Flagstaff Homes with Owner May Carry New Financing

Flagstaff, located in Coconino County, Arizona, is a vibrant city known for its stunning natural beauty and outdoor recreational opportunities. Nestled in the mountains of northern Arizona, Flagstaff offers a unique mix of small-town charm and big-city amenities.

With its moderate climate and diverse landscape, Flagstaff is a haven for outdoor enthusiasts. The city is surrounded by the Coconino National Forest, which boasts miles of hiking and biking trails, as well as opportunities for camping, fishing, and wildlife viewing. In the winter, residents can enjoy skiing and snowboarding at the nearby Arizona Snowbowl.

Flagstaff is also home to a thriving arts and culture scene. The city is known for its numerous art galleries, live music venues, and theater productions. The historic downtown area is filled with charming shops, restaurants, and breweries, offering residents a wide range of dining and entertainment options.

For those looking to buy a home in Flagstaff, there is an attractive option available - homes with owner may carry new financing. This means that instead of obtaining a traditional mortgage from a bank, the owner of the property is willing to finance the purchase themselves. This can be beneficial for buyers who may not qualify for a conventional loan or who prefer a more flexible financing arrangement.

Whether you're drawn to Flagstaff for its natural beauty, outdoor recreation, or cultural offerings, this city has something for everyone. With its unique blend of small-town charm and big-city amenities, Flagstaff is a wonderful place to call home.

Newest Flagstaff Homes with Owner May Carry New Financing

$1,490,000

7 Beds ⋅ 5 Baths ⋅ 7065265 MLS

Discover a rare investment opportunity in the heart of Historic Downtown Flagstaff. The iconic circa 1906 Lindemann House occupies a high-profile corner lot and includes an expansive paved parking lot--an exceptional amenity in downtown Flagstaff. Rich in history, character, and income potential, this unique property offers flexibility for investors, business owners, or those seeking a mixed-use opportunity. The property features five residential units, including two 2-bedroom, 1-bath apartments, two 1-bedroom, 1-bath apartments, and one studio apartment. Currently operated with a combination of short- and long-term rentals, all units are transitioning to long-term rentals, providing stable income with additional upside potential. SELLER FINANCING is available to qualified Buyers, and the Seller prefers a Seller Financed sale. Flagstaff's desirable Community Commercial (CC) zoning allows for a wide variety of commercial and residential uses. Over the years, the property has successfully housed a retail running store, hair salon, attorney's office, engineering office, and residential apartments, creating exceptional flexibility for future ownership. The oversized paved parking lot provides abundant off-street parking--an increasingly valuable asset in Historic Downtown Flagstaff. Whether you continue its successful income-producing history, establish your own business, redevelop the site within zoning allowances, or create a unique live/work environment, the possibilities are extensive. This is a one-of-a-kind historic downtown property offering character, strong income potential, outstanding visibility, abundant parking, flexible zoning, and exceptional long-term investment value. Owner/Agent.

309 N Humphreys Street, Flagstaff

Lot 2 N Quintana Drive Unit 2, Flagstaff

$553,000

7057679 MLS

Discover the perfect homesite location that feels like you are in the middle of nowhere yet you are just a few minutes from downtown Flagstaff, This is a rare opportunity to own a parcel in Lockett Rancges with unsurpassed views of the San Francisco Peaks, Mount Elden, Dry Lake Hills, sunrises and sunsets... This level 2.0 acre parcel has the perfect density of Ponderosa Pines and pocket meadows to capture 360 degree views. Enjoy the 4-seasons, environment rich with wildlife, beauty, serenity and tranquil ambiance with adventures into the National Forest Service from two Lockett Ranches (Non-motorized) dedicated trail easements

Lot 2 N Quintana Drive Unit 2, Flagstaff

$574,220

3 Beds ⋅ 2 Baths ⋅ 7056414 MLS ⋅ 1,673 SqFt.

[Seller Financing & Owner Carry Terms Available] Beautiful single family home featured on preferred corner lot in the popular subdivision of ''Sunnyside North' located in Flagstaff, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. The home offers 3 bedrooms, 2 full baths, an open-flow concept [1,673 sq ft] floor plan, upgraded kitchen w/ shaker panel cabinetry, quartz counter tops, SS appliances, island, and pantry. Additional home details will also include dual pane [low-e] windows, inviting room w/ fireplace, LVP [wood look] flooring, modern plumbing/lighting fixtures, ceiling fans, and lots of natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dedicated vanity, tub/shower, and a walk-in closet.. Lastly, the home features a large laundry room w/ extra storage covered patio space, large/private back yard w/ low maintenance landscaping, and storage shed--perfect for entertaining family and friends. Sunnyside North offers residents scenic walking paths, beautiful views, and is within close proximity to great dining, shopping, and entertainment.

2901 N East Street, Flagstaff

$2,450,000

4 Beds ⋅ 3 Baths ⋅ 7052834 MLS ⋅ 2,713 SqFt.

Perched in a secluded setting at the end of a quiet cul-de-sac, this beautifully updated Creekside Village home offers refined living with commanding views, exceptional privacy, and the tranquil ambiance of the creek below. This exceptional residence offers a rare combination of serenity, sophistication, and sweeping panoramic views from its elevated vantage point. Framed by the sweeping views of forest, golf course and water, this home delivers an effortless indoor-outdoor lifestyle, with an expanded wrap-around Trex deck that stretches across the rear of the home and captures beautiful views of the creek, lake, and the 16th and 17th fairways. Floor-to-ceiling pocket doors create a seamless transition from the great room and dining area to the expansive outdoor living space, enhancing both the scale and the setting.Nearly completely remodelled, the home has been thoughtfully elevated with refined finishes and a timeless sense of style. The main level features the primary suite, offering convenience and privacy, along with a guest bedroom and full bath. The great room is defined by exposed beams, vaulted ceilings, and a dramatic floor-to-ceiling brick fireplace, all flowing into a spacious dining area and well-appointed kitchen with Viking and Sub-Zero stainless steel appliances, plus an exterior island with raised counter seating for four. The upper level includes two additional bedrooms and a full bath, creating a graceful layout well suited for both everyday living and entertaining.

3385 S Tourmaline Drive, Flagstaff

Lot 1 Hattie Greene -- Unit 1, Flagstaff

$552,000

7040073 MLS

Discover the perfect homesite that feels like you are in the middle of nowhere yet you are just a few minutes from downtown Flagstaff. This is a rare opportunity to own a parcel in Lockett Ranches with unsurpassed views of the San Francisco Peaks, Mount Eden, Dry Lake Hills, sunrises and sunsets...This level 2.0-acre parcel has the perfect density of Ponderosa Pines and pocket meadows to capture 360 degree views. Enjoy the 4-seasons, environment rich with wildlife, beauty, serenity and tranquil ambiance with adventures into the National Forest Service from two Lockett Ranches (Non-motorized) dedicated trail easements. Ower may carry with acceptable terms.

Lot 1 Hattie Greene -- Unit 1, Flagstaff

$2,295,000

4 Beds ⋅ 5 Baths ⋅ 7038945 MLS ⋅ 3,593 SqFt.

Seller will carry at 5.25 percent for 3 years with 15 percent down. Inviting, grand, and thoughtfully reimagined, this custom luxury mountain retreat is nestled on 5 pristine acres in Highland Meadows, complete with equestrian facilities and a picturesque seasonal stream. Blending timeless mountain architecture with extensive designer-selected renovations, this exceptional property offers a rare turnkey opportunity. Upon entering, you'll be greeted by soaring ceiling heights, dramatic tongue-and-groove vaulted ceilings, expansive mountain-view windows, and stunning river rock fireplaces in both the great room and owner's suite. The home features four spacious bedrooms, each with walk-in closets and en-suite baths, plus a beautifully updated guest powder room showcasing a custom concrete sink, full-wall designer tile, new lighting, and curated finishes. Recent improvements elevate every space, including wide-plank European oak flooring throughout the main level, new carpeting with upgraded padding upstairs, designer grass cloth wallpaper in the foyer and dining room, fresh interior and exterior paint, updated lighting and mirrors, and sleek Euro-style cabinetry. The chef's kitchen has been completely refreshed with new quartz countertops, all-new stainless steel appliances, generous island seating, walk-in pantry, and abundant workspace for entertaining. The luxurious primary suite offers a cozy river rock fireplace, spa-like bath, and the added convenience of washer and dryer connections within the primary closet. A large loft provides flexible living space for a media room, office, or guest retreat. Outdoor living is equally impressive with a grand wraparound porch, multiple patios, built-in BBQ with prep sink, and endless opportunities to enjoy the mountain air and breathtaking sunsets. Equestrian enthusiasts will appreciate the horse stables, fenced arena, round pen, and dedicated horse washing station. Additional upgrades include a newer roof, newly installed furnace, laundry room sink, wired security surveillance, surround sound, and an oversized 5+ car garage wired for 220V with potential for a future bunkhouse or guest quarters above. A rare combination of luxury, functionality, and mountain lifestyle--this beautifully renovated Highland Meadows estate is ready to be enjoyed from day one.

2578 Old Munds Highway, Flagstaff

003 Hart Prairie Rd -- Unit -, Flagstaff

$620,000

7022423 MLS

A rare opportunity, LIVING THE DREAM, on 12.08 acres of pristine land with mature old growth Ponderosa Pine Trees and meadow vegetation with 360 degree sensational views of the San Francisco Peaks, Fern Mountain and National Forest Service lands. The off-the-grid acreage has strong cell service, dedicated common access easement, numerous excellent building sites within the dense Ponderosa Pines or the meadow edge - boundless potential. This level property is located in an area of very limited private property parcels with full time and seasonal residence. Enjoy the 4-seasons, environment rich with wildlife, beauty and tranquil ambiance from your back yard and adventures into the adjacent Forest Service. Owner may carry with acceptable terms. Come take a look for yourself and imagine

003 Hart Prairie Rd -- Unit -, Flagstaff

002 Hart Prairie Rd -- Unit -, Flagstaff

$625,000

7022420 MLS

A rare opportunity, LIVING THE DREAM on 11.31 acres of pristine lane adjacent to National Forest Service with mature old growth Ponderosa Pine Trees and meadow vegetation with 360-degree sensational views of the San Francisco Peaks, Fern Mountain and National Forest Service lands. This off-the-grid acreage has strong cell service, dedicated common access easement, numerous excellent building sites with dense Ponderosa Pines or on the meadow edge - boundless potential. This level property is located in an area of very limited private parcels with full time and seasonal residence. Enjoy the 4-seasons, environment rich with wildlife, beauty, serenity and tranquil ambiance from your back yard and adventures into the adjacent Forest Service. Owner may carry with acceptable terms.

002 Hart Prairie Rd -- Unit -, Flagstaff

$630,000

7022418 MLS

Discover the PERFECT LOCATION THAT FEELS LIKE YOU ARE IN THE MIDDLE OF NOWHERE yet not far from Flagstaff and even closer to Snowbowl Ski Resort. This is the 10-acre property you have been dreaming of: perfectly situated mature growth Ponderosa Pine Trees, open meadow vegetation, sensational 360-degree views of the San Francisco Peaks-Fern Mtn-National Forest Service lands, the most brilliant canopy of night time stars you have ever seen, calming sounds and magical scents... Numerous beautiful/level homesites locations capturing an environment full of wildlife and beauty. This off-the-grid location has strong cell service, no HOA, dedicated access easement in an area of very limited private parcels with full time and seasonal residence, bordering National Forest. Owner may carry with

001 Hart Praire Rd -- Unit 1, Flagstaff

4740 W Braided Rein -- Unit 24, Flagstaff

$399,000

6950671 MLS

Enjoy the true four seasons of Flagstaff Ranch. This lot is located on the 8th hole of Flagstaff Ranch Golf Course and is one of the last remaining ''easy build'' flat lots. Flagstaff Ranch is a 454 acre paradise that backs to the Coconino National Forest. There are 100s of miles of hiking, mountain biking and off roading trails that can be accessed directly from the property. Enjoy cool summer temperatures and epic winter wonderlands. Flagstaff Ranch Golf Course is a Golf Digest Top Rated course and is one of the finest layouts in all of Arizona. The Golf Club is Troon Managed and features a gorgeous Clubhouse, Panorama Room Restaurant and Private Dining. The Community Center features a Pool and Hot Tub, Kid's Areas, Gym and World Class Racquet Center featuring Tennis and Pickleball. Flagstaff Ranch is 24/7 guard gated for a truly lock and leave experience. There are on site roving security staff and 24 hour EMT and Fire professionals. Architectural Plans have been developed and are included in the sale price. Membership in Flagstaff Ranch Golf Club is required and the Equity Membership is purchased separately through the Golf Club.

4740 W Braided Rein -- Unit 24, Flagstaff

$449,850

3 Beds ⋅ 2 Baths ⋅ 6945865 MLS ⋅ 1,708 SqFt.

Like New and Move-In Ready! Welcome to this beautifully remodeled home in one of East Flagstaff's most convenient locations. Featuring 3 bedrooms, 2 bathrooms, and 1,708 square feet of modern living space, this home offers a versatile layout that's perfect as a primary residence, second home, or investment opportunity.Step inside to discover an open and inviting floor plan with luxury vinyl plank flooring throughout. The upgraded kitchen showcases newer cabinetry, stylish countertops, and newer stainless-steel appliances, all designed to make daily living effortless. Updated windows and siding bring in plenty of natural light while improving energy efficiency.Enjoy outdoor living on a fully improved lot with extensive paver work, a storage shed for your gear, and a newer roof (installed approximately 3 years ago) providing peace of mind for years to come.Ideally located near schools, hiking and biking trails, Flagstaff Mall, restaurants, and entertainment, this home offers convenience and value with no HOA and no rental restrictions a rare find in today's market.Come experience a move-in-ready home that blends modern upgrades with location and flexibility! -James Hardi siding -2x6 stud walls 16" OC exterior-Zone lll R-50 insulation in the ceiling. R-22 in floors and R-19 in walls -Programmable thermostat-3/4" floor decking-Vinyl windows -2 skylights -New carpet, wood plank flooring-spc stone polymer composite 20mil thick -200 AMP Electrical -Recessed lighting -New roof installed 2021 OWNER WILL FINANCE WITH ACCEPTABLE OFFER.

4363 E Wintergreen Road, Flagstaff

$445,000

2 Beds ⋅ 2 Baths ⋅ 6935086 MLS ⋅ 1,584 SqFt.

OWNER WILL CARRY! Experience the classic country lifestyle in this 66 x 24 double-wide 2/2 1584 sq. ft. home on 2.27 acres bordering the National Forest Service. Enjoy easy access to biking and horseback riding trailheads while exploring O'Neal Crater and the surrounding land listed on the historic register out the back door! Enjoy breathtaking sunsets and wildlife from your covered deck overlooking the San Francisco Peaks. The property includes a workshop with 220V outlets, an attached two-car garage, a large separate garage, and a shed, making it ideal for DIY projects and storing outdoor gear for mountain adventures. Additionally, a custom-designed bunker shelter provides security and versatility. Discover the outstanding lifestyle this exceptional home on acreage offers!

10205 O Neil Lane, Flagstaff

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