Flagstaff Homes with VA Loan New Financing

Flagstaff, located in Coconino County, Arizona, is a charming city nestled in the midst of breathtaking natural beauty. Known for its stunning landscapes, Flagstaff offers residents a unique blend of outdoor adventure and urban amenities.

With its close proximity to the San Francisco Peaks, Flagstaff is a paradise for outdoor enthusiasts. Hiking, mountain biking, skiing, and camping opportunities abound, providing endless opportunities to explore the surrounding wilderness. The city is also home to several national parks, including the iconic Grand Canyon, making it an ideal destination for nature lovers.

Flagstaff is not just about its natural wonders; it also boasts a vibrant downtown area filled with shops, restaurants, and cultural attractions. The city is known for its thriving arts scene, with numerous galleries and theaters showcasing local talent. Flagstaff also hosts a variety of festivals and events throughout the year, celebrating everything from music to food.

For those looking to settle down in Flagstaff, there are plenty of housing options available. One financing option to consider is the VA loan, which provides eligible veterans with the opportunity to purchase a home with favorable terms. With the Homes with VA Loan New Financing option, veterans can take advantage of low interest rates and flexible repayment options.

Whether you're seeking adventure in the great outdoors or a vibrant city lifestyle, Flagstaff offers something for everyone. With its natural beauty, cultural attractions, and housing options like the Homes with VA Loan New Financing, this city is an ideal place to call home.

Newest Flagstaff Homes with VA Loan New Financing

$489,900

2 Beds ⋅ 1 Baths ⋅ 7076357 MLS ⋅ 909 SqFt.

Unobstructed views of Humphreys Peak from the expansive covered rear deck -- Arizona's highest summit on the horizon at sunset. Authentic 1960 log cabin in Mountainaire, 15 minutes to downtown Flagstaff and minutes to trails, lakes and national forest. Warm wood interiors, a wood-burning stove, and a sunny breakfast nook. Systems and structure extensively updated: new dual-pane low-E windows throughout, updated electrical, added plumbing with indoor washer and dryer, reinforced foundation, new baseboard heaters (no air conditioning, as is typical at this elevation), refreshed exterior paint, new perimeter fencing and improved landscaping. Roof updated 2018. No HOA. Flood Zone X. Short-term rentals permitted and operating today -- most furnishings convey by separate bill of sale, so a buyer steps into a turnkey retreat or a running rental from day one. A proven getaway, not a project. Not just a home in Flagstaff--this is the Northern Arizona cabin experience.

945 Osage --, Flagstaff

$395,000

2 Beds ⋅ 2 Baths ⋅ 7076305 MLS ⋅ 1,104 SqFt.

Enjoy clear San Francisco Peaks views from this bright 2 bedroom condo in Central Flagstaff. High 10 foot ceilings and large windows create an open, sunny living space. The split bedroom layout offers great privacy for both rooms, making it a practical setup for guests, roommates, or a home office. Outside, the quiet community features grassy green spaces, mature pine trees, and covered parking. You are just minutes from Downtown Flagstaff, Northern Arizona University, Flagstaff Medical Center, and local hiking trails. Whether you want a primary residence, a low maintenance second home to escape the desert heat, or a fully-furnished rental investment, this central location delivers the best of high country living.

1401 N 4th Street Unit 233, Flagstaff

$765,000

4 Beds ⋅ 2 Baths ⋅ 7074683 MLS ⋅ 1,743 SqFt.

VIEWS, VIEWS & MORE VIEWS! Add Coconino National Forest, A/C, Doney Park Water, and 2.5 acres, and you have a rare opportunity to own an exceptional mountain property where spectacular views, modern comfort, and an unmatched setting come together. Designed to capture its incredible setting, the expansive covered porch becomes an extension of the home--offering front-row views of the San Francisco Peaks, peaceful mornings with coffee, spectacular summer monsoon skies, and unforgettable star gazing. A private rear paver patio provides an additional outdoor gathering space perfect for entertaining family and friends. Inside, 10-foot ceilings and a thoughtfully designed split floor plan create a spacious, comfortable feel. The open great room features a wood stove and flows seamlessly into... the kitchen, while a formal dining room provides additional space for entertaining and the 4th bedroom gives even more flexibility. New LVP, range, dishwasher and interior paint - all in August 2026 - round out the interior amenities. The Garage was also thoughtfully designed with a usable Loft which can be extended for even more space, a garage door that opens vertically, and extra work/storage space. Last but not least, need more space or have ideas to expand? Check out the crawlspace and let your imagination run wild!

9013 Beasley Road, Flagstaff

$725,000

3 Beds ⋅ 3 Baths ⋅ 7072997 MLS ⋅ 2,102 SqFt.

Discover comfortable modern living in this beautifully situated 3-bedroom, 3-bathroom home in Flagstaff's desirable Mission Timber community. Offering approximately 2,102 square feet of living space, this 2020-built residence combines contemporary design with the relaxed mountain-town lifestyle that makes Flagstaff so special. The thoughtfully designed floor plan provides generous space for everyday living, entertaining, working from home, or hosting family and friends. With three bedrooms and three bathrooms, the home offers flexibility and privacy while maintaining an inviting sense of connection throughout the living spaces. Located in west Flagstaff, the property provides convenient access to the area's outdoor recreation, local amenities, dining, shopping, and the many attractio hat make Flagstaff a sought-after destination. Whether you're looking for a full-time residence, second home, or investment opportunity, 2448 W Mission Timber Circle offers an appealing combination of newer construction, functional living space, and an excellent Flagstaff location.

2448 W Mission Timber Circle, Flagstaff

$530,000

3 Beds ⋅ 3 Baths ⋅ 7071823 MLS ⋅ 1,680 SqFt.

Tucked into the sought-after Boulder Point Enclave on Flagstaff's west side, this inviting townhome offers an unbeatable location and easy, comfortable living just minutes from NAU, shopping, dining and trails. Vaulted ceilings and a spacious family room create an open, welcoming feel. The main-level primary suite features a private full bath, while two additional bedrooms and a shared bath are upstairs. A main-level powder room adds convenience for guests. Step outside to a private backyard retreat, perfect for morning coffee, entertaining or enjoying Flagstaff's beautiful four-season lifestyle. An ideal primary residence, second home or mountain getaway.

1797 W Camelot Drive, Flagstaff

$525,000

3 Beds ⋅ 2 Baths ⋅ 7068527 MLS ⋅ 1,775 SqFt.

Welcome to this well-maintained 1,775-square-foot property offering a rare combination of residential comfort and commercial potential in Flagstaff. Zoned for both commercial and residential use, this unique property gives you the flexibility to live, work, or combine the two. The front portion of the home was previously operated as a salon, and one salon station remains in place. With additional stations easily added, the space could be converted back into a salon or transformed into an entirely new business venture. Whether you're an entrepreneur looking for a place to operate your business, an investor seeking versatility, or someone who wants a home with income-producing potential, the possibilities are truly endless. The back portion of the property has been used as a comfortable residence. Recently updated flooring adds a fresh touch throughout the home, while a spacious bonus room provides even more flexibility--it could become a large laundry room, home office, hobby space, or potentially a 4th bedroom. Outside, you'll find a nice-sized yard with two storage sheds, including one that could make an excellent workshop. This is a property that can adapt to your needs and your vision, whether you're looking to bring a business back to life, create something completely new, or simply enjoy the convenience of having both commercial and residential possibilities in one location. Come see all that this versatile Flagstaff property has to offer! Electric or gas dryer hookup. Sale is contingent on the sellers finding a suitable replacement property.

2721 N West Street, Flagstaff

$895,000

4 Beds ⋅ 2 Baths ⋅ 7067163 MLS ⋅ 2,397 SqFt.

Tucked on a .33-acre corner lot in Continental Country Club, this 4-bedroom home gives you what Flagstaff living is all about -- indoor comfort, outdoor space, and room for everyone. Start in the backyard, because that's where this one shines: fully fenced, with a large tiered concrete patio and a separate paver patio made for summer barbecues and crisp fall evenings, your own apple trees, Forever Lawn turf that stays green without the water bill, and low-maintenance landscaping on a drip system. It's the rare Flagstaff yard that's both spacious and easy. Inside, the remodeled kitchen brings newer cabinets and countertops, while the living room's wood-burning fireplace is ready for snowy nights. Three bedrooms sit conveniently on the first floor along with a beautifully remodeled bathroom, while the private primary suite -- complete with walk-in closet -- gives you a retreat of your own. The attached 2-car garage offers generous storage, and a tankless water heater delivers endless hot water while keeping utility bills in check. Corner lot. Remodeled spaces. A backyard built for actually living outside. Schedule your private tour today -- homes like this in Continental don't wait around.

2320 N Timberline Road, Flagstaff

$460,000

3 Beds ⋅ 2 Baths ⋅ 7067091 MLS ⋅ 1,584 SqFt.

This 3-bedroom, 2-bathroom home features a thoughtful split floor plan designed for maximum space and flexibility. The spacious primary bedroom offers an extra alcove--perfect for a private home office, nursery, or cozy reading nook. Need extra room? One of the secondary bedrooms is oversized and could easily be split or converted into a 4th bedroom! Enjoy a spacious 2-car garage and a fully fenced backyard, ideal for relaxing, entertaining, or taking in Flagstaff's beautiful seasons with serene open space right behind you. Unbeatable location just minutes from Northern Arizona University (NAU), Flagstaff Athletic Club, and vibrant Downtown Flagstaff, offering instant access to dining, shopping, and outdoor trails.

1251 S Mark Lane, Flagstaff

$325,000

2 Beds ⋅ 2 Baths ⋅ 7064895 MLS ⋅ 906 SqFt.

Welcome to this upgraded 2 bedroom, 2 bathroom condo in The Arbors, offering low maintenance living in a highly desirable Flagstaff location! This move in ready lower level unit features a functional open layout and a covered patio just off the living room, perfect for enjoying your morning coffee or relaxing in the fresh mountain air. Ideally situated just minutes from downtown Flagstaff, NAU, shopping, dining, and everyday conveniences, this property is well suited as a primary residence, second home, or investment opportunity. Residents of The Arbors enjoy access to two clubhouses, a fitness center, jacuzzi, BBQ areas, study room with free WiFi, and beautifully maintained grounds. One covered parking space is included, and the HOA covers exterior maintenance, snow removal, water, sewer, and trash. Don't miss this opportunity to own an upgraded, move in ready condo in one of Flagstaff's most sought after locations! Some photos in this listing have been virtually staged or digitally altered to show property potential.

1385 W University Avenue Unit 167, Flagstaff

$769,000

3 Beds ⋅ 3 Baths ⋅ 7064010 MLS ⋅ 2,306 SqFt.

Welcome to this beautifully maintained townhome located just 1.5 miles from NAU and minutes from Pine Canyon Golf Course. Offering 3 bedrooms, 3 bathrooms, and a versatile loft, this thoughtfully designed home provides privacy with each bedroom situated on its own level. The bright and inviting main living area features a cozy gas fireplace, spacious kitchen with ample storage and prep space, and a private balcony where you can enjoy views of the San Francisco Peaks. The primary suite occupies the lower level and includes a spacious ensuite bath with a soaking tub, separate shower, walk-in closet, and direct access to the fenced backyard with a private patio. A loft overlooking the living room adds flexible space for a home office, reading nook, or additional living area. Additional highlights include zoned heating and air conditioning, a two car garage, driveway parking for two vehicles, and a dedicated laundry room. This home can be offered fully furnished and is ideally located near shopping, dining, recreation, and everything Flagstaff has to offer. Unique investment opportunity. Currently operating as successful short term rental. The buyer has six months after closing to maintain it as a short-term rental under HOA rules to be grandfathered. Buyers should verify all HOA rules and requirements.

3304 S Hannah Lane, Flagstaff

$657,500

3 Beds ⋅ 4 Baths ⋅ 7063348 MLS ⋅ 2,194 SqFt.

Nestled in the heart of the Continental Country Club area, this beautifully crafted property in the Stone Crest Townhomes community offers 2,194 square feet of thoughtfully designed living space. The home features 3 bedrooms, 3.5 bathrooms, and an attached 2-car garage, all situated within walking distance of local schools, parks, and public transportation. Providing excellent versatility, the downstairs layout includes a full bathroom and a fireplace, making it ideal as a family room or a potential 4th bedroom. Designed for effortless entertaining and everyday comfort, the bright, open-concept main level boasts central air, ceiling fans, a cozy gas fireplace, and newer luxury vinyl plank flooring. The upper level hosts a spacious primary suite that serves as a private retreat, complete with a large walk-in closet, a private covered balcony, and an en-suite bath featuring a separate shower and a large soaking tub. Additionally, the upstairs level includes two more well-sized bedrooms, a full bathroom, and a generous flex space perfectly suited for a play area, workout space, or home office.

4450 E Savannah Circle, Flagstaff

$1,000,000

5 Beds ⋅ 3 Baths ⋅ 7059992 MLS ⋅ 2,767 SqFt.

Tucked among the towering pines in one of Flagstaff's most coveted neighborhoods, this exceptional Ponderosa Trails home blends timeless mountain architecture with thoughtfully curated modern design.The dramatic great room is the heart of the home, where soaring cathedral ceilings, a floor-to-ceiling stone fireplace, and expansive windows frame the surrounding landscape while filling the space with natural light. Master is on the first floor. Designed for gathering, the open-concept layout flows seamlessly into a stunning chef's kitchen featuring a new remodel with white quartz countertops, an oversized island with seating, a gas range, updated stainless steel appliances, a designer vent hood, custom backsplash, and even a dedicated wine refrigerator. The flexible floor plan offers exceptional livability, with the primary suite conveniently located on the main level alongside a secondary bedroom with its own private full bath--ideal for guests or multigenerational living. Upstairs, a spacious enclosed loft provides endless possibilities as a media room, home office, guest retreat, or additional bedroom. Extensive renovations throughout the home include luxury waterproof laminate flooring, beautifully updated cabinetry with custom shelving, and carefully selected finishes that create a cohesive, designer-inspired aesthetic from top to bottom. Step outside and experience your own private mountain sanctuary. The expansive backyard offers peaceful treetop views, professionally maintained landscaping, a generous patio for outdoor dining and entertaining, and a fire pit that's perfect for gathering beneath Flagstaff's star-filled skies.

3828 S Big Sky Trail, Flagstaff

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.