Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Cave Creek: A Desert Oasis in Maricopa County, Arizona

Nestled in the heart of Maricopa County, Arizona, lies the charming town of Cave Creek. Known for its breathtaking desert landscapes, Cave Creek offers a unique blend of natural beauty and small-town charm. With its convenient location just a short drive from Phoenix, residents of Cave Creek enjoy the best of both worlds - a peaceful retreat from the hustle and bustle of the city, while still having access to all the amenities and opportunities that a metropolitan area has to offer.

For those looking to make Cave Creek their home, the real estate market offers a variety of options. Whether you're a first-time buyer or looking to upgrade, homes with conventional new financing are readily available. With the option for conventional financing, prospective buyers can take advantage of competitive interest rates and flexible loan terms, making the dream of homeownership a reality.

From cozy desert cottages to spacious modern homes, Cave Creek's real estate market has something to suit every taste and budget. Many properties boast stunning desert views, private pools, and ample outdoor space, allowing residents to fully embrace Arizona's outdoor lifestyle. With a range of amenities such as shopping centers, restaurants, and recreational activities nearby, Cave Creek offers a comfortable and convenient living experience for its residents.

Whether you're drawn to Cave Creek for its natural beauty, its vibrant community, or its proximity to Phoenix, this desert oasis is a hidden gem in Maricopa County. With homes available through conventional financing, now is the perfect time to explore the real estate opportunities that Cave Creek has to offer.

Newest Cave Creek Homes with Conventional New Financing

4 Beds ⋅ 2 Baths ⋅ 7063069 MLS ⋅ 2,470 SqFt.

Timeless Elegance Meets Modern Living in Tatum Ranch! Welcome to this impeccably maintained single-level 4-bedroom, 2-bath residence with a versatile bonus room and an oversized 2-car garage with built-in cabinetry, nestled in the highly sought-after Desert Manor Estates in the Tatum Ranch community. Thoughtfully updated and meticulously cared for, this move-in-ready home offers the perfect blend of timeless design, modern comfort, and exceptional indoor-outdoor living. From the moment you arrive, you'll appreciate the home's outstanding curb appeal, highlighted by mature desert landscaping and an inviting entry. Inside, soaring vaulted ceilings, ceiling fans throughout, and a bright, open-concept floor plan create an airy, welcoming atmosphere filled with natural light and a cozy fire place making the home ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring beautiful granite countertops, abundant cabinetry with under cabinet lighting, generous prep space, and an efficient layout that opens seamlessly to the main living areas. The bathrooms are equally well-appointed with granite countertops, adding a touch of elegance throughout. A flexible bonus room provides endless possibilities and can easily function as a home office, media room, game room, fitness studio, or playroom, adapting effortlessly to your lifestyle. The spacious primary suite offers a peaceful retreat with a private en-suite bathroom and a generous walk-in closet with built-ins, while three additional bedrooms provide comfortable accommodations for family and guests. Significant recent improvements provide exceptional value and peace of mind, including a new roof, new HVAC units, and a new water heater, allowing the next owner to simply move in and enjoy. Step outside to your private backyard oasis where Arizona living truly shines. The beautifully renovated pool is surrounded by newly installed pavers, lush desert landscaping, and a custom built-in fire pit, creating the perfect setting for entertaining, relaxing, or enjoying quiet evenings under the stars. Ideally located in the highly desirable Tatum Ranch community, this exceptional home offers convenient access to Tatum Ranch Golf Club, top-rated schools, parks, shopping, dining, hiking trails, and all the amenities that make North Phoenix one of the Valley's most sought-after places to live. Combining quality craftsmanship, thoughtful upgrades, timeless finishes, and exceptional pride of ownership, this beautiful home presents an incredible opportunity to enjoy the very best of Arizona living.

4429 E Vista Val Verde --, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7062551 MLS ⋅ 2,945 SqFt.

Experience the coveted Nex Gen Evolution Model in the prestigious Lone Mountain community, where thoughtful design meets exceptional indoor-outdoor living. An inviting front courtyard nestled among lush landscaping creates a warm and inviting first impression. Designed for flexibility and comfort, this home features a full attached casita complete with its own private entrance, garage, and laundry. The current owners have enhanced the home with the addition of a heated PebbleTec pool in 2021, fresh interior and exterior paint, and rain gutters. Step outside to your own private backyard retreat, perfectly positioned to overlook a peaceful wash for added privacy and scenic desert views. Enjoy mature fruit trees, a cozy fire pit, and an outdoor gas BBQ island complete with a sink--ideal for entertaining. The custom-designed Arizona room extends your living space, allowing you to enjoy the beauty of Arizona in comfort throughout every season. This exceptional Lone Mountain home offers luxury, versatility, and timeless Arizona living in one of Cave Creek's most desirable communities.

5731 E Ashler Hills Drive, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7062475 MLS ⋅ 3,022 SqFt.

Beautifully maintained 3-bedroom home with a spacious office in a desirable gated community, tucked away on a quiet cul-de-sac and backing to a private wash. Major upgrades include a new roof (2021), new A/C units (2023), a $70,000 solar panel system that will be paid off at closing, and a fully heated spool (spa-pool) installed in 2024. With many more improvements throughout, be sure to ask for the complete upgrades list! The functional floor plan features a spacious primary suite with a large walk-in closet, three additional bedrooms with a Jack-and-Jill bath, and a versatile office perfect for working from home or homeschooling. Enjoy Arizona outdoor living with a large covered patio, built-in BBQ, outdoor fireplace, and beautifully landscaped backyard with mature lemon, orange, and pomegranate trees. A 3-car garage with built-in cabinets and attic storage provides ample space for vehicles and storage.

5317 E Forest Pleasant Place, Cave Creek

2 Beds ⋅ 2 Baths ⋅ 7062237 MLS ⋅ 1,252 SqFt.

RARE opportunity on a full ACRE in a desirable Maricopa county island surrounded by million-dollar homes! This 2-bed, 2-bath home is ready for your vision & renovation...the possibilities are endless. Block fencing added for privacy, the expansive lot offers plenty of room to expand the existing home, build a detached garage/workshop, add RV parking, or create the custom estate you've always dreamed of. Enjoy the flexibility & freedom of living in an area experiencing luxury growth & development. If you're an investor, builder, or buyer looking to create your DREAM home, the property offers exceptional potential in an established enclave of high-end custom residences. Don't miss the opportunity to invest in a location where surrounding homes showcase the area's incredible value & no HOA's. Enjoy the peace and privacy of this home situated on a private, paved, no-through street. This home is being sold "AS-IS'.

28625 N 43rd Street, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7061581 MLS ⋅ 1,946 SqFt.

A stunning & incredible home and additional detached 320sf 1br/1ba casita on over an acre. Gated entry w semi-circle driveway to main house. Enter the garden front courtyard to the home and walk in to your beautiful foyer & high vaulted ceiling in the living room with large windows, lots of natural light & a fireplace. The kitchen has dining area with sliding doors to the front courtyard and access to laundry room that leads to carport. The main bedroom has a separate exit to the back patio. Main bathroom is updated & spacious. 2nd Bedroom also has patio door to courtyard. 3rd bedroom with barn doors & fireplace is currently being used as a billiard room. Casita has kitchen & laundry. Ready for new owners to love it and enjoy the space. Close to Desert Ridge, restaurants, I101 & Scottsdale

6510 E Dixileta Drive, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7061539 MLS ⋅ 2,737 SqFt.

Experience the best of Tatum Ranch in this beautifully reimagined home, perfectly positioned on a premium wash lot with a private pool and exceptional indoor-outdoor living. Meticulously cared for and thoughtfully updated, this fully move-in-ready residence reflects true pride of ownership, with every improvement completed with quality, comfort, and lasting enjoyment in mind. From the moment you enter, your eye is drawn through a wall of oversized sliding glass doors to the sparkling backyard pool and natural desert wash beyond. Walls were removed to create a true open-concept floor plan that is difficult to find in this neighborhood, allowing the kitchen, living spaces, and backyard views to flow together seamlessly. Soaring ceilings, new flooring, updated lighting, and bright, inviting spaces enhance the home's open and airy feel. The gourmet kitchen serves as the heart of the home, with a high-end GE Monogram Professional gas range featuring double ovens and a warming tray, along with a coordinating hood, creating a striking centerpiece. New granite countertops, shaker cabinetry, stainless steel appliances, and a spacious island with breakfast bar seating complete this beautifully designed space. A versatile open den with a custom built-in desk and bookshelves provides the ideal home office or creative space. The grand primary suite offers direct backyard access, a custom walk-in closet, and a beautifully updated bathroom featuring dual vanities and a new walk-in shower. Additional upgrades include updated baseboards, integrated stereo speakers, custom sliding-door drapes, electrical improvements, and screens throughout, including a hidden front door screen. Step outside to your own private desert retreat, complete with all-new landscaping, artificial turf, a sparkling pool with equipment replaced in 2020, and a covered patio enhanced with misters, lighting, and ceiling fans. The premium wash-side setting and snake fencing add privacy and peace of mind. Even the three-car garage has been thoughtfully upgraded with an insulated door and ceiling, overhead storage, a new water heater, and a new water softener. A dedicated mini-split A/C system keeps the garage cool and comfortable, even during the hottest Arizona summer months. Beautifully finished, extensively upgraded, and designed for effortless living, this is the Tatum Ranch home you have been waiting for.

5011 E Justica Street, Cave Creek

3 Beds ⋅ 4 Baths ⋅ 7061138 MLS ⋅ 5,708 SqFt.

Nestled on 4.55 private acres backing directly to BLM land, this custom-built luxury estate offers breathtaking Sonoran Desert views, unmatched privacy, and direct ride-out access to the scenic trails of Cave Creek Regional Park. With ample room to build barns, stables, and riding arenas, this is the ideal property for equestrian enthusiasts seeking the ultimate Arizona lifestyle or someone looking for a private, quiet serene property. A rooftop deck with a hot tub to enjoy the sunsets, the stars and the moon. An outdoor kitchen, and fireplace captures sweeping desert views, while an oversized four-car air-conditioned garage, RV parking with a dump station, mature citrus trees, an irrigated garden, and a chicken coop complete this one-of-a-kind desert retreat. Custom iron doors, rich wood and travertine flooring, and Cantera stone accents create a timeless, sophisticated feel throughout. The gourmet kitchen is appointed with Wolf appliances, a built-in Sub-Zero refrigerator and freezer, granite countertops, and an oversized island. Designed for entertaining, the bar and theater room opens seamlessly to the expansive patio through dramatic bifold doors. Thoughtfully designed with exceptional craftsmanship, the home features three spacious bedrooms, each with a private ensuite bath, a dedicated office that can easily serve as a fourth bedroom, and two additional powder rooms. The home has a warmth to it that hugs you tight, every room feels cozy even for the size. Ideally located less than a mile from Carefree Highway and just minutes from Cave Creek's premier shopping, dining, and recreation, this exceptional estate offers the perfect blend of luxury, privacy, and outdoor living.

35425 N 37th Street, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7060714 MLS ⋅ 2,195 SqFt.

Welcome home to Tatum Ranch! Enjoy an open and airy living space featuring soaring ceilings and natural light. The spacious kitchen features granite countertops, white cabinets, stainless appliances and multiple windows overlooking the backyard. Outside, unwind in the sparkling pool with waterfall, relax in the above-ground spa and enjoy low maintenance landscaping. Upstairs, this highly sought-after floor plan includes a versatile loft with access to a large balcony, where you can enjoy breathtaking sunsets & desert views. Primary suite features a full bath and large walk-in closet. Additional highlights include a 3-car garage, water softener loop, pre-plumb for garage sink and more. Enjoy scenic walking paths, Desert Willow Park, beautiful desert surroundings and Tatum Ranch activities.

4124 E Palo Brea Lane, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7060713 MLS ⋅ 3,134 SqFt.

Extraordinary living in this exceptional custom Santa Fe-style home, boasting breathtaking mountain views. Nestled on nearly an acre, this beautifully crafted residence provides the perfect blend of luxury and comfort. A circular drive, 3-car garage, and gated courtyard with flagstone flooring and a fireplace create a welcoming entrance, while the resort-inspired backyard is an entertainer's dream. Discover a bright, spacious living room with built-in speakers and a formal dining room. Tile flooring in high-traffic spaces, carpet in the right places, tall ceilings, and custom paint enhance the home's inviting ambiance. The cozy family room features a fireplace. The kitchen is equipped with ample storage, tile backsplash, granite countertops, and premium appliances. The owner's suite has outdoor access, a luxurious ensuite bathroom with jetted tub, tiled shower, dual granite vanity, and a walk-in closet. Secondary bedrooms share a Jack & Jill bathroom. Versatile den with adjacent powder room is ideal for a home office or gym, while the laundry room includes a utility sink for added convenience. Enjoy outdoor living under the covered patio, taking in spectacular views. The backyard oasis features a relaxing spa, sparkling pool, built-in grill, fire pit, and a personal putting green. This remarkable property truly has it all!

38844 N Spur Cross Road, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7060624 MLS ⋅ 3,319 SqFt.

Opportunities like this rarely become available in this distinctive area of Equestrian properties. Meticulously renovated with modern finishes floor to ceiling. Extensive redesigned landscaping with 25000 feet of new pavers, landscaping lighting, barn with 3 stalls & large runs, tack room, feed room, roping arena, cattle pen & turn back alley and a workshop. Whether you're an avid horse enthusiast or seeking privacy & open space this home offers peaceful, modern & elegant living. Inside you have 4 bedrooms 3 remodeled baths, wood & stone flooring, beautiful new kitchen cabinets with Thermador appliances, large quartz island. New windows & sliding pocket bank of doors opening to the patio with beautifully designed & renovated pebble-tec pool with water feature, outdoor BBQ/kitchen area, with mountain views. Ride, hike or bike right from your home into Cave Creek park. This home has it all!

4150 E Galvin Street, Cave Creek

4 Beds ⋅ 5 Baths ⋅ 7060520 MLS ⋅ 4,068 SqFt.

Rare fully renovated Cave Creek estate at the end of a private road on 1.214 acres, with Black Mountain views, no HOA, natural gas, and a 30x40 RV garage. That combination almost never comes to market in this pocket. Natural gas alone is a genuine standout on a Cave Creek county island, where most homes run electric or propane. This single-level home lives large and easy with 4 bedrooms, 4.5 baths, a flex space, soaring 14-foot ceilings, and a bright open floor plan built for indoor-outdoor living. No carpet anywhere, just modern designer tile throughout. The remodeled kitchen is anchored by dual islands, Taj Mahal quartzite counters, and custom white oak cabinetry. A full Monogram appliance package includes a built-in refrigerator, a 48-inch gas cooktop, and a dedicated ice maker, with a walk-in pantry just off the prep space. The kitchen opens to the great room and a dining area with a built-in buffet, and folding glass walls disappear to connect the entire living space to a full-length covered patio. The primary suite is its own retreat with a gas fireplace, a soaking tub, a large walk-in shower, and dual his-and-her closets. Every bedroom has a walk-in closet and its own private ensuite, so guests, extended family, or multi-generational living all work without compromise. A pool bath with direct outdoor access rounds out the layout and sets the home up beautifully for a future pool. Outside is where this property separates itself. A 30x40 high-clearance RV garage with electric sits alongside an oversized side-load 3-car garage with built-in cabinetry. Drive-through lot access and automatic gates at both the front entry and the rear mean you pull straight through with an RV, boat, or trailer and never touch a gate. Add horse privileges and 1.214 acres, and you have room for a motorhome, toys, animals, a workshop, or a business. There is space to add a pool, guest casita, equestrian setup, or sport court and make it entirely your own. Buyer to verify feasibility and intended use. Behind the finishes, the home features a new roof in 2026 with a 5-year warranty, two HVAC units with one replaced in 2025, updated light fixtures throughout, whole-home water filtration by H2O Concepts, and central vacuum. Serviced by City of Scottsdale water, Southwest Gas, APS electric, and private septic. Peaceful yet accessible location where North Phoenix, Scottsdale, and Cave Creek meet, you are minutes from downtown Cave Creek and Carefree, Rancho Manana Golf Club, Black Mountain and Tonto National Forest hiking, Bartlett Lake, and equestrian trails, with Scottsdale dining, shopping, and Desert Ridge an easy 10 minute drive south.

5643 E Rancho Tierra Drive, Cave Creek

5 Beds ⋅ 2 Baths ⋅ 7059840 MLS ⋅ 2,633 SqFt.

Great 5-bedroom home located in the highly desirable Tatum Highlands subdivision of Cave Creek. Beautifully maintained home on a desirable corner lot with a **brand-new roof** plus **2024 HVAC system and water heater** for added peace of mind! Soaring ceilings and wood-look flooring welcome you into the living and dining room. The cozy family room features a fireplace, Kitchen has plenty of cabinets & counter space, ss appliances featuring Sub Zero style fridge, & large pantry w/RO and Trash Compactor. 5th bedroom or office with double doors. The spacious primary suite includes a fireplace, backyard access, jetted tub, dual sinks, walk-in closet, and ensuite bath. Enjoy the private backyard, a covered patio, commercial misters & built-in BBQ w/ dry bar,& sparkling pool and spa

4103 E Andrea Drive, Cave Creek

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