Pinetop Homes under $400,000

Welcome to Pinetop, Arizona—a charming mountain town nestled in the heart of Navajo County. Known for its breathtaking natural beauty, Pinetop offers a perfect blend of outdoor adventure and small-town charm. Surrounded by the stunning White Mountains, this picturesque destination is a haven for nature enthusiasts, with numerous hiking trails, fishing spots, and opportunities for skiing in the winter months.

As you explore Pinetop, you'll discover a vibrant community that embraces both tranquility and excitement. The town is dotted with cozy shops, delightful eateries, and local events that bring residents together. Whether you're in the mood for a leisurely stroll through the scenic parks or an exhilarating day of exploring the great outdoors, Pinetop has something for everyone.

For those looking to make this enchanting town their home, Pinetop offers a fantastic selection of homes priced under $400,000. From charming cabins surrounded by towering pines to modern family homes with spacious yards, there are options to suit every lifestyle and preference. With its affordable housing market, Pinetop presents a unique opportunity for first-time buyers, families, and retirees alike to invest in a slice of mountain paradise.

Imagine waking up to the crisp mountain air and the sound of rustling leaves, all while having access to a vibrant community and stunning landscapes. Pinetop is not just a place to live; it’s a lifestyle that invites you to embrace nature and enjoy life to the fullest. Come discover your dream home in Pinetop, where adventure awaits at every turn!

Newest Pinetop Homes under $400,000

$275,000

3 Beds ⋅ 2 Baths ⋅ 7087026 MLS ⋅ 1,575 SqFt.

Coveted Eagle Circle location in the desirable Sports Village 4 complex! This single-level 3-bedroom, 2-bath condo is being sold fully furnished and offers a wonderful combination of comfort, style, and easy mountain living. Thoughtfully updated with luxury vinyl plank flooring, new kitchen cabinetry, beautiful quartz countertops, and new stainless steel appliances. The spacious floor plan flows easily to a large back patio--perfect for relaxing, entertaining, and enjoying the cool mountain air. A sought-after location and desirable single-level unit, ready for you to simply move in and enjoy! Professional photos coming soon.

4308 Eagle Circle Unit 21, Pinetop

$375,000

3 Beds ⋅ 2 Baths ⋅ 7086975 MLS ⋅ 1,324 SqFt.

NEARLY AN ACRE IN PINETOP WITH NO HOA! Escape to the tall pines and experience the space, privacy, and laid-back mountain lifestyle you've been looking for. Set on a beautiful .94-acre lot surrounded by towering Ponderosas, this charming 3-bed, 2-bath home offers 1,320SqFt, a 2+ car garage, and plenty of room to spread out, unwind, and enjoy the outdoors. Imagine cool summer mornings with coffee beneath the pines, crisp fall afternoons, snowy winter weekends, and evenings spent enjoying the fresh mountain air from your own private retreat. The peaceful setting feels tucked away from it all, yet you're still conveniently close to Pinetop's amenities, trails, lakes, golf, and year-round recreation. Whether it's your full-time home, weekend getaway, or escape from the heat, this is the home! Inside, the home is warm and inviting with an open living and dining area centered around a cozy wood-burning fireplace--perfect for crisp fall evenings and snowy winter days. The kitchen opens to the main living space, making it easy to gather with family and friends. The primary bedroom features his-and-hers closets, while two additional bedrooms provide plenty of room for guests, family, or a home office. Outdoor living is where this property really shines. A covered front patio welcomes you home, while the expansive covered back deck overlooks the peaceful, tree-filled property and creates the perfect place for morning coffee, summer dinners, watching wildlife, or simply listening to the wind through the pines. The property also features a wonderful collection of established and young fruit trees and berry bushes, including a mature fruit-bearing tree, two blackberry bushes, two red raspberry bushes, and one golden raspberry bush that produces berries throughout the summer and into early fall. You'll also find young Honeycrisp and Arkansas Black fruit trees, an Anjou pear tree, a Contender freestone peach tree, and a Rainier cherry tree, offering even more to look forward to as the trees mature. With nearly an acre, there is a wonderful sense of breathing room and privacy that can be hard to find this close to the heart of Pinetop. Add in the 2+ car garage, abundant parking, NO HOA, and a quiet wooded setting, and you have a property with incredible potential to make your own. Come enjoy cool summer afternoons, cozy nights by the fire, four beautiful seasons, and the laid-back mountain lifestyle that makes Pinetop such a special place to call home. ***** Discover the White Mountains of Arizona, where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains - Arizona's best-kept secret. Come explore and embrace the MAGIC!

1438 Hill Drive, Pinetop

$299,000

3 Beds ⋅ 3 Baths ⋅ 7077047 MLS ⋅ 1,379 SqFt.

Mountain living feels effortless in this beautifully remodeled, fully furnished retreat tucked among the tall pines. Set as an end unit with added privacy, this spacious 3-bed, 2.5-bath home offers a warm, welcoming place to escape, unwind, and enjoy everything the White Mountains have to offer. Whether you're gathering with family, enjoying quiet mornings on the private back patio, or simply settling in after a day outdoors, the thoughtful updates, comfortable living spaces, and exceptional storage make this home easy to enjoy. Inside, beautiful LVP flooring flows throughout the home, complemented by quartz countertops, refreshed bathrooms, and a comfortable primary suite with a walk-in shower. All 3 bedrooms are conveniently located upstairs along with the laundry room. A newer refrigerator and nearly all furnishings are included, making this an easy move-in-ready home or mountain getaway with only a few personal items excluded. One of the home's standout additions is the ETS heating system, offering an economical and efficient way to stay warm and comfortable during the cooler mountain months. When you're craving that classic mountain atmosphere, light a fire in the wood-burning fireplace and enjoy a cozy evening at home. Step outside to your private back patio, where the retractable awning creates a wonderful spot for morning coffee, afternoon barbecues, or simply relaxing in the fresh mountain air. The oversized storage area is another rare bonus, with plenty of room for kayaks, fishing gear, golf clubs, skis, seasonal furniture, gardening supplies, and all the toys that come with mountain living. Then there's the White Mountain lifestyle. Enjoy cool summer days, crisp fall mornings, snowy winter getaways, and endless opportunities to get outside. Spend your time hiking, fishing or kayaking on nearby lakes, golfing beneath the pines, skiing at Sunrise, or exploring local shops and restaurants. The community borders the National Forest and offers its own private access gate, allowing residents to walk directly into the forest whenever adventure, or simply a peaceful walk among the pines, is calling. Restaurants and shopping are also within walking distance, giving you a wonderful combination of nature and convenience. Closer to home, enjoy the community clubhouse, swimming pool, indoor and outdoor hot tubs, fitness room, and ping pong. Whether you're searching for a full-time home, weekend escape, or seasonal retreat, this is a place to unpack your bags, breathe in the mountain air, and start enjoying the White Mountains from the moment you arrive. *********************************** Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains--Arizona's best-kept secret. Come explore and embrace the MAGIC!

1460 S Adair Drive Unit 17, Pinetop

$249,900

3 Beds ⋅ 2 Baths ⋅ 7068363 MLS ⋅ 1,025 SqFt.

This 3-bedroom, 2-bath manufactured home offers approximately 1,024 square feet of living space on a wooded lot in Pinetop. Built in 1996, the property features mature trees, multiple storage buildings, ample parking, and low-maintenance outdoor space. Inside, you'll find a functional floor plan with comfortable living areas, making it a great option for a full-time residence, seasonal home, or investment property. Conveniently located just minutes from shopping, restaurants, golf courses, hiking trails, fishing lakes, and Sunrise Park Resort, you'll have easy access to the many outdoor activities the White Mountains are known for. If you're looking for an affordable home in Pinetop with a convenient location and room to make it your own, this property is ready for its next owner.

4079 Mark Twain Drive, Pinetop

$315,000

3 Beds ⋅ 2 Baths ⋅ 7064862 MLS ⋅ 1,575 SqFt.

Welcome to Pinetop Lakes Sports Village Unit 4, where mountain living meets comfort and convenience. This desirable END-UNIT condo is ideal as a full-time residence, vacation home, or weekend getaway. Inside, you'll find a spacious kitchen with generous counter space, plus a laundry room with additional pantry storage. The split floor plan offers privacy, with the primary suite featuring dual sinks and a large walk-in closet, while the secondary bedrooms provide plenty of room for family and guests. Step onto the private balcony to enjoy the peaceful setting surrounded by towering pine trees and local wildlife. If you're looking for a cozy mountain retreat with the perfect blend of comfort and nature, this is one you won't want to miss.

4294 Eagle Circle Unit 22A, Pinetop

$259,000

3 Beds ⋅ 2 Baths ⋅ 7064328 MLS ⋅ 1,220 SqFt.

Outstanding lower-level Sports Village condo offered fully furnished and move-in ready! This well-maintained 3-bedroom, 2-bath home offers 1,220 square feet of comfortable mountain living. Enjoy the convenience of natural gas already connected to the unit--a desirable feature in the White Mountains. Surrounded by mature trees and lush vegetation, the setting provides a peaceful, private retreat where you can relax and enjoy the beauty of nature. Whether you're looking for a full-time residence, vacation getaway, or investment property, this charming condo is ready to enjoy from day one.

4455 Resort Loop Unit 24, Pinetop

$339,500

3 Beds ⋅ 1 Baths ⋅ 7061122 MLS ⋅ 1,216 SqFt.

Escape to the pines with this ''priced to sell'' charming A-frame cabin offering the perfect blend of mountain character and everyday comfort. Nestled on a fully fenced lot surrounded by mature ponderosa pines, this property features a covered front porch, wood shed, storage shed, and plenty of room to park an RV. With no HOA, it's an excellent opportunity for a primary residence, vacation getaway, investment property, or short-term rental. Inside, you'll find a warm and inviting living room centered around a cozy wood-burning stove. The spacious kitchen features solid maple cabinetry, granite countertops, abundant storage, and a convenient eat-in dining area. Durable flooring and window blinds throughout provide low-maintenance living. The thoughtfully designed floor plan includes a main level primary bedroom, while two generously sized guest bedrooms are located upstairs, offering privacy for family and visitors alike. Whether you're looking for your first home, a second home, or an investment opportunity, this inviting cabin delivers comfort, character, and the peaceful lifestyle of the White Mountains. As an added bonus, the seller is including a Buyer Bonus Home Warranty through Fidelity National Home Warranty, offering added peace of mind for the new owner.

1709 E Gobbler Peak Lane, Pinetop

$249,000

3 Beds ⋅ 2 Baths ⋅ 7052809 MLS ⋅ 1,220 SqFt.

Escape to the cool pines in this beautifully maintained, furnished upper-level condo in desirable Sports Village 1 & 2! This 3-bedroom, 2-bath mountain retreat offers 1,220 square feet of comfortable living space with soaring vaulted tongue-and-groove ceilings, exposed beams, and a stunning floor-to-ceiling brick fireplace that creates the perfect mountain ambiance. The open-concept great room flows seamlessly into the kitchen and dining area, making it ideal for entertaining family and friends. The kitchen features abundant cabinetry, generous counter space, breakfast bar seating, and overlooks the living area so everyone stays connected. Step outside to the spacious covered deck surrounded by towering ponderosa pines and enjoy the peaceful sights and sounds of the White Mountains. Whether it's morning coffee, afternoon reading, or evening relaxation, this inviting outdoor space extends your living area into nature. The spacious primary suite includes private deck access and an ensuite bath, while two additional bedrooms provide comfortable accommodations for family and guests. An in-unit washer and dryer add everyday convenience. Being sold fully furnished, this condo is truly move-in ready and perfect as a full-time residence, vacation getaway, or income-producing investment. Short-term rentals are permitted, offering excellent flexibility for owners. Conveniently located near golf, hiking, fishing, skiing, restaurants, shopping, and all the recreational opportunities Pinetop-Lakeside has to offer, this mountain retreat combines comfort, location, and lifestyle in one exceptional package.

2860 Park Circle Unit 39A, Pinetop

$375,000

3 Beds ⋅ 2 Baths ⋅ 7036510 MLS ⋅ 1,564 SqFt.

Tucked into the tall pines in the heart of Pinetop, this site built cabin style home offers the kind of easy mountain living that's hard to find at this price point, and it's ready for the buyer who wants to make it their own. Three bedrooms and two bathrooms are joined by vaulted ceilings and an extended Great Room, giving the space great bones and an open, airy feel, while the wood burning fireplace keeps things cozy when temperatures drop. Slate flooring and rustic plank floors in the Great Room add warmth and character to build your updates around. The true showstopper is the huge garage, a must see space with abundant storage and a loft above that adds flexible bonus room for guests, a home office, or a bunk room. Concrete patios and a concrete driveway keep maintenance low, and dual water heaters add everyday convenience. A corner lot sets this .30 acre property apart, shaded by towering Ponderosa pines and offering room to breathe with minimal upkeep. ETS heat keeps things energy efficient, and a thermostatically controlled heater in the crawlspace guards against cold pipes come winter. This home has been well loved for 20 years and is ready for its next chapter. It's a true blank slate, perfect for the buyer ready to bring their vision and color choices to a home with real potential in one of Pinetop's most desirable pockets.

2843 S Cougar Lane, Pinetop

$339,500

2 Beds ⋅ 2 Baths ⋅ 7025267 MLS ⋅ 1,111 SqFt.

Offered Furnished in Pine Lake Meadows! A rare blend of seclusion and convenience--just 5 minutes from Pinetop Restaurants! Residents enjoy a private clubhouse, lake, open space, scenic trails, and towering pines. This home features a privately fenced rear covered patio & yard plus a 1 car garage. Additionally, this home backs to a large estate for added privacy. A gated east-facing patio leading to the main entrance is perfect for morning coffee. The main level includes the primary suite w/en-suite bath, guest BR, guest bath, kitchen, dining, and living RM w/pellet stove. Soaring vaulted ceilings lead to a loft--ideal as a second family/game room or third bedroom/office. The primary suite features serene pine views and private patio access. HOA permits rentals with a 14-day minimum.

3170 E Rainbow Lane, Pinetop

$259,900

3 Beds ⋅ 2 Baths ⋅ 7013453 MLS ⋅ 1,220 SqFt.

2868 Park Circle #38, Pinetop, AZ 85935-- Beneath the towering pines in Pinetop's beloved Sports Village community, this inviting mountain retreat offers the peaceful escape you've been searching for. Whether you're looking for a summer getaway, a cozy winter retreat, or a place to enjoy mountain living year-round, this home is ready to welcome you. Inside, the space is warm, welcoming, and thoughtfully designed for comfort and connection. The open living area becomes the heart of the home--where mornings begin with sunlight filtering through the trees and evenings wind down beside a crackling fire. There's room for everyone to spread out, yet it still feels intimate enough for quiet mornings with coffee and a good book. The kitchen is fully equipped and ready for everything from casual breakfasts before a day on the trails to full holiday meals shared with friends and family. Its layout keeps everyone connected, so the cook is always part of the conversation. This lower level home features three comfortable bedrooms and two well-appointed bathrooms, the home easily accommodates family, guests, or extended stays. Each space is designed to feel restful--soft lighting, cozy textures, and that unmistakable mountain calm that makes sleep come easier here. Step outside and you'll understand why people fall in love with this area. Crisp air, towering pines, and peaceful surroundings create a setting that feels worlds away, yet you're just minutes from golf, hiking, fishing, and all the recreation the White Mountains are known for. Summer days feel cooler, evenings feel quieter, and time somehow slows down in the best possible way. The community itself adds to the experience--well-maintained, easy to navigate, and ideal for a lock-and-leave lifestyle when you're not in residence. Whether you're here full-time or part-time, life feels simple and low-maintenance. This is more than a mountain condo--it's a place to reset, reconnect, and create traditions. A place where weekends turn into memories, and every season brings a reason to come back. If you've been waiting for a mountain getaway that feels effortless the moment you arrive, this is the one.

2868 Park Circle Unit 38, Pinetop

$335,000

2 Beds ⋅ 3 Baths ⋅ 6970842 MLS ⋅ 1,337 SqFt.

BACKING DIRECTLY TO THE FOREST, this home provides exceptional privacy and a serene natural backdrop rarely found in townhome communities. Beautifully positioned 2-bedroom, 2.5-bath end-unit townhome offers 1,337 sq ft of mountain living at its best. The open and functional floor plan features spacious living areas, ideal for both full-time living and a lock-and-leave mountain retreat. Each bedroom includes its own ensuite bath, while the additional half bath adds convenience for guests. Large windows invite in natural light and frame peaceful forest views, creating a true connection to the outdoors. As an end unit, enjoy added windows, enhanced privacy, and a quiet setting. Step outside to the forested backdropperfect for morning coffee, wildlife watching, or easy access to nearby trails. Located in the heart of Pinetop, this home offers cool mountain summers, four-season enjoyment, and proximity to dining, shopping, recreation, and outdoor adventure. Whether you're seeking a primary residence, second home, or investment opportunity, this forest-backed end unit delivers comfort, privacy, and the mountain lifestyle you've been waiting for.

1460 S Adair Drive Unit 6, Pinetop

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