Yavapai Homes with Conventional New Financing

Yavapai Homes with Conventional New Financing

Yavapai County, located in the state of Arizona, offers a diverse range of real estate opportunities for those in search of a new home. With its stunning natural landscapes, vibrant communities, and a strong economy, Yavapai County has become an attractive destination for homebuyers.

One notable aspect of the real estate market in Yavapai County is the availability of homes with conventional new financing. This means that buyers can secure financing through traditional lending institutions, making the home buying process more accessible and convenient.

Whether you are looking for a cozy single-family home, a spacious townhouse, or a luxurious estate, Yavapai County has a variety of options to suit different preferences and budgets. From charming neighborhoods in the historic towns of Prescott and Jerome to the serene communities nestled amidst the beautiful mountains and canyons, there is a home for every lifestyle in Yavapai County.

In addition to its real estate offerings, Yavapai County is known for its rich cultural heritage, outdoor recreational activities, and excellent amenities. Residents can enjoy hiking, biking, fishing, and boating in the county's numerous parks, forests, and lakes. The area also hosts various festivals, art galleries, and museums that showcase the region's history and artistic talent.

With its favorable financing options and desirable lifestyle, Yavapai County presents an enticing opportunity for individuals and families looking to make a new home in Arizona. Whether you are a first-time buyer or an experienced homeowner, Yavapai County has something for everyone.

Newest Yavapai Homes with Conventional New Financing

$450,000
3 Beds ⋅ 2 Baths ⋅ 7085270 MLS ⋅ 1,930 SqFt.
From your very first steps into this immaculate home, you will know it's the one. Vaulted ceilings invite you into a space full of light and class. W/ owned solar, & newer roof/hvac/AND water heater, this home is absolutely READY for its new owners. The remodeled kitchen will be a delight to cook in, w/ granite countertops that POP, custom wooden cabinetry, walk-in pantry, & added counter space thoughtfully reimagined by the owners. Also: separate shower & tub, w/ double vanity & walk-in closet in primary suite, and Bonus Room w separate exit ! This home stands out on the street; stone finishes, pristine landscaping, w/ privacy & fencing in the backyard, & gorgeous gravel all around. Plus, you'll love the sleek 10x20 detached workshop, & oversized outdoor storage shed! A must see..

4830 E Cedar Drive, Rimrock
$415,000
3 Beds ⋅ 2 Baths ⋅ 7085245 MLS ⋅ 1,791 SqFt.
Tucked away in the peaceful, rolling foothills of Northwest Chino Valley, this charming two story cabin on 2.34 acres offers the quiet country lifestyle you've been dreaming of! The main level features two spacious bedrooms, a full bathroom, a stunning floor to ceiling shale wood burning fireplace, and an oversized 14' x 28' Arizona room that is perfect for relaxing or entertaining. Upstairs, the expansive loft includes built in closets and offers several possibilities, including two additional bedrooms or one bedroom with an open living area. There is also a spacious walk in closet that could be used as a small office, hobby room, or additional storage space. Recent upgrades include: A new 45 year architectural shingle roof installed in 2026 An upgraded 1,000 gallon septic system installed in 2025, including septic risers and Schedule 40 ABS pipes that replaced the original septic lines Like new kitchen cabinets installed around 2023 A new 40 gallon water heater installed in 2025 with a warranty A like new refrigerator purchased around 2024 with a five year extended warranty A like new washer and dryer combination with a five year extended warranty A 2,500 gallon water storage tank installed around 2023 with a 10 year warranty A like new MasterCool evaporative cooler installed in 2024 with an extended warranty Receipts and warranty information will be provided when available. Bring your animals! The property is equipped with four yard hydrants, irrigation, plenty of parking, and room to grow. Many of the interior furnishings may also be available to convey. The property has been lovingly maintained using pesticide free and organic weed and pest control. Surrounded by incredible views of the San Francisco Peaks, horse properties, and peaceful surroundings, this cozy cabin feels like your own private nature sanctuary. With endless potential, pricing that makes it an exceptional value, and a motivated seller who is open to reasonable offers, this is one you won't want to miss!

4005 W Cool Valley Road, Chino Valley
$589,000
4 Beds ⋅ 3 Baths ⋅ 7085113 MLS ⋅ 2,548 SqFt.
**THEY JUST DON'T BUILD HOMES LIKE THIS ANYMORE.** High on a corner with spectacular Sedona Red Rock views, this Spanish Colonial home is truly one of a kind. From the Spanish tile roof and gables to the shutters, graceful arches, enormous flagstone front porch and beautiful paver drive and walkway, every detail reflects **the kind of craftsmanship that's almost impossible to find today.** This is a home with real character showcasing an older style--it was built with the architecture, materials and attention to detail that make these homes so special. And yet, inside, it feels fresh, beautifully cared for and almost brand new. Nearly everything has been updated, giving you the best of both worlds: **the craftsmanship of yesterday with the comfort of today.** The setting is just as special. The home sits high on a corner with beautiful Red Rock views from the front yard, while every bedroom enjoys either Sedona Red Rock or Mingus Mountain views. The North-South exposure brings in wonderful natural light from the enormous, double stacked windows, without the harsh heat of direct sun - even the bathroom windows have views! The floor plan is incredibly livable, with the Primary Bedroom, powder room and laundry all on the main level. The Primary Suite is spacious and bright, with beautiful Red Rock views and a gorgeous new custom-tiled walk-in shower. Upstairs are three over-sized bedrooms, two with walk-in closets, along with a linen closet and tons of storage. **The upstairs bathroom is equally impressive--truly oversized, with dual sinks, 4 stack cabinet drawers, a comfort-height toilet and a deep soaking tub.** The staircase is one of the home's standout details, with an iconic oak and iron railing leading to an extended upstairs landing = an interior Juliet-style balcony overlooking the living room. It's the kind of detail you simply don't see in newer homes. The living room is large, comfortable and inviting, with walls of double stacked windows, a new oversized ceiling fan, built-in entertainment center and a lovely gas fireplace with blower. **The kitchen has been beautifully refreshed with gleaming refinished and extended maple cabinetry, designer backsplash, quartz countertops, all-new stainless-steel appliances, deep sink, new oil rubbed faucet, and gorgeous 18-inch matte porcelain tile floors.** The list of updates is extensive: fresh interior and exterior paint, new carpet in all bedrooms and stairs, new five-inch baseboards, new top-down/bottom-up light-filtering blinds, a new keyless front door, new thermostat, new plumbing fixtures - including large new shower heads, new comfort-height dual-flush toilets and new oil-rubbed bronze hardware throughout. And then there's the front porch. **It's enormous.** With the Red Rocks as your backdrop, it's the perfect place for morning coffee, a glass of wine at sunset or a gathering with friends. The large, fenced backyard offers a raised garden, grassy dog run and a new concrete patio currently under construction. Underneath it all is the solid construction you hope to find in a home like this--2x6 framing and a post-tension slab. **This really is one of a kind.** The architecture, craftsmanship, setting and thoughtful updates come together in a way that's very difficult to find. It's beautiful without feeling overdone, updated without losing its character, and completely different from what you'll find in typical new construction. **A truly special home, and one you don't want to miss.** SPANISH COLONIAL UPGRADES & FEATURES ARCHITECTURE & FIRST IMPRESSION Spanish Colonial / Spanish Hacienda-inspired architecture Spanish tile roof Spanish tile gables Classic exterior shutters Beautiful Spanish arches throughout Architectural details and craftsmanship rarely found in newer homes Enormous front flagstone porch High corner location with spectacular Sedona Red Rock views Beautiful paver driveway and walkway VIEWS & NATURAL LIGHT Spectacular Sedona Red Rock views from the front yard Red Rock or Mingus Mountain views from every bedroom Views from the bathrooms Abundant windows throughout Excellent North-South exposure Beautiful natural light without harsh direct afternoon sun RECENT UPDATES Fresh interior and exterior paint New carpet throughout all bedrooms and stairs New 5-inch baseboards New keyless front door New thermostat New top-down/bottom-up light-filtering blinds Maple cabinetry professionally refinished New oil-rubbed bronze hardware throughout New plumbing fixtures New large shower heads New comfort-height dual-flush toilets KITCHEN All-new stainless-steel appliances Quartz countertops Beautifully refinished maple cabinetry Beautifully detailed tile backsplash Extra banks of drawers for added storage New farmhouse-style sink New kitchen faucet Gorgeous 18-inch matte porcelain tile flooring Timeless finishes with updated functionality PRIMARY SUITE & BATHROOMS Large Primary Bedroom on the main level Beautiful views from the Primary Suite Gorgeous new custom-tiled walk-in shower Dual-sink vanity Corian bathroom countertops Comfort-height vanity New plumbing fixtures and oil-rubbed bronze hardware Large shower head Bathroom windows with views Enormous upstairs bathroom Dual sinks Comfort-height toilet Deep soaking tub FLOOR PLAN & INTERIOR DETAILS Three enormous upstairs bedrooms Two upstairs bedrooms with walk-in closets Upstairs linen closet Main-level Primary Bedroom Main-level powder room Main-level laundry Tons of storage throughout Traditional oak staircase Iconic iron stair railing Extended upstairs landing Interior Juliet-style balcony overlooking the living space Beautiful arch details throughout New oversized living room ceiling fan Built-in entertainment center Gas fireplace with blower OUTDOOR LIVING Enormous front flagstone porch Spectacular Red Rock views Beautiful paver driveway Paver walkway Raised garden Grassy dog run New concrete back patio currently under construction Wonderful space for entertaining, relaxing and enjoying the views CONSTRUCTION 2x6 construction Post-tension slab Solid, substantial construction Built with the kind of craftsmanship that is increasingly difficult to find Timeless Spanish Colonial architecture WHAT MAKES THIS HOME DIFFERENT Truly one of a kind in the area They simply don't build homes like this anymore Authentic Spanish Colonial architecture--not a modern reproduction Old-school craftsmanship and architectural details Extensive recent updates Feels fresh and almost brand new while retaining its original character The best of traditional craftsmanship and modern comfort Much better than new A home to be truly proud of

449 Phelps Drive, Clarkdale
$575,000
2 Beds ⋅ 2 Baths ⋅ 7085042 MLS ⋅ 1,968 SqFt.
Experience refined Arizona living in this beautifully appointed 2-bedroom, 2-bath home, thoughtfully designed for effortless indoor-outdoor living. The expanded guest bedroom offers additional space and flexibility, making it ideal for guests, a home office, or a private retreat. At the center of the home is an impressive gourmet kitchen featuring luxurious leathered granite countertops and upgraded appliances, creating a sophisticated yet inviting space for both everyday living and entertaining. Wood-look flooring flows throughout the main living areas, adding warmth and contemporary style. The great room makes a spectacular transition to the outdoors with retractable corner sliding glass doors, opening the home to a spacious, completely covered patio. The generous backyard is fully fenced and thoughtfully landscaped with low-maintenance desert landscaping, offering privacy and plenty of room to create your own outdoor oasis--including ample space for a pool. The 3-car extended-length garage provides exceptional flexibility with room for vehicles, a golf cart, storage, or recreational toys. With its stylish upgrades, expansive outdoor living spaces, pool-sized backyard, and exceptional garage space, this home offers the ideal combination of luxury, comfort, and the effortless Arizona lifestyle.

3592 Stampede Drive, Wickenburg
$565,000
3 Beds ⋅ 2 Baths ⋅ 7085034 MLS ⋅ 1,609 SqFt.
Located in one of Clarkdale's most desirable neighborhoods, this well-maintained home is move-in-ready. It offers 3 bedrooms and 2 full baths, blending comfort, character, and scenic beauty. Enjoy the distant Red Rock views from the front porch and living room. The region's finest vineyards and wine tasting rooms are just minutes away in historic Old Town Cottonwood. This property has an extra shed/workspace for hobbies or storage. Fully-fenced for privacy and/or pet safety. Pergola-covered patio with Mingus Mountain views, ideal for relaxing as the sun sets.

1941 Crossroads Boulevard, Clarkdale
$280,000
2 Beds ⋅ 2 Baths ⋅ 7085029 MLS ⋅ 1,024 SqFt.
Welcome to this updated 2-bedroom, 2-bath manufactured home situated on approximately 0.82 acres! The interior has been thoughtfully updated, offering a comfortable and move-in-ready space. Outside, the expansive lot provides plenty of room to create your own yard, garden, entertaining area, or outdoor retreat. A storage shed adds convenient space for tools, equipment, and additional storage. With a generous lot and a refreshed interior, this property offers the opportunity to enjoy space, flexibility, and the freedom to make the property your own.

3970 E Massai Circle, Cottonwood
$679,500
2 Beds ⋅ 2 Baths ⋅ 7084944 MLS ⋅ 1,968 SqFt.
Meticulously maintained 2-bed, 2-bath Dorn Hotel California plan offers 1,963 sq ft plus 633 sq ft of insulated, temperature-controlled 3-car garage space with upgraded epoxy flooring, ideal for a shop, office or its current use as a personal gym. Fully fenced northwest-facing backyard with partial views, heated/cooled chlorine pool with self-cleaning system, Bullfrog M6 spa, ramada and outdoor kitchen for dinners with friends. Quality finishes include 10' ceilings, 8' doors, upgraded flooring, custom cabinetry, stone accent wall and dry bar. Spa-inspired bath offers upgraded lighting and countertops, heavy glass shower enclosure and distinctive tile to the ceiling. Owned 30-panel solar and Hunter Douglas shades complete this beautifully enhanced home. (FULL DESCRIPTION BELOW) Meticulously maintained from front to back, this beautifully upgraded Hotel California floor plan by Dorn offers 1,963 square feet of living space, two bedrooms and two bathrooms, plus an additional 633 square feet of insulated, temperature-controlled three-car garage space. Distinctive finishes, thoughtful conveniences and exceptional entertaining spaces make this Wickenburg Ranch home special, with quality improvements evident throughout. The northwest-facing backyard offers gorgeous partial views, beautiful landscaping and a fully fenced setting for relaxed evenings and memorable dinners with friends. A heated and cooled chlorine pool with a self-cleaning system and a Bullfrog M6 spa bring a resort-like feel to everyday living. Gather beneath the ramada or prepare dinner in the outdoor kitchen, complete with a Napoleon gas grill, high-BTU burner and Ooni pizza oven. Covered-patio speakers and an exterior TV complement this welcoming space. Inside, 10-foot ceilings, 8-foot doors, 5-inch baseboards and upgraded flooring throughout provide a refined backdrop. Beautifully installed custom cabinetry and a striking living room stone accent wall add distinctive character. The custom dry bar features cabinetry, a counter, shelving and a GE Monogram beverage and wine refrigerator, while custom lighting, accent lighting and dimmers create a warm atmosphere for entertaining. The gourmet kitchen features a tile backsplash, paneled island, pendant lighting and a Bosch cabinet-depth refrigerator. Hunter Douglas window treatments, including Roman shades and motorized living room shades, complement the interiors. A screened living room slider adds everyday convenience. The luxurious, spa-inspired bathroom features upgraded lighting and countertops, a heavy glass shower enclosure and distinctive shower tile extending to the ceiling. Both showers feature tile upgrades, while barn doors at the primary bath and guest room, a two-foot guest bedroom extension and decorative wallpaper add individual character. Built-in cabinetry and a desk make the Smart Space especially useful, with a freezer and an LG washer and dryer with pedestals adding convenience. The generous three-car garage provides 633 additional square feet beyond the home's living area, with insulation, a mini-split system, upgraded epoxy flooring and upgraded lighting. This versatile, temperature-controlled space could double as a workshop or office, or continue its current use as a personal gym. Additional improvements include 30 owned solar panels, upgraded electrical throughout, a hot-water recirculating pump, a NOVO H2O citrus water system, six indoor/outdoor ceiling fans, living room ceiling speakers, front and rear Ring cameras, gutters and downspouts, and an owned 250-gallon propane tank. Stucco walls screen the trash, AC and pool equipment, while extensive landscaping and irrigation complete the grounds. TVs in the primary bedroom, living room, outdoor area and garage are included. Beautifully cared for and thoughtfully enhanced, this home offers comfortable everyday living and inviting spaces to gather, indoors and out.

4150 Copperhead Drive, Wickenburg
$585,000
2 Beds ⋅ 2 Baths ⋅ 7084937 MLS ⋅ 1,986 SqFt.
PRIVACY, DESIGN & INDOOR/OUTDOOR LIVING in Wickenburg Ranch! This beautifully upgraded 2BR/2BA home enjoys an elevated berm setting with partial mountain views & a dramatic corner multi-slide that opens the living space to the outdoors. Highlights include an electric fireplace with built-ins, upgraded flooring, custom lighting, Hunter Douglas window coverings & designer paint. Outside, enjoy matching porcelain-tiled patios, pergola, all-steel outdoor kitchen, electric patio shade/screen, irrigated planters, upgraded lighting, drainage improvements & gutters. Epoxy garage floor, storage cabinets, steel security door & more complete the package. (FULL DESCRIPTION BELOW) BEAUTIFULLY UPGRADED WICKENBURG RANCH HOME DESIGNED FOR INDOOR/OUTDOOR LIVING! Set along an elevated berm offering privacy and partial mountain views, this thoughtfully finished 2-bedroom, 2-bath home combines an inviting interior with exceptional outdoor entertaining spaces. The open living area is anchored by a dramatic corner multi-slide door, creating a seamless connection between the home and its outdoor spaces. Inside, extensive upgrades include an electric fireplace with custom built-ins, upgraded flooring, Hunter Douglas window coverings throughout, updated interior lighting, designer paint in the living and dining areas, upgraded cabinetry and finishes, 8-foot interior doors and oversized baseboards. A barn door adds character at the primary bath, while carefully selected finishes give the home a polished, cohesive feel. The outdoor spaces are every bit as thoughtfully designed. Matching porcelain tile extends across both the front and rear patios, while the backyard entertaining area features a substantial pergola, custom all-steel outdoor kitchen and electric retractable patio shade/screen--creating an ideal setting for relaxing, dining and entertaining throughout the year. Landscape pots have been incorporated into the irrigation system, and upgraded exterior lighting enhances the home after sunset. Additional owner improvements include gutters, professionally added drainage along both sides of the home, a Ring doorbell, steel security screen at the front entry and an added trash enclosure. The garage has also received its share of upgrades with an epoxy-coated floor and extensive storage cabinetry, adding function to an already beautifully maintained home. Located within the Caballero neighborhood of Wickenburg Ranch, this home delivers the privacy, thoughtful design selections and indoor/outdoor lifestyle that make desert living so special--with a long list of meaningful improvements already completed and ready to enjoy.

3240 Josey Wales Way, Wickenburg
$769,000
3 Beds ⋅ 2 Baths ⋅ 7084808 MLS ⋅ 1,889 SqFt.
Charming, attractive and quality home- inside and out. Gorgeously remodeled (See documents tab) and short-term rental turnkey, including furnishings, fully stocked, and and many bookings on the calendar. Open floor plan with lots of natural light. Beautiful unobstructed views of Mingus Mountain and desert landscape. Quiet, low traffic residential neighborhood. Plenty of space to park a trailer or RV. Home is on a leased Tesla Solar system with a low (approximately $105) grandfathered monthly cost. This active short-term rental performs well (See documents for $90k+ last 12 month revenue and performance). Excellent feedback and guest experience & strong bookings. Close escrow with STR revenue immediately coming in and future bookings on the calendar.

1105 S Chuckawalla Drive, Cottonwood
$65,000
7084755 MLS
Sizeable, flat building space with a sunset view! Plenty of buffer for privacy on those gorgeous Rimrock starry nights, and perched on top of your own hillside. WITH SEPTIC! Water and power on Antigua. See Jerome twinkle in the distance...Property can be accessed from Antigua Way or Valley Lane and has been addressed on both streets. Come see...

4095 N Antigua Way Unit 49/53, Rimrock
$123,000
2 Beds ⋅ 2 Baths ⋅ 7084693 MLS ⋅ 1,070 SqFt.
HUD Home! Situated on approximately 0.46 acre in Congress, this 2 bedroom, 2 bathroom manufactured home offers plenty of room to enjoy Arizona's open desert setting and mountain views. The home features a spacious living area, dining area, kitchen, inside laundry, primary bedroom with private bath, guest bedroom and bath, plus an enclosed sunroom that adds additional usable space. Outside you will find an attached carport, covered patio and deck areas, chain link fencing and multiple storage sheds with plenty of space around the property. Public water and an individual septic system serve the property. The home is all electric. This property offers an opportunity for a buyer looking for a home with land, storage and room to make it their own in the quiet community of Congress. Property is being sold as is by HUD. Buyer to verify all information deemed important.

22655 W Henderson Street, Congress
$18,997
7084594 MLS
Escape to a shaded 0.3-acre mobile home zoned lot, tucked along quiet, low-traffic road just minutes from downtown Camp Verde. A gravel road frontage provides easy, direct access, with overhead electric servicing nearby residences. Within walking distance from Clear Creek, the property features mature cottonwoods and sycamores canopying the land, keeping the ground cool even in midsummer. The property sits within the Clear Creek floodway, so we consider this parcel to be recreational only. Buyer to verify intended use. Historic Cottonwood is 30 minutes away, Sedona's red rocks 45 minutes, and Phoenix under 2 hours south. Whether you're picturing a weekend basecamp, a shaded seasonal getaway, or a quiet sanctuary to unwind, this property is hard to beat at this price point! County: Yavapai, AZ Parcel Number: 404-12-141 Legal Description: Lot 111, Clear Creek West Utilities: Electric along E Sparkling Ln. Water would be by well and septic would be needed for waste. Mobile Homes Allowed: Exclusively for mobile home use per Clear Creek West Covenants HOA: None Nearest Town: Camp Verde (pop. 12,100) Nearest Major City & Airport: 1 hr 40 min to Phoenix, AZ (pop 1.6M) Zoning: Zoned R1-10 (residential use only with a 10,000 square foot minimum lot size). More info can be found at this link: Page 34 Taxes: $40 Hunting: Game Management Unit 17B Terrain: Level Flood Zone: Yes Nearby Attractions: Montezuma Castle National Monument - 20 min Nearby Attractions: Prescott National Forest - 25 min Nearby Attractions: Verde Canyon Railroad - 45 min Nearby Attractions: Willow Lake Park - 1 hr Nearby Attractions: Watson Lake - 1 hr Nearby Attractions: Sedona - 1 hr

4111 E Crystal Circle Unit 111, Camp Verde
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