Vernon Homes with Conventional New Financing

Vernon Homes with Conventional New Financing

Vernon, a charming town located in Apache County, Arizona, offers a serene and picturesque setting for those seeking a peaceful lifestyle. With its natural beauty and close-knit community, Vernon is an ideal place to call home.

The real estate market in Vernon caters to a variety of buyers, including those looking for homes with conventional new financing. This means that if you're interested in purchasing a home in Vernon, you'll have the option to secure a conventional mortgage through a bank or lending institution.

Homes with conventional new financing provide buyers with a range of benefits. These include competitive interest rates, flexible repayment terms, and the ability to finance a wide range of property types. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Vernon's real estate market has options to suit your needs.

From cozy single-family homes to spacious ranch-style properties, Vernon offers a diverse selection of homes for sale. Many of these homes boast beautiful views of the surrounding mountains or are nestled in peaceful, wooded areas. With its affordable housing options and low crime rates, Vernon is an attractive choice for families, retirees, and those looking for a tranquil retreat.

If you're considering making Vernon your home, now is a great time to explore the real estate market and take advantage of the opportunities available. With its small-town charm and convenient access to outdoor recreational activities, Vernon offers a quality of life that is hard to beat.

Newest Vernon Homes with Conventional New Financing

$372,000
3 Beds ⋅ 2 Baths ⋅ 7061238 MLS ⋅ 1,896 SqFt.
Welcome to 2.81 acres of peaceful country living in the highly sought-after Vernon, Arizona area! This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of privacy and modern convenience. With electricity, a conventional septic system, and a buried 2,600-gallon water storage tank serviced by a local delivery company, this is not an off-grid property. Pride of ownership shines throughout, and the home still feels nearly new. Relax around the fire pit, enjoy quiet evenings under breathtaking star-filled skies, and appreciate the clean gravel driveway. Just 12 miles from town, you'll enjoy seclusion without sacrificing convenience or nearby neighbors.

65 Acr 3199 --, Vernon
$249,000
7052556 MLS
Rare 25-acre high-country retreat in Vernon offering the space, privacy, views, and utility infrastructure buyers are searching for in the White Mountains region. This is not just vacant land -- it is a versatile rural property with meaningful improvements already in place, creating an excellent foundation for a custom home, seasonal getaway, family retreat, RV setup, horse property, or future homestead vision. The acreage offers a beautiful mix of open usable land, natural vegetation, gentle terrain, wide skies, and scenic mountain surroundings, with plenty of room to spread out while still remaining within convenient reach of paved roads and the Show Low area. Enjoy fresh mountain air, peaceful rural living, distant views, star-filled nights, and the freedom of having 25 acres to design around your lifestyle. Property is served by a shared well agreement and includes permitted electric service and a permitted septic system. Three established camping/RV sites are already set up with 50-amp service, water, and sewer, giving buyers immediate flexibility for recreation, guests, temporary use, or phased development while planning their long-term improvements. The setting offers privacy without feeling isolated, making it especially appealing for move-up buyers wanting land, utility access, breathing room, and a true Arizona mountain-country experience. A standout opportunity for buyers who want more than a small lot -- this property offers scale, infrastructure, usability, and lifestyle appeal in one package. Seller may consider owner carry with acceptable terms.

11 County Road N3557 -- Unit 028P, Vernon
$3,700,000
6 Beds ⋅ 4 Baths ⋅ 7047573 MLS ⋅ 4,317 SqFt.
This rare 140-acre White Mountains estate offers unparalleled privacy, bordered by US National Forest and State Land. Views of Wolf, Greens Peak and Turkey Mountains ***Featuring a 5,000 sq. ft. ranch house, cowboy cabin, and equestrian facilities, the level, four-parcel property is perfect for a family retreat, corporate dude ranch, or event venue. ***PROPERTY HIGHLIGHTS THE LAND: 140 pristine acres spanning four separate parcels, offering multiple building sites. ***Topography & Vegetation: Level terrain shaded by mature Ponderosa Pines and Junipers. ***Views & Atmosphere: Unmatched, panoramic White Mountain vistas with absolute peace and serenity. ***Water: Private, on-site well. Electric: Underground ***Border: Surrounded by USNF and State Land, providing endless Estate Features Main Residence: 5,000-square-foot custom ranch house. 6 Bedrooms/4 Baths and multiple living areas Guest Quarters: A charming, rustic cowboy cabin. Bunk room sleeps 8. Equestrian/Ranch Facilities: Fully equipped with stables, corrals, and a barn. Potential Uses Family Estate / Legacy Retreat Corporate Dude Ranch / Resort Event Venue (Weddings, Retreats) Private Hunting or Equestrian Compound This highly unique and rare Arizona holding is shown to serious, qualified buyers only Located 2.5 miles off of HWY 260 (one mile of gravel road) Prequalification required and Listing agent must be present for all showings.

4 N 3163 --, Vernon
$16,947
7037117 MLS
LARGE PARCEL CONSISTING OF 4.23 ACRES FOR SALE RIGHT OUTSIDE OF VERNON, AZ. GREAT OPPORTUNITY TO ESCAPE THE CITY WITH EASY ACCESS TO MANY FAVORITE NORTHERN ARIZONA LOCATIONS. LESS THAN ONE MILE FROM HWY 61. APPX 6800 FT ELEVATION. ZONED AG. APACHE COUNTY APN 106-27-194*SELLER MAY CARRY* BUYER TO VERIFY SCHOOLS, ZONING/USE, UTILITIES, ACCESS AND ALL PERTINENT INFORMATION*DIRECTIONS: US HWY 61/COUNTY RD 3330- SOUTH ON CR 3330 JUST UNDER ¼ MILE, EAST ON N3319 JUST OVER ¼ MILES, PARCEL ON NORTH SIDE OF RD. LAST COUPLE HUNDRED FT ROUGH RD - USE CAUTION. REFER TO AERIAL/COUNTY MAPS & GPS 34.287388, -109.807627

33 County Rd N3319 -- Unit -, Vernon
$343,000
2 Beds ⋅ 2 Baths ⋅ 7034818 MLS ⋅ 1,020 SqFt.
Lovely 2 bed, 2 bath home surrounded by Junipers and pines. Home originally was 640 Sf but with addition of primary suite with a sitting area and bath or could be 2 bedrooms with a Jack n Jill bath with the addition of a closet. This addition increases home size to over 1000 SF. There is a screened porch that looks out over the 1.2 acres and 2 well constructed carports that can house all your toys. There is a large Hobby shed or man cave built into one of the carports! Home is turnkey, to include a two year old 4X4. There are several gardening beds on the property where you can grow all your veggies. This quiet and private location is close enough for conveniences, but rural enough for all the privacy you are looking for.

13 N N3307 --, Vernon
$850,000
4 Beds ⋅ 3 Baths ⋅ 7030487 MLS ⋅ 2,500 SqFt.
487 County Road 3144, Vernon, AZ 85940; Align Ranch--A Rare Legacy Estate for Freedom, Income, and Intentional Living in Arizona Introducing Align Ranch: Where a self-sufficient lifestyle, luxury homesteading, and income-producing opportunities converge on more than 10 private acres among the peaceful mountains of Vernon, Arizona. This is not just a property -- it is a fully realized lifestyle system designed for those ready to step into something intentional, grounded, and purposeful. Imagine waking up each morning in a warm vertical log home surrounded by towering pines, the soft stillness of nature, and the reflection of sunrise dancing across your private pond. You step outside with your coffee as the land slowly comes alive -- horses grazing in the distance, gardens waiting just inside the greenhouse, and the quiet sense that life has finally expanded instead of contracted. At Align Ranch, your days unfold with purpose and possibility. Spend your mornings harvesting from your greenhouse, tending gardens, or teaching others how to grow and sustain their own food. Host wellness or gardening workshops under the open sky. Gather friends or clients for yoga sessions on the expansive deck overlooking the pond. This is a property built not only for living -- but for sharing, teaching, and creating. The land is exceptionally equipped for both lifestyle and income: A professional greenhouse ideal for year-round food production, workshops, or regenerative gardening classes A tiny home offering guest accommodations, short-term rental income, or multi-generational living A 4-stall barn with an attached fenced area, perfect for equestrian or other animal use A private pond that anchors the landscape in beauty and tranquility A dedicated RV pad with full RV hookups, providing additional guest accommodations, rental potential, or flexible on-site living options Two wells, providing valuable water security and supporting future expansion, additional structures, or additional tiny homes An underground food and wine storage bunker, offering both preparedness and distinctive luxury appeal Expansive usable land with room for additional structures, gardens, animals, or retreat spaces No HOA and direct access to the surrounding natural beauty of the White Mountains This is a property built for scalability -- a place where vision can grow. Align Ranch offers rare flexibility to evolve into a full income-producing estate, including: Corporate wellness retreats and leadership off-sites Yoga, meditation, and wellness retreats Homesteading and sustainability workshops Short-term rental accommodations across multiple dwellings Equestrian experiences and ranch stays Gardening and food sovereignty education programs Multi-generational compound living with privacy and independence Inside the main home, warm log architecture, vaulted ceilings, and expansive windows frame the land like living art. The space feels grounded, cozy, and connected -- a true mountain sanctuary designed for gathering, resting, and recharging. Every feature of this property supports a different way of life: One that is slower. More intentional. More aligned. Whether you envision a private family compound, a luxury off-grid retreat, a regenerative homestead, or a destination wellness property, Align Ranch offers the infrastructure and beauty to bring that vision to life immediately. Here, you don't just own land. You own freedom. You own possibility. Imagine owning a place where life finally comes into harmony with the way it was meant to be lived.

487 County Road 3144 --, Vernon
$460,000
3 Beds ⋅ 2 Baths ⋅ 7030298 MLS ⋅ 1,707 SqFt.
Looking for a mountain home with NO HOA & low yearly taxes of $844? This upgraded home is situated on over 2 acres with breathtaking mountain views & scenic views of Ortega Draw! This spacious 3 bed, 2 bath home offers both a living & family/bonus room, creating the perfect layout for everyday living or entertaining. The oversized 9' x 4 ½' kitchen island anchors the stunning kitchen featuring SS appliances, Corian counters, gas range, walk-in pantry & upgraded staggered cabinetry w/crown molding. Upgraded features to love - 2 x 6 construction, vaulted ceilings, modern lighting, ceiling fans, plush carpet & beautiful wood plank vinyl flooring. Additional features include vinyl windows, rain gutters & inviting outdoor spaces with a large covered Trex front deck (25' x 16') & an open... backyard Trex deck (24' x 12') designed to take in the incredible views. The property also includes his & her sheds/workshops, greenhouse, RV parking with water, septic access & wired for both 30 & 50 amp. Additional improvements throughout make this home move-in ready & unforgettable!

26 N Acr 3027 --, Vernon
$489,000
4 Beds ⋅ 3 Baths ⋅ 7026726 MLS ⋅ 1,920 SqFt.
If you are looking for space- look no further! This spacious 4 bedrooms, 3 bathrooms home situated on 1.49 acres has no limitations! Home boasts 2 primary suites both w/ private en-suite bathrooms, providing flexibility for multi-gen living or accommodating guests. The large living area & the multiple covered patios provide the ultimate comfort. The property also offers a massive, detached garage/workshop... complete w/ heat, water, & electricity! Enjoy the truly endless potential of this home while being close to shopping, healthcare & recreation yet far enough out of town to enjoy the countryside.

6 Acr 3125 --, Vernon
$14,999
7022980 MLS
Beautiful lot in Vernon with power nearby, has excellent mountain views from every angle. Heavily treed with good, maintained roads and just a five-minute drive to amenities at the Stanford General Store and Dollar General and 15 additional minutes to downtown Show Low.

15 Co Rd 3037 -- Unit 673, Vernon
$14,947
7019025 MLS
LARGE ONE ACRE LOT FOR SALE RIGHT OUTSIDE OF VERNON, AZ. GREAT OPPORTUNITY TO ESCAPE THE CITY WITH EASY ACCESS TO MANY FAVORITE NORTHERN ARIZONA LOCATIONS. POWER AT THE PROPERTY LINE. PRIVATE WATER CO IN THE AREA - CHECK FOR AVAILABILITY. JUST OVER ½ MILE FROM HWY 60 WITH ROAD ACCESS DIRECTLY TO PARCEL. APPX 6800 FT ELEVATION. ZONED AGRICULTURE APACHE COUNTY APN 106-37-310*SELLER MAY CARRY*BUYER TO VERIFY SCHOOLS, ZONING / USE , UTILITIES, ACCESS & ALL PERTINENT INFORMATION*DIRECTIONS: HWY 60/PINE TREE RD - NORTH ON PINE TREE RD, EAST ON CR 3127. LOT LOCATED ON THE NW CORNER OF CR3127 & 3135. USE AERIAL GIS MAPS & GPS COORD 34.274123, -109.736890.

41 County Rd N3127 -- Unit -, Vernon
$950,000
5 Beds ⋅ 5 Baths ⋅ 7013671 MLS ⋅ 4,297 SqFt.
Timeless Estate on 6.23 Picturesque Acres in Vernon. Discover a true legacy estate that exudes incredible charm and timeless elegance. Nestled on 6.23 breathtaking acres with sweeping mountain and valley views, this magnificent home offers the perfect blend of classic sophistication and comfortable living. Step onto the expansive wrap-around covered porch and soak in the serene Arizona landscape - perfect for morning coffee or evening sunsets. Make a stately first impression with the elegant foyer and sweeping staircase. The grand entry sets the tone for timeless sophistication throughout the home. A sitting room, formal dining room, and formal living room with a fireplace create an inviting atmosphere for entertaining and family gatherings. Adjacent is a cozy family room featuring a... wood stove, ideal for relaxing on cooler evenings. The heart of the home includes a well-appointed kitchen with a butler's pantry connecting seamlessly to the formal dining room, and a charming breakfast room with its own fireplace. Downstairs, the primary en-suite offers luxurious comfort with a walk-in closet, soaking tub, and walk-in shower. Upstairs, four additional bedrooms provide ample space for family and guests - two of which feature private bathrooms and walk-in closets for added convenience and privacy. Additional highlights include a detached two-car garage and a circular driveway that completes the estate-like curb appeal. This rare property combines historic-inspired architecture, high-quality finishes, and modern comforts within a private, view-filled setting. Whether you're seeking a full-time residence or a peaceful retreat, this estate delivers unparalleled elegance and lifestyle in one of Arizona's most scenic areas.

70 Cr N3077 --, Vernon
$699,999
4 Beds ⋅ 3 Baths ⋅ 7004569 MLS ⋅ 2,298 SqFt.
124 County Road N3077, Vernon, AZ 85940-- Over 2 acres of usable land in Vernon, Arizona set the stage for a property that offers space, freedom, and endless opportunities. Whether you're looking for room to live, work, or create additional income, this all-in-one property is designed to do it all. The main home is a beautifully designed 1,850 sq ft new build featuring 3 bedrooms and 2 bathrooms, with a modern aesthetic and soaring windows that showcase the outdoors. From quiet mornings to relaxing evenings, this home offers a comfortable and elevated mountain lifestyle. To help you make the home your own, the seller is also offering a $7,000 credit toward flooring. But what truly sets this property apart is what lies beyond the front door. But what truly sets this property apart is what lies beyond the front door. At the center of the property sits a massive 1,750 sq ft metal shop with two RV-sized garage doors--a rare and highly sought-after feature. Imagine having the space to run your business, store your equipment, work on your projects, or finally have room for all your toys without compromise. For business owners, tradespeople, or hobbyists, this is more than a shop--it's a game changer. Off to the side, you'll find a separate 1 bed / 1 bath manufactured 448 sq ft home. Use it as a private guest retreat, a space for extended family, or generate additional income through long-term or short-term rental. The possibilities here allow you to live, earn, and grow--all from one property. And for those craving a more self-sufficient lifestyle, the property also includes a chicken coop and shed, giving you the ability to embrace a simpler, more grounded way of living--while still enjoying the comfort of a brand-new home. With over 2 acres, there's room to expand, breathe, and truly make this property your own. No HOA means no limitations--just freedom to create the life you've been envisioning. Whether you're looking to: Run a business from home Create a multi-generational living setup Offset your mortgage with rental income Or simply escape the city and enjoy wide open space This property delivers on every level. This isn't just a home--it's a lifestyle upgrade. Come experience what it feels like to have space, flexibility, and opportunity all in one place.

124 County Road N3077 --, Vernon
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