Payson Homes with FHA New Financing

Payson Homes with FHA New Financing

Payson, Arizona is a charming city nestled in the heart of the state. Located in Gila County, Payson offers a unique blend of natural beauty and small-town charm. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, this city is a haven for outdoor enthusiasts and nature lovers.

With its picturesque landscapes and mild climate, Payson is an ideal place to call home. From hiking and camping to fishing and boating, there are endless opportunities for outdoor recreation. Residents can explore the many trails, lakes, and rivers that dot the area, immersing themselves in the stunning beauty of the Arizona wilderness.

When it comes to real estate, Payson offers a variety of options for homebuyers. Whether you're looking for a cozy cabin in the woods or a modern family home, there are plenty of choices available. One notable feature of the housing market in Payson is the availability of homes with FHA New Financing. This means that buyers can take advantage of the benefits offered by the Federal Housing Administration, such as low down payments and flexible credit requirements.

If you're considering a move to Payson, you'll find a welcoming community, a strong sense of community pride, and a range of amenities to enjoy. From local shops and restaurants to community events and festivals, there's always something happening in this vibrant city. With its natural beauty, affordable housing options, and friendly atmosphere, Payson is a city that truly has it all.

Newest Payson Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7064151 MLS ⋅ 1,624 SqFt.

Built in 2018 and situated on .42 acres in a quiet Payson neighborhood, this 3-bedroom, 2-bathroom home offers modern comfort, an open layout, and plenty of room to enjoy the mountain lifestyle. Thoughtfully designed for everyday living, the home feels bright, spacious, and welcoming from the moment you step inside. The open-concept floorplan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for entertaining family and friends or simply relaxing at home. New tile flooring adds a fresh, updated look while providing durability and easy maintenance. Three comfortable bedrooms and two bathrooms provide flexibility for family, guests, or a home office. Outside, there is ample room to enjoy Payson's cool mornings and evenings, garden, entertain, or creat the outdoor space you've envisioned. A detached garage provides valuable space for vehicles, recreational toys, storage, or a workshop. Combining newer construction, fresh updates, generous outdoor space, and the versatility of a detached garage, this property offers an excellent opportunity to enjoy peaceful mountain living while remaining conveniently close to everything Payson has to offer.

309 S Goodnow Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7063606 MLS ⋅ 1,959 SqFt.

Welcome to this beautifully remodeled home in the highly coveted Alpine Heights neighborhood of Payson, Arizona. Perfectly situated on Sunset Street, this west-facing property captures spectacular Arizona sunsets right from home. Meticulously maintained and professional craftsmanship, the home exudes pride of ownership and thoughtful attention to detail. A cozy gas fireplace anchors the living space, perfect for gathering on cool mountain evenings. The spacious primary suite features a walkout bedroom for convenient access to the outdoors, creating a serene retreat. Situated on a generous 0.28 acre corner lot in a quiet cul-de-sac, the property offers privacy with side access to the 2 car garage from the cul-de-sac. Ideally located near schools, the fire department, and daily amenities, th

1407 N Sunset Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7063428 MLS ⋅ 1,380 SqFt.

Charming and well maintained 3-bedroom, 2-bath home situated on a spacious corner lot with a beautifully landscaped, park-like backyard featuring mature pine trees, a graceful willow tree, and a covered patio with an awning--perfect for relaxing or entertaining. Inside, you'll find new interior paint and new flooring, along with a bright, welcoming floor plan offering vaulted ceilings, ceiling fans throughout, abundant storage, and plenty of natural light. The spacious kitchen is designed for both function and entertaining with a large island/breakfast bar, an extra-tall pantry, and a convenient instant boiling hot water faucet ideal for tea, coffee, and more. Additional highlights include a new roof installed in 2024, a 2-car garage with built-in storage, and a versatile 15' x 16' bonus room with heating and cooling. Whether you're looking for a hobby room, home office, or creative studio, this flexible space is sure to impress. This lovingly cared-for home is move-in ready and offers the perfect combination of comfort, functionality, and outdoor beauty. Don't miss your opportunity to make it yours!

113 N Pinecrest Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7063410 MLS ⋅ 1,420 SqFt.

''Better Than New'' Comfort in the Heart of Payson! Why wait for new construction when this stunning 3-bedroom, 2-bathroom home has already been completely transformed? Freshly painted inside and out, this move-in-ready gem feels brand new--without the hefty price tag. The Upgrades You'll Love: Energy Efficiency: Paid-in-full solar panels and brand-new Anderson windows keep your energy bills remarkably low year-round. Modern Interior: Step inside to new carpet and tile, fresh interior paint, and new ceiling fans and LED fixtures throughout. Gourmet Refresh: A bright, updated kitchen featuring new countertops, a new sink with disposal, and new appliances. Turnkey Details: New front and back patio doors, plus a newly poured concrete driveway. Your Private Backyard Oasis: Unwind in complete seclusion behind your full privacy fence. Host weekend BBQs under the gazebo, or indulge in the ultimate relaxation space: a private sauna with an outdoor shower area! Unbeatable Location: Situated right in the heart of Payson, you're just minutes from schools, local shopping, dining, the public library, and the dog park. Paid solar and luxury outdoor amenities at this price point are a rare find in Payson

702 W Bridle Path Lane, Payson

3 Beds ⋅ 2 Baths ⋅ 7063396 MLS ⋅ 1,700 SqFt.

Experience the peaceful lifestyle Tonto Village is known for in this charming single-level country home on a fully fenced, horse-friendly lot with no HOA. Relax on the oversized covered front porch while taking in the cool mountain air, or explore the nearby National Forest just a short walk away. Inside you'll find a spacious living room, three bedrooms, an oversized laundry room, and a private office adjoining the primary suite--ideal for working from home or creating your own retreat. The property also features updated dual-pane windows, wood siding, a durable metal roof, abundant attic storage, a 12'x16' workshop with 120V & 240V power, chicken coop, and plenty of room for gardening, RV parking, or outdoor hobbies. Conveniently located just one block from the Double D Bar & Grill. Appraised in June 2026 for $460,000.

214 W Thompson Road, Payson

2 Beds ⋅ 2 Baths ⋅ 7063063 MLS ⋅ 1,181 SqFt.

Tucked among the tall pines in the desirable Payson Pines community, this charming 2-bedroom, 2-bathroom site-built home offers the perfect combination of comfort, thoughtful updates, and easy mountain living. With approximately 1,181 square feet, single-level living, and an attached 2-car garage, this well-maintained home is equally suited as a full-time residence or a peaceful weekend retreat. Inside, vaulted ceilings create an open and inviting atmosphere, while the great-room-style layout provides a comfortable space for relaxing or entertaining. The kitchen features granite countertops, newer appliances, a breakfast bar, eat-in dining area, and walk-in pantry, offering plenty of storage and functionality. A cozy fireplace anchors the living area and adds the warmth and character th make mountain living so special. The primary bedroom is conveniently located on the main level, and the home's single-story design features no interior steps. Major improvements in recent years include a newer roof, HVAC system, granite countertops, and appliances, providing added peace of mind for the next owner. Step outside and enjoy the cool Payson mornings and evenings from the covered patio and deck surrounded by mature landscaping and tall pines. The fenced yard provides additional privacy and outdoor space, while the quiet cul-de-sac location adds to the peaceful setting. Combining an inviting mountain atmosphere, recent updates, an attached 2-car garage, and a convenient location within Payson city limits, this home offers an exceptional opportunity to enjoy everything the Rim Country lifestyle has to offer.

310 W Cody Circle, Payson

4 Beds ⋅ 1 Baths ⋅ 7062668 MLS ⋅ 2,188 SqFt.

Remodeled, single-level ranch home with right at 2200 sq ft. You'll love the split floor plan of this 4BDRM/2BA/2CG, along with RV parking on 0.65AC. The well-laid-out floor plan boasts a nice size kitchen/greatroom as well as a large primary bedroom, bathroom, and walk-in closet. There is a separate entry to the 4th bedroom off the great room as well. Off the living room, you'll find 2 more bedrooms with an adjoining guest bath. There's plenty of room for all your toys and entertaining. Your storage needs will be met with 2 side-by-side storage sheds in the backyard space, as well as an additional 2-car garage towards the back of the property. The solar system is owned and will be paid in full by the seller at close of escrow. Part or all of the furniture seen in the home at showings is available for purchase at the time of closing. Come see this beauty located on a corner lot and close to Green Valley Park!

1200 W Random Way W, Payson

1 Beds ⋅ 7062632 MLS ⋅ 1,148 SqFt.

Warm, cozy, updated and remodeled 2 bed/1 bath log/wood home nestled in the pines of the National Forest! A newly remodeled kitchen, bath and many other elements that create a one of kind get away! Tucked away into the forest, the small community of Geronimo Estates, is truly a gem! With a small workshop/shed for additional toys and hobbies and a large deck overlooking the creek, it's easy to get too much R&R! This 2 story home has plenty of room and beautiful views of the pines! Comes fully furnished! See about more information on the following upgrades that have been made. - New Roof - 2023 - New Electric Furnace - 2018 - New Windows - 2025 - New Interior Doors - 2025 - New Floors - LVP/Engineered Wood - 2026 - New Complete Kitchen Remodel - 2026 - New Bathroom Remodel w/black granite countertops- 2026 - New Deck Repair / New cable Railing system - 2025 - New Main Electrical Service Panel / Lighting / Trim - 2018/2026 - New enlarged 36" Front Entry Door / Awning structure - 2025 - New Water Heater and exterior enclosure - 2026 - New 3" ABS Waste Lines with Clean out access to Septic tank - 2025 - New PEX Water Supply Lines / Valves - 2025 - New Sheetrock Ceilings / Walls - 2020-2026 - New Custom Trim, Casing, Base - 2025-2026 - New Laundry Closet with Stacked W/D - 2025 - New Framed Exterior Bump-out Front Wall with Insulation - New Stucco front wall with Coronado Creek stone veneer - 2026 - New Paint Throughout - 2025-2026

672 W Cocopah Lane, Payson

3 Beds ⋅ 2 Baths ⋅ 7061928 MLS ⋅ 2,004 SqFt.

Completely reimagined, this 3-bed, 2-bath, 2,004 sq ft site-built home sits on 0.42 acres just north of Payson in the pines of Gila County. All-new interior and exterior paint, new main-floor flooring, a remodeled kitchen, two updated baths, and vaulted ceilings. Wood-burning and electric fireplaces warm the cold nights. Two freshly painted wood decks, ~110 sq ft each: a covered lower deck off the living room and a private upper deck off the primary bedroom. A detached 840 sq ft workshop and oversized 2-car garage, built in 2002, has its own full bath, fireplace, and RV gate. New metal roof, evaporative cooling, and electric floor heat in every room. City water, no HOA, Payson Unified School District #10. Minutes from Tonto National Forest and the East Verde River. Truly turnke

8193 W Dead Eye Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061724 MLS ⋅ 1,550 SqFt.

Discover this stunning new construction home featuring 3 spacious bedrooms and 2 full bathrooms in a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The heart of the home flows seamlessly from the living area to the kitchen and dining space, creating an airy, connected feel throughout.Retreat to the expansive primary suite, offering a private oasis away from the everyday hustle. Three additional highlights make this home truly special: a generous side yard ideal for outdoor gatherings or gardening, an attached garage with built-in storage for all your organizational needs, and an elegant circle driveway that provides both curb appeal and effortless guest parking.Location is everything, and this home delivers -- with nearby trails perfect for morning walks or weekend adventures, and a wealth of restaurants and shopping just moments away, you'll have everything you need right at your fingertips.This move-in ready home combines quality craftsmanship with an unbeatable location. Schedule your showing today!

219 W Estate Lane, Payson

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

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