley views and a gazebo, two bedrooms, a full bathroom, and a spacious understairs storage room. The versatility of this floor is a significant bonus, offering countless possibilities for use. Location This ranch home is conveniently located on paved roads, providing easy access to all the amenities and attractions that Sonoita's wine country has to offer. (Watch out for the deer/wildlife while driving in.)

98 Paint Trail, Sonoita
$575,000
4 Beds ⋅ 4 Baths ⋅ 7024436 MLS ⋅ 3,579 SqFt.
Perfectly perched in the middle of the best views in Santa Cruz county. Come see for yourself the paradise you've been dreaming of. Offered by the original owners that have been enjoying this lovely home for the last 34 years. Incredible care has been taken to keep this custom home in pristine condition. One of the only properties in the southern end of the state that has acreage, a pool/ spa, solar, VIEWS!!!!!, a workshop with its own heating, cooling, and plumbing, built in Murphy beds... the list goes on and on. Come see it and make it your forever home.

428 Camino Canoa --, Rio Rico
$579,000
3 Beds ⋅ 3 Baths ⋅ 7022489 MLS ⋅ 2,809 SqFt.
Nestled in the heart of Arizona wine country, this property offers breathtaking views and natural beauty in every direction. The home features a spacious living area with expansive windows designed to capture the stunning mountain scenery. Situated on more than 14 acres, there?s plenty of room for horses and to enjoy the serene surroundings. A charming courtyard and separate outbuildings provide the perfect opportunity for a workshop, barn or additional storage. Ideally located halfway between Huachuca City and Sonoita, this property offers privacy and convenience.

4290 Highway 82 --, Elgin
$673,000
3 Beds ⋅ 2 Baths ⋅ 6989521 MLS ⋅ 2,143 SqFt.
Attention to detail makes this Beautifull Custom-built 2000+sq. ft. home a must have. On a premium high knoll 4.13-acre lot enjoy amazing views of the Mustang and Santa Rita Mt. ranges. Star lite night skies from all directions. Inviting front courtyard with covered entry. Wood tile floors throughout. Large great room, Living area complete with corner wood/gas fireplace. Kitchen perfectly done w/ high-end finishes. Alderwood cabinets, black stainless steel appliances Quart's counter tops island/breakfast bar. Double door pantry cabinet. Primary suit with large picture window allowing for natural sun light. Onset bathroom, his and her vanity tile surround shower. 2 additional guest rooms. Located in the Santa Cruz Wine country. Where the Deer and antelope roam. no HOA

16 Star View Drive, Sonoita
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