Flagstaff Homes with Cash New Financing

Flagstaff Homes with Cash New Financing

Flagstaff, Arizona is a city located in Coconino County and is a great place to call home. With a population of over 70,000 people, Flagstaff is a thriving city with plenty to offer.

The city is known for its breathtaking mountain views, four distinct seasons, and easy access to outdoor recreation. Flagstaff is also home to Northern Arizona University and Lowell Observatory, making it a great place for students and families alike.

When it comes to real estate in Flagstaff, there are plenty of options. Whether you're looking for a single-family home, a condo, or a multi-family dwelling, Flagstaff has something for everyone.

For those looking to purchase a home in Flagstaff, there are many financing options available. Home buyers can take advantage of cash deals, traditional mortgage loans, or even new financing options that allow buyers to purchase a home with no money down.

Flagstaff is a great place to live for anyone looking for a vibrant city with plenty of outdoor activities. With a variety of housing options and financing options, Flagstaff is sure to have something for everyone.

Newest Flagstaff Homes with Cash New Financing

Build your dream home on over 2 acres in The Ranch at the Peaks, located in the highly desirable city of Flagstaff. This flat, ready-to-build piece of land offers breathtaking 360-degree mountain views and is conveniently located near Arizona Snowbowl, a popular skiing destination. Electricity, water, and natural gas are already available, making it easier to bring your vision to life. This is a rare opportunity to enjoy space, beautiful scenery, and year-round outdoor recreation in Northern Arizona.

9290 Ranch At The Peaks Way Unit 12, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7064126 MLS ⋅ 2,291 SqFt.

Experience a beautiful opportunity to live in this Town home amongst the luxury mountain guard-gated Flagstaff Ranch Golf Community, Managed by Troon. This stunning townhome is located on a PREMIUM lot on the 16th Fairway and offers breath taking golf course views. This home is set among the majestic ponderosa Pines, offering the perfect blend of comfort, privacy and mountain elegance This home features three bedrooms, 2.5 bathrooms and a spacious loft with soaring ceilings, natural light and a beautiful fireplace indoors. This home has been upgraded with a heated master bedroom floor, gutters with covers, Epoxy garage floor/overhead storage, cabinets & organizer. The deck has a custom-built grill and Bromic Heater - gas. Completed landscaping in the front as well as the back which includes a built-in gas pit. This home also offers a wine fridge, automated open and closed blinds. The loft has an indoor golf simulator set-up, doors in the home are solid wood. Whether you are searching for a primary residence, a seasonal retreat, or a place to enjoy the best of Flagstaff living, this home will meet and exceed your expectations. The list price includes partial golf membership at Flagstaff Ranch's premier Troon-managed golf course, providing access to one of Arizona's top-rated private golf experiences, along with reciprocal play privileges at participating courses nationwide. Buyer is responsible for Membership Capital Fee. Seller is a licensed agent.

4310 W Arabian Trail, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7064010 MLS ⋅ 2,306 SqFt.

Welcome to this beautifully maintained townhome located just 1.5 miles from NAU and minutes from Pine Canyon Golf Course. Offering 3 bedrooms, 3 bathrooms, and a versatile loft, this thoughtfully designed home provides privacy with each bedroom situated on its own level. The bright and inviting main living area features a cozy gas fireplace, spacious kitchen with ample storage and prep space, and a private balcony where you can enjoy views of the San Francisco Peaks. The primary suite occupies the lower level and includes a spacious ensuite bath with a soaking tub, separate shower, walk-in closet, and direct access to the fenced backyard with a private patio. A loft overlooking the living room adds flexible space for a home office, reading nook, or additional living area. Additional highlights include zoned heating and air conditioning, a two car garage, driveway parking for two vehicles, and a dedicated laundry room. Offered fully furnished, this home is move-in ready and ideally located near shopping, dining, recreation, and everything Flagstaff has to offer. Unique investment opportunity. Currently operating as successful short term rental. The buyer has six months after closing to maintain it as a short-term rental under HOA rules to be grandfathered. Buyers should verify all HOA rules and requirements.

3304 S Hannah Lane, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7063916 MLS ⋅ 1,667 SqFt.

Rare corner lot in Flagstaff's Presidio in the Pines, a standalone single-family home with only one neighbor instead of homes on both sides. Built in 2018 by Miramonte Homes, this corner-position home offers more privacy and light than most of the neighborhood, plus convenient extra guest parking right out front. Inside, the open floor plan features slab granite kitchen counters and 18 inch tile flooring as originally built. Upstairs, the primary suite offers a large walk in closet and dual vanities, alongside two additional bedrooms, a loft, and full bath. 3 bed, 2.5 bath, 1,613 square feet, attached 2 car garage, covered patio, and a low-maintenance yard. Located off Route 66 in west Flagstaff, convenient to shopping and everyday errands.

2453 W Pollo Circle Unit 282, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7063872 MLS ⋅ 1,520 SqFt.

3035 E Lewis Drive, Flagstaff

5 Beds ⋅ 5 Baths ⋅ 7063638 MLS ⋅ 5,177 SqFt.

This mountain retreat is a modern masterpiece with the perfect blend of rough sawn barnwood exterior, natural stone, exposed timber trusses and beams, 18X18 sandlewood slate flooring and hammered steel railings and accents. The great room offers spectacular views of the 14th fairway and lake of the Meadow course and boasts a spectacular floor to ceiling stone fireplace, cathedral ceilings and open to the chef's kitchen. There are 2 master suites on the main level as well as a 3rd guest bedroom (could also be a perfect office). Upstairs are 2 more large bedrooms with ensuite baths, custom, built-in bunkbeds and a large loft area that is versatile to accommodate whatever your mind wants to create. The large Trex deck with firepit, sitting areas and dog run capture the beauty of the golf course, forest of trees and an off in the distance lake. With both forced air and in-floor heat in certain areas, managing the comfort of this home is a breeze. And of course, for the summer, central air conditioning. Bring the cars and toys as the oversized 3 car garage has plenty of space for them all!

1750 Bessie Kidd Best --, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7063592 MLS ⋅ 1,094 SqFt.

One of the most affordable homes Flagstaff has to offer! Sitting on a quiet cul-de-sac in Railroad Springs, this 3-bedroom, 2-bath single-level at 1,094 sf sits under mature ponderosa pines with a fully fenced backyard, covered pergola, and patio. Pride of ownership shows in recent updates: new roof 2021, dual-pane privacy windows throughout 2025, and furnace 2022. Both bathrooms renovated in 2025 with new showers, tubs, and enclosures. The kitchen shines after its full 2016 remodel, plus a new oven and dishwasher were added in 2026. Two sheds, a water filtration system, and updated laundry appliances round out a home that has been genuinely cared for. Exterior painted 2025. Close to the neighborhood park, Observatory Mesa's trails, I-40, and downtown Flagstaff. FHA and VA eligible.

2396 W Rio Grande Court, Flagstaff

3 Beds ⋅ 4 Baths ⋅ 7063348 MLS ⋅ 2,194 SqFt.

Nestled in the heart of the Continental Country Club area, this beautifully crafted property in the Stone Crest Townhomes community offers 2,194 square feet of thoughtfully designed living space. The home features 3 bedrooms, 3.5 bathrooms, and an attached 2-car garage, all situated within walking distance of local schools, parks, and public transportation. Providing excellent versatility, the downstairs layout includes a full bathroom and a fireplace, making it ideal as a family room or a potential 4th bedroom. Designed for effortless entertaining and everyday comfort, the bright, open-concept main level boasts central air, ceiling fans, a cozy gas fireplace, and newer luxury vinyl plank flooring. The upper level hosts a spacious primary suite that serves as a private retreat, complete with a large walk-in closet, a private covered balcony, and an en-suite bath featuring a separate shower and a large soaking tub. Additionally, the upstairs level includes two more well-sized bedrooms, a full bathroom, and a generous flex space perfectly suited for a play area, workout space, or home office.

4450 E Savannah Circle, Flagstaff

8 Beds ⋅ 7 Baths ⋅ 7061885 MLS ⋅ 6,050 SqFt.

3727 Erie Street, Flagstaff, Arizona Welcome to Peaks View Lodge, an extraordinary mountain estate where timeless lodge architecture meets one of Northern Arizona's most spectacular settings. Situated on 10 private acres bordering the Coconino National Forest, this remarkable property offers direct access to miles of hiking, horseback riding, ATV and UTV trails right from your own backyard. Designed for unforgettable gatherings, family retreats, or corporate escapes, the residence features 7 spacious bedrooms, including two stunning custom his-and-her bunk rooms, each thoughtfully designed to sleep eight guests, allowing the home to comfortably accommodate large groups without sacrificing luxury or privacy. Nearly every room captures the stunning San Francisco peaks. One of a kind!

3727 N Erie Street, Flagstaff

3 Beds ⋅ 4 Baths ⋅ 7061863 MLS ⋅ 4,706 SqFt.

Experience exceptional mountain luxury in this meticulously crafted custom estate, where timeless architecture meets uncompromising quality. Designed with both beauty and performance in mind, this 3-bedroom, 3.5-bath residence offers a dedicated office, separate living and family rooms, soaring vaulted ceilings, 10-foot ceilings, and stunning finishes throughout. From the solid 10-inch grouted ICF walls and oversized footings to the barnwood, Corten metal, and natural stone exterior, every detail reflects superior craftsmanship. The heart of the home is a chef's kitchen featuring custom hickory cabinetry, granite countertops, an oversized island with ample seating, a walk-in pantry, a 48-inch Wolf range, and separate 36-inch Sub-Zero refrigerator and freezer. The spacious primary suite is a private retreat with dual custom walk-in closets, an in-suite washer and dryer, and a spa-inspired bath with an oversized jetted soaking tub. Two additional guest suites each offer private ensuite baths and custom walk-in closets. Built for year-round comfort, the home features five-zone radiant in-floor heat throughout the home, garage, and driveway, along with air conditioning, a wood-burning stove, whole-home water filtration, soft water system, smart home controls, 11.1 surround sound, Cat6 wiring, central vacuum, and an extensive security system with 12 cameras. The oversized 3-car garage is equally impressive with 9-foot doors, 32-foot depth, custom cabinetry, built-in workbenches, hexagon lighting, multiple 220V circuits, and utilities already stubbed for a future detached garage. Outdoor living is just as extraordinary with over 2,000 square feet of partially covered patio space, concrete countertops, wiring and utilities for a future outdoor kitchen, Jacuzzi readiness, and beautifully irrigated flower and vegetable gardens. Combined with premium infrastructure including a shared deep aquifer well, 5,000-gallon cistern, three-tank alternative septic system, and backup generator readiness, this home offers a rare blend of luxury, efficiency, and enduring quality--an exceptional mountain retreat designed to be enjoyed for generations. Seller is a licensed agent.

186 E Flat Rock Ridge --, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7061853 MLS ⋅ 1,624 SqFt.

Experience country living at its finest with million-dollar views of Mt. Elden and the San Francisco Peaks. This private, peaceful, fully fenced property offers room to roam with horses allowed, chicken coops, raised garden beds, and covered RV parking. The light and bright single-level home features a desirable split floor plan, luxury LVP flooring throughout, and a beautifully remodeled kitchen designed for both style and function. In addition to the attached 2-car garage, a detached 2-car garage includes a spacious upper-level living area with power--ideal for a studio, office, hobby space, or future guest quarters. The perfect blend of comfort, privacy, and breathtaking scenery. Nearby park, trails, equestrian arena, post office, and forest access. No HOA.

8625 N Crystal View Lane, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7061401 MLS ⋅ 1,931 SqFt.

This centrally located Forest Springs townhome welcomes you with 9-foot ceilings, expansive windows, and a cozy fireplace that anchors the great room. Upstairs, the primary suite features an en suite bath with a separate soaking tub and shower, dual vanity, and executive-height countertops. A spacious loft provides flexibility for a home office, playroom, or media room. Outside, you'll appreciate the low-maintenance front yard and fenced backyard, ideal for pets, kids, or outdoor enjoyment. Built by Miramonte, this home has a flat, south-facing driveway and includes multiple energy-efficient features and a functional floor plan. Whether you're looking for a primary residence, a low-maintenance home, or a lock-and-leave second home, this property is an excellent fit.

1201 N Warm Springs Trail, Flagstaff

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