Navajo Homes with FHA New Financing

Navajo Homes with FHA New Financing

Navajo County, located in the state of Arizona, offers a variety of housing options for those looking to settle in the area. With its stunning natural beauty and rich cultural heritage, Navajo County is an ideal place to call home.

One of the advantages of living in Navajo County is the availability of homes with FHA new financing. The Federal Housing Administration (FHA) provides loans that are insured by the government, making it easier for homebuyers to secure financing. This is especially beneficial for first-time buyers or those with lower credit scores, as it offers more flexible eligibility requirements and lower down payment options.

Whether you are looking for a cozy single-family home in a quiet neighborhood or a spacious ranch-style property with stunning views, Navajo County has a wide range of options to suit different budgets and preferences. With the FHA new financing option, more people can fulfill their dream of homeownership and enjoy the benefits of living in this beautiful county.

In addition to its housing opportunities, Navajo County boasts a diverse range of recreational activities and attractions. From exploring the breathtaking landscapes of the Petrified Forest National Park to immersing yourself in the rich Native American culture at the Navajo Nation Museum, there is always something to discover and enjoy in this vibrant county.

If you are considering making Navajo County your home, now is the perfect time to explore the available homes with FHA new financing. Take advantage of the opportunities offered by the FHA and find your dream home in this enchanting part of Arizona.

Newest Navajo Homes with FHA New Financing

$339,000
3 Beds ⋅ 2 Baths ⋅ 7086892 MLS ⋅ 1,401 SqFt.
Enjoy easy, carefree living in this beautifully maintained 3 bedroom, 2 bath home located in a gated 55+ community in Show Low! Built in 2020 and offered fully furnished, this single-level home is truly move-in ready--just bring your suitcase and start enjoying the White Mountains. The bright, open floor plan offers plenty of natural light with an easy flow between the living, dining and kitchen areas. The spacious kitchen features beautiful wood cabinetry, granite countertops, stainless steel appliances, gas range, abundant storage and generous counter space with bar seating. Attractive flooring and a neutral color palette create a warm, comfortable feel throughout. The primary suite is spacious with sliding glass doors providing direct outdoor access, while two additional bedrooms provide plenty of room for guests, an office or hobbies. Outside, attractive stone accents add mountain character, and the covered front patio offers a great place to relax and enjoy the cool mountain air. Low-maintenance landscaping and an attached one-car garage add to the convenience. The community itself is a highlight, with a clubhouse, workout room, swimming pool and a wide variety of activities, making it easy to stay active, socialize and enjoy the 55+ lifestyle. HOA dues are $593 per quarter. Whether you're looking for a full-time residence, seasonal retreat or a lock-and-leave mountain home, this one is ready to enjoy from day one. Offered at $339,000 and sold fully furnished!

5321 S Maverick Mountain Drive, Show Low
$455,000
2 Beds ⋅ 2 Baths ⋅ 7086821 MLS ⋅ 988 SqFt.
Welcome to the CUTEST little cabin in Show Low! Tucked inside the popular gated Bison Community, this charming 2 bedroom cabin is ready for mountain memories. Enjoy the natural, pristine landscaping, a fenced backyard, and the sweetest front porch-perfect for waving to the neighbors. The sellers Love their walks through the wide, quiet streets of this peaceful community. And when the temperatures drop? Cozy up around the fireplace, grab your favorite movie, and enjoy a night in with the family. This is mountain living at its cutest!

1800 N Bison Court, Show Low
$395,000
3 Beds ⋅ 3 Baths ⋅ 7086741 MLS ⋅ 1,536 SqFt.
Completely remodeled in 2023 with a NEW metal roof, HVAC system with central heating and cooling, appliances, and garage door! This 3-bedroom, 3-bath split-level home offers modern updates, no HOA, a large backyard, and an incredible Lakeside location close to trails, fishing, restaurants, and entertainment. Inside, you'll find gorgeous LVP flooring, quartz countertops, stainless steel appliances, beautifully tiled showers, and a stunning kitchen with a window over the sink overlooking the backyard. Upstairs, oversized picture windows fill the living room with natural light and give you the perfect place to watch the snow fall, leaves change, and summer monsoons roll through. A cute covered back deck leads to the spacious backyard with plenty of potential for entertaining, kids, pets, or your own outdoor retreat. Complete with a garage and conveniently located near so much of what the White Mountains have to offer, this home would make a fantastic primary residence, mountain getaway, or potential short-term rental. Priced to sell!

1419 W Navajo Lane, Lakeside
$460,000
3 Beds ⋅ 2 Baths ⋅ 7086424 MLS ⋅ 1,560 SqFt.
Welcome to this beautiful new-build home in the desirable Show Low Bluff subdivision! Offering 3 bedrooms, 2 bathrooms, and approximately 1,560 square feet of thoughtfully designed living space, this home combines modern finishes with comfortable White Mountains living. Inside, you'll find an inviting open-concept layout with durable laminate flooring throughout the main living areas and a bright, functional kitchen featuring all-electric appliances. The spacious primary suite is a standout, complete with a separate soaking tub and beautifully tiled walk-in shower for a relaxing, spa-like feel. Enjoy the mountain air from the covered front and back decks, perfect for morning coffee, outdoor dining, or relaxing at the end of the day. The home also features attractive lap siding, a fully landscaped property, and an attached 2-car garage. Brand-new and almost move-in ready, this Show Low Bluff home offers modern comfort, low-maintenance living, and plenty of indoor and outdoor space to enjoy everything the White Mountains have to offer.

1060 S Ridgecreek Lane, Show Low
$350,000
3 Beds ⋅ 2 Baths ⋅ 7086054 MLS ⋅ 1,432 SqFt.
Light, airy and immaculate, this 2023-built home still feels brand new! The inviting great room floor plan features a well-appointed kitchen with granite countertops, abundant cabinetry, pantry and a large center island with convenient storage on both sides. Spacious primary suite offers a custom walk-in shower, plus two guest bedrooms. Quality construction includes 2x6 walls, spray-foam insulation and a post-tension slab. Enjoy an owned, buried propane tank, tankless water heater, water softener, finished/insulated garage and Cat5 wiring throughout. Garage has a 220V EV outlet. Relax on the large 48' x 8.3' covered rear patio overlooking low-maintenance landscaping. Sundance Springs is a welcoming community with a $15/month HOA for road maintenance.

1120 E Adams Street, Snowflake
$539,000
3 Beds ⋅ 2 Baths ⋅ 7085905 MLS ⋅ 1,512 SqFt.
WOW! Attention to detail fills this custom NEW BUILD (2026) Zero maintenance siding. Great room living room with vaulted ceilings. Central AC and natural gas heating. Open kitchen with fingerprint free GE stainless steel appliances and granite counter tops. High end fixtures. Split bedroom floor plan. Large primary bedroom with custom shower and walk-in closet. Oversized front and back covered decks to enjoy the four seasons in the White Mountains. Rural feel but less than 10 minutes from downtown Show Low AZ. Be the first owner of this beautiful home!

821 S Ridgeline Drive, Show Low
$745,000
3 Beds ⋅ 3 Baths ⋅ 7085679 MLS ⋅ 2,316 SqFt.
Your Private Mountain Retreat Awaits! Tucked behind not one, but 2 gated entrances. Exceptional blend of privacy, comfort, and refined mtn living. Inside, you will see many beautiful updates, open floor plan, fireplace, specialized fixtures throughout and do not forget the bonus room that has an oversized spa/hot tub that also includes its own bathroom/walk in shower and entrance to outside. The gorgeous kitchen has ample counter/cabinet space. Cabinets and doors throughout the home are real solid custom wood. Forced central air and heat (gas)! Then walk out to the beautiful patio that has pavers all around and to garage, wonderful for entertainment and just enjoying the mtn air. Do not forget the sound of your own personal waterfall fountain. Attached 2 car garage with lots of storage. LOW HOA: $130 quarterly. For those who love the outdoors, adventure is just minutes away. Enjoy easy access to the National Forest, with miles of trails for hiking, horseback riding, gas toys and exploring the beautiful White Mountains. And when it's time to enjoy town, downtown Show Low is conveniently close for restaurants, shopping, entertainment, and everyday amenities. Whether you're searching for a sophisticated full-time residence, a luxurious second home, or a peaceful mountain escape, this property offers a rare opportunity to enjoy privacy, comfort, recreation, and the best of White Mountain living--all in one exceptional setting.

2640 N Eagle View Circle, Show Low
$598,000
3 Beds ⋅ 3 Baths ⋅ 7084702 MLS ⋅ 2,227 SqFt.
Welcome to your Pinetop Country Club mountain retreat! This inviting 3br/3ba home offers 2,227 SF of comfortable mountain living on a beautifully wooded 0.44-acre lot. One of the home's standout features is the rare and highly desirable ensuite arrangement--each of the three bedrooms has its own private bathroom, offering exceptional privacy and comfort for family, guests or extended stays. The newer expansive covered Trex deck is low maintenance and perfect to enjoy! The spacious primary suite provides a peaceful retreat with its own ensuite bath featuring a double vanity and a separate private shower room, creating a comfortable and functional space to start and end your day. The additional two bedrooms also feature private ensuite bathrooms, making this floor plan appealing to guests. At the heart of the home, the spacious living room showcases a beautiful floor-to-ceiling stone fireplace, creating a warm and inviting focal point surrounded by rich wood-paneled walls and large windows overlooking the towering pines. The generous living area offers plenty of space for gathering, relaxing and entertaining. The kitchen provides an abundance of cabinetry and workspace, while the home's classic mountain character offers the perfect opportunity to add your own personal style. Step outside onto the large covered rear deck, an ideal setting for morning coffee, outdoor dining or unwinding beneath the tall pines. A spacious paver driveway and attached garage add convenience, while the wooded 0.44-acre setting provides the privacy and natural beauty that make Pinetop so special. Located in Pinetop Country Club, this home offers a wonderful opportunity to enjoy the cool mountain climate, towering pines and relaxed White Mountains lifestyle. Three bedrooms. Three private ensuites. A dramatic stone fireplace. A spacious covered deck. And a beautiful, wooded Pinetop Country Club setting. This is the kind of mountain home that makes it easy to settle in, gather with family and friends, and enjoy everything the White Mountains have to offer. Living in Pinetop Country Club is all about embracing the relaxed mountain lifestyle while still having a wonderful sense of community and recreation close to home. Surrounded by towering ponderosa pines, residents enjoy cool summer temperatures, four distinct seasons, and easy access to outdoor adventures including hiking, biking, fishing, skiing and exploring the beautiful White Mountains. The community is centered around the Pinetop Country Club golf course, offering a scenic setting and a welcoming atmosphere for golf enthusiasts and those who simply appreciate the beauty of the area. Nearby Pinetop-Lakeside provides shopping, dining, local events and everyday conveniences, while the surrounding national forest offers endless opportunities to get outside. Whether you're looking for a year-round residence, a weekend getaway or a place to slow down and enjoy nature, Pinetop Country Club offers that quintessential Arizona mountain lifestyle.

3052 Madison Lane, Pinetop
$274,900
2 Beds ⋅ 1 Baths ⋅ 7084487 MLS ⋅ 768 SqFt.
Escape the woods in this charming 2 bed, 1 bath home! This adorable house offers an inviting atmosphere surrounded by the peaceful beauty of nature. Inside you'll find a comfortable layout with plenty of charm making it an ideal retreat or full time home. The bonus bar room is perfect for entertaining. Step outside to the fenced in yard offering space for pets, outdoor gatherings or simply enjoying the serene wooded setting. For added convenience, the property also features an RV hook up and RV gate that provides additional space for parking, storage, hobbies or recreational use. If you are looking for a cozy get away this home is one you won't want to miss.

3367 Rim Lakes Drive, Overgaard
$269,000
3 Beds ⋅ 2 Baths ⋅ 7083845 MLS ⋅ 1,120 SqFt.
Escape to the cool pines of the White Mountains with this inviting 3-bedroom, 2-bath home nestled on approximately 0.54 acres in a peaceful Overgaard setting. Surrounded by mature pine trees and tucked away on a quiet cul-de-sac, this property offers the perfect blend of privacy, comfort, and outdoor living. Inside, you'll find a comfortable floor plan featuring a spacious living room, an eat-in kitchen, and a private primary suite. Central heating and evaporative cooling help keep the home comfortable throughout the seasons. The spacious lot has a single car detached garage, and a two car carport. Plenty of outdoor space.

2032 Bald Eagle Court, Overgaard
$525,000
4 Beds ⋅ 3 Baths ⋅ 7083341 MLS ⋅ 1,828 SqFt.
SOLAR!! This beautiful 4-bedroom, 2.5-bathroom home is nestled in a fantastic neighborhood and offers the perfect combination of comfort, style, and outdoor living. Step inside and fall in love with the spacious open-concept layout, designed for easy living and entertaining. The desirable split floorplan provides privacy for the primary suite while offering plenty of room for family, guests, or a home office. Super clean and beautifully maintained, this home is truly move-in ready! And wait until you see the backyard! Enjoy your morning coffee, weekend barbecues, and unforgettable evenings on the wonderful back patio. With a great backyard and plenty of space to enjoy the outdoors, this home is made for making memories. Adding even more value and convenience, this home features solar and permanent holiday lighting, giving you energy-conscious living and beautiful curb appeal all year long. Located in a great White Mountains neighborhood, you'll be close to schools, shopping, and everyday conveniences while enjoying the relaxed mountain lifestyle you've been looking for. This is more than just a house--it's a place to call home. Come see the charm, comfort, and lifestyle this White Mountains gem has to offer. Your next chapter starts here!

861 E Blue Jay Lane, Show Low
$575,000
3 Beds ⋅ 2 Baths ⋅ 7083334 MLS ⋅ 2,748 SqFt.
Welcome to this wonderful family home in Heber, Arizona, offering a spacious layout, bay window, generous outdoor space, and beautiful views of Buckskin Wash and the Granite Cliffs. With 3 bedrooms and 2 bathrooms on the main level plus an upstairs game room that could offer additional sleeping space, office space, or a potential fourth bedroom, there's plenty of room to spread out and make this home your own. The large kitchen provides plenty of room for cooking, gathering, and entertaining, with the added convenience of a large pantry for all your storage needs. The home's generous front and back yards provide plenty of space for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings and spectacular views. A utility shed/workshop adds valuable additional space for projects, hobbies, tools, or storage. Even better, the roof is only approximately 6 months old, while the furnace, dishwasher, and water heater are approximately 3 years old, providing added peace of mind for the next owner. Whether you're looking for a full-time family home, a mountain getaway, or a place with room to grow, this Heber property offers a great combination of space, views, and functionality. Come experience the views and see all that this home has to offer

3357 Reidhead Street, Heber
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