Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Located in Gila County, Arizona, Payson is a charming city that offers a perfect blend of natural beauty and modern amenities. Situated amidst the breathtaking landscapes of the Mogollon Rim, Payson is a haven for outdoor enthusiasts and nature lovers. With its mild climate, stunning mountain vistas, and proximity to national forests, this city is a paradise for those seeking an active and adventurous lifestyle.

Payson is known for its welcoming community, making it an ideal place to settle down and call home. The city offers a range of housing options, including homes with conventional new financing. Whether you're a first-time buyer or looking to upgrade your current home, Payson has a variety of properties to suit your needs.

With conventional new financing, homebuyers can enjoy the benefits of flexible loan terms, competitive interest rates, and the ability to customize their home to their liking. Payson's real estate market offers a diverse selection of homes, from cozy single-family houses to spacious luxury estates. No matter your budget or preferences, you're sure to find a home that fits your lifestyle in Payson.

In addition to its real estate offerings, Payson boasts a vibrant downtown area with a range of shops, restaurants, and entertainment options. The city also hosts numerous events and festivals throughout the year, providing residents with ample opportunities for community engagement.

If you're looking for a place that combines small-town charm with natural beauty, Payson, Arizona, is the perfect destination. With its homes with conventional new financing and an abundance of outdoor recreational activities, this city offers a quality of life that is hard to beat.

Newest Payson Homes with Conventional New Financing

$139,000
7082188 MLS
Over 1 acre within the gates of the Rim Golf Club, BACKING TO NATIONAL FOREST, and blanketed with tall Pine trees; this exquisite property is the perfect place to build your dream home. This home site is located in a highly desirable area of the community that has a quiet and tranquil setting.

805 S Monument Valley Drive Unit 166, Payson
$599,999
5 Beds ⋅ 3 Baths ⋅ 7081938 MLS ⋅ 2,395 SqFt.
Located in the desirable Mogollon Village, this stunning custom-built home offers beautiful mountain views, along with numerous thoughtful upgrades throughout. An extra-deep garage provides plenty of room for additional storage, while the welcoming entryway leads to a charming covered front deck. Inside, the home features 8-foot doors throughout, five bedrooms, and three bathrooms. The beautifully appointed kitchen showcases custom cabinetry, a striking copper hood, and a spacious island/breakfast bar accented by gorgeous slab granite countertops. Conveniently located just off the kitchen, the laundry room offers abundant cabinetry for storage and generous counter space for folding. The inviting great room is designed for both comfort and entertaining, featuring a lovely gas fireplace with surround sound and a patio slider that opens to a covered, maintenance-free rear deck. With ample space for outdoor dining and entertaining, the deck overlooks a spacious, fenced backyard that is perfect for both pets and kids. With its custom finishes, thoughtful upgrades, stunning views, and exceptional indoor-outdoor living spaces, this home is a wonderful blend of comfort, style, and functionality.

304 S Ryan Drive, Payson
$345,000
3 Beds ⋅ 2 Baths ⋅ 7081423 MLS ⋅ 1,344 SqFt.
NEW CONSTRUCTION & NO HOA -- TURNKEY MOUNTAIN LIVING. Be the first to occupy this newly completed 3-bed, 2-bath, 1,344 sq ft residence on a fully usable, unrestricted parcel just 5 minutes northeast of Payson. Bring your horses, livestock, RV, and trailers--zero HOA restrictions. Perfectly positioned as a low-maintenance primary home, mountain retreat, or high-performing short-term rental. The open-concept layout features 9-foot flat ceilings and upgraded laminate flooring. The chef's kitchen is equipped with 42'' solid hardwood cabinetry, a 36'' commercial-grade range hood, and Samsung stainless appliances. The primary suite includes a walk-in closet and dual-vanity ensuite. Just minutes from premier hiking, trout fishing, and endless ATV trail systems. Engineered for modern efficiency, this all-electric home is built with a high-performance thermal envelope. Features include argon gas low-E double-pane windows, advanced insulation, a Carrier high-efficiency heat pump, and full LED lighting throughout. Additional amenities include a dedicated laundry room, ceiling fans, and an expansive covered front porch designed to capture mountain breezes.

8162 W Apache Drive, Payson
$598,500
3 Beds ⋅ 2 Baths ⋅ 7081149 MLS ⋅ 1,806 SqFt.
Amazing location! Nestled on 0.33 acres and surrounded by beautiful trees and foliage, this home offers exceptional privacy that is hard to find in town. The peaceful backyard feels like your own private retreat. Inside, you'll ?ind a completely remodeled kitchen featuring upgraded appliances, quartz countertops, new cabinetry, and a pantry with a charming coffee bar. The great room features new luxury vinyl plank ?looring and a cozy gas fireplace. Additional updates include a beautifully remodeled guest bathroom and a new roof. The split floor plan provides added privacy, while the spacious primary suite offers two walk-in closets. You'll love this one!

823 W Overland Road, Payson
$329,000
2 Beds ⋅ 2 Baths ⋅ 7080890 MLS ⋅ 909 SqFt.
Welcome home to your adorable cottage in the pines! This two bedroom, two bath home is perfect for full time residents, a vacation home, or a rental! There is no HOA and it is situated on a quiet cul-de-sac. There are gorgeous mature trees and elk stroll by almost daily. This well maintained site built home offers a cozy gas fireplace, TWO large storage units in the back yard and a brand new pergola & gazebo. New washer and dryer, new refrigerator, and newer water heater too! The roof was just replaced in 2021 and it was freshly painted in 2023.

902 N William Tell Circle, Payson
$1,875,000
5 Beds ⋅ 5 Baths ⋅ 7080779 MLS ⋅ 3,857 SqFt.
This meticulously maintained 5-bedroom, 4.5-bath home in The Golf Club at Chaparral Pines offers exceptional comfort, privacy, and an abundance of indoor and outdoor living spaces. Built in 2008 and spanning 3,857 square feet, the home features an open-concept design with warm colors, inviting finishes, and luxurious wood flooring throughout most living areas. The chef's kitchen is equipped with a Viking cooktop, while the main level offers two bedrooms, including a remodeled primary suite bathroom. Downstairs, discover three additional bedrooms, two bathrooms, a game room that could easily serve as a media room, and a spacious bonus room currently used as an additional bedroom. Outside, enjoy a private setting overlooking the short-game area, with golf-course views from the expansive deck. The outdoor living spaces are truly exceptional, featuring a front sitting patio with a water feature, a rear paver patio with a built-in grill and fire pit, and a hot tub. The completely fenced outdoor area offers multiple gathering spaces for entertaining, relaxing, and enjoying the peaceful surroundings. Additional highlights include owned solar, ev charger, a security system, and convenient proximity to club amenities. This home offers the opportunity to enjoy spacious mountain golf living with room for everyone and exceptional spaces to make lasting memories. It should have about all you need for the complete offering for you, your friends and family. The lot directly across the street from the home can also be acquired from the seller for additional privacy.

2414 E Scarlet Bugler Circle, Payson
$475,000
3 Beds ⋅ 2 Baths ⋅ 7080660 MLS ⋅ 1,336 SqFt.
Beautifully remodeled and ideally located directly across from Rumsey Park in one of Payson's most desirable neighborhoods! This move-in ready 3-bedroom, 2-bath home features a stunning updated kitchen with crisp white cabinetry, granite countertops, herringbone tile backsplash, stainless steel appliances, and wood-look flooring. Both bathrooms have been beautifully renovated with fully tiled, remodeled showers and updated finishes. Enjoy comfortable living spaces, a covered front porch, mature trees, and low-maintenance landscaping--all just steps from Rumsey Park's recreational amenities and open space. Beautifully updated, exceptionally located, and ready to welcome you home!

817 W Payson Parkway, Payson
$925,000
4 Beds ⋅ 3 Baths ⋅ 7080640 MLS ⋅ 2,085 SqFt.
Gorgeous single-level home built in 2020, ideally situated on 5 acres within town limits in Payson! Offering 2,085 sq. ft. of thoughtfully designed living space, this 4-bedroom, 3-bathroom home features a desirable split floor plan, private well, durable metal roof, and an attached 2-car carport with potential for easy conversion into a garage. Plans are also available for a future 60x40 detached garage--perfect for additional storage, a workshop, or recreational toys. Step inside to a bright and inviting living room with vaulted ceilings, surround sound, luxury vinyl plank flooring, and a cozy wood-burning fireplace--ideal for enjoying cooler mountain evenings. The open-concept kitchen is designed for both everyday living and entertaining, complete with granite countertops, a breakfast

1206 E Bolivar Street, Payson
$2,580,000
4 Beds ⋅ 3 Baths ⋅ 7080397 MLS ⋅ 5,500 SqFt.
PREPARE TO BE IMPRESSED! Located in the unparalleled Rim Golf Club featuring the magnificent Wisekopf-Morrish designed golf course, this extraordinary home absolutely exudes the finest quality workmanship throughout the 5,500 sq. ft. of space. The design and construction of the home is paramount with the owner's wishes! The home is perfect for entertaining family and guests for dinner in a beautiful dining room, with luxurious accomodations for over night and extended stay. The floor plan of the home is exceptional! The great room enjoys terrific views of the Stewart Mountains (Granite Dells) and Yerba Senta to the southeast. The large floor to ceiling windows provide natural abundant year round light with Arizona clear blue skies, summer thunder storms, and soaring birds and w wildlife. The luxurious black walnut wood flooring heightens the mountain feel kitchen, great room, and dining room. The four large bedrooms have ensuite bath rooms and all have adjoining private patios or deck space. Extra rooms include a breakfast nook aside the kitchen, an entertainment room featuring a top of the line pool table, a studio/office/work area, and unimaginable storage space. The trex decking and stone flooring enjoys large outdoor patios and decks for exceptional quiet and pleasant outdoor time. The entire home experience provides a most intimate lifestyle. The kitchen features two walk-in pantrys, a sub-zero refridgerator/freezer, two dishwasher's, two Dacor ovens, a six burner gas range, a large island with super storage, and a dumbwaitor to assist with groceries. The primary bedroom enjoys a divine bathroom and an exrra large walk-in roomy closet. The oversized covered decks above and below are percect for enjoying the outdoor weather rain or shine in Payson's enviable most perfect year round climate. Dual driveways complement the oversized garage that has incredible storage space and a golf cart extension area. The estate lot exceeds an acre in size with a forest feel setting. OH, did I fail to mention, ALL FURNITURE IS INCLUDED IN THE SALE, TOGETHER WITH DISHES, GLASSWARE, LINENS, ETC. ETC. , AND, the EZ-GO GOLF CART TOGETHER WITH THE CHARGING STATION. The golf cart is in perfect condition and sports a lithium battery, head lights, turn signals, and is ''Road Ready'', perfect for the golf course and tooling around the neighborhood. ''NOT FOR SALE'' - INCLUDES ALL ART WORK, PAINTINGS, WALL HANGINGS, FAMILY HEIRLOOMS, CERTAIN BOOKS, ,ETC., ETC. Owner may consider selling certain art work separately and outside the sale of real estate

2302 E Rim Club Drive, Payson
$293,000
3 Beds ⋅ 2 Baths ⋅ 7080342 MLS ⋅ 1,904 SqFt.
Situated on .49 acres in the peaceful Deer Creek area just outside of Payson, this 3-bedroom, 2-bathroom home offers the space, privacy, and relaxed mountain lifestyle that make the Rim Country so desirable. With nearly half an acre to enjoy, the property provides plenty of room to spread out while remaining conveniently close to the shopping, dining, and amenities of Payson. Inside, the home offers a comfortable and functional layout with two bedrooms and a welcoming living space, making it well-suited as a full-time residence, weekend getaway, or affordable mountain retreat. Outside, the spacious property provides plenty of possibilities for outdoor living, gardening, pets, recreational equipment, or simply enjoying the quiet surroundings and fresh mountain air. A detached garage adds valuable versatility with room for vehicles, ATVs, tools, storage, or workshop space. Combining nearly half an acre, a detached garage, and a peaceful location outside of town, this Deer Creek property offers an excellent opportunity to enjoy a quieter pace of life while keeping Payson within easy reach.

124 W Black Mountain Road, Payson
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 7080042 MLS ⋅ 2,292 SqFt.
Barely Lived-In Mountain Modern Retreat in Chaparral Pines! This stunning single-level home, built in 2024 and ideally situated on a desirable cul-de-sac homesite, offers the perfect blend of modern design and mountain living. Enjoy breathtaking mountain views from the expansive covered deck, providing an exceptional setting for outdoor entertaining and relaxation. A beautiful spa offers another inviting place to unwind and enjoy the mountain surroundings. The beautifully appointed kitchen features a gas range, quartz countertops, oversized island with pendant lighting, walk-in pantry, and beverage coolers, creating a stylish and highly functional space for everyday living and entertaining. With its contemporary finishes, thoughtful design, and minimal use since construction, this mountain modern home feels essentially brand new. A wonderful opportunity to enjoy the Chaparral Pines lifestyle in a nearly new turnkey home without the wait of new construction.

2806 E Coyote Mint Circle, Payson
$848,000
4 Beds ⋅ 3 Baths ⋅ 7079698 MLS ⋅ 2,437 SqFt.
Experience elevated mountain living in this beautifully updated residence located in Highlands at the Rim. Offering 2,437 square feet of thoughtfully designed living space, this four-bedroom, three-bath home captures breathtaking, unobstructed views of the Mogollon Rim. The inviting great room features vaulted ceilings with striking wood-beam accents, abundant natural light, and a beautiful stone propane fireplace that creates warmth and ambiance. New flooring and fresh interior paint enhance the home's sophisticated yet comfortable mountain style. Designed for both everyday living and entertaining, the updated kitchen features new granite countertops, premium GE Café appliances, a spacious center island, breakfast bar, and walk-in pantry. Just off the kitchen, a covered deck provides the a covered deck provides the perfect setting for outdoor dining, relaxation, and enjoying the spectacular Rim views. The split floor plan offers privacy, while the primary suite serves as a peaceful retreat with a custom walk-in closet, completely remodeled primary bath with stylish modern finishes that include a luxury freestanding tub, shower, spacious raised double vanity and custom lighting. A spacious laundry room with sink that adds convenience and valuable storage. The versatile loft serves as the fourth bedroom and includes a walk-in closet, private three-quarter bath, and access to its own deck--an ideal space for guests, a home office, or an additional living area. The two-car garage is finished with upgraded flooring for a clean, polished appearance. Located just a short distance from the Rim Club, where golf and social memberships may be available for separate purchase, this exceptional home combines refined updates, comfortable mountain elegance, and unforgettable Mogollon Rim views.

213 S Sunset Pass, Payson
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