Overgaard Homes with VA Loan New Financing

Located in Navajo County, Arizona, Overgaard is a charming town that offers a peaceful and serene environment for its residents. With its breathtaking natural beauty and close-knit community, Overgaard is a popular choice for those seeking a tranquil lifestyle away from the hustle and bustle of city life.

Overgaard is particularly attractive to homebuyers looking to use a VA loan for new financing. The town boasts a range of homes that are eligible for VA loans, making it easier for military veterans and active-duty service members to purchase their dream home. VA loans offer favorable terms and conditions, including low or no down payment requirements and competitive interest rates, making homeownership more accessible for those who have served our country.

Whether you're looking for a cozy cabin nestled in the woods or a spacious family home, Overgaard has a variety of housing options to suit different needs and budgets. From rustic log cabins to modern ranch-style houses, there is something for everyone in this picturesque town.

In addition to its real estate offerings, Overgaard also provides a range of recreational activities for residents to enjoy. Outdoor enthusiasts can explore the nearby Mogollon Rim, go hiking in the Apache-Sitgreaves National Forest, or fish in one of the many lakes and rivers in the area.

With its natural beauty, affordable housing options, and welcoming community, Overgaard is an ideal place to call home. Whether you're a veteran looking to use a VA loan or simply seeking a peaceful retreat, this charming town has something for everyone.

Newest Overgaard Homes with VA Loan New Financing

$365,000

2 Beds ⋅ 2 Baths ⋅ 7088033 MLS ⋅ 1,048 SqFt.

You found it! If you've been searching for the perfect home in the woods, this is the one. Welcome to Whispering Pines, your escape to the cool pines and mountain lifestyle. Whether you're looking for a vacation home, short-term rental opportunity, weekend getaway, or a place for the family to make memories, this property checks the boxes. Enjoy a spacious yard with plenty of room to relax and entertain, plus a fenced dog run and storage shed perfect for bringing your four-legged family members along for the adventure. The location is hard to beat. You'll have that peaceful cabin-in-the-woods feeling while still being close to everything the area has to offer. Spend your days exploring, relaxing outdoors, or simply enjoying the fresh mountain air, then come home to your own place in the pines. The cabin. The yard. The location. The mountain lifestyle. It's all here. Properties like this don't come around often!

3346 Whispering Pine Drive, Overgaard

$274,900

2 Beds ⋅ 1 Baths ⋅ 7084487 MLS ⋅ 768 SqFt.

Escape the woods in this charming 2 bed, 1 bath home! This adorable house offers an inviting atmosphere surrounded by the peaceful beauty of nature. Inside you'll find a comfortable layout with plenty of charm making it an ideal retreat or full time home. The bonus bar room is perfect for entertaining. Step outside to the fenced in yard offering space for pets, outdoor gatherings or simply enjoying the serene wooded setting. For added convenience, the property also features an RV hook up and RV gate that provides additional space for parking, storage, hobbies or recreational use. If you are looking for a cozy get away this home is one you won't want to miss.

3367 Rim Lakes Drive, Overgaard

$269,000

3 Beds ⋅ 2 Baths ⋅ 7083845 MLS ⋅ 1,120 SqFt.

Escape to the cool pines of the White Mountains with this inviting 3-bedroom, 2-bath home nestled on approximately 0.54 acres in a peaceful Overgaard setting. Surrounded by mature pine trees and tucked away on a quiet cul-de-sac, this property offers the perfect blend of privacy, comfort, and outdoor living. Inside, you'll find a comfortable floor plan featuring a spacious living room, an eat-in kitchen, and a private primary suite. Central heating and evaporative cooling help keep the home comfortable throughout the seasons. The spacious lot has a single car detached garage, and a two car carport. Plenty of outdoor space.

2032 Bald Eagle Court, Overgaard

$515,000

3 Beds ⋅ 3 Baths ⋅ 7082997 MLS ⋅ 1,646 SqFt.

Nicely updated and well-maintained 2-story home offering 3 bedrooms and 2½ bathrooms on a spacious .72-acre lot in the Forest Trails subdivision of Overgaard!. Enjoy the outdoors on the covered wrap around deck. Other desirable features include a partially fenced yard, a detached garage with a finished bonus room, the convenience of a paved street, and an abundance of indoor storage! Thoughtfully cared for and ready to enjoy, this property offers plenty of space both inside and out with room to relax and entertain!

2232 Forest Park Drive, Overgaard

$335,000

2 Beds ⋅ 2 Baths ⋅ 7082446 MLS ⋅ 1,040 SqFt.

Your Rim Country retreat is ready. Tucked beneath towering old-growth Ponderosa Pines on a .41-acre lot, this well-kept 2 bed / 2 bath log-sided cabin delivers the mountain getaway feel with easy paved access just minutes from town. Step through the front door into a light-filled great room with vaulted ceilings, skylights, and oversized arched windows that frame the forest outside. The open layout flows from the living area to a cozy dining nook and an efficient kitchen with warm oak cabinetry, a butcher-block island, and plenty of storage. A dedicated indoor laundry room with upper cabinets rounds out the floor plan. Outside is where this property shines. Relax on the covered front porch with its rustic log posts, or head out back to the covered patio with a tongue-and-groove wood ceiling, perfect for grilling and evening conversations under the pines. A fenced yard area, rock-lined firepit, and a matching log-sided shed with electric and its own covered porch add function and charm. The oversized steel RV/boat cover means your toys for the lake or the trails have a home too. Dual-pane windows, central propane heat, and ceiling fans throughout make this comfortable year-round, whether you're escaping the Valley heat for the summer or settling in full time. Come see why life in the pines is better.

1967 Tall Pine Circle, Overgaard

$475,000

4 Beds ⋅ 2 Baths ⋅ 7081722 MLS ⋅ 2,019 SqFt.

🏡 CUSTOM-BUILT MOUNTAIN HOME IN FOREST PARK Surrounded by Tall Ponderosa Pines! This beautiful custom-built mountain home offers spacious living, thoughtful design, & the perfect setting among the tall pines. With an open floor plan, vaulted ceilings, & plenty of room for entertaining, this property offers the ideal blend of comfort, privacy, & mountain charm! 🌲 PROPERTY HIGHLIGHTS • 4 Bedrooms | 2 Bathrooms • 2 Master Suites for added comfort & flexibility • 2,019 Sq. Ft. of Living Space • .58-Acre Wooded Lot • Custom-built with quality craftsmanship • Vaulted Ceilings create a spacious, open feel • Open Floor Plan perfect for gatherings & entertaining • Spacious open kitchen designed for entertaining • Beautiful stone-faced fireplace as a focal point • Jacuzzi tub & step-in shower " Convenient Jack-&-Jill second bathroom " Home was stained in 2024 " Surrounded by tall Ponderosa Pines " County-maintained paved roads " Underground utilities " Paved circular driveway " Covered front patio " Large covered back deck--perfect for relaxing or entertaining " 2-Car Garage with built-in storage cabinets " Peaceful, private mountain setting Enjoy the beauty of the tall pines & all the comforts of mountain living!

2202 Forest Park Drive, Overgaard

$335,000

3 Beds ⋅ 2 Baths ⋅ 7081450 MLS ⋅ 1,471 SqFt.

Charming 1,471 sq ft, furnished, 3-bedroom, 2-bath, two-level cabin built in 1985, nestled among tall trees on a .19-acre lot. Enjoy the wooded setting from the covered front deck. Inside, abundant natural wood accents create the warm, rustic cabin feel you've been looking for. Paved road access adds convenience, while the two-level layout provides comfortable living space for family and guests. A wonderful mountain retreat, vacation getaway, or year-round home!

2974 Mogollon Drive, Overgaard

$530,000

3 Beds ⋅ 3 Baths ⋅ 7081159 MLS ⋅ 1,788 SqFt.

NEW Roof!! Custom-built, one-owner mountain retreat surrounded by mature trees! Soaring ceilings and clerestory windows fill the home with natural light, while a striking stone fireplace anchors the living room. The kitchen features knotty hickory cabinetry and opens to the dining area and screened-in porch. The spacious primary suite offers a see-through fireplace shared with the ensuite, featuring a jetted garden tub and walk-in shower with dual shower heads. Upstairs, a view loft with wet bar and additional bedroom offers flexible space for guests or a private retreat. Enjoy covered outdoor spaces, built-in speakers, a circular asphalt drive, two-car garage, and plenty of room for your toys. A unique home with warmth and mountain charm!

2803 Dogleg Way, Overgaard

$495,900

3 Beds ⋅ 2 Baths ⋅ 7080900 MLS ⋅ 1,729 SqFt.

🏡 SPACIOUS 3-BEDROOM HOME ON 3.77 ACRES! Enjoy the perfect blend of comfortable living and country freedom with this 3-bedroom, 2-bath home offering 1,726 sq. ft. and plenty of room for your outdoor lifestyle. Located on 3.77 acres with county-maintained paved roads and excellent amenities for RVs, animals, and hobbies! ✨ PROPERTY HIGHLIGHTS: 3 Bedrooms | 2 Bathrooms | 1,726 Sq. Ft. Split floor plan for privacy and functionality Pellet stove for cozy mountain evenings Mini-split system for added heating & cooling efficiency Lots of counter space in the kitchen 3.77-acre lot offering space, privacy & possibilities Horse privileges Dog kennel for your four-legged friends Circular driveway for easy access and plenty of parking Two RV hookups with separate power dump station Tie-downs for additional parking/storage needs 10' x 20' powered outbuilding--great for storage, workshop, or hobbies 12' x 21' carport Fire hydrant located on the property line County-maintained paved roads for easy year-round access Home faces Ponderosa Road <2 Bring your RV, animals, toys, and ideas! With 3.77 acres, horse privileges, RV hookups, outbuilding, carport, and plenty of usable space, this property offers the flexibility and freedom you've been looking for! Acreage + amenities + country living--this one is worth a look!

3051 State Route 277 --, Overgaard

$684,900

3 Beds ⋅ 3 Baths ⋅ 7079528 MLS ⋅ 2,240 SqFt.

Mountain Chalet in Mogollon Airpark. Nestled among the pines within Mogollon Airpark, this beautiful log-sided chalet offers the perfect blend of mountain charm, craftsmanship, and privacy. Inviting 3-bedroom, 2.5-bath home features a warm rustic interior with soaring vaulted tongue-and-groove ceilings, rich wood finishes and a stunning floor-to-ceiling stacked stone fireplace as the centerpiece of the great room. A thoughtfully designed floor plan includes a spacious main-level primary suite, the loft provides flexible space for additional sleeping quarters, a game room, or home office as well as 2 additional oversized bedrooms! The kitchen features knotty hickory cabinetry & granite countertops. Central heating and air conditioning provide year-round comfort. Step outside and enjoy front & rear Trex decks with attractive lodgepole railings. The terraced back deck offers treetop views, privacy and a spa hookup. A fully fenced dog yard provides a secure space for pets to roam and enjoy the outdoors. Additional features include an attached two-car garage with a finished drywall interior. A separate approximately 2,700-square-foot heated hangar is also available for purchase with the home but is not included in this listing, offering an incredible opportunity for buyers seeking additional storage, workshop space, or aircraft accommodations. Whether you're looking for a full-time residence or a mountain getaway, this exceptional home in the highly desirable Mogollon Airpark truly offers the beauty of mountain living!

2818 Constellation Lane, Overgaard

$468,400

2 Beds ⋅ 2 Baths ⋅ 7079522 MLS ⋅ 1,272 SqFt.

Meticulously maintained & charming log-sided cabin sits on a 1.03 -acre corner lot with no HOA and horses allowed! Surrounded by plenty of room to enjoy the mountain lifestyle. This property has thoughtful upgrades and shows pride of ownership. A standout feature is the expansive covered front & side deck, complete with recessed lighting, perfect for entertaining & enjoying the peaceful surroundings. Concrete walkways, metal roofs, detached garage & separate storage shed offer plenty of space for vehicles, toys & tools. Inside, you'll find a beautifully updated interior featuring hardwood flooring, granite countertops, upgraded cabinetry, and a brand-new range and refrigerator! The bathrooms have also been tastefully upgraded, a truly move-in-ready home! The open living area is filled with natural light, highlighted by a wall of windows in the attached sun-room that provides additional space to relax or additional living or office space. With 1.03 acres, horse privileges, no HOA, a large corner lot, and pride of ownership, this mountain cabin has much to offer- whether you're looking for a full-time residence or the perfect mountain getaway.

3339 Navajo Drive, Overgaard

$429,500

3 Beds ⋅ 2 Baths ⋅ 7079516 MLS ⋅ 1,070 SqFt.

MOUNTAIN GETAWAY! This beautifully updated single-level 3 bedroom, 2 bath home is perfect for full-time or part-time mountain living. Features include LVP flooring, new windows throughout, 2 mini-splits for heating & A/C and a cozy wood-burning stove. Enjoy large covered front and rear decks, a terraced back deck with spa, landscape lighting and drip irrigation, plus plenty of trees for privacy. The detached 2-car garage is spray-foam insulated and upgraded with its own mini-split and additional electrical outlets. Two additional storage/utility buildings provide plenty of extra space. The home is wired for a generator and includes a 13,000-watt dual-fuel generator with the sale. Circular driveway, paved road and easy year-round access--all just minutes from the amenities of Heber-Overgaard! Located on a paved road and no HOA.

3380 Turkey Run, Overgaard

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