Overgaard Homes with 1031 Exchange New Financing

Overgaard, Arizona is a beautiful rural mountain community located in Navajo County. The area is known for its outdoor recreation and stunning views of the White Mountains. With a population of just over 3,000, it's a great place to settle down and enjoy a peaceful lifestyle.

The area is also known for its 1031 exchange new financing, which is a great way for investors to take advantage of tax savings when buying and selling real estate. 1031 exchange new financing allows investors to exchange a property for another of equal or greater value without paying taxes on the gain. This can be a great way to quickly increase your equity and build wealth.

Overgaard is a great place to buy a home, with plenty of options to choose from. There are single-family homes, condos, and townhomes available. Whether you're looking for a starter home or an investment property, you'll find something that fits your needs. The area also has plenty of open land for those who want to build their own custom home.

The area has a lot to offer, from hiking and camping in the nearby White Mountains to fishing and boating at nearby lakes. With a mild climate and plenty of outdoor activities, it's a great place to enjoy the outdoors.

For those looking for a great place to live and invest, Overgaard is a great option. With 1031 exchange new financing, you can take advantage of tax savings and build wealth. And with plenty of homes to choose from, you can find the perfect place to call home.

Newest Overgaard Homes with 1031 Exchange New Financing

$700,000

5 Beds ⋅ 3 Baths ⋅ 7081579 MLS ⋅ 2,745 SqFt.

Nestled beneath majestic pines in Arizona's breathtaking White Mountains, is a rare opportunity to own 5.4± acres with two homes, 3-bedroom, 1.5-bath main home (1,785 sq ft) 2-bedroom, 1-bath guest home (960 sq ft) private well, barn, and the freedom to enjoy country living with no HOA. The charming main residence features 3 bedrooms, 1.5 bathrooms, and a welcoming wraparound porch--the perfect place to relax, enjoy the cool mountain air, and take in the peaceful beauty of the surrounding pines. The second residence offers 2 bedrooms, 1 bathroom, an attached one-car garage, enclosed back porch, and a spacious walk-in pantry, making it ideal for multigenerational living, extended family, guests, a caretaker, or potential rental income. Wake to crisp mountain mornings, the fragrance of towering pines, and the sounds of birds and wildlife. Spend your evenings beneath spectacular star-filled skies while enjoying the peace and privacy of your own mountain retreat. Designed for both recreation and functionality, the property includes a barn, fenced areas for horses and other animals, five storage sheds, and a convenient water source in the lower pasture, making it easy to provide water for livestock, horses, or gardens or simply enjoy the open space to create the country lifestyle you've always imagined. Surrounded by the beauty of Arizona's high country and just minutes from the Sitgreaves National Forest, hiking, fishing, horseback riding, ATV trails, and the Mogollon Rim, this property offers an exceptional combination of privacy, versatility, and outdoor adventure. Whether you're searching for a family compound, horse property, mountain getaway, or investment opportunity with two homes this is a place where memories are made, generations gather, and dreams take root.

1895 W Aspen Lane, Overgaard

$715,000

3 Beds ⋅ 2 Baths ⋅ 7067482 MLS ⋅ 2,223 SqFt.

Ever dreamed of flying right up to your own mountain retreat? Welcome to 2747 Apollo Circle in Overgaard's Mogollon Airpark! You can skip the drive and fly instead. This brand-new, 2,217 sq. ft. home isn't just a place to live, it's home. Imagine morning coffee on your covered deck taking in the fresh pine air, afternoons exploring the forest, paddling on nearby lakes, and cozy evenings by the custom stone fireplace. Inside, you've got vaulted ceilings with beautiful Aspen wood details, stained Alder doors, and a primary bedroom featuring its own electric fireplace and extra space for relaxing. The kitchen is ready for your inner chef with granite counters, GE Profile appliances, and a gas stove--plus a dry bar with a beverage fridge to keep your favorite drinks chilled. The big bonus? You're sitting on nearly 0.9 acres with an oversized 2-car garage built for big trucks and SUVs, plus plenty of room to build your own detached garage or private hangar. New construction, low-maintenance composite decks, spray-foam efficiency, metal roof, and washer/dryer included--all you need to do is turn the key and start relaxing.

2747 Apollo Circle, Overgaard

$349,900

2 Beds ⋅ 2 Baths ⋅ 7056993 MLS ⋅ 1,488 SqFt.

This beautifully renovated home blends cozy cabin charm with modern updates on a large lot. Major improvements include all-new plumbing, new flooring, fresh interior paint, updated bathrooms, a remodeled kitchen with two-tone cabinetry, subway tile backsplash, and stainless-steel appliances. Additional highlights include a flexible bonus room, fresh landscaping, a newly painted deck, a new septic tank installed in July 2025, and a metal roof approximately five years old. Move-in ready and perfect for year-round living or a mountain getaway.

3536 Winchester Road, Overgaard

$147,500

1 Beds ⋅ 1 Baths ⋅ 7056561 MLS ⋅ 385 SqFt.

Enjoy life or a getaway in Arizona's White Mountains with this charming home in the sought-after Pinecrest Lake community. This mid-kitchen park model offers a cozy combined living and dining space, vaulted ceilings, and thoughtful touches throughout. You'll find plenty of cabinet storage, central A/C, and forced air heat. The bedroom includes a stackable washer/dryer with space for a full-size bed, while the bathroom has a convenient step-in shower. Outside, a covered concrete patio with shade screens is perfect for relaxing in the afternoon breeze or hosting friends. A 10x12 shed w/electricity provides ample storage for supplies or recreational gear, and the park's location just steps from the National Forest offers endless opportunities for outdoor fun. HOA includes water, sewer, roads Patio, shed floor and back of the shed are freshly painted.

2217 Old Crooks Trail, Overgaard

$619,000

4 Beds ⋅ 3 Baths ⋅ 7050870 MLS ⋅ 3,377 SqFt.

CASITA!! Escape to the cool pines of Overgaard with this unique property on over 2 fully fenced acres! The main home offers 3 bedrooms, 2 baths, a sunken living room with a stunning pine ceiling, and storm shutters on every window, making it ideal for a lock-and-leave lifestyle. The primary bath has been recently updated with a gorgeous walk in tile shower. Flooring has also been recently updated. Guests will love the detached 1-bedroom, 1-bath casita featuring a kitchenette and cozy fireplace. The property also includes a detached one-car garage, two storage sheds, a greenhouse, and a charming gazebo, providing endless possibilities for hobbies, gardening, entertaining, or multi-generational living. 15 new trees planted within the last year along the drive and trailer dump is also on site

3071 Ponderosa Road, Overgaard

$1,000,000

4 Beds ⋅ 3 Baths ⋅ 7044752 MLS ⋅ 3,734 SqFt.

This one owner custom built log sided home is the perfect place to start building new family memories. The 3,734 sq. ft. home with a brand new roof features 4 bedrooms, 3 baths plus a family friendly kitchen and open great room with a beautiful fireplace. Plenty of outdoor living on the spacious, covered wrap around deck. The fully finished daylight basement will add to the enjoyment with its full bar, TV and games area and a full bath. This property also has a 1,500 sq. foot detached garage with breezeway to the home and the basement area also has a garage space for toys and more storage. The level 1 acre lot is full of mature pines trees and lovely landscaping. Best yet, , the home is being sold fully furnished and there is NO HOA. Come see this one of a kind home today.

2940 Constellation Lane, Overgaard

$335,000

2 Beds ⋅ 2 Baths ⋅ 7038618 MLS ⋅ 971 SqFt.

Charming cabin retreat in Heber-Overgaard's cool pines. 972SF with soaring ceilings, loft, river rock wall, hardwood floors & clerestory windows. Metal roof, large composite wrap-around deck with tree views. Detached log-sided garage, 2-story Tuff Shed, greenhouse & garden area. Listing includes add'l lot behind w/12,087 SF (~0.55 acres combined) -- adjacent lot 12,189 SF also available. A full L-shaped assemblage possible for a total of nearly an acre. Star-filled skies, fresh mountain air & endless recreation -- hiking, fishing, lakes & off-road trails. Room for your RV & toys. Owner financing & lease-purchase available. Two hours from Phoenix. White Mountains at their best! They are calling, and the cool pines are waiting! At 6,600 feet in the White Mountains, Heber-Overgaard runs 25+ degrees cooler than the Valley -- close enough for a weekend, far enough to actually decompress. This is where Phoenix comes to breathe. Step out the door and you're minutes from world-class fishing at Woods Canyon, Willow Springs, and Show Low lakes. Hundreds of miles of hiking and off-road trails wind through the Apache-Sitgreaves National Forest. Hunting, stargazing, snowshoeing in winter -- outdoor recreation here isn't a weekend activity; it's a way of life. Star-filled skies cap every evening. Room for the RV, ATVs, and all the gear that makes mountain life actually work. The greenhouse and garden beds support a slower, more intentional lifestyle many are specifically seeking when they head up the mountain. The back lot connects directly to the home's existing setup -- privacy, breathing room, and options including building an additional home. Separate parcel already. There is also an adjacent lot available from the same owner for a full L-shaped assemblage of 3 lots. One seller, clean title, creative terms available. Owner financing and lease-purchase terms negotiable. Free and clear--if conventional financing has been a barrier, this is worth a conversation. Some escapes are temporary. This one can be permanent!

2758 Zane Grey Boulevard, Overgaard

$789,000

3 Beds ⋅ 3 Baths ⋅ 7031538 MLS ⋅ 1,584 SqFt.

Mountain Retreat on 10 Acres, Fully Remodeled 3BR/3BA Cabin with Sweeping Pine Views Escape to your own private sanctuary nestled among towering pines on 10 stunning acres. From the moment you turn in, an impressive tree-lined drive sets the tone, guiding you through the property to a beautifully remodeled 3-bedroom, 2-bath cabin that offers the perfect blend of rustic charm and modern luxury. A full covered wraparound porch invites you to slow down and take in the sweeping forest views from every angle. Step inside and be welcomed by soaring pine-framed ceilings, a cozy wood-burning fireplace, and a thoughtfully designed open-concept floor plan. The gourmet kitchen is a true showpiece, featuring a generous center island with slab granite countertops, stainless steel appliances, and abundant space for entertaining family and friends. Unwind at the end of the day in your serene primary suite, complete with a deep soaker tub, separate walk-in shower, and dual executive vanities. Two additional guest bedrooms share a full bath, and a charming loft overlooks the great room below -- perfect for a reading nook, home office, or extra guest space. No detail has been overlooked in this top-to-bottom remodel. Recent upgrades include: Brand-new roof, HVAC, and heating systems All-new plumbing throughout Fully renovated bathrooms New flooring throughout the home New wood-framed, dual-pane low-E windows for exceptional energy efficiency Expansive new wraparound deck Dedicated workshop and storage shed Whether you're seeking a full-time mountain residence, a weekend getaway, or an income-producing vacation rental, this turnkey cabin delivers on every level. Properties with this much land, this many updates, and these kinds of views don't come along often -- come experience it for yourself. Some properties simply can't be conveyed through a lens. This exceptional home and its surrounding land possess a magic that must be seen, felt, and experienced firsthand.

2060 Gilbert Lane, Overgaard

$310,000

2 Beds ⋅ 1 Baths ⋅ 7016318 MLS ⋅ 922 SqFt.

This charming two story cabin is offered fully furnished and move-in ready. Enjoy the beauty of the outdoors from 3 separate decks, including 2 rear decks that overlook the national forest as well as adjoins. Inside, you're welcomed by soaring tongue & groove vaulted ceilings & a cozy gas fireplace. The kitchen has been tastefully updated with granite countertops and newer appliances, making it both functional & inviting. The main floor features a comfortable primary bedroom, a full bathroom with granite & a convenient laundry area with washer and dryer. Upstairs, the spacious loft serves as a second bedroom, offering privacy for guests along with access to its own private deck, perfect for stargazing. Additional highlights include a durable metal roof & a large storage shed.

2741 Elk Trail -- Unit 313, Overgaard

$719,999

2 Beds ⋅ 3 Baths ⋅ 6936277 MLS ⋅ 1,964 SqFt.

Beautiful Well-Maintained Cabin Surrounded by Wildlife in the Cool Pines of Overgaard in Mogollon Airpark. FLY INTO Your Almost One-Acre Cabin on a Cul-De-Sac Which Features Beautiful Wrap-Around Balconies on 2-Levels with Views of Beautiful Pines, an Inviting Hand-Built Stone Fireplace in the Great Room, an en Suite Master Bedroom with Master Sitting Room, Second Bedroom on the Entry Level, Full Guest Entry Level Bathroom, a Large Open Loft with Full Bathroom and Bar, and Abundant Wildlife. Nothing To D But Bring Your Outdoor Equipment! New Central AC in 2024, New Hot H2O Heater 2025, Fresh Exterior Staining in 2024, Fresh Interior Paint 2024, New Kitchen Appliances in 2025, and New Roof Liner (Under Concrete Tile Shingles) in 2024. "Mogollon Airpark (AZ82) Overgaard, AZ. Many of us have traded the heat of the summer for those cool breezes whispering through the tops of the pines on the Mogollon Rim. At 6,658', 50 miles east of Payson, 35 miles west of Show Low, surrounded by the Apache-Sitgreaves National Forest and nestled in the world's largest stand of those Ponderosa pines, lies the magnificent Mogollon Airpark. Officially in the town of Overgaard and next to its neighbor, Heber. Like most airparks Mogollon is private and is not open to the public for general operations. However, it's open to guests of airpark residents. The only requirement is that the guest pilot execute a hold-harmless agreement (available via the website) and submit it in advance of their arrival. This is mentioned on the airpark's homepage at (removed). It's not just a beautiful location. A 30 minute drive from the airpark, in its mid-80s summers, gives you access to 5 Alpine lakes with all the fishing, kayaking, hiking, golfing, horse and ATV trails.... you could ever dream of. Let's not forget to mention that an hour-and-a-half will get you to Sunrise Park, Arizona's largest ski resort. To paraphrase John Geddes, "...freshly cut trees smelling of stars and snow and pine resin - inhale deeply and fill your soul with wintry night..." Wow! A place with a little bit of every season to enjoy. All the cedar-sided homes within the park have similar architecture to maintain a harmony with nature. The 56 aircraft on the field are housed in the hangars of like construction that also seem to slip quietly into the woodsy background. The Homeowners Association proudly hosts an annual summer fly-in with exhibitions, serving breakfast and lunch. Even with the higher density altitude, the 3420'x50' asphalt runway can accommodate most aircraft, but be ready to stay the night or take-off before sunset as the runway is for day use only. Good thing... wildlife on the runway is a distinct possibility. The residents boast Mogollon to be the friendliest airpark in Arizona. With community center facilities for the pot luck dinners, movie nights, raffles... they definitely know how to have a great time!"

2761 Apollo Circle, Overgaard

$1,099,000

3 Beds ⋅ 3 Baths ⋅ 6854195 MLS ⋅ 2,744 SqFt.

Looking for your perfect escape from triple-digit summers? This modern mountain retreat in Overgaard sits at 6,600 feet elevation, where cool pines replace scorching pavement and the Mogollon Rim becomes your backyard. And getting here just got easier: the seller is offering private financing at 4% interest with 25% down, and is open to trading for a home in the Phoenix metro area. Two creative paths to ownership, one extraordinary destination. The unforgettable Mogollon Rim views steal the show in this modern mountain retreat, designed to bring nature to your doorstep, which is best experienced in person. Perched on a private, firewise corner lot, this south-facing stunner features expansive glass doors, multiple wood balconies, and sleek interior finishes including solid oak flooring, peacock slate bathrooms, and a premium LG kitchen with induction range. A full guest studio with private entry, kitchen, and bath offers flexible living for guests, multigenerational households, or even summer cooking. Step inside and you'll feel it immediately: this is not just a home... it's a retreat. A place to reset, reconnect, and unwind. South-facing windows frame an ever-changing panorama of the Mogollon Rim, with sunlight dancing through the trees and into the heart of the home. The open-concept great room flows seamlessly to outdoor decks perfect for sipping coffee at sunrise, sharing wine at sunset, or simply breathing in the fresh mountain air. Whether you're entertaining or savoring quiet solitude, nature is always in view. The main kitchen is as refined as it is functional, featuring granite counters, sleek cabinetry, and top-of-the-line LG appliances including an induction cooktop with air-fry feature. A second full kitchen on the lower level offers added convenience, doubling as a summer kitchen or a fully independent suite for long-term guests. Planning to age in place, accommodate varying mobility levels, or just enjoy an easier way to bring up your gear and groceries? The built-in elevator provides smooth access to the upper level -- perfect for second homeowners, multigenerational living, or those who simply prefer an effortless lifestyle. Bathrooms are elevated with spa-like slate and granite finishes, walk-in showers, river rock floors, upgraded fixtures, and fan timers. From the heated, epoxy-coated garage and programmable thermostats to the seamless rain gutters and leveler blinds, no detail was overlooked. A central vacuum system, 200-amp electric service, and electric water heaters with timers add to the home's quiet efficiency. Roof is composite with a lifetime manufacturer's guarantee. Outside, fire-resistant native landscaping blends beauty with safety, while a rounded driveway ensures ease of access year-round. Central A/C keeps you comfortable through every season. Whether you're seeking a high-end primary residence or a lock-and-leave second home, this one-of-a-kind property offers the lifestyle you've been dreaming about. Photos can't fully capture the calm. Drive through the neighborhood. Sit on the balcony. Feel what it's like to live above it all.

2943 E Lookout Lane, Overgaard

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