Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, a charming town nestled in the heart of Maricopa County, Arizona. Known for its stunning desert landscapes, Cave Creek offers a unique blend of natural beauty and modern amenities, making it a desirable place to call home.

If you're considering purchasing a home in Cave Creek, you'll be pleased to know that many properties in the area are eligible for FHA new financing. This type of financing can make buying a home more accessible for first-time buyers and those with limited financial resources. With FHA financing, you may be able to secure a loan with a lower down payment and more flexible credit requirements, making your dream of homeownership a reality.

Whether you're looking for a cozy desert retreat or a spacious family home, Cave Creek has a diverse range of properties to suit every lifestyle. From charming Southwest-style bungalows to modern luxury estates, there's something for everyone in this vibrant community.

In addition to its picturesque surroundings and convenient access to outdoor recreation, Cave Creek boasts a thriving arts and culture scene, with galleries, boutiques, and restaurants showcasing the best of Arizona's creative talent. With top-rated schools, friendly neighborhoods, and a strong sense of community, Cave Creek is the perfect place to put down roots and enjoy all that this unique town has to offer.

Newest Cave Creek Homes with FHA New Financing

$865,000
3 Beds ⋅ 3 Baths ⋅ 7085160 MLS ⋅ 2,306 SqFt.
Nestled in highly sought after Tatum Ranch, this single story masterpiece features a no-expense-spared custom remodel. Boasting a one-of-a-kind design, this home seamlessly blends luxury with a warm homey feel. The heart of the home is a chef-inspired kitchen with beautiful quartz countertops flowing into a bright open living space with cozy electric fireplace. Retreat to the lavish primary suite with soaking tub and a huge walk-in closet with attached laundry room for the ultimate in convenience! Every inch has been curated with top-tier designer selections, complete with a brand new AC. Enjoy our beautiful AZ weather in a private backyard oasis! Located minutes from excellent schools, dining and shopping, this Tatum Ranch gem offers a truly rare level of sophistication.

4804 E Cascalote Drive, Cave Creek
$749,900
1 Beds ⋅ 2 Baths ⋅ 7085041 MLS ⋅ 1,639 SqFt.
Live, work, or both in the heart of Stagecoach Village. This unit is in the process of being transformed into a one of a kind loft, and the renderings show the vision. Picture a lofted mezzanine above an open living space, a kitchen built for cooking and gathering, and room for a dining table for eight, a lounge area, and even a pool table. Now is your chance to get in before it's finished. Step outside and you're surrounded by Cave Creek's restaurants, galleries, boutiques, and year round events. Nothing else in town looks like this. Photos are virtual renderings, and final design and finishes may vary.

7100 E Cave Creek Road Unit 158, Cave Creek
$315,000
2 Beds ⋅ 2 Baths ⋅ 7084876 MLS ⋅ 1,056 SqFt.
Live where every day feels like a retreat. Tucked in the gated community of Terra Vista at Tatum Ranch, this bright 2 bed, 2 bath + den condo pairs low maintenance living with real lifestyle perks. Brand new AC (2026) means worry-free comfort through every AZ summer, while the updated kitchen with stainless appliances and a gas range makes the space as functional as it is fresh. Step onto one of two private balconies for pool, greenbelt and mountain views, or head out the gate to Tatum Ranch golf, walking trails & the boutique charm of Cave Creek & Carefree just minutes away. HOA covers the roof and exterior, so you can spend time enjoying the desert lifestyle instead of maintaining it. Community features fitness center, pool, spa & clubhouse. See why Tatum Ranch living is worth the wait!

29606 N Tatum Boulevard Unit 215, Cave Creek
$1,050,000
3 Beds ⋅ 3 Baths ⋅ 7084327 MLS ⋅ 2,207 SqFt.
Authentic Arizona living awaits at this turnkey Southwestern-style horse property in Cave Creek. Rich character features Saltillo tile, exposed wood beams, wood doors, tongue-and-groove ceiling and adobe-style fireplace. The kitchen offers granite counters, wood cabinetry, stainless appliances and gas range. Newer high-end HVACs and tankless water heaters enhance efficiency. A private courtyard with covered patios, wood-beamed Ramadas and grassy center creates inviting outdoor living. Equestrian amenities include covered facilities, pens and roping areas. Mature trees and landscaping embrace AZ nature. Minutes from Dynamite Arena, a premier roping destination since 1972, with nearby horse properties and open riding areas. County island zoning. Easy access to Cave Creek, Scottsdale, Phoenix

27218 N 46th Street, Cave Creek
$1,650,000
4 Beds ⋅ 4 Baths ⋅ 7084021 MLS ⋅ 3,530 SqFt.
Stunning Luxury Desert Retreat Nestled in the Seven Sisters Mountain Range in the Cahava Ranch area of Cave Creek, AZ. Experience unparalleled luxury and architectural artistry in this exceptional property, perfectly poised on 5 private acres high in the hillside of the prestigious Seven Sisters Mountains. Combining breathtaking natural desert beauty with meticulously planned custom design, this rare property offers an elite lifestyle for discerning buyers. Every inch of this 3,530 square foot masterpiece reflects intentional thought, care, and master craftsmanship. Exquisite Interior Living & Design The main residence features a spacious, light-filled layout with 3 bedrooms and 2.5 bathrooms, den, and split floor plan creating privacy for all. Throughout the home, find a sophisticated blend of premium hardwood, large-format porcelain tile, and plush carpet, all complemented by handmade solid wood doors, designer Emtek door handles and motorized shades. Large Western windows and glass doors frame dramatic mountain vistas, blurring the line between indoor luxury and the serene desert landscape. The primary suite serves as a private sanctuary, featuring an ultra-luxury bathroom equipped with a spa-like steam shower boasting two separately controlled rain showerheads and dual rinsing wands, soaking tub, with custom double vanities. A Chef's Dream Culinary Center At the heart of the home is a world-class kitchen defined by hand-crafted, soft-close custom Walnut cabinetry. Equipped for the highest level of culinary execution, the chef's kitchen features top-of-the-line appliances seamlessly integrated: " Wolf Professional Range with 6 burners, a built-in griddle, and double ovens " Subzero Refrigerator & Freezer and a dedicated Subzero wine refrigerator " Wolf Warming Drawer, Wolf Built-In Microwave, and Wolf Coffee System " Bosch Dishwasher and two stainless-steel sinks equipped with garbage disposals " Quartz Countertops and an expansive, multi-zoned central island with dual casual eating bars " Walk-In Butler's Pantry complete with a beautiful walnut countertop, custom shelving, and integrated backlighting Smart Home Automation & Premium Systems Live at the cutting edge of convenience with a $100,000 Crestron Home Automation System controlling your environment at the touch of a button. The home is protected and supported by premium structural systems, including a durable metal roof, a multi-zone HVAC system (4 units), a built-in weather station, a central vacuum system, a whole-home water filtration system, and a comprehensive fire sprinkler system. Utilities are supported by a 1,500-gallon septic tank and a buried 500-gallon propane tank. Versatile Lower-Level Guest Quarters The lower level includes a 526-square-foot attached guest quarters with its own separate entry and access. This flexible, partially finished space is ideal for a guest suite, home office, game room, private gym, or living area with bedroom and bathroom (partially finished). The Ultimate Multipurpose Space The 4-car extended garage is a hobbyist's dream. It features multi-voltage wiring (110V and 220V), a dedicated area with electricity for welding or an RV, and is pre-wired for two Electric Vehicle (EV) wall chargers. Steps away, the laundry and multipurpose room offers unmatched utility with extensive cabinetry, a sink, a built-in desk, a central workspace island, and a specialized Samsung switchable refrigerator/freezer. Endless Outdoor Potential Unwind on your expansive patios in the 7-seat Bullfrog Spa under the desert stars. Landscape credit is being offered to complete these outdoor spaces. With flexible R-190 zoning, this designated horse property allows for the construction of accessory buildings, meaning you can easily add a detached guest house, premium equestrian facilities, or workshops on your massive 218,718-square-foot lot. This is more than a home; it is a legacy desert estate offering privacy, elevated lifestyle, and unmatched custom quality. Minutes away enjoy the charming and vibrant towns of Cave Creek and Carefree Az.

40564 N 50th Street, Cave Creek
$2,100,000
5 Beds ⋅ 5 Baths ⋅ 7083685 MLS ⋅ 4,067 SqFt.
This is a new build, starting now. Photos from previous home in North Scottsdale. This spacious 5-bedroom, 5-bathroom home is designed for comfort and luxury, ready for its new owner to select options they desire. Key features include: Upgraded black aluminum windows, iron entry door, durable 2x6 framed exterior, large fireplace and a spacious kitchen with a massive island, quartz countertops, and top-of-the-line upgraded appliances. All bedrooms equipped with walk-in closets and private bathrooms. Master bath featuring a large entry, steam shower, standalone tub, and double sinks. Elegant 8' doors throughout and soaring high ceilings with Energy-efficient spray foam insulation, and expansive north-facing backyard.

6317 E Skinner Drive, Cave Creek
$724,999
5 Beds ⋅ 3 Baths ⋅ 7083255 MLS ⋅ 2,324 SqFt.
MOUNTAIN VIEWS & AN INCREDIBLE BACKYARD! Beautiful 5bed/3bath home in gated Dove Valley Ranch, offering a spacious floor plan designed for comfortable living and entertaining. The home features a downstairs bedroom, generous primary suite with abundant natural light and two separate walk-in closets, fresh interior paint, hardwood flooring, and newer AC units. Step outside to a private backyard backing to open space, with stunning mountain views and Arizona sunsets. Enjoy a sparkling PebbleTec pool, built-in gas BBQ, bistro bar, gas fire pit w/seating, and lush mature landscaping. A perfect blend of comfort, privacy, entertaining, and Arizona outdoor living in beautiful Cave Creek

33251 N Symer Drive, Cave Creek
$515,000
2 Beds ⋅ 2 Baths ⋅ 7082970 MLS ⋅ 1,702 SqFt.
GOLF LOVERS PARADISE! Experience effortless Arizona living in this desirable ground-level condo in the gated Villagio at Dove Valley Ranch community, steps to Dove Valley Ranch Golf Club. With zero interior stairs, this home offers the ease of single-level living combined with an exceptional lock-and-leave lifestyle. The open, inviting floor plan is perfect for relaxing or entertaining, while a newer A/C and hot water heater provide added peace of mind. Spend your mornings on the golf course, then explore nearby hiking and mountain biking trails surrounded by beautiful Sonoran Desert scenery. Villagio offers resort-style amenities including heated pools and spas, a fitness center and BBQ areas. Just minutes from Cave Creek & North Scottsdale dining, shopping and entertainment.

33550 N Dove Lakes Drive Unit 1002, Cave Creek
$450,000
1 Beds ⋅ 2 Baths ⋅ 7082957 MLS ⋅ 1,008 SqFt.
**Rare Cave Creek Bungalow!** This charming bungalow sits on a spacious 3/4-acre lot, offering a new roof, solar and plenty of room to create your own Cave Creek oasis. An inviting front porch and patio welcome you home. Inside, the open floor plan features a comfortable great room with tile and wood flooring throughout. The kitchen boasts upgraded cabinetry, granite countertops, Bosch stainless-steel appliances, and a separate eating nook. Both bathrooms feature beautifully tiled showers. A large enclosed bonus room with insulated walls and windows provides versatile additional living space ideal for a second bedroom, family room, office, studio, or hobby space. Two storage sheds, covered parking, and a dedicated electrical hookup for RV parking complete this unique property.

5116 E Westland Road, Cave Creek
$574,900
4 Beds ⋅ 2 Baths ⋅ 7082533 MLS ⋅ 1,782 SqFt.
Dove Valley Ranch - GOLF COURSE VIEWS - GATED - 4 bedroom - 2 Bathroom - Enjoy your morning coffee on the back patio overlooking the fairway! This well maintained single story offers vaulted ceilings & plenty of natural light. The spacious living area flows into the kitchen & dining space, where abundant cabinetry, generous counter space & a center island provide plenty of room for everyday living & entertaining. The primary suite features vaulted ceilings & an ensuite bath with dual sinks, a walk-in shower, soaking tub, and walk-in closet. Additional bedrooms offer the flexibility to host guests or have a home office or hobby space. Enjoy the beautiful Arizona landscape sitting on the back patio. New exterior paint being completed October 2026. Lifetime Warranty Water Heater! New carpet!

4423 E Smokehouse Trail, Cave Creek
$535,000
3 Beds ⋅ 2 Baths ⋅ 7082280 MLS ⋅ 1,383 SqFt.
Beautifully updated single-level 3-bedroom, 2-bath home in the highly desirable Tatum Ranch community of Cave Creek! This move-in-ready home features new flooring, fresh interior and exterior paint, and a completely refreshed kitchen with new cabinetry, quartz countertops, stainless steel appliances, and a spacious center island ideal for entertaining. Both bathrooms have been tastefully updated with modern finishes. A new HVAC system and new water heater add comfort and peace of mind. Step outside to a spacious backyard with a covered patio and plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located near shopping, dining, golf, parks, and everything Cave Creek has to offer. A beautifully updated home in a fantastic North Valley location!

5015 E Peak View Road, Cave Creek
$275,000
2 Beds ⋅ 1 Baths ⋅ 7082223 MLS ⋅ 870 SqFt.
A renovated 2-bedroom, 2-bath townhome in Cave Creek for under $300K? Your desert lifestyle starts here! Beautifully remodeled and moments from downtown Cave Creek, this gem puts you close to local restaurants, unique shopping, entertainment and lively community events. Spend your days exploring the town's Western charm, then unwind on your private patio with serene desert views. Easy-care outdoor space means less yard work and more time enjoying everything you love about Arizona living. Discover a stylish, low-maintenance Cave Creek townhome with a price that leaves room to enjoy the lifestyle.

6454 E Paso Nuevo Drive Unit 104, Cave Creek
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