Vernon Homes with Conventional New Financing

Vernon, a charming town located in Apache County, Arizona, offers a serene and picturesque setting for those seeking a peaceful lifestyle. With its natural beauty and close-knit community, Vernon is an ideal place to call home.

The real estate market in Vernon caters to a variety of buyers, including those looking for homes with conventional new financing. This means that if you're interested in purchasing a home in Vernon, you'll have the option to secure a conventional mortgage through a bank or lending institution.

Homes with conventional new financing provide buyers with a range of benefits. These include competitive interest rates, flexible repayment terms, and the ability to finance a wide range of property types. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Vernon's real estate market has options to suit your needs.

From cozy single-family homes to spacious ranch-style properties, Vernon offers a diverse selection of homes for sale. Many of these homes boast beautiful views of the surrounding mountains or are nestled in peaceful, wooded areas. With its affordable housing options and low crime rates, Vernon is an attractive choice for families, retirees, and those looking for a tranquil retreat.

If you're considering making Vernon your home, now is a great time to explore the real estate market and take advantage of the opportunities available. With its small-town charm and convenient access to outdoor recreational activities, Vernon offers a quality of life that is hard to beat.

Newest Vernon Homes with Conventional New Financing

$224,000

7083032 MLS

Antelope Antelope Lane Unit 93, Vernon

$100,000

7079536 MLS

OWNER WILL CARRY! Discover the perfect place to build your dream home in the serene community of Show Low East. This level lot offers easy access just off Highway 60 and comes with power and water available at the lot line. Enjoy the freedom of no HOA, minimal CCRs to protect your investment, and the flexibility to build a site-built or manufactured home. Horses are welcome, and the property is conveniently located near the National Forest--ideal for those who love the outdoors. Experience peaceful country living with the convenience of being just minutes from all that Show Low has to offer.

Lot 16 Acr 3028 -- Unit 16, Vernon

$476,000

3 Beds ⋅ 2 Baths ⋅ 7079515 MLS ⋅ 1,560 SqFt.

Tucked among the trees in Winchester Trails Ranches, this 3-bedroom, 2-bathroom home offers privacy on a fully fenced 2.22 acres (approximately 93,703 sq. ft.). Step inside to an inviting open-concept floor plan featuring a cozy woodstove, spacious kitchen, and a dining area with convenient access to the large back patio. The generous primary suite offers dual closets and a bathroom with abundant storage. Two additional bedrooms are comfortably sized. Please see more... A 2-car garage and storage room off the laundry room provide plenty of space for vehicles, tools, and belongings. The property is designed for easy access, with two front gates allowing you to drive through the property without the need to turn around. RV hookups provide added convenience for visiting guests. Highway 60 is close enough for convenient access to town, while the property's setting provides the privacy and quiet you've been looking for--with no traffic noise. Come experience the space, serenity, and charm this property has to offer!

156 Acr 3158 --, Vernon

$349,900

3 Beds ⋅ 2 Baths ⋅ 7069490 MLS ⋅ 1,500 SqFt.

3 Bed / 2 Bath Champion Home on 1 Acre. Welcome to Eagle Ridge Estates in peaceful Vernon! This beautiful, never-lived-in 3-bedroom, 2-bath Champion manufactured home sits on a spacious 1-acre lot, offering room to relax and enjoy the outdoors. The open-concept floor plan features a modern kitchen with ample counter space, stylish finishes, and an inviting atmosphere perfect for entertaining or everyday living. With a sleek contemporary design and move-in-ready condition, this home offers the perfect blend of comfort, space, and country living. Don't miss this opportunity to make it yours!

47 County Rd 3205 --, Vernon

$298,000

2 Beds ⋅ 2 Baths ⋅ 7068253 MLS ⋅ 1,088 SqFt.

REDUCED!Beautiful 1.73approx. acres with a 2 bedroom/2 bath 2020 home to enjoy year-round or seasonally. The 2 master suites allow for a flexible living situation with plenty of room to spread out or have a quiet dinner at home. Wood vinyl flooring gives natural tones throughout the home for elegance and easy clean up. The amazing front yard garden with lush green grass, happy plants and concrete patio to expand for large gatherings. The brand-new back porch to soak up the sun and fresh air while enjoying the soft sounds of the stone water feature. Raised garden beds to give anyone a green thumb and fully fenced for the kiddos or your furry family members to keep them safe. Maintained roads with an easy drive for shopping, dining and all the activities of the town. Shows pride of ownership

3 N3122 --, Vernon

$23,900

7064197 MLS

Views, privacy, yet still close to all amenities! Build your dream house, cabin, or just park your RV on this beautiful, heavily treed property! New 80 square foot shed, firepit and upgraded gravel driveway and parking pad have been recently added and all stay with the property. Situated on an excellent road with power and phone nearby. This is your chance to own Seller has an active AZ real estate license. SELLER FINANCING AVAILABLE

29 Co Rd 3199 -- Unit -, Vernon

$372,000

3 Beds ⋅ 2 Baths ⋅ 7061238 MLS ⋅ 1,896 SqFt.

Welcome to 2.81 acres of peaceful country living in the highly sought-after Vernon, Arizona area! This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of privacy and modern convenience. With electricity, a conventional septic system, and a buried 2,600-gallon water storage tank serviced by a local delivery company, this is not an off-grid property. Pride of ownership shines throughout, and the home still feels nearly new. Relax around the fire pit, enjoy quiet evenings under breathtaking star-filled skies, and appreciate the clean gravel driveway. Just 12 miles from town, you'll enjoy seclusion without sacrificing convenience or nearby neighbors.

65 Acr 3199 --, Vernon

$249,000

7052556 MLS

Rare 25-acre high-country retreat in Vernon offering the space, privacy, views, and utility infrastructure buyers are searching for in the White Mountains region. This is not just vacant land -- it is a versatile rural property with meaningful improvements already in place, creating an excellent foundation for a custom home, seasonal getaway, family retreat, RV setup, horse property, or future homestead vision. The acreage offers a beautiful mix of open usable land, natural vegetation, gentle terrain, wide skies, and scenic mountain surroundings, with plenty of room to spread out while still remaining within convenient reach of paved roads and the Show Low area. Enjoy fresh mountain air, peaceful rural living, distant views, star-filled nights, and the freedom of having 25 acres to design around your lifestyle. Property is served by a shared well agreement and includes permitted electric service and a permitted septic system. Three established camping/RV sites are already set up with 50-amp service, water, and sewer, giving buyers immediate flexibility for recreation, guests, temporary use, or phased development while planning their long-term improvements. The setting offers privacy without feeling isolated, making it especially appealing for move-up buyers wanting land, utility access, breathing room, and a true Arizona mountain-country experience. A standout opportunity for buyers who want more than a small lot -- this property offers scale, infrastructure, usability, and lifestyle appeal in one package. Seller may consider owner carry with acceptable terms.

11 County Road N3557 -- Unit 028P, Vernon

$3,690,000

6 Beds ⋅ 4 Baths ⋅ 7047573 MLS ⋅ 4,317 SqFt.

This rare 140-acre White Mountains estate offers unparalleled privacy, bordered by US National Forest and State Land. Views of Wolf, Greens Peak and Turkey Mountains ***Featuring a 5,000 sq. ft. ranch house, cowboy cabin, and equestrian facilities, the level, four-parcel property is perfect for a family retreat, corporate dude ranch, or event venue. ***PROPERTY HIGHLIGHTS THE LAND: 140 pristine acres spanning four separate parcels, offering multiple building sites. ***Topography & Vegetation: Level terrain shaded by mature Ponderosa Pines and Junipers. ***Views & Atmosphere: Unmatched, panoramic White Mountain vistas with absolute peace and serenity. ***Water: Private, on-site well. Electric: Underground ***Border: Surrounded by USNF and State Land, providing endless Estate Features Main Residence: 5,000-square-foot custom ranch house. 6 Bedrooms/4 Baths and multiple living areas Guest Quarters: A charming, rustic cowboy cabin. Bunk room sleeps 8. Equestrian/Ranch Facilities: Fully equipped with stables, corrals, and a barn. Potential Uses Family Estate / Legacy Retreat Corporate Dude Ranch / Resort Event Venue (Weddings, Retreats) Private Hunting or Equestrian Compound This highly unique and rare Arizona holding is shown to serious, qualified buyers only Located 2.5 miles off of HWY 260 (one mile of gravel road) Pre qualification required and Listing agent must be present for all showings. Show Low Unified School District - Grade School choice of Show Low or Vernon

4 N 3163 --, Vernon

$16,947

7037117 MLS

LARGE PARCEL CONSISTING OF 4.23 ACRES FOR SALE RIGHT OUTSIDE OF VERNON, AZ. GREAT OPPORTUNITY TO ESCAPE THE CITY WITH EASY ACCESS TO MANY FAVORITE NORTHERN ARIZONA LOCATIONS. LESS THAN ONE MILE FROM HWY 61. APPX 6800 FT ELEVATION. ZONED AG. APACHE COUNTY APN 106-27-194*SELLER MAY CARRY* BUYER TO VERIFY SCHOOLS, ZONING/USE, UTILITIES, ACCESS AND ALL PERTINENT INFORMATION*DIRECTIONS: US HWY 61/COUNTY RD 3330- SOUTH ON CR 3330 JUST UNDER ¼ MILE, EAST ON N3319 JUST OVER ¼ MILES, PARCEL ON NORTH SIDE OF RD. LAST COUPLE HUNDRED FT ROUGH RD - USE CAUTION. REFER TO AERIAL/COUNTY MAPS & GPS 34.287388, -109.807627

33 County Rd N3319 -- Unit -, Vernon

$343,000

2 Beds ⋅ 2 Baths ⋅ 7034818 MLS ⋅ 1,020 SqFt.

Lovely 2 bed, 2 bath home surrounded by Junipers and pines. Home originally was 640 Sf but with addition of primary suite with a sitting area and bath or could be 2 bedrooms with a Jack n Jill bath with the addition of a closet. This addition increases home size to over 1000 SF. There is a screened porch that looks out over the 1.2 acres and 2 well constructed carports that can house all your toys. There is a large Hobby shed or man cave built into one of the carports! Home is turnkey, to include a two year old 4X4. There are several gardening beds on the property where you can grow all your veggies. This quiet and private location is close enough for conveniences, but rural enough for all the privacy you are looking for.

13 N N3307 --, Vernon

$850,000

4 Beds ⋅ 3 Baths ⋅ 7030487 MLS ⋅ 2,500 SqFt.

10 ACRES. PRIVATE POND. LOG HOME. BARN. GREENHOUSE. GUEST SPACE. Discover a rare mountain property where acreage, character, and infrastructure come together. Set among the towering pines of Vernon, this 10.03-acre estate features a distinctive 2,500 SF vertical-log home with 4 bedrooms, 3 bathrooms, vaulted ceilings, expansive windows, and warm wood interiors. But the home is only part of the story. The expansive grounds offer a private pond, 4-stall barn with fenced areas, greenhouse, guest/tiny-home space, RV hookups, and two wells--providing an exceptional foundation for a variety of lifestyle possibilities. Enjoy the space and privacy for animals, gardening, recreation, guests, hobbies, or simply the freedom that comes with owning substantial acreage. With no HOA and a beautiful mountain setting, this is an opportunity to own more than a home--it's a property designed around land, flexibility, and the ability to make the most of the surroundings. 10.03 ACRES | PRIVATE POND | VERTICAL-LOG HOME | 4-STALL BARN | GREENHOUSE | GUEST SPACE | RV HOOKUPS | TWO WELLS | NO HOA Buyer to independently verify all information, including permitted uses, utilities, water rights, zoning, structures, and any potential income-producing uses.

487 County Road 3144 --, Vernon

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