St Johns Homes with Conventional New Financing

St Johns Homes with Conventional New Financing

St. Johns, located in Apache County, Arizona, is a charming city that offers a great quality of life for its residents. With a population of around 3,500 people, it maintains a small-town feel while still providing access to essential amenities and services.

St. Johns is known for its beautiful natural surroundings, making it an ideal location for those who love outdoor activities. The city is surrounded by stunning landscapes, including the White Mountains and the Petrified Forest National Park. Residents can enjoy hiking, fishing, camping, and exploring the unique geological formations in the area.

When it comes to real estate, St. Johns offers a range of options for homebuyers. One popular choice is homes with conventional new financing. This means that buyers can secure a mortgage loan from a traditional lender to purchase their dream home in St. Johns. This financing option provides flexibility and accessibility for those looking to settle down in this picturesque city.

St. Johns has a variety of housing styles, from cozy single-family homes to spacious ranch-style properties. The real estate market in the area is relatively stable, with a mix of new construction and well-maintained older homes. Whether you're a first-time homebuyer or looking to upgrade, St. Johns has options to suit every budget and lifestyle.

In addition to its natural beauty and housing options, St. Johns boasts a welcoming community and excellent schools, making it an attractive place to raise a family. With its small-town charm and access to outdoor adventures, St. Johns is a city that offers a high quality of life for its residents.

Newest St Johns Homes with Conventional New Financing

$7,000
7061349 MLS
Discover the quiet beauty of this 2.5-acre parcel graced with mature old-growth juniper and rare piñon pine -- a combination not often found, as many surrounding parcels feature juniper alone. The gently varied terrain adds natural character, privacy, and seclusion, offering multiple potential homesites or the perfect private retreat. Enjoy the freedom of No HOA, allowing you to use and develop the property to suit your vision. Access is via existing roads; four-wheel or all wheel drive is recommended. Cash offers preferred; seller financing is not available. Financing options may be available for well-qualified buyers (minimum 680 credit score). Proof of funds or lender pre-approval is required prior to contract submission.

Lot 52 Witch Well Ranchos -- Unit 52, St Johns
$25,000
7060915 MLS
Move-in ready and set up for immediate enjoyment, this 2.5-acre parcel comes equipped with an existing travel trailer (one slide) that conveys at no cost, a water storage tank plumbed to a frost-free hydrant, ten solar panels mounted on a ground rack supplying power to the trailer, and an 8x10 shed housing the inverter, charge controllers, and batteries -- a functional off-grid setup already in place. Discover the quiet beauty of the land itself, graced with mature old-growth juniper and rare piñon pine -- a combination not often found, as many surrounding parcels feature juniper alone. The gently varied terrain adds natural character, privacy, and seclusion, creating the perfect private retreat. Enjoy the freedom of No HOA, allowing you to use and develop the property to suit your vision A septic system is installed, but not county approved. Access is via existing roads; four-wheel drive is recommended. Cash offers preferred; seller financing is not available. Financing options may be available for well-qualified buyers (minimum 680 credit score). Proof of funds or lender prequalification is required prior to contract submission. Property is owner-occupied. Prospective buyers must be accompanied by a licensed real estate agent and schedule showings at least 24 hours in advance.

Lot 86 Witch Well Ranchos -- Unit 86, St Johns
$219,000
3 Beds ⋅ 2 Baths ⋅ 7059206 MLS ⋅ 1,178 SqFt.
Welcome home to this beautifully remodeled 3-bedroom, 2-bath gem that's truly move-in ready! From the moment you step inside, you'll appreciate the fresh updates throughout, including gorgeous new flooring, stunning granite countertops, stylish new cabinetry, mostly new windows, and brand-new appliances. Every detail has been thoughtfully updated so you can simply unpack and enjoy. Situated on a spacious ½-acre lot, there's plenty of room to garden, entertain, park your toys, or create the backyard you've always wanted. Don't miss your chance to own this turnkey home--come see why it's waiting for you!

1460 W 8th Street N, St Johns
$20,999
7054671 MLS
This is a completely private and off grid lot with! beautiful views. Come build your new off-grid home, place your manufactured, RV, camp or establish your dream ranch! Thirty minutes east of St. Johns, Woodland Valley Ranch has a low POA that maintains the roads and keeps them accessible all year long and provides a community well for owners to haul water. Enjoy all four seasons in this high- country paradise! .

Woodland Valley Ranch Lot 902 -- Unit -, St Johns
$270,000
3 Beds ⋅ 2 Baths ⋅ 7053863 MLS ⋅ 1,728 SqFt.
Offered fully furnished and completely move-in ready, this beautifully maintained property is the perfect opportunity whether you're searching for a comfortable full-time residence, a peaceful retirement retreat, or a proven income-producing investment. This charming double-wide manufactured home has been meticulously cared for and is currently operating as a successful Airbnb with an established history of regular bookings, excellent guest reviews, and steady income potential. Tastefully appointed with modern furnishings and décor, simply bring your suitcase and start enjoying your new home or continue welcoming guests from day one. Situated on a spacious 0.40-acre lot in the heart of St. Johns, Arizona--proudly known as ''The Town of Friendly Neighbors''--the property features mature sh trees, three apple trees, and a peaceful setting away from busy traffic while remaining conveniently close to shopping, schools, restaurants, and everyday amenities. Whether you're looking for a turnkey investment, a comfortable home for a growing family, or a quiet place to enjoy retirement, this exceptional property offers outstanding value, flexibility, and small-town charm. Opportunities like this don't come along often!

110 E 1st Street N, St Johns
$30,000
7052330 MLS
Discover the freedom of Arizona's open range on 50.13 acres of gently rolling high-country land, perfectly suited for horses, a ranch retreat, or your future homestead. Located just 13.9 miles from St. Johns--''The Town of Friendly Neighbors''--and only 4.42 miles off the pavement on maintained roads, this property combines peaceful seclusion with convenient access. Enjoy sweeping horizon views, colorful sunrises, glowing sunsets, and a remarkable sense of space that can only be found in the American West. With room to ride, roam, and build your vision, this is the kind of property that invites you to slow down and reconnect with the land. Offered at just $30,000 with seller financing available: 20% down and affordable payments of only $229.36 per month. No CCR's, allows some commercial us

Lot 445 Carrizo Ranch -- Unit 445, St Johns
$17,947
7051260 MLS
NORTHERN AZ ACREAGE IN THE WHITE MTNS! 43.15 ACRES EAST OF ST JOHNS, AZ IN THE WOODLAND VALLEY RANCH. MORE THAN 200 MILES OF RANCH ROADS TO EXPLORE & ALLOWS ACCESS TO YOUR PROPERTY MORE THAN ONE ROUTE! CONSIDERED OFF-GRID. COMMUNITY WELL ON THE N/E AREA OF RANCH WITH 275 GAL/WK ALLOTMENT. APPX 6000FT ELEVATION. ZONED AGRICULTURE. APACHE COUNTY APN 203-83-910. *SELLER MAY CARRY*BUYER TO VERIFY SCHOOLS, ZONING / USE, UTILITIES, ACCESS & ALL PERTINENT INFORMATION *DIRECTIONS: US HWY 191/CR 6040- HEAD E ON CR 6040 APPX 17.25 MILES, N ON CR 6002 JUST OVER 2 MILES, N ON N6668, CONT N ON N6667, W ON N6665, N THEN W ON N6663, E ON N6661, N ON 6659 JUST OVER 1/3 MILE TO N6657. PARCEL ON NW CORNER OF N6659/N6657. DO NOT USE ADDRESS TO LOCATE, USE AERIAL GIS MAPS & GPS COORD 34.532533, -109.114545

910 County Rd N6657 -- Unit -, St Johns
$395,000
1 Beds ⋅ 2 Baths ⋅ 7050376 MLS ⋅ 980 SqFt.
Off-Grid Arizona Retreat on 80+ Acres of Natural Beauty! Escape to this incredible off-grid property nestled on over 80 acres of pristine Arizona landscape. Surrounded by striking rock formations, petrified wood, and untouched desert beauty, this is a rare opportunity to own your own piece of paradise. The charming home offers 1 bedroom, 1.5 bathrooms, and a spacious loft--perfect for relaxing or hosting guests. With breathtaking views in every direction, this natural oasis delivers peace, privacy, and unforgettable sunsets. Completely self-sustained, the home runs on solar power, features its own private well, and is equipped with a septic system. It's being sold fully furnished and has been lovingly maintained as a second home. This one-of-a-kind property is ready to be yours today!

245 N N6400 Ranch, St Johns
$16,947
7034653 MLS
LARGE 36.3 ACRE PARCEL LOCATED EAST OF ST JOHNS, AZ. NESTLED IN THE WHITE MOUNTAINS OF NORTHEAST ARIZONA WITHIN THE WOODLAND VALLEY RANCH. MORE THAN 200 MILES OF SEMI-IMPROVED DIRT ROADS THROUGHOUT THE RANCH. PERFECT FOR YOUR OFF-GRID SET UP OR TO USE FOR RECREATION. COMMUNITY CONVENIENCE WELL LOCATED ON THE N/E AREA OF RANCH WITH 275 GAL/WK ALLOTMENT. APPX 6700 FT ELEVATION. ZONED AGRICULTURE. APACHE COUNTY APN 204-59-234. SELLER MAY CARRY**BUYER TO VERIFY SCHOOLS, ZONING / USE, UTILITIES, ACCESS & ALL PERTINENT INFORMATION *DIRECTIONS: US HWY 191/CR 6268 - EAST ON CR 6268 JUST UNDER 15 MILES, NE ON CR N6370 JUST UNDER ½ MILE, NORTH ON N6371 APPX 1/3 MILE TO THE SW CORNER OF THE PARCEL. DO NOT USE ADDRESS TO LOCATE, MUST USE COUNTY GIS MAPS AND GPS COORD 34.699962, -109.052253.

234 County Rd N6371 -- Unit -, St Johns
$21,999
7030895 MLS
36.25 acres of beautiful off-grid land in Woodland Valley Ranch! Peaceful, quiet setting with fabulous views and a mild four-season climate -- temperatures rarely exceed 100°, average around 45° in January, and snowfall is minimal at approximately 20'' annually. Roads are maintained by the POA with very few restrictions. Camp, build your dream home or cabin, or enjoy full-time RV living. The adjacent parcel is also available at the same price, creating a rare opportunity to own two side-by-side properties together. Escape the crowds and enjoy wide-open space, privacy, and endless possibilities! Seller financing available.

Lot 901 Woodland Valley Ranch -- Unit 901, St Johns
$99,000
7028643 MLS
This expansive parcel offers wide-open space, stunning high-desert scenery, and panoramic views of the surrounding landscape. Located just minutes from Lyman Lake State Park, the property provides convenient access to boating, fishing, camping, and outdoor recreation. With plenty of room for a custom home, ranch, or recreational getaway, this property offers privacy while still being within driving distance of St. Johns and Springerville for shopping and amenities. Enjoy star-filled night skies, peaceful surroundings, and the freedom of rural Arizona living.

Co Rd 4008 (25 Acres) -- Unit -, St Johns
$60,000
7027725 MLS
75 Acres of Rugged Freedom in Red Sky Ranch -- Escape to the beauty of Arizona's White Mountains with this incredible 75-acre property offering endless possibilities for recreation, homesteading, off-grid living, or a private getaway. The property includes a modified 40-foot and 20-foot shipping container setup designed for minimalist living, providing an immediate basecamp while you build your dream cabin or enjoy the land as-is. A convenient community well is available within the ranch, and maintained roads provide reliable year-round access. Surrounded by the stunning White Mountains, outdoor enthusiasts will appreciate the abundant recreational opportunities including fishing, hunting, hiking, ATV riding, and wildlife watching. Whether you're looking for a weekend retreat, full-time residence, or self-sufficient homestead, this property offers the privacy, freedom, and wide-open beauty you've been searching for. Three neighboring properties also for sale, inquire with listing agent.

Lot 70 Red Sky Ranch -- Unit 070, St Johns
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