Overgaard Homes with Conventional New Financing

Overgaard Homes with Conventional New Financing

Overgaard, Arizona is a small mountain town located in Navajo County. It is situated in the White Mountains and is surrounded by the Apache-Sitgreaves National Forest. The town is known for its beautiful scenery, outdoor activities, and friendly community.

Overgaard is a great place to live for those who enjoy a slower pace of life and are looking for a place to call home. The town offers a variety of housing options with new conventional financing available. Whether you are looking for a single-family home or a multi-family unit, you are sure to find something to suit your needs.

The town of Overgaard is also home to a variety of outdoor activities. From fishing and hunting to camping and hiking, there is something for everyone to enjoy. There are also plenty of trails for horseback riding, ATV riding, and mountain biking.

For those looking for a more urban experience, the town of Overgaard offers a variety of shopping, dining, and entertainment options. From local boutiques and shops to a variety of restaurants, there is something for everyone. The town also hosts a variety of events throughout the year, including the Annual Overgaard Festival and the Annual White Mountain Rodeo.

Overall, Overgaard is an ideal place to call home. With its beautiful scenery, outdoor activities, and friendly community, it is easy to see why so many people are drawn to this small mountain town. Whether you are looking for a place to call home or just looking for a place to visit, Overgaard is sure to have something for you.

Newest Overgaard Homes with Conventional New Financing

$439,999
3 Beds ⋅ 2 Baths ⋅ 7062579 MLS ⋅ 1,320 SqFt.
Nestled in the heart of the breathtaking Bison Ranch community, this magnificent mountain retreat offers a serene escape from the hustle and bustle of city life. Step into the awe-inspiring cabin, where an open great room bathes in natural light, adorned with knotty pine ceilings and a cozy gas stone fireplace. The luxurious vinyl wood plank flooring throughout the home adds to the ambiance, creating a space perfect for relaxation and rejuvenation. The spacious kitchen is equipped with everything you need to whip up delicious meals, while the secondary bedrooms provide ample room for guests. The owners suite is so cozy, complete with a sliding door that leads to a back deck, offering easy access to the cool evenings or morning coffee. This cabin comes fully furnished, ensuring a comfortable stay for all. The Bison Ranch community is a haven for outdoor enthusiasts, boasting tennis, pickleball, volleyball, and basketball courts. A catch and release fishing pond and numerous picnic areas provide opportunities for relaxation and enjoyment in the park. Just a short walk will get you to the Wild Woman Saloon for dinner, the AZTEX coffee shop/wine bar for relaxing, the 260 Brewery for outdoor music and fun plus shopping. Whether you're seeking adventure, relaxation, or simply a chance to unwind, this mountain retreat has something for everyone. Immerse yourself in the cool mountain air and the beauty of pine trees, just a 2.5-hour drive from the Phoenix area. Come enjoy the Mountains!

2334 S Buffalo Loop, Overgaard
$350,000
3 Beds ⋅ 1 Baths ⋅ 7062549 MLS ⋅ 936 SqFt.
Welcome to your perfect mountain escape! Nestled on over an acre, this charm-filled cabin is made for unwinding. Grab a chair and sit a spell on the huge covered front deck before heading inside to an open, sunlit living area with vaulted ceilings and a classic wood-burning stove. Thoughtful updates include brand-new flooring, a newer water heater, fresh exterior paint, and a mini-split to keep you comfortable in every season. The layout features a main-floor bedroom and full bath, plus a spacious loft that functions as a second bedroom. Complete with an attached one-car garage and plenty of elbow room outside, this home is ready for your next chapter. The adjacent lot is also available with the sale of the home at $80,000.

3351 Apache Drive --, Overgaard
$295,000
2 Beds ⋅ 1 Baths ⋅ 7061837 MLS ⋅ 1,032 SqFt.
'This charming cabin beckons to be your retreat. Recently renovated with contemporary updates, it maintains its cozy cabin ambiance. Step inside and instantly feel welcomed by its spa-like atmosphere. The kitchen is beautifully appointed with solid surface counters, perfect for preparing gourmet meals and treats. Outside, a covered front deck invites you to embrace the mountain scenery, while the spacious yard features a fire-pit area for cozy gatherings. Don't miss the chance to experience this inviting getaway. Fridge in picture has been replaced with a new one. This is also a great rental opportunity.

2112 Bluejay Road, Overgaard
$349,000
2 Beds ⋅ 1 Baths ⋅ 7060152 MLS ⋅ 1,056 SqFt.
Escape to this 2 bed/ 1bath charming remodeled cabin. Featuring a BONUS ROOM, new floors, updated kitchen appliances, an added 216 sq ft bonus room, a custom door to the laundry closet, tongue-and-groove pine ceilings, a beautiful stone faced gas fireplace and one of the largest yards for the smaller cabins in the community! It is ideal for gardening and relaxing in the refreshing summer breeze. Plenty of driveway space for parking and even a circle drive. This cabin has had recent plantings of beautiful trees on the lot. This one boasts pride of ownership and is ready for immediate use! Escape to the mountains and enjoy the tranquility of this secluded retreat. Bison Ranch offers a variety of recreational activities... including tennis, pickleball, volleyball, basketball catch and release fishing, and a children's play area. Additionally, it is conveniently located within walking distance of a coffee shop, wine bar, bar, and restaurant. This cabin comes furnished, making it the perfect getaway for your next adventure.

2336 Buffalo Loop N, Overgaard
$387,000
2 Beds ⋅ 2 Baths ⋅ 7060147 MLS ⋅ 1,120 SqFt.
Welcome to this beautifully renovated cabin! It has two bedrooms, two bathrooms, and 1,120 square feet of living space. The open floor plan features gorgeous hardwood flooring throughout the cabin, a stunning tongue-and-groove pine ceiling in the main living area, and a beautiful kitchen with custom marble countertops, stainless steel appliances, and raised panel knotty pine cabinets. The great room has a stone fireplace with a natural wood mantle that adds warmth and ambiance to your living space. Each bathroom has fabulous marble showers with glass doors and heated flooring. This cabin has both front and back porches, and the back porch looks out to the Sitgreaves National Forest. You'll have a private and breathtaking view of the wild horses roaming free! There's also a 12' X 6' attached shed with electricity, an aluminum roll-down door, and shelving for storing outdoor items. The exterior of the cabin was stained in 2024, and the roof underlayment was replaced and has a transferable warranty! The HVAC, hot water heater, and 5 stage reverse osmosis water filtration system were also updated in 2019. This cabin has a fenced-in backyard with a simulated lawn, perfect for your furry friends. Nestled in the heart of the popular Bison Ranch Community with an awesome community park offering catch and release fishing, tennis, pickleball, volleyball, basketball, a children's play area, and plenty of room for picnics. All this is just a short walk away from the Wild Woman Saloon, AZTEX coffee shop, The 260 Brewery, and shopping. Come and enjoy the beautiful pines and escape from the summer heat!

2715 High Pine Loop, Overgaard
$387,000
3 Beds ⋅ 2 Baths ⋅ 7059348 MLS ⋅ 1,248 SqFt.
Charming log-sided 3BR/2BA manufactured home on half acre lot. This well maintained split floorplan features a spacious covered front deck, fenced yard, detached 2-car garage and 2 storage sheds. Recent updates (see documents) and improvements add to the home's appeal, offering comfort, efficiency, and peace of mind. New culvert added with new roll gate on Mogollon. Another new roll gate for access on Gingerbread. Located on a county-maintained paved road with easy access to shopping and local amenities. Furnishings are available separately, making this a wonderful opportunity for a full-time residence, vacation getaway, or investment property.

2191 Gingerbread Lane, Overgaard
$630,000
3 Beds ⋅ 4 Baths ⋅ 7057477 MLS ⋅ 2,368 SqFt.
In the pondersosa pines of the white mountains is a move in ready cabin home on an acre of land. Enjoy the generous outdoor living spaces, there's plenty of room to breathe in the fresh mountain air, entertain family & friends, or simply unwind & take in the peaceful surroundings. There is an out door spa tub, wrap around deck and outdoor fireplace. And room for toys and the RV. Inside, the spacious three-bedroom, three-bath layout provides comfort & flexibility for full-time living, weekend getaways, or hosting guests. The 2 private bedroom suites are large and enjoy the winters with the cozy fireplaces. Open floor plan with stone fireplace and wet bar. There is no HOA so what an incredible place to Air BNB or private residence or your weekend getaway.

3161 Trails End --, Overgaard
$349,900
2 Beds ⋅ 2 Baths ⋅ 7056993 MLS ⋅ 1,488 SqFt.
This beautifully renovated home blends cozy cabin charm with modern updates on a large lot. Major improvements include all-new plumbing, new flooring, fresh interior paint, updated bathrooms, a remodeled kitchen with two-tone cabinetry, subway tile backsplash, and stainless-steel appliances. Additional highlights include a flexible bonus room, fresh landscaping, a newly painted deck, a new septic tank installed in July 2025, and a metal roof approximately five years old. Move-in ready and perfect for year-round living or a mountain getaway.

3536 Winchester Road, Overgaard
$149,900
1 Beds ⋅ 1 Baths ⋅ 7056561 MLS ⋅ 385 SqFt.
Enjoy life or a getaway in Arizona's White Mountains with this charming home in the sought-after Pinecrest Lake community. This mid-kitchen park model offers a cozy combined living and dining space, vaulted ceilings, and thoughtful touches throughout. You'll find plenty of cabinet storage, central A/C, and forced air heat. The bedroom includes a stackable washer/dryer with space for a full-size bed, while the bathroom has a convenient step-in shower. Outside, a covered concrete patio with shade screens is perfect for relaxing in the afternoon breeze or hosting friends. A 10x12 shed w/electricity provides ample storage for supplies or recreational gear, and the park's location just steps from the National Forest offers endless opportunities for outdoor fun. HOA includes water, sewer, roads Professional photos coming this weekend.

2217 Old Crooks Trail, Overgaard
$385,000
2 Beds ⋅ 2 Baths ⋅ 7056160 MLS ⋅ 1,360 SqFt.
Affordable cabin in the cool pines of the White Mountains. Tucked in the pines and sitting on 1 acre you will find this chalet style home with vaulted ceiling and a loft that could be used for extra sleeping an office or game room. The main bedroom has it's own ensuite and private deck. The split floor plan offers that privacy you have been looking for. There is also an additional guest bedroom and full bath on the main level along with laundry. The kitchen offers ample cabinets space, breakfast bar and dining area. The living room with a beautiful fireplace is the perfect place to cozy up on those cool mountain evenings or crisp mornings. Come take a look today.

2746 Skyhawk Drive Unit 85933, Overgaard
$295,000
3 Beds ⋅ 2 Baths ⋅ 7055183 MLS ⋅ 1,568 SqFt.
Escape to the cool pines of Overgaard in this spacious 3-bedroom, 2-bath home offering 1,568 sq. ft. on a generous 0.34-acre lot. Enjoy panoramic wooded views, a cozy wood-burning fireplace, covered deck, split-bedroom layout, kitchen island, pantry, and dual-pane windows. The property also features a detached garage, carport, workshop, storage, fenced yard, city water, paved county-maintained access, and no HOA or land lease. With a 2019 roof and updated flooring from 2015, this mountain retreat is ideal as a full-time residence, weekend getaway, or seasonal escape!

2182 Wildlife Trail, Overgaard
$459,000
3 Beds ⋅ 2 Baths ⋅ 7054455 MLS ⋅ 1,762 SqFt.
Three-bedroom, two-bath home (1,762 sq ft, split floor plan) on 1.32 acres in Pine Meadows, five combined lots, fully fenced. New metal roof, new propane furnace, new carpet, and fresh exterior paint. Separate living room, dining area, and game room with two pellet stoves. Eat-in kitchen with subway-tile backsplash and stainless LG appliances. Interior laundry hookups, covered back patio, two sheds, owned propane tank, attached one-car garage. Elk and deer are frequent visitors in this part of Heber-Overgaard.

2819 Pine Hill Drive, Overgaard
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