Cochise Homes with Seller Approve Terms New Financing

Cochise Homes with Seller Approve Terms New Financing

Cochise County, located in the state of Arizona, is a beautiful region known for its stunning landscapes, rich history, and vibrant communities. With its diverse mix of small towns, rural areas, and natural wonders, Cochise County offers a unique and desirable living experience for residents.

One of the appealing aspects of the real estate market in Cochise County is the availability of homes with seller-approved terms and new financing options. These properties provide an excellent opportunity for buyers to find their dream home with flexible payment plans and financing options that cater to their specific needs.

Homes with seller-approved terms allow buyers to negotiate directly with the seller, bypassing traditional lending institutions. This can be advantageous for those who may have difficulty securing a loan through conventional means or prefer a more personalized financing arrangement. With seller-approved terms, buyers have the opportunity to work out a payment plan that suits their budget and financial situation.

Additionally, new financing options further enhance the accessibility of the real estate market in Cochise County. These options provide buyers with a range of choices, including low down payment programs, government-backed loans, and specialized financing for first-time homebuyers. This variety of financing options ensures that individuals from all walks of life can find a home that meets their needs within Cochise County.

Whether you're seeking a charming historic home, a spacious ranch property, or a cozy suburban retreat, Cochise County offers a wide array of real estate options with seller-approved terms and new financing opportunities. Explore the beauty and affordability of this remarkable county and find your perfect home in Cochise.

Newest Cochise Homes with Seller Approve Terms New Financing

$26,500
7086261 MLS
8.2± acre homesite in Huachuca City with panoramic mountain and desert views! This elevated Cochise County property offers a great setting for a site-built home or ranchette. RU-4 zoning, no HOA, recent survey available and electric approx. 300 ft. from the property. Water options include hauled/delivered water or drilling a private well; septic required. Easy access from Hwy 90 with no 4x4 typically needed. Convenient to Sierra Vista and Fort Huachuca. Recorded CC&Rs prohibit manufactured/mobile homes. Seller financing available: 25% down, 10% interest, 4-year amortization, no prepayment penalty. Offered at $26,500. 8.2± ACRE HOMESITE - HUACHUCA CITY, ARIZONA - COCHISE COUNTY Opportunity to own 8.2± acres of scenic southern Arizona land with expansive mountain and desert views. Located on W Lonely Dove Place near Huachuca City and Sierra Vista, this elevated property offers privacy, usable acreage and an attractive setting for a future site-built home or ranchette. PROPERTY DETAILS Address: 3XX W Lonely Dove Pl, Huachuca City, AZ 85616 APN: 106-43-011B Parcel Size: 8.2± acres Zoning: RU-4 Elevation: Approximately 4,400± feet Subdivision: Lazy DS Ranch Estates HOA: None 2025 Property Taxes: Approximately $325/year Terrain: Elevated, relatively flat building area with sloping terrain Road Access: W Lonely Dove Place / dirt road Survey: Recent survey available PANORAMIC SOUTHERN ARIZONA VIEWS The elevated setting provides impressive views of the surrounding mountains, valleys and high-desert landscape. Enjoy wide-open Arizona skies, beautiful sunrises and sunsets and excellent nighttime stargazing. The property includes an elevated, relatively flat area that provides an appealing location for planning a future homesite while the surrounding slopes add character and views. UTILITIES Electric service is approximately 300 feet from the property. There is currently no water service to the parcel. Potential water options include hauled or delivered water or installation of a private well. Buyer to investigate the availability, feasibility and cost of water. No public sewer service is available. A private septic system will be required, subject to applicable approvals and requirements. ZONING AND CC&Rs The property is zoned RU-4 by Cochise County and is located within Lazy DS Ranch Estates. Recorded CC&Rs and amendments apply to the property. The recorded restrictions prohibit manufactured/mobile homes. The property is therefore being marketed for a site-built residence or other uses permitted by the applicable zoning and recorded restrictions. Buyer should independently review the complete recorded CC&Rs and amendments and verify zoning, building requirements, permitted uses and any other restrictions applicable to the buyer's intended use. ACCESS AND LOCATION The property is accessible from Highway 90 using local roads, and a 4x4 vehicle is typically not required under normal road and weather conditions. Approximate distances: Sierra Vista - 11± miles Tombstone - 25± miles Tucson - 72± miles The location offers a rural setting while remaining convenient to Sierra Vista, Fort Huachuca and the shopping, services, employment and recreation available throughout the area. SELLER FINANCING AVAILABLE Seller financing provides an attractive alternative to conventional vacant-land financing. Proposed terms: 25% down payment 10% interest 4-year amortization No balloon payment No prepayment penalty Seller financing is subject to Seller approval, buyer qualification and final negotiated terms. ONLINE INTERACTIVE MAP Interactive Land.id mapping is available and provides aerial imagery, parcel boundaries, terrain and surrounding-area information. OFFERED AT $26,500 A great opportunity for buyers seeking affordable southern Arizona acreage with panoramic views, RU-4 zoning, no HOA, nearby electric and seller-financing availability. Property information is believed to be reliable but is not guaranteed. Buyer to independently verify acreage, boundaries, legal and physical access, utilities, water availability, septic feasibility, zoning, CC&Rs, taxes, permitted uses and all other information material to the buyer's purchase.

3XX W Lonely Dove Pl -- Unit 11, Huachuca City

$250,000
7081565 MLS
±120 ACRES WEST OF WILLCOX | RU-4 ZONING | WELL | BORDERS STATE LAND | SELLER FINANCING. Rare ±120-acre opportunity in the beautiful Willcox area! This expansive, flat and mostly untouched parcel is located in the heart of southeastern Arizona ranch country, surrounded by working ranches and bordering State Land, providing incredible wide-open views, privacy and a true rural Arizona setting. The property sits at approximately 4,200 feet in elevation and offers sweeping views of the valley and the spectacular Winchester and Graham Mountains. The flat terrain and expansive acreage make this property an excellent candidate for a ranch, horse property, rural residence, agricultural use or long-term land investment. The property is zoned RU-4 (Rural) by Cochise County, offering rural... residential and other compatible rural uses with a 4-acre minimum lot size, subject to County requirements. With approximately 120 acres, there is plenty of room for a private ranch lifestyle, horses, livestock and recreational pursuits. One existing well is located on the property, adding significant value for a future ranch or homesite. The property is also entirely within Flood Zone X, according to the information provided. Conveniently located in close proximity to Cochise County Airport, while still offering the peace and privacy of the open desert. The sale includes three parcels being offered together in bulk: APNs 203-01-018, 203-01-041 and 203-01-042. Enjoy spectacular Arizona sunrises and some of the most beautiful desert-painted sunsets imaginable, with mountain ranges stretching across the horizon. This is a hard-to-find combination of large acreage, State Land frontage, well, rural zoning, mountain views and convenient location.Seller offers attractive seller financing to qualified buyers. A great opportunity to own a substantial piece of Arizona ranch country!

120acres W Holly Drive Unit -, Willcox

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.