Payson Homes with FHA New Financing

Payson Homes with FHA New Financing

Payson, Arizona is a charming city nestled in the heart of the state. Located in Gila County, Payson offers a unique blend of natural beauty and small-town charm. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, this city is a haven for outdoor enthusiasts and nature lovers.

With its picturesque landscapes and mild climate, Payson is an ideal place to call home. From hiking and camping to fishing and boating, there are endless opportunities for outdoor recreation. Residents can explore the many trails, lakes, and rivers that dot the area, immersing themselves in the stunning beauty of the Arizona wilderness.

When it comes to real estate, Payson offers a variety of options for homebuyers. Whether you're looking for a cozy cabin in the woods or a modern family home, there are plenty of choices available. One notable feature of the housing market in Payson is the availability of homes with FHA New Financing. This means that buyers can take advantage of the benefits offered by the Federal Housing Administration, such as low down payments and flexible credit requirements.

If you're considering a move to Payson, you'll find a welcoming community, a strong sense of community pride, and a range of amenities to enjoy. From local shops and restaurants to community events and festivals, there's always something happening in this vibrant city. With its natural beauty, affordable housing options, and friendly atmosphere, Payson is a city that truly has it all.

Newest Payson Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7061928 MLS ⋅ 2,004 SqFt.

Completely reimagined, this 3-bed, 2-bath, 2,004 sq ft site-built home sits on 0.42 acres just north of Payson in the pines of Gila County. All-new interior and exterior paint, new main-floor flooring, a remodeled kitchen, two updated baths, and vaulted ceilings. Wood-burning and electric fireplaces warm the cold nights. Two freshly painted wood decks, ~110 sq ft each: a covered lower deck off the living room and a private upper deck off the primary bedroom. A detached 840 sq ft workshop and oversized 2-car garage, built in 2002, has its own full bath, fireplace, and RV gate. New metal roof, evaporative cooling, and electric floor heat in every room. City water, no HOA, Payson Unified School District #10. Minutes from Tonto National Forest and the East Verde River. Truly turnke

8193 W Dead Eye Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7061724 MLS ⋅ 1,550 SqFt.

Discover this stunning new construction home featuring 3 spacious bedrooms and 2 full bathrooms in a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The heart of the home flows seamlessly from the living area to the kitchen and dining space, creating an airy, connected feel throughout.Retreat to the expansive primary suite, offering a private oasis away from the everyday hustle. Three additional highlights make this home truly special: a generous side yard ideal for outdoor gatherings or gardening, an attached garage with built-in storage for all your organizational needs, and an elegant circle driveway that provides both curb appeal and effortless guest parking.Location is everything, and this home delivers -- with nearby trails perfect for morning walks or weekend adventures, and a wealth of restaurants and shopping just moments away, you'll have everything you need right at your fingertips.This move-in ready home combines quality craftsmanship with an unbeatable location. Schedule your showing today!

219 W Estate Lane, Payson

4 Beds ⋅ 2 Baths ⋅ 7061580 MLS ⋅ 1,480 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath home nestled in a peaceful, tree-filled setting in Payson. Surrounded by mature trees and located in a quiet neighborhood, this property offers the perfect blend of comfort, privacy, and mountain charm. Recent updates include brand-new flooring throughout and a new roof, providing peace of mind and modern appeal. The spacious floor plan offers four comfortable bedrooms and two full bathrooms, making it ideal for families, guests, or a vacation retreat. Relax and enjoy the fresh mountain air from the inviting front porch, perfect for morning coffee or evening sunsets. The oversized 24' x 24' two-car garage provides ample space for vehicles, storage, or a workshop and features the added convenience of a full bathroom

7488 N Paloma Vista Road, Payson

3 Beds ⋅ 4 Baths ⋅ 7061308 MLS ⋅ 2,096 SqFt.

Enjoy mountain living with scenic views in this 3-bedroom, 4-bathroom home located in the desirable community of Payson, Arizona, just moments from Green Valley Lake. Designed for comfort and privacy, each bedroom serves as its own private suite, complete with a dedicated bathroom and walk-in closet, making this home ideal for guests or multi-generational living. The spacious floor plan features a welcoming living area with a cozy gas fireplace, a perfect gathering space during cooler mountain evenings. The primary suite includes a sitting room, a large walk-in closet, and a luxurious ensuite bathroom with a jetted tub. An additional room off the garage offers flexibility for a home office, hobby room, fitness space, or extra storage. Large windows with energy-efficient three-pane glass bring in natural light while enhancing year-round comfort. Ceiling fans are installed throughout the home, and recent updates include new windows installed approximately two years ago, a new refrigerator and washing machine in 2026, a newer hot water heater, and a roof replaced in 2024. Outdoor living is just as impressive with a spacious patio and 2 balconies that capture sweeping city and mountain views. HOA-maintained landscaping allows for low-maintenance living, giving you more time to enjoy the surrounding area. Located close to Green Valley Lake, shopping, dining, and essentials, this home has a functional layout, thoughtful updates, and an exceptional location in one of Payson's most desirable neighborhoods.

800 S Montana Drive, Payson

4 Beds ⋅ 2 Baths ⋅ 7061144 MLS ⋅ 1,152 SqFt.

Discover mountain living at its finest in the highly desirable Woodland Meadows community of Payson. Nestled among towering pines on a quiet cul-de-sac, this beautifully maintained home offers the peaceful lifestyle you've been dreaming of--where cool mountain air replaces triple-digit temperatures and local deer are frequent visitors right outside your back door. Just 90 minutes from the Valley, this home is the perfect full-time residence, weekend retreat, or summer escape. Spend your mornings on the back patio with coffee as wildlife wanders through the neighborhood, and your evenings enjoying crisp mountain air beneath Arizona's stunning star-filled skies. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, abundant natural light, and numerous updates.

124 S Birchwood Circle, Payson

5 Beds ⋅ 3 Baths ⋅ 7061119 MLS ⋅ 2,587 SqFt.

Enjoy breathtaking views from this versatile 2.2-acre horse property featuring a 2,587± sq. ft. home with a private guest house and an attached 3-car garage. The main home offers a split floor plan with 3 bedrooms and 2 baths, including a spacious primary suite with an en-suite bath, separate tub and shower, and private access to the covered patio. The great room features custom Mesquite wood flooring and opens to a well-appointed kitchen with granite countertops, gas range, pantry, center island, and breakfast bar. The attached guest house has its own private entrance and includes 2 bedrooms, 1 bath, a family room, and a kitchenette with refrigerator, stove, and microwave--ideal for guests or multi-generational living. Outside you'll find a horse pen, a dog run, room for RV parking and all your toys, plus plenty of space to enjoy the beautiful surroundings. The spacious 3-car garage provides ample room for vehicles, storage, or workshop space. Two separate A/C units provide independent comfort for the main home and guest house.

1905 N Conifer Circle, Payson

3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.

Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson

3 Beds ⋅ 2 Baths ⋅ 7060149 MLS ⋅ 1,632 SqFt.

Check out this gorgeous single family home just listed in the highly desirable Trailwood Community in Payson! HUGE corner lot, Single Story Home, No Interior Steps, 2 Car Garage, Closed-In Front Porch, Granite Kitchen Countertops, Stainless Steel Appliances, Gas Range, Newer HVAC, Rustic Pellet Stove, 9 Foot Ceilings, Covered Back Deck, Private Backyard, New Automated Front Drip System, Plenty of Storage and so much more! No HOA! Home has been meticulously maintained. Starlink Internet Equipment is paid in full and conveys with the sale. Optional monthly rate of approx. $120/mth. Murphy Bed in the second bedroom conveys. Vacant and available to show anytime! This home is a must see!

307 N Lakeshore Road, Payson

3 Beds ⋅ 3 Baths ⋅ 7060043 MLS ⋅ 2,304 SqFt.

Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2,304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family, a home office, or multigenerational living.

1103 S Stewart Pocket Circle, Payson

3 Beds ⋅ 2 Baths ⋅ 7059935 MLS ⋅ 1,456 SqFt.

Move right into this immaculate 3-bedroom, 2-bath home in the heart of Payson! Designed with a desirable split floor plan and an open great room concept, this home offers comfortable living with plenty of space to entertain. The spacious kitchen features a breakfast bar, two pantries, and abundant cabinet storage, making it the perfect gathering place for family and friends. Enjoy Payson's beautiful weather from the welcoming covered front porch or relax on the large covered back patio overlooking the expansive fenced backyard. The property also includes multiple outbuildings, a separate workshop or craft room, and a carport, providing plenty of space for hobbies, storage, and outdoor living. This move-in-ready home has been exceptionally maintained and features numerous major upgrades, including a new A/C and furnace (2016), replumbed with PEX (2018), new flooring throughout (2019), a new roof (2023), and a new water heater (2025), offering peace of mind for years to come. Furniture is negotiable, making this an outstanding opportunity whether you're looking for a full-time residence or a mountain getaway. Don't miss this beautiful Payson property with room to live, work, and play!

613 W Arabian Way, Payson

3 Beds ⋅ 2 Baths ⋅ 7059757 MLS ⋅ 1,344 SqFt.

Views! No HOA! Vacation Rentals Allowed! Large front yard with parking room for your RV and all of your toys. Tucked in a very quiet Payson neighborhood, this Completely updated home home on a mountainside is ready to be your mountain town dream. Enjoy Fantastic views of the Mogollon Rim from a large wrap around deck. The North facing deck is large enough for outdoor patio furniture, gas fire pits, outdoor dining, BBQ and Smoker This 3 bedroom 2 bath home has many updated features: New roof 2024, New Commercial grade Luxury Vinyl flooring, Kitchen Cabinets, Baseboards and trim, Painted inside and out in 2026. Updated tile Shower on second floor, Newer backsplash and industrial shelving in the kitchen. Wide 2 car garage with workspace. Storage shed on the side. Owner is a licensed realtor in the state of Arizona.

313 E Pine Street, Payson

3 Beds ⋅ 1 Baths ⋅ 7059510 MLS ⋅ 1,188 SqFt.

Charming farmhouse-style retreat on a private, oversized lot in Star Valley! Tucked behind a fenced and gated entry, this eye-catching home features a vibrant blue metal roof, dormer windows, and a covered front porch with classic white columns. Inside, rich cherry cabinetry, granite countertops, and stainless steel appliances make the kitchen a standout, flowing effortlessly into an open dining and living area with warm wood-look flooring throughout. main level spacious primary suite offers private patio access, The updated bathroom shines with a jetted tub and elegant fixtures. while additional bedrooms upstairs boast vaulted ceilings and charming dormer nooks perfect for an office or reading corner. Step outside to your own private oasis paver patio, artificial turf play areas, and a detached workshop/garage with its own metal roof, all set on a spacious lot with mature trees for ultimate privacy that provides plenty of room for all the toys. Whether you're entertaining, relaxing, or working on your next project, this backyard has it all. Move-in ready with designer touches throughout, this is the perfect blend of comfort, character, and space.

10 E Mars Lane, Payson

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