Navajo Homes with Conventional New Financing

Navajo Homes with Conventional New Financing

Navajo County, located in the state of Arizona, offers a diverse range of real estate options for those looking to settle in this beautiful region. With its stunning natural landscapes, rich cultural heritage, and affordable housing market, Navajo County presents an attractive opportunity for buyers seeking homes with conventional new financing.

Navajo County is situated in the northeastern part of Arizona and is known for its picturesque scenery, including the iconic Painted Desert and Petrified Forest National Park. The county is home to several Native American tribes, including the Navajo Nation, which adds a unique cultural element to the area.

When it comes to real estate, Navajo County offers a variety of housing options. Whether you're looking for a cozy single-family home, a spacious ranch-style property, or a modern townhouse, you'll find a range of options to suit your needs and preferences. The county's housing market is known for its affordability, making it an attractive choice for first-time homebuyers or those looking to upgrade their current living situation.

With conventional new financing available, buyers can take advantage of competitive interest rates and flexible loan terms to secure their dream home in Navajo County. This type of financing allows buyers to purchase a property with a fixed-rate mortgage, providing stability and predictability in their monthly payments.

Whether you're drawn to Navajo County for its natural beauty, cultural richness, or affordable housing market, this region offers a wonderful opportunity for individuals and families looking to settle down and enjoy all that Arizona has to offer.

Newest Navajo Homes with Conventional New Financing

$80,000
7082456 MLS
One of the only remaining lots in Mountain Gate. Your chance to own a slice of heaven in the White Mountains. Escape the valley heat and build the mountain retreat you've been dreaming about. Tucked into a quiet cul-de-sac on Winter Hawk Court, this beautiful 0.27-acre parcel is heavily treed with tall Ponderosa pines, perfectly level, and completely build-ready, with electric. Just bring your builder and your vision. Mountain Gate is one of Lakeside's most prestigious gated communities, and it shows. Seven ponds, streams, waterfalls, and HOA-maintained walking trails wind through the subdivision, the kind of neighborhood where you fall in love on your first drive through. Paved streets, a site-built homes-only policy ensure the community stays exactly as beautiful as the day you b

5039 Winter Hawk Court Unit 69, Lakeside
$335,000
2 Beds ⋅ 2 Baths ⋅ 7082446 MLS ⋅ 1,040 SqFt.
Your Rim Country retreat is ready. Tucked beneath towering old-growth Ponderosa Pines on a .41-acre lot, this well-kept 2 bed / 2 bath log-sided cabin delivers the mountain getaway feel with easy paved access just minutes from town. Step through the front door into a light-filled great room with vaulted ceilings, skylights, and oversized arched windows that frame the forest outside. The open layout flows from the living area to a cozy dining nook and an efficient kitchen with warm oak cabinetry, a butcher-block island, and plenty of storage. A dedicated indoor laundry room with upper cabinets rounds out the floor plan. Outside is where this property shines. Relax on the covered front porch with its rustic log posts, or head out back to the covered patio with a tongue-and-groove wood ceiling, perfect for grilling and evening conversations under the pines. A fenced yard area, rock-lined firepit, and a matching log-sided shed with electric and its own covered porch add function and charm. The oversized steel RV/boat cover means your toys for the lake or the trails have a home too. Dual-pane windows, central propane heat, and ceiling fans throughout make this comfortable year-round, whether you're escaping the Valley heat for the summer or settling in full time. Come see why life in the pines is better.

1967 Tall Pine Circle, Overgaard
$340,000
2 Beds ⋅ 2 Baths ⋅ 7082408 MLS ⋅ 1,653 SqFt.
Experience true mountain living with lots of trees and open spaces in this stunning open-concept home. Defined by warm wood accents and soaring open-beam ceilings, the main living area serves as the heart of the home. Skylights provide a lot of natural light, and you can close the blinds in the summer to keep it cool. Very open and appealing with many wood accents, the space is anchored by a pellet stove that keeps the living room warm and inviting.The upstairs has a loft area and a second bedroom and bath. The bedroom offers a wonderful open view of trees and blue skies, the perfect spot to relax.The two-car garage is divided into separate areas. One side has been used as a workshop, while the other side could easily be a third bedroom, sewing, or craft area. Outside, the patio area is surrounded by a beautiful Blue Spruce and lots of trees. What more could you want? The property includes two sheds for extra storage, great neighbors, and NO HOA. For added reliability, there is a generator that conveys with the property.

2663 Bob-O-Link Drive, Show Low
$475,000
4 Beds ⋅ 2 Baths ⋅ 7081722 MLS ⋅ 2,019 SqFt.
🏡 CUSTOM-BUILT MOUNTAIN HOME IN FOREST PARK Surrounded by Tall Ponderosa Pines! This beautiful custom-built mountain home offers spacious living, thoughtful design, & the perfect setting among the tall pines. With an open floor plan, vaulted ceilings, & plenty of room for entertaining, this property offers the ideal blend of comfort, privacy, & mountain charm! 🌲 PROPERTY HIGHLIGHTS • 4 Bedrooms | 2 Bathrooms • 2 Master Suites for added comfort & flexibility • 2,019 Sq. Ft. of Living Space • .58-Acre Wooded Lot • Custom-built with quality craftsmanship • Vaulted Ceilings create a spacious, open feel • Open Floor Plan perfect for gatherings & entertaining • Spacious open kitchen designed for entertaining • Beautiful stone-faced fireplace as a focal point • Jacuzzi tub & step-in shower " Convenient Jack-&-Jill second bathroom " Home was stained in 2024 " Surrounded by tall Ponderosa Pines " County-maintained paved roads " Underground utilities " Paved circular driveway " Covered front patio " Large covered back deck--perfect for relaxing or entertaining " 2-Car Garage with built-in storage cabinets " Peaceful, private mountain setting Enjoy the beauty of the tall pines & all the comforts of mountain living!

2202 Forest Park Drive, Overgaard
$700,000
5 Beds ⋅ 3 Baths ⋅ 7081579 MLS ⋅ 2,745 SqFt.
Nestled beneath majestic pines in Arizona's breathtaking White Mountains, is a rare opportunity to own 5.4± acres with two homes, 3-bedroom, 1.5-bath main home (1,785 sq ft) 2-bedroom, 1-bath guest home (960 sq ft) private well, barn, and the freedom to enjoy country living with no HOA. The charming main residence features 3 bedrooms, 1.5 bathrooms, and a welcoming wraparound porch--the perfect place to relax, enjoy the cool mountain air, and take in the peaceful beauty of the surrounding pines. The second residence offers 2 bedrooms, 1 bathroom, an attached one-car garage, enclosed back porch, and a spacious walk-in pantry, making it ideal for multigenerational living, extended family, guests, a caretaker, or potential rental income. Wake to crisp mountain mornings, the fragrance of towering pines, and the sounds of birds and wildlife. Spend your evenings beneath spectacular star-filled skies while enjoying the peace and privacy of your own mountain retreat. Designed for both recreation and functionality, the property includes a barn, fenced areas for horses and other animals, five storage sheds, and a convenient water source in the lower pasture, making it easy to provide water for livestock, horses, or gardens or simply enjoy the open space to create the country lifestyle you've always imagined. Surrounded by the beauty of Arizona's high country and just minutes from the Sitgreaves National Forest, hiking, fishing, horseback riding, ATV trails, and the Mogollon Rim, this property offers an exceptional combination of privacy, versatility, and outdoor adventure. Whether you're searching for a family compound, horse property, mountain getaway, or investment opportunity with two homes this is a place where memories are made, generations gather, and dreams take root.

1895 W Aspen Lane, Overgaard
$799,000
4 Beds ⋅ 3 Baths ⋅ 7081511 MLS ⋅ 2,600 SqFt.
Are you looking for an off-grid sanctuary? LOOK at this beautifully restored/remodeled home. This architectural masterpiece redefines off-grid living, combining absolute self-sufficiency with world-class finishes of a high-end estate. Nestled on 10 acres of pristine, private land, this property offers unmatched autonomy without sacrificing a single modern comfort. Even a guest house. Experience the ultimate off-grid autonomy & elevated southwest living with this custom-built, ranch-style luxury estate nestled on 10 pristine acres in the high desert of Arizona. This exceptional property seamlessly blends rugged self-sufficiency with sophisticated, high-end design, offering a rare opportunity to live completely untethered without compromising comfort. owner/agent.

2094 Supancheck Road, Show Low
$149,900
1 Beds ⋅ 1 Baths ⋅ 7081472 MLS ⋅ 640 SqFt.
Million-dollar views from the back covered deck of this cozy home! Comfortable living room opens to the dining area. Kitchen is very well equipped with oak cabinets for storage. Bedroom is large with plenty of extra room for storage/ sitting area/ possible extra sleeping area. Walk in shower in the bathroom. Plus, inside laundry room with full sized stackable washer, dryer and storage. Fully fenced yard. Brand new septic system that is still under warranty. White Mountain Lake privileges are included. Enjoy the four seasons in the White Mountains. Rural setting yet minutes from downtown Show Low and Snowflake AZ

8446 Pinon Drive, Show Low
$335,000
3 Beds ⋅ 2 Baths ⋅ 7081450 MLS ⋅ 1,471 SqFt.
Charming 1,471 sq ft, furnished, 3-bedroom, 2-bath, two-level cabin built in 1985, nestled among tall trees on a .19-acre lot. Enjoy the wooded setting from the covered front deck. Inside, abundant natural wood accents create the warm, rustic cabin feel you've been looking for. Paved road access adds convenience, while the two-level layout provides comfortable living space for family and guests. A wonderful mountain retreat, vacation getaway, or year-round home!

2974 Mogollon Drive, Overgaard
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 7081316 MLS ⋅ 4,077 SqFt.
Rare opportunity to own a piece of Pinetop history! This exceptional 4-bedroom plus loft, office, and game room, 4,100 SF lodge offers seclusion and serenity in the heart of town, set along Billy Creek on a quiet private road. Original full-sized logs were cut at Sunrise Ski Park when the runs were established in the 1970s, and the front door was won in a poker game and originally served as the door to the historic Holbrook Post Office. A 3,000 SF addition was completed in 2004, and another full bath added and additional bedroom enclosed in 2021. Vaulted ceilings, lava rock fireplace, game room, massive deck, fire pit and creek access complete this unique retreat. Currently an active Airbnb generating approximately $130K-$150K gross annually. Sold fully furnished, professionally designed.

463 W Pine Shadow Drive, Lakeside
$85,000
7081218 MLS
1 acre adjacent to Hwy 260 with over 170 feet of highway frontage. Zoned C-R for commercial-residential, providing numerous possibilities with this lot! Manufactured homes allowed per zoning, as well as almost any kind of store! Electric is on the property line. Terrain is relatively flat with gentle slopes.

6662 State Route 260 -- Unit -, Show Low
$530,000
7081185 MLS
Rare opportunity to own a truly special irrigated pasture in Snowflake, AZ. This stunning 5.88 acre property offers the perfect blend of functionality and beauty, complete with 5.5 irrigation shares and a well-established irrigation system that runs from April through October. With 13 head gates, the property is thoughtfully designed for efficient water distribution, ideal for farming, livestock, or creating your dream homestead. The land is fully enclosed with 4-run metal fencing featuring unique design elements that add both charm and durability. City water is already in place, adding convenience and value to this exceptional parcel. Opportunities like this don't come around.

000 E Snowflake Boulevard Unit -, Snowflake
$530,000
3 Beds ⋅ 3 Baths ⋅ 7081159 MLS ⋅ 1,788 SqFt.
NEW Roof!! Custom-built, one-owner mountain retreat surrounded by mature trees! Soaring ceilings and clerestory windows fill the home with natural light, while a striking stone fireplace anchors the living room. The kitchen features knotty hickory cabinetry and opens to the dining area and screened-in porch. The spacious primary suite offers a see-through fireplace shared with the ensuite, featuring a jetted garden tub and walk-in shower with dual shower heads. Upstairs, a view loft with wet bar and additional bedroom offers flexible space for guests or a private retreat. Enjoy covered outdoor spaces, built-in speakers, a circular asphalt drive, two-car garage, and plenty of room for your toys. A unique home with warmth and mountain charm!

2803 Dogleg Way, Overgaard
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