Sun City Homes with FHA New Financing

Sun City Homes with FHA New Financing

Sun City, located in Maricopa County, Arizona, is a vibrant city known for its active adult communities and beautiful desert landscapes. With a range of amenities and activities catered towards retirees and active seniors, Sun City offers a relaxed lifestyle with plenty of opportunities for recreation and socializing.

For those looking to purchase a home in Sun City using FHA New Financing, there are plenty of options available. FHA loans are a popular choice for many homebuyers due to their low down payment requirements and flexible credit score guidelines. Whether you're looking for a cozy condo or a spacious single-family home, you can find a variety of properties in Sun City that are eligible for FHA financing.

With its sunny weather, affordable housing options, and welcoming community, Sun City is a great place to call home for those looking to enjoy all that Arizona has to offer. Whether you're a first-time homebuyer or looking to downsize in retirement, Sun City has something for everyone.

Newest Sun City Homes with FHA New Financing

$359,000
2 Beds ⋅ 2 Baths ⋅ 7087648 MLS ⋅ 1,800 SqFt.
Stunning golf course & mountain views! Situated on the 12th hole of Riverview Golf Course in Sun City, this fully updated 2BR/2BA, 1,800 sq ft home is a turnkey desert oasis. A wall of windows showcases panoramic views in the bright, open living area. Enjoy extensive recent upgrades: new Level 2 LVP flooring, fresh interior paint, 4.5'' baseboards & plush new bedroom carpet. The refreshed kitchen features granite counters, Whisper White cabinets with black hardware & a updated appliances. Both bathrooms boast brand-new quartz counters & fresh modern fixtures. The primary suite offers patio access. Step outside to an expansive covered patio perfect for entertaining & legendary Arizona sunsets. Attached 2+car garage, laundry & storage. Enjoy Sun City's 55+ resort amenities, pools & golf. Experience golf course living at its finest in this freshly updated 2 bed/2 bath home situated directly on the 12th hole of the Riverview Golf Course. This exceptional home delivers panoramic golf course & mountain views from day one in a turn-key, beautifully remodeled setting. Step inside to a bright, sun-drenched sanctuary featuring freshly painted walls & ceilings, new baseboards and freshly painted cabinetry throughout. Brand-New Interior Upgrades & Modern Finishes: Fresh Flooring & Paint: Beautiful Level 2 Luxury Vinyl Plank (LVP) flooring flows seamlessly through the main living areas, kitchen, and hallways, complemented by plush new carpet and pad in both bedrooms. The entire home features fresh interior paint on walls, ceilings, doors, trim, baseboards, and interior garage walls, finished with modern 4.5" baseboards and clean light switch/outlet covers throughout. Modernized Kitchen: Features durable granite countertops and matching backsplash, a stainless steel refrigerator, and a brand-new stainless steel dishwasher. Cabinets have been freshly painted in crisp Whisper White with sleek modern black hardware, complete with a clean trash drawer conversion. Refreshed Bathrooms: Both bathrooms highlight brand-new Quartz countertops, undermount sinks, modern matte black/chrome faucets, new plumbing valves, and Whisper White vanity cabinetry. Designed for Living & Entertaining: Light-Filled Living Room: Sprawling open layout anchored by a dramatic wall of windows overlooking the fairway. Primary Retreat: Features direct French door access to the back patio, walk-in closet, a dedicated vanity area and an en-suite 3/4 bath. Guest Room: Spacious second bedroom with a walk-in closet located just steps from the full guest bath. Outdoor Oasis: Step out to an expansive, freshly pressure-washed covered patio surrounded by freshly raked rock landscape. Sip morning coffee or host evening gatherings while savoring legendary Arizona sunsets over the fairway. Garage & Extras: Attached 2+ car garage with built-in storage cabinets and dedicated laundry hookups. The Sun City Lifestyle: Living in Sun City means access to unmatched community amenities just minutes away: championship golf courses, state-of-the-art fitness centers, pristine swimming pools, tennis/pickleball courts, and dozens of active social clubs.

10189 W Pineaire Drive, Sun City
$319,000
2 Beds ⋅ 2 Baths ⋅ 7087599 MLS ⋅ 1,577 SqFt.
Charming and nicely updated 2BR/2BA golf course home with just under 1,600 sq. ft., attached 2 car garage. A private front courtyard with natural desert landscaping & mature cacti creates a peaceful, inviting entrance. Step inside to large picture windows framing beautiful views of the 11th & 12th fairways and 12th hole. Lg bedrooms with generous walk-in closets, abundant natural light & plantation shutters add warmth throughout. Relax on the covered back patio overlooking the fairway, your own mature lemon & grapefruit trees. Newer 2024 heat pump & refrigerator, 2025 garage door, 2026 water heater & dishwasher, plus a beautiful, step in tiled shower. Fantastic location to enjoy golf course living and the exceptional recreation and activities Sun City offers.

18414 N 99th Drive, Sun City
$475,000
3 Beds ⋅ 2 Baths ⋅ 7087591 MLS ⋅ 2,206 SqFt.
Golf course & water views (through your 26-foot accordion patio door!) Welcome home to this updated 3-bed, 2-bath Sun City home. The living area connects straight to the outdoors, and a bar sits right off that space, built for entertaining. Inside, epoxy floors throughout (no carpet!), refinished cabinetry, new appliances & quartz countertops in the kitchen. Bathrooms have also been remodeled, and a new roof, AC, electrical, sewer & windows installed. The one-car garage is extended for extra storage, and a separate golf cart garage is included! Steps from the course, with every major update or system already complete. Whether you're looking for your full-time residence or the perfect lock & leave, this Sun City home is ready to go.

10128 W Pinehurst Drive, Sun City
$215,000
2 Beds ⋅ 1 Baths ⋅ 7087526 MLS ⋅ 1,046 SqFt.
SUN CITY GEMINI HOME WITH 2025 ROOF AND GREENBELT VIEWS! This bright, single-level 2-bedroom, 1-bath Gemini home in Sun City's 55+ active-adult community features a custom fiberglass entry door installed in June 2026 & opens to a light-filled living area featuring wood-look laminate flooring with easy flow into the dining area and kitchen. The kitchen offers white cabinetry, solid-wood countertops, stainless-steel appliances, a tile backsplash, pantry storage & a large farmhouse-style sink with a high-arc faucet. The home includes a Hero whole-home water-conditioning & softening system installed in October 2025, plus a separate reverse-osmosis system. A sliding glass door leads to a spacious covered & screened Arizona room with privacy screens and views of the community greenbelt. Both bedrooms feature carpet and natural light, while the remodeled bathroom has tile flooring, tiled wall accents, an updated vanity and toilet, plus a jetted walk-in tub. A landscaped front entry with a white picket fence and brick patio adds welcoming charm. The one-car garage provides extensive built-in cabinetry, a laundry area, and dedicated golf-cart space. Major improvements include the HVAC system (May 2022); roofs over both the home & Arizona room (Dec 2025) and exterior painting (June 2026). Conveniently located near Mountain View Recreation Center & Sun City Country Club. Sun City amenities include eight recreation centers, eight golf courses, swimming pools, sports courts, bowling, and over 100 chartered clubs, with shopping, dining, and Loop 101 nearby.

10918 W Caron Drive, Sun City
$387,000
2 Beds ⋅ 2 Baths ⋅ 7087370 MLS ⋅ 1,765 SqFt.
You'll love this spacious, well maintained, beautiful home with an open floorplan! Entertaining is a breeze with a large kitchen island, built-in oven, stainless appliances, & large amount of counter space. Loads of storage throughout inc. 1 walk-in & 2 additional closets in the primary bedroom. A BONUS hobby area/office/den. Tile floors t/o. You can enjoy the outdoors year-round under the large, covered patio or take a dip in the sparkling, HEATED pool. UPGRADES/REPLACEMENTS: 2019 interior paint, pool heater; 2021 roof, exterior paint; 2022 Bosch dishwasher, 2024 removed popcorn ceilings, added canned lighting throughout, ceiling fans, dishwasher; 2025 garage door opener, garbage disposal; 2026 new AC, acid washed pool. 6' block wall for privacy, solar cover & extra pool filters inc.

9326 W Glen Oaks Circle N, Sun City
$242,000
2 Beds ⋅ 1 Baths ⋅ 7087279 MLS ⋅ 1,284 SqFt.
Welcome to this cute and inviting 2 bedroom, 1 bath home in desirable Sun City! Featuring an extended primary bedroom and a bright, open floor plan, this home offers comfortable living with plenty of potential to make it your own. Numerous updates were completed in 2024, including a new roof, new flooring, fresh interior paint, and new stainless-steel appliances. The A/C unit was replaced in 2021, providing added peace of mind. Move-in ready and waiting for its new owner, this charming home is the perfect opportunity to enjoy all that Sun City has to offer. With 8 golf courses, 7 recreation clubs, and endless activities and amenities, there's always something to enjoy. Come see it, make it your own, and start enjoying the Sun City lifestyle!

10508 W Sun City Boulevard, Sun City
$165,500
2 Beds ⋅ 1 Baths ⋅ 7087200 MLS ⋅ 1,080 SqFt.
Charming and beautifully maintained condo in the heart of Sun City. This low-maintenance home offers one of the best opportunities in the community, featuring a versatile secondary bedroom ideal for an office, guest room, or hobby space. Lovingly cared for by the same owner since 2001, the home shows true pride of ownership. Updates include a replaced roof, an updated bathroom, and ceiling fans with lighting in the family room with 10-foot ceilings. Step outside to a truly special patio with a custom mural and artistic details that create a relaxing, seaside-inspired retreat. New roof in 2022. HVAC about 7 years old. H2O heater 2022. Enjoy Sun City's renowned 55+ lifestyle with golf, recreation centers, clubs, and amenities nearby. Perfect as a full-time residence or a home away from home

10878 W Coggins Drive, Sun City
$239,000
2 Beds ⋅ 2 Baths ⋅ 7086550 MLS ⋅ 1,377 SqFt.
Enjoy peaceful adult living in Sun City! This lovely apartment unit features a spacious living room with a soothing palette, wood-look flooring, and sliding-door access to the patio for seamless indoor-outdoor living. The eat-in kitchen features crisp white shaker cabinets, shutters, solid surface counters, sleek stainless steel appliances, and a pantry for storing culinary essentials. The primary bedroom showcases soft carpeting, blinds, a private bathroom, and a walk-in closet. Unwind at the end of a long day on the back patio, perfect for dining al fresco or refreshing drinks. Don't miss out on this fantastic opportunity!

10031 W Hutton Drive, Sun City
$430,000
3 Beds ⋅ 2 Baths ⋅ 7086518 MLS ⋅ 1,877 SqFt.
Sun City address, without the 55+ restriction. Built in 2018 and tucked into a great neighborhood with no neighbors directly behind, this single-level home delivers the kind of layout and finishes today's buyers are actually looking for. Inside, 10-foot ceilings, oversized designer tile, and a bright open layout give the home a clean, modern feel. The kitchen is made for entertaining with quartz counters, soft-close cabinetry, stainless appliances, a wall oven, cooktop, statement backsplash, and tons of functional storage. The primary suite brings the spa vibe with a custom barn door, dual sinks, and an oversized shower with dual shower heads. Out back, you've got privacy, an extended covered patio, pavers, and plenty of room to create the backyard setup you want--pool, fire pit, outdoor kitchen, lounge space, or all of the above. Bonus details like the built-in mudroom with shiplap cubbies, epoxy garage floors, and thoughtful storage make this home feel upgraded without trying too hard. Modern. Private. Move-in ready. And definitely not your typical Sun City home.

22663 N 121st Drive, Sun City
$340,000
2 Beds ⋅ 2 Baths ⋅ 7086338 MLS ⋅ 1,636 SqFt.
Single Family Home , 2 bedrooms , 2 Bathrooms, FULLY ASSUMABLE FHA FIXED RATE LOAN - 2.65 % , master is large and spacious , walk in closet, large family room, roomy dining area, cooled extra family room or Arizona room , plus a screened in porch. Huge cooled Utility Room with laundry, tons of cabinets, 2 car garage with shelving & cabinets, currently a workshop , Huge Back yard with no one living behind it, sellers giving a flooring allowance, Newer Roof, Low Solar bills - Lower Electrical Bills due to SOLAR PANELS . Home needs a little paint & TLC., House has an incredible mortgage at an INTEREST RATE of 2.65% FIXED RATE FHA MORTGAGE , go cash to mortgage.= MORTGAGE IS ASSUMABLE

10826 W Meade Drive, Sun City
$245,000
2 Beds ⋅ 1 Baths ⋅ 7086214 MLS ⋅ 998 SqFt.
Welcome to this charming 2-bedroom Sun City home offering 998 sq. ft. of comfortable, easy-to-maintain living space! Freshly updated with brand-new carpet throughout and new fixtures, this home is ready for its next owner to make it their own. The kitchen includes a refrigerator, electric range and built-in microwave, while a separate laundry/utility room adjacent to the garage provides additional usable space and includes the washer and dryer. With no HOA fees and access to Sun City's exceptional amenities, this home offers an affordable opportunity to enjoy the Sun City lifestyle as a full-time residence, seasonal getaway or second home!

19837 N Concho Circle, Sun City
$385,000
3 Beds ⋅ 2 Baths ⋅ 7086198 MLS ⋅ 2,096 SqFt.
Welcome to a beautifully maintained home in the heart of Sun City, set on a generous 8,829 sq ft lot with a solid block backyard wall for total privacy and low-maintenance living. Step inside to a remodeled kitchen designed for both everyday living and entertaining -- modern finishes, quality cabinetry, and thoughtful details throughout make it the true heart of the home. The open flow carries you into the enclosed Arizona room, a versatile space perfect for year-round enjoyment -- morning coffee, game nights, or a quiet reading nook bathed in natural light. Need a place to work? A separate office provides dedicated space to stay productive from home, keeping work life neatly tucked away from the main living areas. Tile is laid in all the right places -- easy-care flooring in the high-traffic areas means less time cleaning and more time enjoying the Arizona lifestyle. This home is move-in ready and designed for comfort and convenience. Outside, the block wall encloses a private backyard retreat with room to garden, entertain, or simply relax in the desert sunshine. The 8,829 sq ft lot offers plenty of space -- all with the low-maintenance appeal Sun City is known for. Carpet and Tile steam cleaned 9/2026 Conveniently located near shopping, dining, recreation, and golf, this home puts the best of Sun City at your doorstep. Don't miss -- your private TOUR today!

14233 N Tumblebrook Way, Sun City
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