Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, a charming town nestled in the heart of Maricopa County, Arizona. Known for its stunning desert landscapes, Cave Creek offers a unique blend of natural beauty and modern amenities, making it a desirable place to call home.

If you're considering purchasing a home in Cave Creek, you'll be pleased to know that many properties in the area are eligible for FHA new financing. This type of financing can make buying a home more accessible for first-time buyers and those with limited financial resources. With FHA financing, you may be able to secure a loan with a lower down payment and more flexible credit requirements, making your dream of homeownership a reality.

Whether you're looking for a cozy desert retreat or a spacious family home, Cave Creek has a diverse range of properties to suit every lifestyle. From charming Southwest-style bungalows to modern luxury estates, there's something for everyone in this vibrant community.

In addition to its picturesque surroundings and convenient access to outdoor recreation, Cave Creek boasts a thriving arts and culture scene, with galleries, boutiques, and restaurants showcasing the best of Arizona's creative talent. With top-rated schools, friendly neighborhoods, and a strong sense of community, Cave Creek is the perfect place to put down roots and enjoy all that this unique town has to offer.

Newest Cave Creek Homes with FHA New Financing

$1,300,000

3 Beds ⋅ 3 Baths ⋅ 7087809 MLS ⋅ 3,680 SqFt.

Gorgeous Sonoran Desert jewel. Custom built 3680 sq/ft luxury Finitz home. Oversized 1/3 acre lot backing onto 25 acre desert preserve. 12' ceilings in main house, 10' ceilings in casita. Natural stone, wood ceiling beams and a huge custom family room fireplace with unique wood beam mantel. French doors throughout. Dedicated 10'x8'x12' indoor storage room. 2 kitchens. Gorgeous sunken lagoon pool with 2 way waterfall and other water features. Turf Pros artificial grass backyard. Gas fireplace pit. 5300 sq/ ft under roof. Custom garage cabinets, work area. RV gate.

4502 E Sierra Sunset Trail, Cave Creek

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 7087767 MLS ⋅ 3,037 SqFt.

Welcome to this beautifully maintained 4-bedroom, 3-bathroom single level 2017 built home in a gated Cave Creek community, offering privacy, mountain views, and a backyard designed for Arizona living. Fresh interior and exterior paint gives the home a clean, neutral feel, while large windows bring in abundant natural light and showcase beautiful views of Black Mountain. With just over 3,000 square feet, high ceilings, and no interior steps, the spacious floor plan offers the perfect balance of comfortable everyday living and entertaining. At the center of the home, the kitchen features granite countertops, a large island with seating, quality cabinetry, double ovens, a pantry, and reverse osmosis, all opening to the family room with surrounding mountain views. The spacious owner's suite offers dual vanities, two closets, a separate tub, and a large walk-in shower. Step outside to a private backyard that truly completes the home, featuring a beautiful pool and spa, large covered patio, natural gas fire pit, iron view fence and low-maintenance desert landscaping. Whether relaxing by the pool, enjoying the mountain backdrop, or entertaining family and friends, the outdoor space is designed for enjoying Arizona's climate year-round. Additional features include a 3-car garage and a desirable corner lot. Conveniently located near Downtown Cave Creek, Carefree, North Scottsdale, shopping, dining, and nearby hiking and biking trails.

32850 N 61st Place, Cave Creek

$695,000

4 Beds ⋅ 3 Baths ⋅ 7087503 MLS ⋅ 2,524 SqFt.

Set in Dove Valley Estates, this single level Cave Creek home offers a private backyard designed for Arizona living, complete with a pool and plenty of space to relax or entertain. The generous lot, three car garage, and mountain views add to the home's appeal, while the open interior provides comfortable, functional living spaces. Conveniently located near shopping, dining, recreation, and the natural beauty of the surrounding desert.

4938 E Apache Rain Road, Cave Creek

29606 N Tatum Boulevard Unit 279, Cave Creek

$325,000

2 Beds ⋅ 2 Baths ⋅ 7085724 MLS ⋅ 1,056 SqFt.

ARIZONA RESORT STYLE LIVING AT IT'S BEST! This lovely 2 bedrm, 2 bathrm corner unit near the pool area is light&bright, views of lush trees&grass areas. Move-in ready with new paint throughout, new plush carpet. Off the entry is an office niche. Large Great Room, separate dining area. Kitchen offers breakfast bar, elegant wood cabinets, gas range &oven, slab granite countertops, side-by-side refrigerator, built in microwave, lots of storage. Primary en-suite bedroom offers access to the balcony, large w/i closet. Elegant en-suite bathroom. Guest bedrm with w/i closet. Indoor laundry closet. Private patio with storage. Conveniently located to lots of shopping, golf&parks. Parking space is#384. Community amenities include:Clubhouse,Business Center, Fitness Center, heated pool & spa.

29606 N Tatum Boulevard Unit 279, Cave Creek

$649,000

3 Beds ⋅ 3 Baths ⋅ 7085710 MLS ⋅ 1,733 SqFt.

Welcome to this beautifully upgraded home featuring soaring ceilings, a stunning fireplace, and an inviting kitchen perfect for gathering with family & friends. The real magic continues outdoors! Escape to a lush, resort-style backyard featuring a sparkling pool, mature trees, covered patio, and built-in outdoor kitchen. Whether lounging poolside or entertaining guests, this private retreat captures the best of Arizona living.Thoughtfully upgraded bedrooms continue the home's inviting feel, while the spacious primary suite offers a private balcony, spa-inspired bathroom, and expansive walk-in closet. Located in desirable Tatum Ranch, this home combines beautiful interiors, an established neighborhood, upgraded home and an exceptional outdoor lifestyle

31226 N 45th Street, Cave Creek

5308 E Forest Pleasant Place, Cave Creek

$900,000

4 Beds ⋅ 3 Baths ⋅ 7085427 MLS ⋅ 2,623 SqFt.

Tucked within a private gated community in Cave Creek, this move-in ready single-level home delivers the ultimate desert setting with no direct neighbors behind and stunning sunset views over the open natural wash. Situated on a premium 10,000+ sq ft north/south facing lot with view fencing, this residence showcases major high-value mechanical and cosmetic updates. Step inside to durable tile flooring throughout the entire home (2022) & an inviting, open-concept layout. The kitchen was beautifully updated in 2023, featuring an extended center island, quartz countertops, freshly painted cabinetry, custom tile backsplash, updated cooktop, & amazing storage. Plus, peace of mind comes with an updated AC installed in 2026! The highly functional floor plan offers 4 bedrooms, a den, 3 full... bathrooms--including a convenient Jack-&-Jill bath connecting secondary bedrooms. The generous primary suite features direct access to the back patio, an expansive walk-in closet, & an ensuite bath with dual vanities, a deep soaking tub, & separate shower. Step outside to a private backyard retreat with a covered paver patio, lush landscaping, & sunset views across the desert wash. Complete with a 3-car garage featuring epoxy floors & built-in storage cabinets, plus a side yard storage shed. Minutes from premier Cave Creek & North Scottsdale dining, shopping, & scenic trailheads!

5308 E Forest Pleasant Place, Cave Creek

$579,000

2 Beds ⋅ 2 Baths ⋅ 7085253 MLS ⋅ 1,804 SqFt.

Beautifully appointed single level patio home in gated Tatum Village at Tatum Ranch, offering 2 bedrooms plus an office/den w/built in custom cabinets and Caeserstone desk. Rich Brazilian cherry hardwood floors, solid-core cherry doors and custom wood blinds add warmth and sophistication. An outstanding kitchen featuring 39'' cabinetry, granite counters, specialty lighting and Stainless Steel appliances. Retreat to the luxurious primary bath w/marble counters, freestanding tub and spacious glass shower. Custom built-ins, California Closets and thoughtful recessed lighting provide exceptional style and storage throughout this well cared for and special home. Relax on the screened tiled patio and enjoy beautiful sunset views. Community pool and spa complete this inviting lock-and-leave home

4703 E Melanie Drive, Cave Creek

$865,000

3 Beds ⋅ 3 Baths ⋅ 7085160 MLS ⋅ 2,306 SqFt.

Nestled in highly sought after Tatum Ranch, this single story masterpiece features a no-expense-spared custom remodel. Boasting a one-of-a-kind design, this home seamlessly blends luxury with a warm homey feel. The heart of the home is a chef-inspired kitchen with beautiful quartz countertops flowing into a bright open living space with cozy electric fireplace. Retreat to the lavish primary suite with soaking tub and a huge walk-in closet with attached laundry room for the ultimate in convenience! Every inch has been curated with top-tier designer selections, complete with a brand new AC. Enjoy our beautiful AZ weather in a private backyard oasis! Located minutes from excellent schools, dining and shopping, this Tatum Ranch gem offers a truly rare level of sophistication.

4804 E Cascalote Drive, Cave Creek

7100 E Cave Creek Road Unit 158, Cave Creek

$749,900

1 Beds ⋅ 2 Baths ⋅ 7085041 MLS ⋅ 1,639 SqFt.

Live, work, or both in the heart of Stagecoach Village. This unit is in the process of being transformed into a one of a kind loft, and the renderings show the vision. Picture a lofted mezzanine above an open living space, a kitchen built for cooking and gathering, and room for a dining table for eight, a lounge area, and even a pool table. Now is your chance to get in before it's finished. Step outside and you're surrounded by Cave Creek's restaurants, galleries, boutiques, and year round events. Nothing else in town looks like this. Photos are virtual renderings, and final design and finishes may vary.

7100 E Cave Creek Road Unit 158, Cave Creek

29606 N Tatum Boulevard Unit 215, Cave Creek

$315,000

2 Beds ⋅ 2 Baths ⋅ 7084876 MLS ⋅ 1,056 SqFt.

Live where every day feels like a retreat. Tucked in the gated community of Terra Vista at Tatum Ranch, this bright 2 bed, 2 bath + den condo pairs low maintenance living with real lifestyle perks. Brand new AC (2026) means worry-free comfort through every AZ summer, while the updated kitchen with stainless appliances and a gas range makes the space as functional as it is fresh. Step onto one of two private balconies for pool, greenbelt and mountain views, or head out the gate to Tatum Ranch golf, walking trails & the boutique charm of Cave Creek & Carefree just minutes away. HOA covers the roof and exterior, so you can spend time enjoying the desert lifestyle instead of maintaining it. Community features fitness center, pool, spa & clubhouse. See why Tatum Ranch living is worth the wait!

29606 N Tatum Boulevard Unit 215, Cave Creek

$1,050,000

4 Beds ⋅ 3 Baths ⋅ 7084327 MLS ⋅ 2,207 SqFt.

Authentic Arizona living awaits at this turnkey Southwestern-style horse property in Cave Creek. Rich character features Saltillo tile, exposed wood beams, wood doors, tongue-and-groove ceiling and adobe-style fireplace. The kitchen offers granite counters, wood cabinetry, stainless appliances and gas range. Newer high-end HVACs and tankless water heaters enhance efficiency. A private courtyard with covered patios, wood-beamed Ramadas and grassy center creates inviting outdoor living. Equestrian amenities include covered facilities, pens and roping areas. Mature trees and landscaping embrace AZ nature. Minutes from Dynamite Arena, a premier roping destination since 1972, with nearby horse properties and open riding areas. County island zoning. Easy access to Cave Creek, Scottsdale, Phoenix

27218 N 46th Street, Cave Creek

$1,650,000

4 Beds ⋅ 4 Baths ⋅ 7084021 MLS ⋅ 3,530 SqFt.

Stunning Luxury Desert Retreat Nestled in the Seven Sisters Mountain Range in the Cahava Ranch area of Cave Creek, AZ. Experience unparalleled luxury and architectural artistry in this exceptional property, perfectly poised on 5 private acres high in the hillside of the prestigious Seven Sisters Mountains. Combining breathtaking natural desert beauty with meticulously planned custom design, this rare property offers an elite lifestyle for discerning buyers. Every inch of this 3,530 square foot masterpiece reflects intentional thought, care, and master craftsmanship. Exquisite Interior Living & Design The main residence features a spacious, light-filled layout with 3 bedrooms and 2.5 bathrooms, den, and split floor plan creating privacy for all. Throughout the home, find a sophisticated blend of premium hardwood, large-format porcelain tile, and plush carpet, all complemented by handmade solid wood doors, designer Emtek door handles and motorized shades. Large Western windows and glass doors frame dramatic mountain vistas, blurring the line between indoor luxury and the serene desert landscape. The primary suite serves as a private sanctuary, featuring an ultra-luxury bathroom equipped with a spa-like steam shower boasting two separately controlled rain showerheads and dual rinsing wands, soaking tub, with custom double vanities. A Chef's Dream Culinary Center At the heart of the home is a world-class kitchen defined by hand-crafted, soft-close custom Walnut cabinetry. Equipped for the highest level of culinary execution, the chef's kitchen features top-of-the-line appliances seamlessly integrated: " Wolf Professional Range with 6 burners, a built-in griddle, and double ovens " Subzero Refrigerator & Freezer and a dedicated Subzero wine refrigerator " Wolf Warming Drawer, Wolf Built-In Microwave, and Wolf Coffee System " Bosch Dishwasher and two stainless-steel sinks equipped with garbage disposals " Quartz Countertops and an expansive, multi-zoned central island with dual casual eating bars " Walk-In Butler's Pantry complete with a beautiful walnut countertop, custom shelving, and integrated backlighting Smart Home Automation & Premium Systems Live at the cutting edge of convenience with a $100,000 Crestron Home Automation System controlling your environment at the touch of a button. The home is protected and supported by premium structural systems, including a durable metal roof, a multi-zone HVAC system (4 units), a built-in weather station, a central vacuum system, a whole-home water filtration system, and a comprehensive fire sprinkler system. Utilities are supported by a 1,500-gallon septic tank and a buried 500-gallon propane tank. Versatile Lower-Level Guest Quarters The lower level includes a 526-square-foot attached guest quarters with its own separate entry and access. This flexible, partially finished space is ideal for a guest suite, home office, game room, private gym, or living area with bedroom and bathroom (partially finished). The Ultimate Multipurpose Space The 4-car extended garage is a hobbyist's dream. It features multi-voltage wiring (110V and 220V), a dedicated area with electricity for welding or an RV, and is pre-wired for two Electric Vehicle (EV) wall chargers. Steps away, the laundry and multipurpose room offers unmatched utility with extensive cabinetry, a sink, a built-in desk, a central workspace island, and a specialized Samsung switchable refrigerator/freezer. Endless Outdoor Potential Unwind on your expansive patios in the 7-seat Bullfrog Spa under the desert stars. Landscape credit is being offered to complete these outdoor spaces. With flexible R-190 zoning, this designated horse property allows for the construction of accessory buildings, meaning you can easily add a detached guest house, premium equestrian facilities, or workshops on your massive 218,718-square-foot lot. This is more than a home; it is a legacy desert estate offering privacy, elevated lifestyle, and unmatched custom quality. Minutes away enjoy the charming and vibrant towns of Cave Creek and Carefree Az.

40564 N 50th Street, Cave Creek

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