Jerome Homes with Owner May Carry New Financing

Jerome Homes with Owner May Carry New Financing

Welcome to Jerome, Arizona, a charming hillside town nestled in the heart of Yavapai County. Known for its rich history as a copper mining town, Jerome has transformed into a vibrant community that captivates residents and visitors alike with its stunning views, artistic spirit, and unique architecture. Perched on Cleopatra Hill, this historic town boasts a picturesque landscape that offers breathtaking vistas of the Verde Valley and the distant mountains.

Jerome’s eclectic vibe is reflected in its array of shops, galleries, and restaurants, making it a haven for artists, history buffs, and nature enthusiasts. Wander through the narrow streets lined with beautifully restored buildings, and you’ll find everything from local art to delicious dining options that celebrate the flavors of the Southwest. The town also hosts various cultural events and festivals throughout the year, ensuring there’s always something happening to engage the community.

For those looking to call Jerome home, the real estate market offers a variety of options, including unique homes with owner financing available. This flexible financing option opens the door for buyers who may be looking for an alternative to traditional mortgage routes. Whether you’re seeking a cozy cottage or a larger family home, the charm of Jerome combined with the ease of owner financing makes it an enticing prospect for potential homeowners.

Embrace the spirit of this historic town and discover the perfect home in Jerome, where community, culture, and natural beauty converge in one of Arizona’s most captivating locations.

Newest Jerome Homes with Owner May Carry New Financing

$179,000
2 Beds ⋅ 2 Baths ⋅ 7029539 MLS ⋅ 556 SqFt.
COOL CABIN IN THE MINGUS MOUNTAIN PINES, Seller will carry with 20% down! 20 minutes above Jerome, probably constructed in the 1950s and now gorgeously renovated. New roof, new insides, high efficiency wood stove, new composting toilet. 2 bedrooms: 1 downstairs and 1 loft, indoor privvy and an outhouse. Has electricity. You'll bring water with you or hire a big truck to bring water to your storage tank. Outdoor BBQ, beautiful views, amazing retreat to get you out of the heat. All furniture included, so your only job is to show up and enjoy your sanctuary on top of cool Mingus Mountain! My weather app tells me that this cabin is 36 degrees cooler than Phoenix! Home is on leased Forest Service land. Lease attached in documents.

10810 Tanager --, Jerome
$955,000
3 Beds ⋅ 3 Baths ⋅ 7011865 MLS ⋅ 2,400 SqFt.
Once upon a time, this historic building was an important part of the Jerome community. If only the walls could talk! This wonderful four-story combo on Main Street is ready for a new owner. All floors have access from Main Street, and School Street. The bottom and top floors are zoned for commercial use, and the middle two floors are zoned for residential use. There are expansive views from everywhere. It has a new metal roof and siding. You can walk anywhere in Jerome from this awesome spot. This could be your fun family getaway or your full-time residence. Current tenants are month-to-month. It's a fantastic place for art, music, dining, and shopping. Catch the good vibes and soak in the wild history of Jerome! Owner is a licensed agent.

511 Main Street, Jerome
$1,750,000
6 Beds ⋅ 7 Baths ⋅ 7009196 MLS ⋅ 3,650 SqFt.
INCREDIBLE OPPORTUNITY FOR A SPECIAL INVESTOR! The Surgeon's House, the Grande Dame of Jerome, now available with Seller Carry at a jaw-dropping discount price because there's a twist. Seller insists on financing with 10% down at zero interest. I'll tell you why later, but first I'm going to tell you about this stunning home and guest home and grounds. Currently, for decades past and for decades to come thriving as the world famous Surgeon's House Bed and Breakfast of Jerome. Google ''The Surgeon's House, Jerome AZ'' and go to ''What's the Haps'' and see ''A Change in Stewardship.'' Click on ''MORE,'' please. 6 Suites each with its own bath, which makes it 6 Master Suites, plus a half bath in the common area. Magical lush grounds, custom gates, trees and flowers and koi for good luck. Obviously we can't include the gardener/maintenance man that's been there for 10 years, and Josh has expressed that he would like to stay on. Look at the pictures and then come back here, where I'll explain the twist. The twist: attached in "documents" is a Memorandum Of Understanding, which basically agrees that you buy The Surgeon's House with all of the furnishings except for the Seller's personal family possessions and her clothes and jewelry and car. You get it all - including the Registered business name, the website, the client/customer list, the recipes, the fabulous furniture, Seller's decades of the property's chronicle and diary, the forks and spoons, a reasonable training period, everything. The twist is that the Seller stays after close of escrow under a Life Tenancy agreement until she leaves in one way or another. Here's what it will look like: After close of escrow you own the property - title is in your name and you can pat yourself on the back for the amazing discount that you negotiated. You will pay Andrea $10,750 every month until you've paid it off. (There is no interest, so with all payments being totally principal you're going to chip away at what you owe her pretty quickly.) During this time you are not involved with the Bed and Breakfast or the property or the income from the property - you are completely "hands off." We will negotiate the right for you to come stay to inspect your investment, a designated number of times a year. When Andrea is done she notifies you, you pay her the balance of the note within an agreed-upon reasonable amount of time and this Jerome icon is all yours. Congratulations!

100 Hill Street, Jerome
$99,000
6953545 MLS
Amazing large lot in a very private area of Jerome. All utilities are there including electric, natural gas, sewer, water, trash, telephone and internet. Jerome has specific design requirements. Details available. Possibility of Owner financing.

000 Diaz Street Unit 12,13,24,25, Jerome
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.