Apache Homes with Owner May Carry New Financing

Welcome to Apache County, located in the beautiful state of Arizona. Known for its stunning natural landscapes and rich cultural heritage, Apache County offers a unique living experience for residents and visitors alike.

If you're looking for a new home in Apache County, you'll be pleased to know that there are plenty of options available, including homes with owner may carry new financing. This means that you may have the opportunity to secure financing directly from the homeowner, making the home buying process more accessible and flexible.

Whether you're interested in a cozy cabin in the woods, a spacious ranch property, or a modern townhouse in a vibrant community, Apache County has something for everyone. With its affordable housing options and diverse real estate market, finding your dream home in Apache County is easier than ever.

Take advantage of the unique opportunity to own a home with owner may carry new financing in Apache County. Contact a local real estate agent today to explore the available listings and start your journey towards homeownership in this charming county. Experience the beauty and tranquility of Apache County while enjoying the convenience of flexible financing options.

Newest Apache Homes with Owner May Carry New Financing

$25,000

7080195 MLS

TBD Co Rd N7480 40 Acres -- Unit -, St Johns

$100,000

7079536 MLS

OWNER WILL CARRY! Discover the perfect place to build your dream home in the serene community of Show Low East. This level lot offers easy access just off Highway 60 and comes with power and water available at the lot line. Enjoy the freedom of no HOA, minimal CCRs to protect your investment, and the flexibility to build a site-built or manufactured home. Horses are welcome, and the property is conveniently located near the National Forest--ideal for those who love the outdoors. Experience peaceful country living with the convenience of being just minutes from all that Show Low has to offer.

Lot 16 Acr 3028 -- Unit 16, Vernon

$476,000

3 Beds ⋅ 2 Baths ⋅ 7079515 MLS ⋅ 1,560 SqFt.

Tucked among the trees in Winchester Trails Ranches, this 3-bedroom, 2-bathroom home offers privacy on a fully fenced 2.22 acres (approximately 93,703 sq. ft.). Step inside to an inviting open-concept floor plan featuring a cozy woodstove, spacious kitchen, and a dining area with convenient access to the large back patio. The generous primary suite offers dual closets and a bathroom with abundant storage. Two additional bedrooms are comfortably sized. Please see more... A 2-car garage and storage room off the laundry room provide plenty of space for vehicles, tools, and belongings. The property is designed for easy access, with two front gates allowing you to drive through the property without the need to turn around. RV hookups provide added convenience for visiting guests. Highway 60 is close enough for convenient access to town, while the property's setting provides the privacy and quiet you've been looking for--with no traffic noise. Come experience the space, serenity, and charm this property has to offer!

156 Acr 3158 --, Vernon

$49,900

7074783 MLS

OWNER FINANCING AVAILABLE! Only 10% Down • No Qualifying Needed

15 N Buttermilk Lane Unit 52, Alpine

$32,500

7068786 MLS

Imagine living in harmony with nature, surrounded by open space, clear skies, and the freedom to create your off-grid dream. Whether you're building a weekend retreat or a full-time home, this property offers the perfect foundation. The land provides a peaceful escape from the noise of the world, while still being close enough to town for convenience. Here, you'll find the freedom to live on your own terms in a community of like-minded, responsible individuals. If you're ready to invest in a quiet, beautiful space where you can truly build the life you've always wanted, this is the land for you. Contact today to learn more about this rare opportunity. Seller financing offered with 20% down. Lot 752 next door also available for $35,500.

Lot 753 Woodland Valley Ranch -- Unit 753, St Johns

$18,900

7067486 MLS

Over 41 amazing acres in Carrizo Ranch with road access on both sides and only 5 minutes from 191 highway. Scenery, wildlife, and privacy on this lot straight out of a wild west movie. HOA takes care of roads but very few restrictions. Build your off grid property, camp, or bring your RV. Plenty of room to explore but also only 15-20 minutes to St. Johns for shopping and gas. Seller is closely related to agent.

TBD Carrizo Ranch Lot 355 -- Unit 355, St Johns

$18,900

7067476 MLS

Own your own 40 acres in highly desirable Carrizo Ranch. Beautiful high desert with amazing views and wildlife. Property is only minutes from the highway but it feels secluded, private and remote. Build your off grid home, bring an RV or have a spot of your own to camp. HOA ensures roads stay great but have very few restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 320 -- Unit 320, St Johns

$18,900

7067468 MLS

Own your own 40 acres with privacy and seclusion but within 5 minutes of the highway and 15 minutes to St. Johns. If you want valley views, this lot is for you. On the side of a gentle slope, you could build your off grid home towards the top and overlook the whole area. Tons of open land to explore and wildlife can be a daily occurence. Great roads as affordable HOA there to keep up roads with little other restrictions. Seller is closely related to agent.

TBD Carrizo Ranch Lot 253 -- Unit 253, St Johns

$5,997

7066734 MLS

Don't miss out on 4.6 acres with a ton of permitted uses in Apache County, Arizona, off Bar Nothing Ranch Rd with panoramic views and wide open skies at approximately 6,200 feet elevation. Mostly level to gently rolling terrain with native vegetation throughout. AR zoning permits single-family homes, manufactured homes, and RV use up to 30 days at a time. Camping allowed. No HOA. No build timeline. Off-grid utilities: well or water haul needed, septic needed, solar or alternative power recommended. Not in a flood zone. Taxes approximately $35.00 annually. GPS: 34.94402, -109.35658. Within reach of the White Mountains recreation corridor, Show Low, and Flagstaff. Owner carry available.

206-10-409 Bar Nothing Ranch Road Unit -, Chambers

$189,000

7066591 MLS

TAKE ANOTHER LOOK -- PRICE REDUCED $9,500 AND 120+ ACRES ADDED! Now offering 155.78 acres for only $189,000, an exceptional opportunity just 10 miles from St. Johns, Arizona--the ''Town of Friendly Neighbors.'' Four parcels are being offered together, providing expansive, private acreage with panoramic views and plenty of room to spread out. The property borders nearly a square mile of State Trust land, providing an exceptional buffer from neighboring development and preserving the open, private character of the area. The property is near Lyman Lake State Park, with boating, fishing and water skiing nearby, while the White Mountains offer more than 40 lakes, excellent hunting and fishing, and year-round outdoor recreation. Buildable areas extend across the property, with a basalt ridge rising in elevation and providing an abundant supply of natural stone for landscaping, construction and other projects. A water well and county-approved septic system add valuable infrastructure, with multiple RV dump sites for non-commercial use. Quiet, clean and sparsely populated, the land is well suited for a horse ranch, hobby farm or growing alfalfa. Annually maintained gravel and dirt roads provide access. Improvements include a 12' x 40' Graceland building, already drywalled and carpeted and ready to become a tiny home, guest quarters or bunkhouse, plus three 40' shipping containers for storage. Sunrise Ski Resort is also within reach. 155.78 acres, four parcels, a water well, existing improvements, 120+ additional acres, and a major price reduction--this property is worth another close look. Call today and come see what $189,000 can buy in the beautiful White Mountains of Arizona.

34 County Road N6437 -- Unit 329, 330, 336, 337, St Johns

$35,500

7065069 MLS

Escape to 36.5 acres of tranquility, offering privacy, peace, and endless possibilities. This property comes with an already built driveway and pad site, saving you time and money compared to other off-grid land. With free water from a nearby ranch well and year-round access via maintained roads, it's the perfect spot for those seeking a self-sufficient lifestyle. If you want more space, an adjacent 36.5 acres is also available. Just 45 minutes from St. Johns, AZ, this land is ideal for anyone looking for a quiet, respectful community in a beautiful, secluded setting. Seller financing available with 20% down.

Lot 752 Woodland Valley Ranch -- Unit 752, St Johns

$60,000

7064892 MLS

Escape the crowds and enjoy the peace, privacy, and endless horizons of this 40.89-acre off-grid property just 17 miles from St. Johns, Arizona. The partially fenced parcel is ideal for horses, recreation, homesteading, or a secluded rural retreat and borders a full square mile of Arizona State Trust land, providing added privacy with fewer neighboring properties nearby. Improvements include a 14' x 28.5' main cabin, 12.5' x 23.5' guest cabin, 12' x 32' WeatherKing storage building, 20' x 26' steel workshop, 8.5' x 10' solar shed, 6.5' x 8' pump house, numerous animal pens and dog runs, and a 34' fifth-wheel trailer that conveys with the sale, along with a variety of building materials. The off-grid solar system includes twelve 240-watt solar panels. The POA is primarily for road maintenance and does not impose restrictive CC&Rs. Some commercial uses may be permitted. Seller financing is available. Property is being sold as-is. None of the buildings have indoor plumbing, a septic system, or county permits. Buyer to verify all information, including zoning, intended use, permitting requirements, allowable commercial uses, and square footage. Priced to reflect its current condition and offered for a quick sale due to the seller's health.

24 County Road N6210 -- Unit 79, St Johns

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