Cochise Homes with Seller Approve Terms New Financing

Cochise Homes with Seller Approve Terms New Financing

Cochise County, located in the state of Arizona, is a beautiful region known for its stunning landscapes, rich history, and vibrant communities. With its diverse mix of small towns, rural areas, and natural wonders, Cochise County offers a unique and desirable living experience for residents.

One of the appealing aspects of the real estate market in Cochise County is the availability of homes with seller-approved terms and new financing options. These properties provide an excellent opportunity for buyers to find their dream home with flexible payment plans and financing options that cater to their specific needs.

Homes with seller-approved terms allow buyers to negotiate directly with the seller, bypassing traditional lending institutions. This can be advantageous for those who may have difficulty securing a loan through conventional means or prefer a more personalized financing arrangement. With seller-approved terms, buyers have the opportunity to work out a payment plan that suits their budget and financial situation.

Additionally, new financing options further enhance the accessibility of the real estate market in Cochise County. These options provide buyers with a range of choices, including low down payment programs, government-backed loans, and specialized financing for first-time homebuyers. This variety of financing options ensures that individuals from all walks of life can find a home that meets their needs within Cochise County.

Whether you're seeking a charming historic home, a spacious ranch property, or a cozy suburban retreat, Cochise County offers a wide array of real estate options with seller-approved terms and new financing opportunities. Explore the beauty and affordability of this remarkable county and find your perfect home in Cochise.

Newest Cochise Homes with Seller Approve Terms New Financing

$250,000
7081565 MLS
±120 ACRES WEST OF WILLCOX | RU-4 ZONING | WELL | BORDERS STATE LAND | SELLER FINANCING. Rare ±120-acre opportunity in the beautiful Willcox area! This expansive, flat and mostly untouched parcel is located in the heart of southeastern Arizona ranch country, surrounded by working ranches and bordering State Land, providing incredible wide-open views, privacy and a true rural Arizona setting. The property sits at approximately 4,200 feet in elevation and offers sweeping views of the valley and the spectacular Winchester and Graham Mountains. The flat terrain and expansive acreage make this property an excellent candidate for a ranch, horse property, rural residence, agricultural use or long-term land investment. The property is zoned RU-4 (Rural) by Cochise County, offering rural... residential and other compatible rural uses with a 4-acre minimum lot size, subject to County requirements. With approximately 120 acres, there is plenty of room for a private ranch lifestyle, horses, livestock and recreational pursuits. One existing well is located on the property, adding significant value for a future ranch or homesite. The property is also entirely within Flood Zone X, according to the information provided. Conveniently located in close proximity to Cochise County Airport, while still offering the peace and privacy of the open desert. The sale includes three parcels being offered together in bulk: APNs 203-01-018, 203-01-041 and 203-01-042. Enjoy spectacular Arizona sunrises and some of the most beautiful desert-painted sunsets imaginable, with mountain ranges stretching across the horizon. This is a hard-to-find combination of large acreage, State Land frontage, well, rural zoning, mountain views and convenient location.Seller offers attractive seller financing to qualified buyers. A great opportunity to own a substantial piece of Arizona ranch country!

120acres W Holly Drive Unit -, Willcox

$10,000
7068772 MLS
ONLINE LAND AUCTION! Bidding ends Thurs., Sept. 10 at 6 PM AZ time. $10,000 STARTING BID! Bid on an elevated 8.2± acre homesite near Huachuca City with panoramic mountain and desert views. RU-4 zoning, no HOA, recent survey available and electric approx. 300 ft. away. Easy access from Hwy 90 with no 4x4 required. Water options include hauled/delivered water or drilling a well; septic required. Build your dream home, ranchette or rural Arizona retreat. Seller financing available: 25% down, 10% interest, 4-year amortization, no balloon and no prepayment penalty. 10% Buyer's Premium. The property sells AS-IS with title insurance provided by the Seller. This is a partnership ordered sale. ONLINE LAND AUCTION - 8.2± ACRE HOMESITE - HUACHUCA CITY, ARIZONA BIDDING ENDS THURSDAY, SEPTEMBER 10, 2026 AT 6:00 PM ARIZONA TIME $10,000 STARTING BID Don't miss this opportunity to bid on an elevated 8.2± acre homesite in Lazy DS Ranch Estates near Huachuca City and Sierra Vista, Arizona. The property offers panoramic mountain and desert views, RU-4 rural zoning, no HOA, a recent survey and seller financing. PROPERTY HIGHLIGHTS 8.2± acres of vacant land Cochise County APN 106-43-011B $10,000 starting bid RU-4 rural zoning Panoramic mountain and desert views Approx. 4,400± ft. elevation Flat building area with sloping terrain No HOA Recent survey available Electric approximately 300 ft. from property Dirt-road access Access from Highway 90 without requiring a 4x4 Water by hauled/delivered water or installation of a private well Septic system required 2025 property taxes approximately $325 Seller financing available PANORAMIC SOUTHERN ARIZONA SETTING Picture your future home or ranchette surrounded by wide-open Southern Arizona scenery. The property occupies an elevated setting with impressive views in multiple directions. Enjoy colorful desert sunrises, mountain vistas during the day and expansive Arizona skies after sunset. The terrain includes a relatively flat area for planning a future homesite, surrounded by sloping desert terrain and natural vegetation. RU-4 RURAL ZONING The property is zoned RU-4 by Cochise County. RU-4 is a rural zoning classification with a minimum lot size of four acres. Buyers interested in residential, agricultural, livestock, alternative construction, RV or other uses should independently verify their intended use, zoning requirements and applicable permits with Cochise County. Qualifying RU-4 properties may be eligible for Cochise County's Rural Residential Owner-Builder program. Buyers should independently investigate eligibility and all applicable building, zoning, septic, floodplain, well and other requirements with Cochise County. SELLER FINANCING AVAILABLE Seller financing is available with the following proposed terms: 25% down payment 10% interest 4-year amortization No balloon payment No prepayment penalty Seller financing provides qualified bidders with an alternative to obtaining conventional vacant-land financing. Final financing documents and terms are subject to Seller approval. LOCATION Address: 3XX W Lonely Dove Pl, Huachuca City, AZ 85616 County: Cochise County APN: 106-43-011B Subdivision: Lazy DS Ranch Estates The property combines rural privacy with convenient access to nearby communities, employment, shopping and recreation. Sierra Vista is approximately 11± miles away, Tombstone approximately 25± miles and Tucson approximately 72± miles. PROPERTY INFORMATION Property Type: Vacant Land Parcel Size: 8.2± acres Zoning: RU-4 Elevation: 4,400± ft. Terrain: Flat building area with sloping terrain HOA: None Road Access: W Lonely Dove Pl Road Type: Dirt Electric: Service approximately 300 ft. from property Water: No existing water service. Buyer may investigate hauled or delivered water or installation of a private well. Sewer: None. Septic system required. 2025 Property Taxes: Approximately $325 Survey: Recent survey available Legal Description: See title and auction documents. PROPERTY PREVIEW The property is vacant land and may be inspected on a drive-by basis. Prospective bidders are encouraged to inspect the property and complete all desired due diligence before bidding. AUCTION TERMS This is an online-only real estate auction. Bidding ends Thursday, September 10, 2026 at 6:00 PM Arizona time. Starting bid is $10,000. No registration fee to bid. A 10% Buyer's Premium will be added to the successful high bid to determine the total purchase price. Example: A $25,000 high bid plus a $2,500 Buyer's Premium equals a $27,500 purchase price. The successful bidder will be required to make a non-refundable earnest money deposit equal to 10% of the purchase price. The balance of the purchase price is due at close of escrow, with closing to occur within 30 days following the auction. The property is offered AS-IS, WHERE-IS and the auction is conducted with reserve, subject to Seller approval of the high bid. Seller will convey clear title free of monetary liens and mortgages and provide an owner's title insurance policy subject to the terms and conditions of the auction. Seller reserves the right to withdraw the property, postpone or cancel the auction prior to the sale. BUYER DUE DILIGENCE All property information is believed to be from reliable sources but is not guaranteed. Prospective buyers are responsible for conducting their own due diligence and independently verifying all information material to their purchase decision, including acreage, boundaries, legal and physical access, road conditions, utilities, electric availability and cost, water availability, well feasibility, septic feasibility, soils, zoning, permitted uses, building requirements, Owner-Builder program eligibility, taxes and assessments. The property is being sold AS-IS, WHERE-IS. Bidders should complete their investigation and satisfy themselves regarding the property before bidding. Published auction terms, conditions and announcements shall take precedence over prior advertising.

3XX W Lonely Dove Pl -- Unit 11, Huachuca City

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