Overgaard Homes with FHA New Financing

Overgaard Homes with FHA New Financing

Overgaard, Arizona is a small, rural town located in Navajo County. Nestled in the White Mountains, the town is surrounded by the Apache-Sitgreaves National Forest, giving residents and visitors access to a variety of outdoor activities.

With a population of approximately 3,000 people, Overgaard offers a quiet, small-town lifestyle with easy access to larger cities. The town is home to a variety of shops, restaurants, and other amenities.

For those looking to purchase a home in Overgaard, there are a variety of options available. From modest single-family homes to large luxury estates, there is something to suit all tastes and budgets. The town is also home to a variety of new homes with FHA financing available, making it easier for buyers to purchase a home.

The town is served by the Heber-Overgaard Unified School District, which offers quality education for students from kindergarten to 12th grade. The district also offers a variety of extracurricular activities and sports, as well as a highly rated music program.

With its small-town atmosphere and easy access to outdoor recreation, Overgaard is an ideal place to call home. Whether you're looking for a starter home, a luxury estate, or a place to retire, Overgaard has something to offer everyone.

Newest Overgaard Homes with FHA New Financing

$295,000
2 Beds ⋅ 1 Baths ⋅ 7061837 MLS ⋅ 1,032 SqFt.
'This charming cabin beckons to be your retreat. Recently renovated with contemporary updates, it maintains its cozy cabin ambiance. Step inside and instantly feel welcomed by its spa-like atmosphere. The kitchen is beautifully appointed with solid surface counters, perfect for preparing gourmet meals and treats. Outside, a covered front deck invites you to embrace the mountain scenery, while the spacious yard features a fire-pit area for cozy gatherings. Don't miss the chance to experience this inviting getaway. Fridge in picture has been replaced with a new one. This is also a great rental opportunity.

2112 Bluejay Road, Overgaard
$349,000
2 Beds ⋅ 1 Baths ⋅ 7060152 MLS ⋅ 1,056 SqFt.
Escape to this 2 bed/ 1bath charming remodeled cabin. Featuring a BONUS ROOM, new floors, updated kitchen appliances, an added 216 sq ft bonus room, a custom door to the laundry closet, tongue-and-groove pine ceilings, a beautiful stone faced gas fireplace and one of the largest yards for the smaller cabins in the community! It is ideal for gardening and relaxing in the refreshing summer breeze. Plenty of driveway space for parking and even a circle drive. This cabin has had recent plantings of beautiful trees on the lot. This one boasts pride of ownership and is ready for immediate use! Escape to the mountains and enjoy the tranquility of this secluded retreat. Bison Ranch offers a variety of recreational activities... including tennis, pickleball, volleyball, basketball catch and release fishing, and a children's play area. Additionally, it is conveniently located within walking distance of a coffee shop, wine bar, bar, and restaurant. This cabin comes furnished, making it the perfect getaway for your next adventure.

2336 Buffalo Loop N, Overgaard
$387,000
2 Beds ⋅ 2 Baths ⋅ 7060147 MLS ⋅ 1,120 SqFt.
Welcome to this beautifully renovated cabin! It has two bedrooms, two bathrooms, and 1,120 square feet of living space. The open floor plan features gorgeous hardwood flooring throughout the cabin, a stunning tongue-and-groove pine ceiling in the main living area, and a beautiful kitchen with custom marble countertops, stainless steel appliances, and raised panel knotty pine cabinets. The great room has a stone fireplace with a natural wood mantle that adds warmth and ambiance to your living space. Each bathroom has fabulous marble showers with glass doors and heated flooring. This cabin has both front and back porches, and the back porch looks out to the Sitgreaves National Forest. You'll have a private and breathtaking view of the wild horses roaming free! There's also a 12' X 6' attached shed with electricity, an aluminum roll-down door, and shelving for storing outdoor items. The exterior of the cabin was stained in 2024, and the roof underlayment was replaced and has a transferable warranty! The HVAC, hot water heater, and 5 stage reverse osmosis water filtration system were also updated in 2019. This cabin has a fenced-in backyard with a simulated lawn, perfect for your furry friends. Nestled in the heart of the popular Bison Ranch Community with an awesome community park offering catch and release fishing, tennis, pickleball, volleyball, basketball, a children's play area, and plenty of room for picnics. All this is just a short walk away from the Wild Woman Saloon, AZTEX coffee shop, The 260 Brewery, and shopping. Come and enjoy the beautiful pines and escape from the summer heat!

2715 High Pine Loop, Overgaard
$387,000
3 Beds ⋅ 2 Baths ⋅ 7059348 MLS ⋅ 1,248 SqFt.
Charming log-sided 3BR/2BA manufactured home on half acre lot. This well maintained split floorplan features a spacious covered front deck, fenced yard, detached 2-car garage and 2 storage sheds. Recent updates (see documents) and improvements add to the home's appeal, offering comfort, efficiency, and peace of mind. New culvert added with new roll gate on Mogollon. Another new roll gate for access on Gingerbread. Located on a county-maintained paved road with easy access to shopping and local amenities. Furnishings are available separately, making this a wonderful opportunity for a full-time residence, vacation getaway, or investment property.

2191 Gingerbread Lane, Overgaard
$385,000
2 Beds ⋅ 2 Baths ⋅ 7056160 MLS ⋅ 1,360 SqFt.
Affordable cabin in the cool pines of the White Mountains. Tucked in the pines and sitting on 1 acre you will find this chalet style home with vaulted ceiling and a loft that could be used for extra sleeping an office or game room. The main bedroom has it's own ensuite and private deck. The split floor plan offers that privacy you have been looking for. There is also an additional guest bedroom and full bath on the main level along with laundry. The kitchen offers ample cabinets space, breakfast bar and dining area. The living room with a beautiful fireplace is the perfect place to cozy up on those cool mountain evenings or crisp mornings. Come take a look today.

2746 Skyhawk Drive Unit 85933, Overgaard
$295,000
3 Beds ⋅ 2 Baths ⋅ 7055183 MLS ⋅ 1,568 SqFt.
Escape to the cool pines of Overgaard in this spacious 3-bedroom, 2-bath home offering 1,568 sq. ft. on a generous 0.34-acre lot. Enjoy panoramic wooded views, a cozy wood-burning fireplace, covered deck, split-bedroom layout, kitchen island, pantry, and dual-pane windows. The property also features a detached garage, carport, workshop, storage, fenced yard, city water, paved county-maintained access, and no HOA or land lease. With a 2019 roof and updated flooring from 2015, this mountain retreat is ideal as a full-time residence, weekend getaway, or seasonal escape!

2182 Wildlife Trail, Overgaard
$459,000
3 Beds ⋅ 2 Baths ⋅ 7054455 MLS ⋅ 1,762 SqFt.
Three-bedroom, two-bath home (1,762 sq ft, split floor plan) on 1.32 acres in Pine Meadows, five combined lots, fully fenced. New metal roof, new propane furnace, new carpet, and fresh exterior paint. Separate living room, dining area, and game room with two pellet stoves. Eat-in kitchen with subway-tile backsplash and stainless LG appliances. Interior laundry hookups, covered back patio, two sheds, owned propane tank, attached one-car garage. Elk and deer are frequent visitors in this part of Heber-Overgaard.

2819 Pine Hill Drive, Overgaard
$145,000
1 Beds ⋅ 1 Baths ⋅ 7053152 MLS ⋅ 408 SqFt.
Turnkey cabin in the pines, furnished and ready for weekends up north. This 1 bed / 1 bath manufactured home sits on almost a quarter-acre double lot under tall ponderosa pines in Overgaard's Buckskin subdivision. A glassed-in sunroom opens to the covered deck, the perfect spot for morning coffee before heading out to the trails. Furniture, washer, and dryer all convey, so you can bring a toothbrush and be moved in.The RV in back conveys as well. Storage shed, RV hookup, and RV parking for the toys. With plenty of room to spread out, it's a great spot to make family memories in the mountains. Minutes from the Apache-Sitgreaves National Forest, with hiking, ATV trails, and fishing lakes a short drive away.

2164 S Woods Drive, Overgaard
$424,500
2 Beds ⋅ 2 Baths ⋅ 7052967 MLS ⋅ 1,220 SqFt.
Take a look at this unique cedar sided Elk model cabin in Bison Ranch located in the beautiful White Mountains on .21 acres! You will love this warm & inviting cabin with vaulted aspen ceilings & river rock covered fireplace which can be used as gas or regular wood burning. The master bedroom has an added room off the back which they use as the office. Both bathrooms have been updated with granite counter tops, sinks & fixtures. The cabin comes totally furnished & also includes a large shed as well as an 8X12 shed both with electricity. Seller has had new metal railings put on the back deck. Enjoy the peace and beauty of the area while on the front or back deck relaxing with family and friends. Bison Ranch amenities include a fish & release pond, tennis/pickleball court, children's play area. There is also stores and restaurants located in the Bison Town all within walking distance. Bison Ranch is located on the National Forest for miles of hiking, quads, or just driving and seeing deer, wild horses and occasional elk. Much to do or to take time and relax and enjoy the beauty of the area.

2702 Palomino Trail, Overgaard
$590,000
3 Beds ⋅ 3 Baths ⋅ 7051489 MLS ⋅ 1,664 SqFt.
Turnkey mountain living in the exclusive Mogollon Airpark! This meticulously maintained 3BR/2.5BA home comes furnished; just bring your bags (and your logbook). A 5-minute walk puts you at the aircraft tie-downs, lodge, pickleball, tennis & basketball courts and BBQ ramadas. Inside, vaulted knotty pine ceilings, a floor-to-ceiling stone gas fireplace and a wall of windows fill the open great room with light and forest views. Entertain on the massive wraparound deck or relax in the large screened all-season room while deer and wildlife wander the private, heavily treed 0.83-acre lot. Attached 2-car garage. Paved, county-maintained roads for easy year-round access. Active social aviation community and home of EAA Chapter 1044. Come see why neighbors never want to leave!

2774 Air Park Drive, Overgaard
$649,900
4 Beds ⋅ 3 Baths ⋅ 7050870 MLS ⋅ 3,377 SqFt.
Escape to the cool pines of Overgaard with this unique property on over 2 fully fenced acres! The main home offers 3 bedrooms, 2 baths, a warm sunken living room with a stunning pine ceiling, and storm shutters on every window, making it ideal for a lock-and-leave lifestyle. The primary bath has been recently updated with a gorgeous walk in tile shower. Flooring has also been recently updated. Guests will love the detached 1-bedroom, 1-bath casita featuring a kitchenette and cozy fireplace. The property also includes a detached one-car garage, two storage sheds, a greenhouse, and a charming gazebo, providing endless possibilities for hobbies, gardening, entertaining, or multi-generational living. 15 new trees planted within the last year along the drive and trailer dump is also on site.

3071 Ponderosa Road, Overgaard
$647,746
2 Beds ⋅ 2 Baths ⋅ 7049698 MLS ⋅ 2,394 SqFt.
This isn't a cabin. It's a modern A-frame statement in the pines. Contrasting white and black colors make it standout in between the trees. Large, Clean, Private .81 acre size lot. Featuring an impressive wraparound deck with covered porch and balcony off the primary. Home has unique architecture with a Turret entry with French doors all around the rebuilt deck. Massive A-frame windows provide natural light throughout great room. Property was completely remodeled from the studs, featuring new drywall, Comp Roof, HVAC & Ducting, wood like LVP flooring, sage green kitchen cabinets with pulls, beautiful Quartz countertops with Gold veins, tile showers with pebble flooring, a stand alone tub in the primary, vaulted wood T&G ceilings, soaring fireplace with stone, a custom mantle and shiplap. Upgraded trim and closets, New interior doors, hardware, fans and lighting as well as electrical and plumbing upgrades throughout the property. What a drastic change, check out the before and after pictures.

2870 Cedar Ridge, Overgaard
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