Overgaard Homes with Conventional New Financing

Overgaard Homes with Conventional New Financing

Overgaard, Arizona is a small mountain town located in Navajo County. It is situated in the White Mountains and is surrounded by the Apache-Sitgreaves National Forest. The town is known for its beautiful scenery, outdoor activities, and friendly community.

Overgaard is a great place to live for those who enjoy a slower pace of life and are looking for a place to call home. The town offers a variety of housing options with new conventional financing available. Whether you are looking for a single-family home or a multi-family unit, you are sure to find something to suit your needs.

The town of Overgaard is also home to a variety of outdoor activities. From fishing and hunting to camping and hiking, there is something for everyone to enjoy. There are also plenty of trails for horseback riding, ATV riding, and mountain biking.

For those looking for a more urban experience, the town of Overgaard offers a variety of shopping, dining, and entertainment options. From local boutiques and shops to a variety of restaurants, there is something for everyone. The town also hosts a variety of events throughout the year, including the Annual Overgaard Festival and the Annual White Mountain Rodeo.

Overall, Overgaard is an ideal place to call home. With its beautiful scenery, outdoor activities, and friendly community, it is easy to see why so many people are drawn to this small mountain town. Whether you are looking for a place to call home or just looking for a place to visit, Overgaard is sure to have something for you.

Newest Overgaard Homes with Conventional New Financing

$475,000
4 Beds ⋅ 2 Baths ⋅ 7081722 MLS ⋅ 2,019 SqFt.
🏡 CUSTOM-BUILT MOUNTAIN HOME IN FOREST PARK Surrounded by Tall Ponderosa Pines! This beautiful custom-built mountain home offers spacious living, thoughtful design, & the perfect setting among the tall pines. With an open floor plan, vaulted ceilings, & plenty of room for entertaining, this property offers the ideal blend of comfort, privacy, & mountain charm! 🌲 PROPERTY HIGHLIGHTS • 4 Bedrooms | 2 Bathrooms • 2 Master Suites for added comfort & flexibility • 2,019 Sq. Ft. of Living Space • .58-Acre Wooded Lot • Custom-built with quality craftsmanship • Vaulted Ceilings create a spacious, open feel • Open Floor Plan perfect for gatherings & entertaining • Spacious open kitchen designed for entertaining • Beautiful stone-faced fireplace as a focal point • Jacuzzi tub & step-in shower " Convenient Jack-&-Jill second bathroom " Home was stained in 2024 " Surrounded by tall Ponderosa Pines " County-maintained paved roads " Underground utilities " Paved circular driveway " Covered front patio " Large covered back deck--perfect for relaxing or entertaining " 2-Car Garage with built-in storage cabinets " Peaceful, private mountain setting Enjoy the beauty of the tall pines & all the comforts of mountain living!

2202 Forest Park Drive, Overgaard
$700,000
5 Beds ⋅ 3 Baths ⋅ 7081579 MLS ⋅ 2,745 SqFt.
Nestled beneath majestic pines in Arizona's breathtaking White Mountains, is a rare opportunity to own 5.4± acres with two homes, 3-bedroom, 1.5-bath main home (1,785 sq ft) 2-bedroom, 1-bath guest home (960 sq ft) private well, barn, and the freedom to enjoy country living with no HOA. The charming main residence features 3 bedrooms, 1.5 bathrooms, and a welcoming wraparound porch--the perfect place to relax, enjoy the cool mountain air, and take in the peaceful beauty of the surrounding pines. The second residence offers 2 bedrooms, 1 bathroom, an attached one-car garage, enclosed back porch, and a spacious walk-in pantry, making it ideal for multigenerational living, extended family, guests, a caretaker, or potential rental income. Wake to crisp mountain mornings, the fragrance of towering pines, and the sounds of birds and wildlife. Spend your evenings beneath spectacular star-filled skies while enjoying the peace and privacy of your own mountain retreat. Designed for both recreation and functionality, the property includes a barn, fenced areas for horses and other animals, five storage sheds, and a convenient water source in the lower pasture, making it easy to provide water for livestock, horses, or gardens or simply enjoy the open space to create the country lifestyle you've always imagined. Surrounded by the beauty of Arizona's high country and just minutes from the Sitgreaves National Forest, hiking, fishing, horseback riding, ATV trails, and the Mogollon Rim, this property offers an exceptional combination of privacy, versatility, and outdoor adventure. Whether you're searching for a family compound, horse property, mountain getaway, or investment opportunity with two homes this is a place where memories are made, generations gather, and dreams take root.

1895 W Aspen Lane, Overgaard
$335,000
3 Beds ⋅ 2 Baths ⋅ 7081450 MLS ⋅ 1,471 SqFt.
Charming 1,471 sq ft, furnished, 3-bedroom, 2-bath, two-level cabin built in 1985, nestled among tall trees on a .19-acre lot. Enjoy the wooded setting from the covered front deck. Inside, abundant natural wood accents create the warm, rustic cabin feel you've been looking for. Paved road access adds convenience, while the two-level layout provides comfortable living space for family and guests. A wonderful mountain retreat, vacation getaway, or year-round home!

2974 Mogollon Drive, Overgaard
$530,000
3 Beds ⋅ 3 Baths ⋅ 7081159 MLS ⋅ 1,788 SqFt.
NEW Roof!! Custom-built, one-owner mountain retreat surrounded by mature trees! Soaring ceilings and clerestory windows fill the home with natural light, while a striking stone fireplace anchors the living room. The kitchen features knotty hickory cabinetry and opens to the dining area and screened-in porch. The spacious primary suite offers a see-through fireplace shared with the ensuite, featuring a jetted garden tub and walk-in shower with dual shower heads. Upstairs, a view loft with wet bar and additional bedroom offers flexible space for guests or a private retreat. Enjoy covered outdoor spaces, built-in speakers, a circular asphalt drive, two-car garage, and plenty of room for your toys. A unique home with warmth and mountain charm!

2803 Dogleg Way, Overgaard
$495,900
3 Beds ⋅ 2 Baths ⋅ 7080900 MLS ⋅ 1,729 SqFt.
&#127969; SPACIOUS 3-BEDROOM HOME ON 3.77 ACRES! Enjoy the perfect blend of comfortable living and country freedom with this 3-bedroom, 2-bath home offering 1,726 sq. ft. and plenty of room for your outdoor lifestyle. Located on 3.77 acres with county-maintained paved roads and excellent amenities for RVs, animals, and hobbies! &#10024; PROPERTY HIGHLIGHTS: 3 Bedrooms | 2 Bathrooms | 1,726 Sq. Ft. Split floor plan for privacy and functionality Pellet stove for cozy mountain evenings Mini-split system for added heating & cooling efficiency Lots of counter space in the kitchen 3.77-acre lot offering space, privacy & possibilities Horse privileges Dog kennel for your four-legged friends Circular driveway for easy access and plenty of parking Two RV hookups with separate power dump station Tie-downs for additional parking/storage needs 10' x 20' powered outbuilding--great for storage, workshop, or hobbies 12' x 21' carport Fire hydrant located on the property line County-maintained paved roads for easy year-round access Home faces Ponderosa Road <2 Bring your RV, animals, toys, and ideas! With 3.77 acres, horse privileges, RV hookups, outbuilding, carport, and plenty of usable space, this property offers the flexibility and freedom you've been looking for! Acreage + amenities + country living--this one is worth a look!

3051 State Route 277 --, Overgaard
$684,900
3 Beds ⋅ 3 Baths ⋅ 7079528 MLS ⋅ 2,240 SqFt.
Mountain Chalet in Mogollon Airpark. Nestled among the pines within Mogollon Airpark, this beautiful log-sided chalet offers the perfect blend of mountain charm, craftsmanship, and privacy. Inviting 3-bedroom, 2.5-bath home features a warm rustic interior with soaring vaulted tongue-and-groove ceilings, rich wood finishes and a stunning floor-to-ceiling stacked stone fireplace as the centerpiece of the great room. A thoughtfully designed floor plan includes a spacious main-level primary suite, the loft provides flexible space for additional sleeping quarters, a game room, or home office as well as 2 additional oversized bedrooms! The kitchen features knotty hickory cabinetry & granite countertops. Central heating and air conditioning provide year-round comfort. Step outside and enjoy front & rear Trex decks with attractive lodgepole railings. The terraced back deck offers treetop views, privacy and a spa hookup. A fully fenced dog yard provides a secure space for pets to roam and enjoy the outdoors. Additional features include an attached two-car garage with a finished drywall interior. A separate approximately 2,700-square-foot heated hangar is also available for purchase with the home but is not included in this listing, offering an incredible opportunity for buyers seeking additional storage, workshop space, or aircraft accommodations. Whether you're looking for a full-time residence or a mountain getaway, this exceptional home in the highly desirable Mogollon Airpark truly offers the beauty of mountain living!

2818 Constellation Lane, Overgaard
$468,400
2 Beds ⋅ 2 Baths ⋅ 7079522 MLS ⋅ 1,272 SqFt.
Meticulously maintained & charming log-sided cabin sits on a 1.03 -acre corner lot with no HOA and horses allowed! Surrounded by plenty of room to enjoy the mountain lifestyle. This property has thoughtful upgrades and shows pride of ownership. A standout feature is the expansive covered front & side deck, complete with recessed lighting, perfect for entertaining & enjoying the peaceful surroundings. Concrete walkways, metal roofs, detached garage & separate storage shed offer plenty of space for vehicles, toys & tools. Inside, you'll find a beautifully updated interior featuring hardwood flooring, granite countertops, upgraded cabinetry, and a brand-new range and refrigerator! The bathrooms have also been tastefully upgraded, a truly move-in-ready home! The open living area is filled with natural light, highlighted by a wall of windows in the attached sun-room that provides additional space to relax or additional living or office space. With 1.03 acres, horse privileges, no HOA, a large corner lot, and pride of ownership, this mountain cabin has much to offer- whether you're looking for a full-time residence or the perfect mountain getaway.

3339 Navajo Drive, Overgaard
$429,500
3 Beds ⋅ 2 Baths ⋅ 7079516 MLS ⋅ 1,070 SqFt.
MOUNTAIN GETAWAY! This beautifully updated single-level 3 bedroom, 2 bath home is perfect for full-time or part-time mountain living. Features include LVP flooring, new windows throughout, 2 mini-splits for heating & A/C and a cozy wood-burning stove. Enjoy large covered front and rear decks, a terraced back deck with spa, landscape lighting and drip irrigation, plus plenty of trees for privacy. The detached 2-car garage is spray-foam insulated and upgraded with its own mini-split and additional electrical outlets. Two additional storage/utility buildings provide plenty of extra space. The home is wired for a generator and includes a 13,000-watt dual-fuel generator with the sale. Circular driveway, paved road and easy year-round access--all just minutes from the amenities of Heber-Overgaard! Located on a paved road and no HOA.

3380 Turkey Run, Overgaard
$389,900
2 Beds ⋅ 2 Baths ⋅ 7078768 MLS ⋅ 936 SqFt.
Discover the inviting charm of this beautifully updated 2 bed, 2 bath cabin tucked among the tall pines of Overgaard. From the moment you step onto the covered front porch, you'll feel the warmth of true cabin living. Handcrafted log details, natural wood finishes, and peaceful forest surroundings. Inside, the open-concept layout connects the kitchen, dining, and living spaces under vaulted wood ceilings. The stone fireplace anchors the room, creating a cozy retreat for cool mountain evenings. The kitchen features solid wood cabinetry, black countertops, and modern fixtures that blend seamlessly with the rustic design. Whether you're looking for a full-time home, a weekend getaway, or a short-term rental opportunity, this cabin offers comfort, charm, and timeless appeal.

2332 Buffalo Loop, Overgaard
$189,000
2 Beds ⋅ 2 Baths ⋅ 7077132 MLS ⋅ 1,457 SqFt.
Step into this incredible opportunity!! This spacious two-bedroom, two-bathroom house has a den and a unique split floor plan. The stone-faced gas fireplace makes it feel cozy and inviting. The kitchen is packed with cabinets, has a huge laundry room, and even has a fenced yard. There's a workshop in the backyard too! This house can be used for weekend getaways or as a full-time residence. This one is priced to sell, a great deal, so don't miss out! This property comes AS-IS a wonderful opportunity to create your dream!!!

2175 Hashknife Drive, Overgaard
$548,500
1 Beds ⋅ 1 Baths ⋅ 7077064 MLS ⋅ 984 SqFt.
One-of-a-Kind Steel Home on 2.50 Acres in Heber/Overgaard!! Truly unique custom all-steel construction home offers low-maintenance mountain living on a rare 2.50 level, fully usable acres right in the heart of Heber/Overgaard. With FireWise features, paved-road access, and room to spread out, properties like this are hard to find in town. The custom interior is designed for year-round comfort with central heat and A/C, spray-foam insulation, and Low-E windows for added energy efficiency. A spacious wraparound porch provides plenty of outdoor living space to relax and enjoy the mountain setting.

2970 Pine Rim Road, Overgaard
$300,000
3 Beds ⋅ 2 Baths ⋅ 7076127 MLS ⋅ 1,883 SqFt.
ONLINE AUCTION - Bidding ends Thurs, Oct 1 at 6 PM AZ Time! Furnished 3 bed/2 bath, 1,883 SF mountain cabin on 0.45± acre in Heber. NO HOA! Open great room with vaulted ceilings, stone gas fireplace & loft. Spacious kitchen, large primary bedroom, bunk room, covered decks/balconies & mini-split heating/A/C on both levels. Metal roof, private water, septic & owned propane tank. Previously used as a vacation rental. $300,000 starting bid. 7% Buyer's Premium. 10% non-refundable earnest money deposit. Close within 30 days. Sold AS-IS. Auction with Reserve, subject to estate approval. ESTATE ORDERED ONLINE AUCTION - FURNISHED HEBER MOUNTAIN CABIN - $300,000 STARTING BID! Online bidding ends Thursday, October 1, 2026 at 6:00 PM Arizona Time. Opportunity to bid and buy a furnished, move-in-ready mountain cabin in the Heber-Overgaard area. Situated on a 0.45± acre lot with NO HOA, this 1,883± SF cabin offers 3 bedrooms, 2 bathrooms, a loft, spacious gathering areas and multiple covered decks and balconies. Previously used as a vacation rental and family mountain retreat, the property is being offered furnished through an online auction with reserve, subject to Seller approval of the highest and final bid. PROPERTY HIGHLIGHTS 3 bedrooms 2 bathrooms 1,883± square feet 0.45± acre lot Furnished No HOA Built in 1998 Open great-room floor plan Dramatic vaulted ceilings Loft overlooking the main living area Floor-to-ceiling stone gas fireplace Spacious kitchen with breakfast bar Large primary bedroom Bunk room Multiple covered decks and balconies Metal roof Vinyl plank, tile and carpet flooring Washer and dryer Mini-split heating and air conditioning Private water company Septic system Owned propane tank Paved road access MOUNTAIN LIVING WITH AIR CONDITIONING A notable feature of this cabin is mini-split heating and air conditioning on both the main floor and upstairs. Enjoy the White Mountains during the warmer summer months as well as the cool-weather mountain seasons. The open great room is the heart of the cabin, featuring soaring vaulted ceilings, abundant natural light and a large stone gas fireplace. The upstairs loft overlooks the living area, while the open kitchen, breakfast bar and dining area create a comfortable layout for entertaining, family gatherings and weekend getaways. Recent improvements reported by the Seller include newer exterior paint, resurfaced decking and vinyl plank flooring in the main gathering space. FURNISHED AND READY TO ENJOY The cabin is being offered furnished, providing the successful bidder an opportunity to purchase a mountain property without having to start from scratch furnishing a second home. With multiple sleeping areas, a bunk room and generous gathering spaces, the property has been configured to accommodate family and guests and has previously been used as a vacation rental. PROPERTY INFORMATION Address: 1932 Aspen Ln, Heber, AZ 85933 County: Navajo County APN: 206-03-179 Subdivision: Timberlake Pines Unit 7 Lot: 179 Lot Size: 0.45± acre Living Area: 1,883± SF Bedrooms: 3 Bathrooms: 2 Year Built: 1998 Zoning: R1-6 Single Family Residence Elevation: Approximately 6,570 feet HOA: None Water: Private water company Sewer: Septic system Propane: Owned tank Road: Paved access PROPERTY PREVIEW & INSPECTION Prospective bidders are encouraged to inspect the property and complete their due diligence before bidding. AUCTION TERMS Online bidding ends Thursday, October 1, 2026 at 6:00 PM Arizona Time. Starting Bid: $300,000 No registration fee to bid. All bidding is conducted online. A 7% Buyer's Premium will be added to the successful high bid to determine the total purchase price. A non-refundable earnest money deposit equal to 10% of the purchase price is required from the successful bidder, with the balance due at closing within 30 days. Property is offered and sold AS-IS. This is an Auction with Reserve and is subject to Seller approval of the highest and final bid. Seller will convey clear title free of monetary liens and mortgages and provide title insurance in connection with the sale. Seller reserves the right to withdraw the property or postpone or cancel the auction prior to the sale. All information is believed reliable but is not guaranteed. Prospective bidders/buyers are responsible for conducting their own due diligence, inspections and independent verification of all information deemed material to their decision to purchase.

1932 Aspen Lane, Overgaard
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.