Eloy Homes under $400,000

Welcome to Eloy, Arizona – a hidden gem nestled in the heart of Pinal County, where vibrant sunsets and stunning desert landscapes create an enchanting backdrop for your next home. With its rich history and a welcoming community, Eloy is not just a place to live; it's a place to thrive.

Eloy boasts a unique blend of small-town charm and modern conveniences, making it an ideal location for families, retirees, and everyone in between. The city is conveniently situated between Phoenix and Tucson, offering easy access to both metropolitan areas while preserving its tranquil, rural atmosphere. Residents enjoy a variety of outdoor activities, including hiking, biking, and exploring the beautiful Sonoran Desert.

For those looking to invest in their dream home without breaking the bank, Eloy offers an impressive selection of homes under $400,000. Whether you’re searching for a cozy starter home, a spacious family residence, or a charming retirement retreat, you’ll find a diverse array of options that cater to your lifestyle and budget. With the local real estate market on the rise, now is the perfect time to explore the possibilities that Eloy has to offer.

As you consider making Eloy your new home, you’ll discover a community that values connection, growth, and opportunity. With affordable housing, a friendly atmosphere, and breathtaking surroundings, Eloy is truly a place where dreams can take root. Come and experience the allure of Eloy, where your ideal home awaits!

Newest Eloy Homes under $400,000

$244,000

3 Beds ⋅ 2 Baths ⋅ 7088926 MLS ⋅ 1,336 SqFt.

LOTS OF STORAGE, outdoor living space, and NO HOA! Built in 2021, this 3-bedroom, 2-bath home offers a bright, open layout with wood-look tile in the main living areas. The kitchen features granite counters, white cabinetry, stainless steel appliances, a breakfast bar, and pantry. A primary walk-in closet, linen storage, and backyard shed help keep everything organized. The spacious block-fenced backyard features a paver patio with a pergola frame ready for your choice of shade covering. A 2-car garage and easy-care landscaping complete the package. Come see all this home has to offer! LOTS OF STORAGE, outdoor living space, and NO HOA! Built in 2021, this 3-bedroom, 2-bath home offers 1,336 sq. ft. with a bright, open layout and wood-look tile in the main living areas. The kitchen features granite counters, white cabinetry, stainless steel appliances, a breakfast bar, and pantry, opening to the great room for easy entertaining. A primary walk-in closet, linen storage, and backyard shed help keep everything organized. Enjoy a covered front porch and spacious block-fenced backyard with a paver patio and pergola frame ready for your choice of shade covering. An indoor laundry room, 2-car garage, and easy-care landscaping add everyday convenience. Come see all this home has to offer!

110 S Azteca Drive, Eloy

$312,000

2 Beds ⋅ 2 Baths ⋅ 7088878 MLS ⋅ 1,302 SqFt.

This beautiful lock-and-leave villa is ready for move in. Up graded kitchen appliances, washer and dryer, granite counter tops throughout, full height tile backsplash and staggered cabinets are just a few of the many features of this popular two-bedroom Sagebrush model. Whether you are home or away, landscaping and pest control are already included with your HOA fees. And after your day on the golf course, you can come home to your private HOT TUB included with your purchase. Come by to see this beauty before it is gone.

4589 W Hanna Drive, Eloy

$310,000

2 Beds ⋅ 2 Baths ⋅ 7087448 MLS ⋅ 1,400 SqFt.

FULLY FURNISHED Courtyard Cholla villa at Robson Ranch, perfectly situated on a PREMIUM LOT with stunning mountain views and no neighbors behind! Built in 2018, this beautifully updated 1,404 sq ft home offers 2 bedrooms, 2 baths, a versatile den and a fully enclosed private courtyard for seamless indoor-outdoor living. The stylish kitchen features upgraded cabinetry and granite countertops. Truly move-in ready with fresh interior paint, new carpet and ceiling fans in both bedrooms. The enhanced den offers additional wiring and a ceiling light, ideal for an office, hobby space or retreat. Just bring your personal items and start enjoying low-maintenance, resort-style living and all the incredible amenities Robson Ranch has to offer!

4500 W Hanna Drive, Eloy

$280,000

3 Beds ⋅ 2 Baths ⋅ 7086987 MLS ⋅ 1,305 SqFt.

Completely remodeled and move-in ready, this like-new 3-bedroom, 2-bath home in Toltec is a fantastic find! The spacious living room features vaulted ceilings, creating a bright and open feel. Enjoy a brand-new kitchen complete with stainless steel appliances and granite counters, plus a new water heater and water softener. The insulated garage provides added comfort and functionality. Situated on an oversized lot of more than 1/3 acre, the property also features a full block wall fence for privacy. This beautifully updated home offers space, quality, and convenience-don't miss it!

3935 N Kiami Drive, Eloy

$189,000

2 Beds ⋅ 1 Baths ⋅ 7086432 MLS ⋅ 1,189 SqFt.

Welcome to this great open concept two bedroom, one bath home on an oversized corner lot . A perfect starter home or investment opportunity.

812 N Sunshine Boulevard, Eloy

$379,990

4 Beds ⋅ 2 Baths ⋅ 7086209 MLS ⋅ 1,847 SqFt.

3540 N San Carlos Drive, Eloy

$319,000

2 Beds ⋅ 2 Baths ⋅ 7085689 MLS ⋅ 1,404 SqFt.

Come and see this rare villa with GOLF COURSE & MOUNTAIN VIEWS! You will LOVE this beautiful 2 bedroom, 2 bath pus Den villa located on a highly desired premium lot. The extended back patio has amazing views of the golf course and mountains w/block & view fencing (no homes behind). This home is tastefully decorated in neutral colors. There are so many upgrades from the upgraded Beech cabinets, granite countertops, tile backsplash, under cabinet and upper cabinet lighting, pantry lighting, RO System, SS appliances, 20 x 20'' tile (upgraded carpet in bedrooms), pendant lights, plantation shutters, fans, water softener, water conditioning system, decorative security door, extended paver patio and so much more. The landscaping & exterior maintenance is taken care of for you. Pro pictures 10/2

4775 W Posse Drive, Eloy

$377,280

2 Beds ⋅ 2 Baths ⋅ 7083528 MLS ⋅ 1,605 SqFt.

You'll appreciate the well thought out finishing touches selected by our professional Design team. From the beautiful cabinetry to the wood-look flooring, this home is sure to please. You should see this home and this community in person! Robson Ranch was voted on of the top 50 best master planned communities in the country by Where to retire magazine. Robson Ranch is centrally located between Phoenix and Tucson and offers world-Class, resort-style amenities including a gorgeous Clubhouse w/Ballroom/Auditorium, Championship Golf, Heated Indoor and Outdoor Pools, 16 Pickleball Courts, Tennis, Fitness & Creative Arts Centers, Restaurant

4066 W Painted Horse Drive, Eloy

$180,000

3 Beds ⋅ 2 Baths ⋅ 7083196 MLS ⋅ 1,457 SqFt.

This 3-bedroom, 2-bath manufactured home is situated on a desirable corner lot in a NO HOA neighborhood. The home offers a functional floor plan with plenty of potential and is ready for someone with vision to make it their own. The property does need repairs and updates, making it a great opportunity for an investor, handyman, or buyer looking for a project. Convenient location with easy access to local shopping, dining, schools, and major roadways. Bring your ideas and turn this property into a great investment or home!

3035 W Encanto Drive, Eloy

$379,900

4 Beds ⋅ 3 Baths ⋅ 7082640 MLS ⋅ 1,904 SqFt.

NEW BUILD in OCT 2026! 3 Car GARAGE & NO HOA! $0-Down Financing Available. 2 x 6 construction, Foam insulation. Spacious entryway opens to a 1904 sq. ft. of pure elegance w/open floor plan and great room. Extra classy interior with Granite countertops throughout with stainless steel appliances. Refrigerator included, with dishwasher and built-in microwave, plus huge kitchen island. Ceramic tile flooring carpet in bedrooms. Home has 9 ft. ceilings. Tile showers with Glass shower door plus walk in master closet. Pendant lighting over kitchen island with recessed lighting in kitchen and living room, ceiling fans and two-tone paint throughout. Double vanity in Master bath. Also, notice the block fencing, tile roof, 12ft RV Gate/Parking, Paver driveway, Large Lot!

3835 N Hohokam Drive, Eloy

$339,500

3 Beds ⋅ 2 Baths ⋅ 7082138 MLS ⋅ 1,232 SqFt.

Set behind a full acre of fenced land, this refreshed home delivers the space to live comfortably and plan beyond the walls. With 1,232 square feet, three bedrooms, and two bathrooms, it offers a practical footprint for first-time buyers, horse owners, or anyone seeking more room under Arizona skies. Major improvements are already in place. Updates include the roof, air conditioning unit, hot water heater, water softener, dual-pane windows, and flooring throughout. Both bathrooms have been updated, while refreshed kitchen countertops and sink add everyday appeal. Fresh paint completes the clean, welcoming presentation. The fully fenced lot has a large turn out pen with a 10x20 shade, plenty of room for multiple horses. Conveniently located close to local jackpots and interstate 10.

4433 E Colt Drive, Eloy

$329,000

2 Beds ⋅ 2 Baths ⋅ 7080928 MLS ⋅ 1,548 SqFt.

TURNKEY ROBSON RANCH HOME-- Fully furnished and ready to enjoy, this 2-bedroom, 2-bath SINGLE FAMILY DETACHED home offers 1,548 square feet of comfortable living. Only ONE HOA fee! *No backyard neighbors for added privacy. *Includes everything shown in photos including 3 TV's and GOLF CART. *Brand-new A/C system. * Relax or entertain outdoors, then enjoy the exceptional resort-style amenities of guard-gated Robson Ranch, including golf, pickleball, pools, fitness facilities, restaurants, clubs and an active social calendar. An outstanding full-time residence, seasonal retreat or lock-and-leave getaway offering privacy, convenience and a meaningful HOA-cost advantage. Furnishings and golf cart convey with a full price offer. *NOT A PATIO HOME*--ONLY ONE HOA FEE! Unlike many currently available patio homes carrying two HOA fees totaling approximately $563.59 per month, this home has just one HOA fee of approximately $289.43 per month--a difference of about $274 monthly or $3,290 annually. HOA fees are subject to change; buyer to verify.

5109 W Pueblo Drive, Eloy

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