Happy Jack Homes with VA Loan New Financing

Happy Jack Homes with VA Loan New Financing

Welcome to Happy Jack, a charming community nestled in the heart of Coconino County, Arizona. Known for its picturesque landscapes and friendly atmosphere, Happy Jack offers a serene escape from the hustle and bustle of city life while still being conveniently located near urban amenities.

If you're considering making Happy Jack your home, you'll be pleased to know that there are plenty of housing options available, including homes eligible for VA loans. With VA loan financing options, qualifying homebuyers can take advantage of favorable terms and benefits, making the dream of homeownership more achievable.

Whether you're looking for a cozy cabin retreat, a spacious family home, or a tranquil retirement oasis, Happy Jack has something for everyone. Imagine waking up to stunning mountain views, exploring miles of hiking and biking trails, and enjoying the peace and quiet of rural living.

With its close-knit community, top-rated schools, and easy access to outdoor recreation opportunities, Happy Jack is the perfect place to put down roots and create lasting memories. Let us help you find your dream home in this idyllic corner of Arizona. Contact us today to learn more about available properties and VA loan financing options in Happy Jack.

Newest Happy Jack Homes with VA Loan New Financing

$549,000
3 Beds ⋅ 2 Baths ⋅ 7062389 MLS ⋅ 1,812 SqFt.
Below Market Value Mountain Retreat on 2+ Acres - No HOA in Clear Creek Pines Unit 04, Happy Jack, AZ Don't miss this rare opportunity to own a below-market-value mountain getaway in the highly desirable Clear Creek Pines Unit 04. Situated on more than 2 private, heavily treed acres, this non-HOA property offers the freedom and space you've been looking for in the cool pines of Happy Jack. The property features a recently updated A-frame cabin that blends rustic mountain charm with modern comfort, making it ideal as a weekend retreat, vacation rental, or full-time residence. A standout feature is the oversized RV-plus garage, providing exceptional space for RVs, boats, off-road vehicles, workshops, or additional storage. With over two acres, there's plenty of room to expand, enterta Simply enjoy the peaceful forest surroundings. Located in a community with county-maintained roads and surrounded by towering pines, Clear Creek Pines Unit 04 offers the rare combination of no HOA restrictions, community well access, and flexibility for a variety of property uses. The area is known for its cooler temperatures, outdoor recreation, and proximity to Coconino National Forest. Whether you're searching for a mountain escape, an investment opportunity, or a place to create lasting family memories, this unique Happy Jack property delivers outstanding value and endless possibilities.

2421 W Velvet Antler Trail, Happy Jack
$994,000
4 Beds ⋅ 4 Baths ⋅ 7059610 MLS ⋅ 3,193 SqFt.
This exceptional single-family home in Happy Jack offers 3,193 sq ft of refined living space on over five private acres, designed for those who value both luxury and seclusion. With four bedrooms, 3 baths in home, and a thoughtfully curated blend of custom finishes and versatile spaces, this property delivers an elevated mountain retreat perfectly suited for discerning buyers seeking both elegance and functionality. Inside, soaring T&G ceilings, beautiful wall of windows and french doors, and a wood-burning fireplace create an inviting atmosphere, while quartz countertops throughout the kitchen and baths add a polished, modern touch. Freshly remodeled beautifully upgraded bathrooms showcase convenience and luxury. New counters & appliances in the custom wood cabinet kitchen give the (MORE) perfect touch for gourmet cooking. New paint inside and out, giving every room a crisp, move-in-ready feel. You will love the massive master bedroom with all it has to offer and the completely remodeled bath all the way down to the heated towel rack features and remote blinds for privacy.The layout includes an extra sitting area and office area upstairs for privacy for your guests or children, along with a guest bedroom and completely remodeled bathroom. The 5.01-acre lot provides unmatched privacy and breathing room, with a secluded setting that feels worlds away yet remains accessible as you sit by the firepit or play horseshoes. Fiber cement siding ensures low-maintenance durability, while both an attached and detached garage offer flexible parking, workshop potential, and generous storage for vehicles, toys, and outdoor gear. The detached ''man-cave'' offers an awesome pub style game room and bathroom while just thru the door a massive workshop and storage area above. Easy access with 3 drive thru garage doors great for trailers or RV parking. Whether you envision gardening, outdoor gatherings, or simply enjoying uninterrupted forest views, this expansive property delivers space to grow and explore. Situated along Mogollon Trail (easy access with paved road to driveway) in Happy Jack, this home places you in the heart of Arizona's high country, surrounded by towering pines and fresh mountain air. The location strikes a rare balance between peaceful seclusion and proximity to outdoor recreation, offering room to roam without sacrificing convenience. This is a setting that invites you to slow down, breathe deeply, and appreciate the luxury of wide-open space. Home is mostly furnished and definitely turn key ready. (a personal property and few personal family items will not convey)

6607 Mogollon Trail, Happy Jack
$549,000
3 Beds ⋅ 2 Baths ⋅ 7050217 MLS ⋅ 1,489 SqFt.
Public Remarks: Currently a strong VRBO performer, pays for itself in return. LIMITED DUE TO VRBO. CURRENTLY AVAILABLE AFTER 7/6. FINANCIALS AVAILABLE ON REQUEST. This cabin is equally suited for a full-time mountain residence or a lock-and-leave weekend retreat. Inside, the home opens to a beautiful, open-concept kitchen, dining, and living area--perfect for entertaining family and friends. The kitchen features granite countertops, rich wood cabinetry, and a generous breakfast bar, offering plenty of space for cooking, gathering, and hosting after long days exploring the forest. Vaulted wood ceilings and warm cabin finishes create a spacious yet cozy mountain atmosphere throughout. The home includes 3 generous bedrooms and 2 updated bathrooms, ideal for comfortable mountain living. Step outside to enjoy the pine-filled setting from expansive covered and open decks, complete with a spa for relaxing under star-filled mountain skies. An extra-deep garage provides abundant space for trucks, ATVs, snowmobiles, and all your mountain gear. Whether you're looking for a peaceful pine-forest escape, a recreational hub, or a proven income-producing cabin, this Happy Jack property delivers the freedom, scenery, and lifestyle that are becoming increasingly rare. This is a true mountain cabin in the Ponderosa Pines--don't miss this exceptional Happy Jack opportunity. This cabin also comes furnished. RARE Non-HOA Happy Jack Mountain Cabin on 1.03 Acres in the Ponderosa Pines! Escape to true high-country living in the heart of Happy Jack, surrounded by towering Ponderosa Pines and cool mountain air. Set on 1.03 acres in a highly desirable non-HOA community, this authentic mountain cabin offers privacy, freedom, and room to roam--with the opportunity to purchase the adjacent one-acre parcel for even more space. Designed for mountain life, this property welcomes RVs, ATVs, side-by-sides, trailers, and horses, making it an ideal basecamp for year-round adventure.

2132 W Pine Valley Road, Happy Jack
$745,000
4 Beds ⋅ 3 Baths ⋅ 7049585 MLS ⋅ 2,520 SqFt.
Escape to the cool pines of Happy Jack with this charming 4-bedroom, 2.5-bath cabin situated on 1.57 usable acres in a peaceful, non-HOA community. Nestled on a desirable corner lot and almost entirely fenced, this property offers the perfect blend of privacy, functionality, and mountain living. Inside, you'll find a warm and inviting cabin with plenty of space for full-time living, a weekend retreat, or a vacation rental. The spacious floor plan features four bedrooms, two and a half bathrooms, and comfortable gathering spaces designed for relaxing after a day of exploring Arizona's high country. Outside is where this property truly shines. A detached 3-car garage provides ample room for vehicles, recreational toys, tools, or a workshop, while two additional powered outbuildings offer endless possibilities for storage, hobbies, home offices, or creative workspaces. With over 1.5 acres of land, there's plenty of room for RV parking, trailers, outdoor entertaining, gardening, or simply enjoying the peaceful forest surroundings. Located in the sought-after community of Happy Jack, you'll enjoy cool summer temperatures, abundant wildlife, and easy access to hiking, fishing, off-road trails, and endless outdoor recreation. Whether you're looking for a year-round residence, a family getaway, or an investment opportunity, this versatile mountain property delivers the space, flexibility, and lifestyle you've been searching for.

1338 Lumber Mill Drive, Happy Jack
$1,025,000
3 Beds ⋅ 2 Baths ⋅ 7049554 MLS ⋅ 1,800 SqFt.
Luxury mountain living meets cutting-edge smart home technology in this beautifully crafted custom owner-built home backing to a peaceful greenbelt. Designed for low-maintenance living and exceptional quality, this 3-bedroom residence features premium construction, energy efficiency, and high-end finishes throughout. Let's start with the chef's kitchen that is equipped with gourmet Sub-Zero and Wolf appliance package, including a 48-inch professional refrigerator, 36-inch gas range, wall oven, speed oven, Cove dishwasher, 2 large kitchen sinks, beverage/wine refrigerator, and a fully appointed butler's pantry with an additional sink. Enjoy effortless control of lighting, ceiling fans, garage door, fireplace, HVAC, bath and laundry exhaust fans, range hood, and appliances through your smartphone, Alexa, or Google Home. Smart LG AI washer and dryer are also included. Additional technology includes a Ring Pro 4K video doorbell and Starlink satellite internet allowing ease of access should you work from home and need solid connectivity. In the rest of this home, you'll find smooth-finish walls, quartz window sills, knotty alder custom cabinetry, 8-foot doors, quartz countertops with waterfall island, full-height quartz backsplashes, and a stunning full quartz walk-in shower in the primary suite. Heated towel bars in both bathrooms, custom dream closets in all three bedrooms, and custom slat wall accents add thoughtful luxury throughout. Built for durability and comfort, the home offers whole-house spray foam insulation (including the garage), a standing seam metal roof with zero roof penetrations, Class A fire protection, metal-wrapped eaves along with LP SmartSide siding, Carrier HVAC system, and a 98% efficient Rinnai water heater. Outdoor living is enhanced with Trex decking on both the front and rear patios, highlighted by a custom glass railing overlooking the greenbelt. The oversized insulated garage features an epoxy stone-chip floor, Wi-Fi-enabled side-mount opener, and attic storage with a 12' x 8' storage deck. This thoughtful builder combined timeless craftsmanship, modern convenience, and outstanding efficiency all in one of Happy Jack's most desirable mountain settings.

3847 Apache Drive, Happy Jack
$899,000
1 Beds ⋅ 1 Baths ⋅ 7048328 MLS ⋅ 2,064 SqFt.
Escape to Arizona's breathtaking high country with this extraordinary custom-built smart home on 4 plus private acres in the prestigious Ponderosa Pines community of Happy Jack. Surrounded by towering trees and bordering the serenity of Northern Arizona's outdoor recreation, this one-of-a-kind mountain retreat offers the perfect blend of luxury craftsmanship, cutting-edge technology, and unmatched peace of mind. Designed for both full-time living and the ultimate mountain getaway, this exceptional residence showcases timeless finishes including custom knotty alder cabinetry, 8-foot alder doors and millwork, smooth-finished walls, quartz countertops throughout, full-height quartz backsplashes, quartz window sills, a spa-inspired bath featuring a full quartz walk-in shower and heated towel bar. The chef's kitchen is equipped with premium Sub-Zero, Cove, and Monogram appliances, highlighted by a stunning reclaimed 1800s barnwood beam light fixture that anchors the heart of the home. Every aspect of the property has been thoughtfully engineered for comfort, efficiency, and convenience. The fully integrated smart home system allows you to control lighting, exterior door locks, garage doors, HVAC, fireplace, Moen Flo smart water monitoring and automatic shutoff system, bath exhaust fan, appliances, washer and dryer, smoke detectors, and the whole-house Generac backup generator from virtually anywhere using your smartphone, Alexa, or Google Assistant. High-speed Starlink internet provides reliable connectivity for remote work, streaming, and everyday living. Built to exceed expectations, the home features whole-house spray foam insulation, a 98% efficient Rinnai recirculating water heater, separate high-efficiency heating and cooling for the recreation room, factory-painted LP SmartSide siding, insulated 8-foot garage doors with secure side-mount Wi-Fi openers, metal-wrapped eaves, and a Class A fire-rated metal roof with zero roof penetrations for exceptional durability and low maintenance. The oversized septic system has already been stubbed and marked for a future guest home or casita, creating outstanding flexibility for multi-generational living or expansion. The recreation room features durable epoxy flooring and provides access to a fully decked, lighted attic offering abundant storage rarely found in mountain homes. Outside, the property is equally impressive. The entire parcel is fully fenced with three gated entrances, including two oversized 40-foot gates, allowing easy access for RVs, horse trailers, equipment, or future improvements. Multiple water hydrants are strategically located along the private drive, and three Connex storage containers (20-foot, 40-foot, and 40-foot High Cube) provide exceptional storage and workspace. Located just a short drive from Payson, Flagstaff, and the Mogollon Rim, this property offers immediate access to thousands of acres of National Forest, scenic hiking and horseback riding trails, ATV and UTV adventures, hunting, fishing, and year-round outdoor recreation. Whether you're enjoying cool summer evenings beneath the pines or cozy winter nights by the fireplace, this home delivers a mountain lifestyle that is second to none. Rarely does a property combine luxury finishes, intelligent technology, exceptional infrastructure, expansion potential, and the natural beauty of Arizona's high country so seamlessly. This is more than a home--it's a legacy property designed to be enjoyed for generations.

6163 Mallard Pond Drive, Happy Jack
$783,500
4 Beds ⋅ 3 Baths ⋅ 7047717 MLS ⋅ 2,280 SqFt.
You don't want to miss this completly renovated home. This is an amazing full time home as well as an option for a successful VRBO (currently used p/t as a VRBO) Seller has spared no expense to make this home beautiful. 4 bedroom/3 bath home with open floor plan, great outdoor entertaining area and a finished basement area that would make a great office or craft room. Sit on your deck and watch the wildlife or have a refreshment as your unwind in the hot tub. Plenty of room for RVs, horses or more. Beautifully furnished (with the exception of a few items) this home is ready to move in. Room for a larger family or guests. T&G ceilings give the warmth of a cabin feel but the modern interior brings complete sophistication to the home. Great grass area good for sports, volleyball, kicking the ball around, horseshoes, Homes has 2 newer AC units. DON'T MISS YOUR CHANCE for a beautiful home and potential of extra income.

856 Coconino Loop, Happy Jack
$949,000
3 Beds ⋅ 2 Baths ⋅ 7047628 MLS ⋅ 2,285 SqFt.
Exquisite Custom Home Built in 2022 with a RV Garage sitting on .70 of an acre, Surrounded in Tall Ponderosa Pines. Come be the 2nd Owner of this Captivating 1955 sq ft SINGLE Story Split 3bd/2bth Tucked Peacefully in the Serene Beauty of Mountain Living at its Finest! This Residence also has an ADDITIONAL 2,073 Sq Ft Garage w/ a Lift and Heat! From the Moment You Step Inside, You're Greeted with T&G, Natural Light Throughout, a Gourmet Kitchen with Ample Cabinets, Granite Countertops, Wood Flooring, and Soaring Vaulted Ceiling surrounding the Cozy Fireplace Covered in Real Stone. Whether you're wanting a Lock & Leave Year-Round Family Retreat, a Potential Rental Investment or Full Time Living the Seller's spared NO EXPENSES Top to Bottom when Designing the Home. See Documents Attached for Full List of Upgrades. Extra Bonus Features include a Fully Owned Solar System, Option to have Fireplace as Gas OR Wood, Home has ALL Solid Wood Doors, Security Cameras Inside and Outside, 6ft Thick Concrete Driveway Reinforced with Steel Mesh & 3500 lb Concrete & Fiberglass, Gas Hook Ups available under Back Porch, Gutters with Leaf Guards and Underground Drains in the Front & Back to pull any Access Water Away from Home, Planters Garden, Insulated Garage Doors, RV Epoxy Flooring, Extra Storage for Workshop or more Toys, Crawl Space in Garage with access to Plumbing, Tankless Hot Water Heater, Furnace, Press Pump/Tank to control water pressure, lots of space for storage and easy to walk around in, the list goes on! However, there is still room for your own personal touches like an Outdoor Kitchen/Grilling Area, Jacuzzi, Greenhouse, etc. From its Stunning Design & Modern Upgrades to its Energy Efficiency & Private Setting, this is a One-of-a-Kind Opportunity to Own a Piece of Luxury in Happy Jack with the potential of coming Fully Furnished. Enjoy the Large Outdoor Decks for Arizona's Gorgeous Sunsets, Star Gazing or your Morning coffee with Mountain Views and Wildlife passing by. Just a Short drive to Pine/Strawberry, Camp Verde or Winslow where You'll have Access to Local Shops, Dining, all your Entertainment needs! So, bring your Toys and explore all the Trails, Lakes and the National Forest in the cooler parts of Northern Arizona that Mogollon Rim has to offer!

2486 Deer Path, Happy Jack
$549,000
2 Beds ⋅ 2 Baths ⋅ 7047567 MLS ⋅ 1,605 SqFt.
Welcome to 4170 Apache Drive, where thoughtful updates, mountain charm, and exceptional outdoor living come together in the highly sought-after Starlight Pines community. Step inside to a bright, inviting great room anchored by a stunning rock-faced wood-burning fireplace with a blower and impressive wood mantel--creating the perfect gathering space year-round. A wall of windows surrounds the dining nook, filling the home with natural light and enhancing the open, airy feel. The beautifully remodeled kitchen combines style and function with granite countertops, stainless steel appliances, an undermount sink, custom glass tile backsplash, recessed lighting, and distinctive copper hardware. Upstairs, the spacious primary suite offers a peaceful retreat complete with a generous loft, walk-in closet, private balcony, and an ensuite bath featuring a relaxing jetted tub. Downstairs, a large bedroom provides excellent privacy with its own exterior access and adjacent full bath, making it ideal for guests, multigenerational living, or a second primary suite. Quality upgrades throughout include luxury wood-look vinyl flooring, newer carpet, knotty pine interior doors and trim, remodeled bathrooms with custom vanities and copper sinks, ceiling fans throughout, and attractive slate and copper exterior lighting. For year-round comfort, a three-zone mini-split heating and cooling system was installed in March 2026. Outdoor living is just as impressive, with more than 600 square feet of covered deck space perfect for entertaining, relaxing, or enjoying the peaceful forest setting. The level lot offers room for a horse setup, while the fenced backyard provides a secure space for pets or play. Much of the property remains open, allowing abundant wildlife to pass through and preserving the natural beauty of the surroundings. The flexible fencing can easily be reconfigured or removed to suit your needs. Additional features include a detached two-car garage with built-in shelving and attic storage, a large Tuff Shed, raised garden beds, and a sports court--providing plenty of space for hobbies, recreation, and storage. Located in the desirable Starlight Pines Firewise community, residents enjoy county-maintained paved roads, greenbelts, community trash service, an active community center, and a variety of neighborhood activities. Two private access gates lead directly into Coconino National Forest, offering endless opportunities for hiking, horseback riding, off-road adventures, and enjoying Arizona's spectacular outdoors.

4170 Apache Drive, Happy Jack
$489,000
2 Beds ⋅ 2 Baths ⋅ 7044904 MLS ⋅ 1,456 SqFt.
Welcome home to your place in Happy Jack, Arizona mountains! This home is move in ready, with a NEW ROOF and REFINISHED DECK, Features of this home on ONE ACRE include, 2 BEDROOMS, 2 BATHS, a LOFT, huge LAUNRDY ROOM, 2 CAR GARAGE. There are two huge deck/patios that are the length of the home and a fenced back yard. Enjoy nature, trails, lakes and more. This community has an HOA with a community clubhouse. Horses are allowed. There's always events going on in the community. There is a community church and fire department as well. All furniture can be sold with the home if the buyer chooses

2421 Sioux Lane, Happy Jack
$524,900
2 Beds ⋅ 2 Baths ⋅ 7042766 MLS ⋅ 1,616 SqFt.
Escape the city heat in this charming cabin nestled among the pines in the desirable Starlight Pines community of Happy Jack. Situated at approximately 7,000 ft elevation, you'll enjoy cool mountain living & all four seasons. Freshly painted, 2-bedroom, 1.5-bath home includes an oversized 2-car garage plus a 200 sq. ft. bonus room above the garage (not included in the home's square footage), ideal for an office, game room or guest space. The interior features a floor-to-ceiling fireplace, tongue & groove wood ceilings, granite countertops, stainless steel appliances, & Set on nearly an acre, the property offers spacious front and back yards and two deck areas to enjoy the outdoors in any weather. Starlink internet is already installed, newer roof includes a warrant, come see this home!

2918 Starlight Drive, Happy Jack
$480,000
3 Beds ⋅ 3 Baths ⋅ 7041960 MLS ⋅ 1,380 SqFt.
Escape to the cool pines of Happy Jack in this charming mountain cabin located on a beautifully treed 1.08-acre lot in the desirable Starlight Pines community. With year-round access on county-maintained roads, this well-maintained retreat offers the perfect blend of comfort, privacy, and outdoor adventure. Inside, you'll love the rustic charm featuring tongue-and-groove vaulted ceilings, rich wood accents, and a spacious great room with a cozy wood-burning stove. The thoughtful floor plan includes two private master suites, ideal for hosting family and guests. Step outside to a large covered deck surrounded by towering pines and fresh mountain air--perfect for relaxing, entertaining, or stargazing. An attached two-car garage provides ample room for vehicles, toys, and outdoor gear. Horses are allowed, and nearby fishing, hiking, trail riding, and wildlife make this an exceptional full-time home or weekend getaway in Northern Arizona.

3215 Hopi Drive, Happy Jack
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