St Johns Homes with Conventional New Financing

St. Johns, located in Apache County, Arizona, is a charming city that offers a great quality of life for its residents. With a population of around 3,500 people, it maintains a small-town feel while still providing access to essential amenities and services.

St. Johns is known for its beautiful natural surroundings, making it an ideal location for those who love outdoor activities. The city is surrounded by stunning landscapes, including the White Mountains and the Petrified Forest National Park. Residents can enjoy hiking, fishing, camping, and exploring the unique geological formations in the area.

When it comes to real estate, St. Johns offers a range of options for homebuyers. One popular choice is homes with conventional new financing. This means that buyers can secure a mortgage loan from a traditional lender to purchase their dream home in St. Johns. This financing option provides flexibility and accessibility for those looking to settle down in this picturesque city.

St. Johns has a variety of housing styles, from cozy single-family homes to spacious ranch-style properties. The real estate market in the area is relatively stable, with a mix of new construction and well-maintained older homes. Whether you're a first-time homebuyer or looking to upgrade, St. Johns has options to suit every budget and lifestyle.

In addition to its natural beauty and housing options, St. Johns boasts a welcoming community and excellent schools, making it an attractive place to raise a family. With its small-town charm and access to outdoor adventures, St. Johns is a city that offers a high quality of life for its residents.

Newest St Johns Homes with Conventional New Financing

$25,000

7080195 MLS

TBD Co Rd N7480 40 Acres -- Unit -, St Johns

$350,000

6 Beds ⋅ 6 Baths ⋅ 7074419 MLS ⋅ 12,000 SqFt.

Nearly 80 acres of private, off-grid Arizona living in Woodland Valley Ranch. This truly unique property offers two approximately 6,000 SF steel Quonset buildings, multiple living areas, extensive infrastructure, and endless potential for a ranch, homestead, retreat, or multi-generational setup. The main residence is two stories with an unfinished second level, giving the next owner the opportunity to complete the space to their vision. The second Quonset includes a 3-bedroom, 1-bath living area along with substantial workshop, garage, and storage space. Seller reports the property could offer up to 8 bedrooms and 6 bathrooms once all unfinished areas are completed. The property is 100% off-grid with an owned solar system installed in 2022, three 48V battery storage units, backup generator capability, propane, septic, a 3,500-gallon buried cistern, and access to a community well. Approximately 6 acres are chain-link fenced and already set up for animals with a horse barn and corral, goat pen, and chicken coop. There is also abundant parking, RV access, and extensive space for vehicles, equipment, or recreational use. A rare opportunity for someone looking for acreage, privacy, self-sufficient living, and the ability to finish and customize a one-of-a-kind property. Property sold AS IS. Buyer to verify square footage, bedroom/bathroom count, permits, completion status, utilities, water availability, and intended use.

70 County Road N6564 --, St Johns

$264,000

3 Beds ⋅ 2 Baths ⋅ 7072195 MLS ⋅ 1,800 SqFt.

Don't miss out on this charming Spanish styled home in the ''Town of Friendly Neighbors''. Welcome home to a classic hacienda themed entry with a southwestern styled fence, arches, red tile roofline, and covered porches with climbing ivy. Inside enjoy an extra family room and cozy wood stove. In the dedicated laundry room is an entire wall of 24'' deep pantry cabinets, and with built-in cabinets in the hall and the extra storage building out back you'll have a hard time filling all the storage space! Heat and cool your home in multiple ways! The current owners enjoy below average energy bills because of extra insulation in the attic, and because of dual/heat and dual/cooling options available. If you're looking for a great home in a great little town, in a great neighborhood, this is it!

1450 W 6th Street N, St Johns

$32,500

7068786 MLS

Imagine living in harmony with nature, surrounded by open space, clear skies, and the freedom to create your off-grid dream. Whether you're building a weekend retreat or a full-time home, this property offers the perfect foundation. The land provides a peaceful escape from the noise of the world, while still being close enough to town for convenience. Here, you'll find the freedom to live on your own terms in a community of like-minded, responsible individuals. If you're ready to invest in a quiet, beautiful space where you can truly build the life you've always wanted, this is the land for you. Contact today to learn more about this rare opportunity. Seller financing offered with 20% down. Lot 752 next door also available for $35,500.

Lot 753 Woodland Valley Ranch -- Unit 753, St Johns

$189,000

7066591 MLS

TAKE ANOTHER LOOK -- PRICE REDUCED $9,500 AND 120+ ACRES ADDED! Now offering 155.78 acres for only $189,000, an exceptional opportunity just 10 miles from St. Johns, Arizona--the ''Town of Friendly Neighbors.'' Four parcels are being offered together, providing expansive, private acreage with panoramic views and plenty of room to spread out. The property borders nearly a square mile of State Trust land, providing an exceptional buffer from neighboring development and preserving the open, private character of the area. The property is near Lyman Lake State Park, with boating, fishing and water skiing nearby, while the White Mountains offer more than 40 lakes, excellent hunting and fishing, and year-round outdoor recreation. Buildable areas extend across the property, with a basalt ridge rising in elevation and providing an abundant supply of natural stone for landscaping, construction and other projects. A water well and county-approved septic system add valuable infrastructure, with multiple RV dump sites for non-commercial use. Quiet, clean and sparsely populated, the land is well suited for a horse ranch, hobby farm or growing alfalfa. Annually maintained gravel and dirt roads provide access. Improvements include a 12' x 40' Graceland building, already drywalled and carpeted and ready to become a tiny home, guest quarters or bunkhouse, plus three 40' shipping containers for storage. Sunrise Ski Resort is also within reach. 155.78 acres, four parcels, a water well, existing improvements, 120+ additional acres, and a major price reduction--this property is worth another close look. Call today and come see what $189,000 can buy in the beautiful White Mountains of Arizona.

34 County Road N6437 -- Unit 329, 330, 336, 337, St Johns

$35,500

7065069 MLS

Escape to 36.5 acres of tranquility, offering privacy, peace, and endless possibilities. This property comes with an already built driveway and pad site, saving you time and money compared to other off-grid land. With free water from a nearby ranch well and year-round access via maintained roads, it's the perfect spot for those seeking a self-sufficient lifestyle. If you want more space, an adjacent 36.5 acres is also available. Just 45 minutes from St. Johns, AZ, this land is ideal for anyone looking for a quiet, respectful community in a beautiful, secluded setting. Seller financing available with 20% down.

Lot 752 Woodland Valley Ranch -- Unit 752, St Johns

$60,000

7064892 MLS

Escape the crowds and enjoy the peace, privacy, and endless horizons of this 40.89-acre off-grid property just 17 miles from St. Johns, Arizona. The partially fenced parcel is ideal for horses, recreation, homesteading, or a secluded rural retreat and borders a full square mile of Arizona State Trust land, providing added privacy with fewer neighboring properties nearby. Improvements include a 14' x 28.5' main cabin, 12.5' x 23.5' guest cabin, 12' x 32' WeatherKing storage building, 20' x 26' steel workshop, 8.5' x 10' solar shed, 6.5' x 8' pump house, numerous animal pens and dog runs, and a 34' fifth-wheel trailer that conveys with the sale, along with a variety of building materials. The off-grid solar system includes twelve 240-watt solar panels. The POA is primarily for road maintenance and does not impose restrictive CC&Rs. Some commercial uses may be permitted. Seller financing is available. Property is being sold as-is. None of the buildings have indoor plumbing, a septic system, or county permits. Buyer to verify all information, including zoning, intended use, permitting requirements, allowable commercial uses, and square footage. Priced to reflect its current condition and offered for a quick sale due to the seller's health.

24 County Road N6210 -- Unit 79, St Johns

$7,000

7061349 MLS

Discover the quiet beauty of this 2.5-acre parcel graced with mature old-growth juniper and rare piñon pine -- a combination not often found, as many surrounding parcels feature juniper alone. The gently varied terrain adds natural character, privacy, and seclusion, offering multiple potential homesites or the perfect private retreat. Enjoy the freedom of No HOA, allowing you to use and develop the property to suit your vision. Access is via existing roads; four-wheel or all wheel drive is recommended. Cash offers preferred; seller financing is not available. Financing options may be available for well-qualified buyers (minimum 680 credit score). Proof of funds or lender pre-approval is required prior to contract submission.

Lot 52 Witch Well Ranchos -- Unit 52, St Johns

$25,000

7060915 MLS

Move-in ready and set up for immediate enjoyment, this 2.5-acre parcel comes equipped with an existing travel trailer (one slide) that conveys at no cost, a water storage tank plumbed to a frost-free hydrant, ten solar panels mounted on a ground rack supplying power to the trailer, and an 8x10 shed housing the inverter, charge controllers, and batteries -- a functional off-grid setup already in place. Discover the quiet beauty of the land itself, graced with mature old-growth juniper and rare piñon pine -- a combination not often found, as many surrounding parcels feature juniper alone. The gently varied terrain adds natural character, privacy, and seclusion, creating the perfect private retreat. Enjoy the freedom of No HOA, allowing you to use and develop the property to suit your vision A septic system is installed, but not county approved. Access is via existing roads; four-wheel drive is recommended. Cash offers preferred; seller financing is not available. Financing options may be available for well-qualified buyers (minimum 680 credit score). Proof of funds or lender prequalification is required prior to contract submission. Property is owner-occupied. Prospective buyers must be accompanied by a licensed real estate agent and schedule showings at least 24 hours in advance.

Lot 86 Witch Well Ranchos -- Unit 86, St Johns

$219,000

3 Beds ⋅ 2 Baths ⋅ 7059206 MLS ⋅ 1,178 SqFt.

Welcome home to this beautifully remodeled 3-bedroom, 2-bath gem that's truly move-in ready! From the moment you step inside, you'll appreciate the fresh updates throughout, including gorgeous new flooring, stunning granite countertops, stylish new cabinetry, mostly new windows, and brand-new appliances. Every detail has been thoughtfully updated so you can simply unpack and enjoy. Situated on a spacious ½-acre lot, there's plenty of room to garden, entertain, park your toys, or create the backyard you've always wanted. Don't miss your chance to own this turnkey home--come see why it's waiting for you!

1460 W 8th Street N, St Johns

$20,499

7054671 MLS

This is a completely private and off grid lot with! beautiful views. Come build your new off-grid home, place your manufactured, RV, camp or establish your dream ranch! Thirty minutes east of St. Johns, Woodland Valley Ranch has a low POA that maintains the roads and keeps them accessible all year long and provides a community well for owners to haul water. Enjoy all four seasons in this high- country paradise! .

Woodland Valley Ranch Lot 902 -- Unit -, St Johns

$259,999

3 Beds ⋅ 2 Baths ⋅ 7053863 MLS ⋅ 1,728 SqFt.

Offered fully furnished and completely move-in ready, this beautifully maintained property is the perfect opportunity whether you're searching for a comfortable full-time residence, a peaceful retirement retreat, or a proven income-producing investment. This charming double-wide manufactured home has been meticulously cared for and is currently operating as a successful Airbnb with an established history of regular bookings, excellent guest reviews, and steady income potential. Tastefully appointed with modern furnishings and décor, simply bring your suitcase and start enjoying your new home or continue welcoming guests from day one. Situated on a spacious 0.40-acre lot in the heart of St. Johns, Arizona--proudly known as ''The Town of Friendly Neighbors''--the property features mature sh trees, three apple trees, and a peaceful setting away from busy traffic while remaining conveniently close to shopping, schools, restaurants, and everyday amenities. Whether you're looking for a turnkey investment, a comfortable home for a growing family, or a quiet place to enjoy retirement, this exceptional property offers outstanding value, flexibility, and small-town charm. Opportunities like this don't come along often!

110 E 1st Street N, St Johns

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