Sedona Homes with FHA New Financing

Sedona Homes with FHA New Financing

Sedona, Arizona is a picturesque city located in Yavapai County. Known for its stunning red rocks and breathtaking views of the desert, Sedona is a popular destination for outdoor enthusiasts, art lovers, and vacationers alike.

For those looking to make Sedona their home, the city offers a wide variety of housing options. From single family homes to condos and townhomes, there is something for everyone. In addition, many homes in Sedona are eligible for FHA new financing, making it easier than ever to purchase a home in this beautiful city.

The city of Sedona offers a variety of wonderful amenities. From its world-class golf courses to its many hiking trails and nearby lakes, outdoor recreation abounds. Additionally, Sedona is home to several art galleries, museums, and other cultural attractions. Shopping, dining, and entertainment opportunities are also plentiful.

The city of Sedona is known for its friendly people and welcoming atmosphere. With its stunning natural beauty and abundance of amenities, it's no wonder why people are drawn to this vibrant city. Whether you're looking for a vacation home or a place to call home, Sedona has something for everyone. With FHA new financing available, there has never been a better time to buy a home in this beautiful city.

Newest Sedona Homes with FHA New Financing

$1,149,000
4 Beds ⋅ 3 Baths ⋅ 7082304 MLS ⋅ 2,132 SqFt.
A four-bedroom POOL home on a private corner lot, STR possible - buyer to verify. Iconic Sedona red rock views begin the moment you step through the front door into the vaulted open great room and dining room. A 24-foot wall of glass with clerestory windows above looks north out to the pool and red rock views beyond. Castle Rock - check. Bell Rock - check. Courthouse Rock - check. The vast expanse of Wilson Mountain - CHECK. Enjoy every color-filled sunset here . . . welcome to 170 Concho Drive. This Southwest-style home offers open living spaces built for entertaining. Gather fireside under the vaulted ceiling in the great room, or catch the game on the mounted big-screen. Nearby, the dining space holds a table long enough for the whole guest list. Cooks stay in on the conversation too - pull up a seat at the high bar and keep talking while dinner's on the stove. Cherry hardwood floors run through the main living area, paired with large-format tile. The chef's kitchen features alder wood cabinetry with stamped copper accents, a functional island, stainless appliances and granite counters. The primary suite offers two generously sized walk-in closets and a large primary bath with double vanities, private water closet, separate shower and soaking tub. Bedroom two has red rock views and access to a half bath. Bedroom three has direct red rock views and room for a king-sized bed. It shares a bath with bedroom four, which also fits a king-sized bed. Step out of the great room and dining room onto the Trex deck, which overlooks the pool, yard and a sweeping expanse of red rock vistas. Here, you'll find plenty of room to spread out and enjoy Sedona's four season climate. Find shade under the gazebo, or gather around the firepit with red rock views as the backdrop. Around the side, there's abundant space for whatever stirs your imagination ... bocce ball, corn hole, putt-putt and more. This home also has an oversized 644 sq. ft. garage, including a separate room that could be conditioned space. Situated in the desirable Cathedral View neighborhood, it's served by city sewer, natural gas and a private water company. Living here means being close to it all - A+ hiking trails, golf, yoga and dining, all less than five minutes away, with easy access to the I-17 exit in under ten. Pool homes like this - on this lot, with this view - don't come around often. UPGRADE LIST: 2012 Cherry hardwood throughout 2016 Storage shed 2017 Custom artisan kitchen with island 2018 Gazebo with patio & firepit 2019 Raised organic garden 2020 Upgraded irrigation system 2022 Natural gas BBQ 2022 French door refrigerator 2022 Additional attic access added in hallway 2023 New water heater 2023 New dryer 2023 HVAC annual maintenance with major motors replaced 2024 New oven 2025 New garage door 2026 New washer 2026 Fresh paint

170 Concho Drive, Sedona
$465,000
2 Beds ⋅ 2 Baths ⋅ 7081911 MLS ⋅ 1,109 SqFt.
Welcome to easy Sedona living in the heart of the Village of Oak Creek! This inviting 2-bedroom, 2-bath Nizhoni townhome offers 1,109 square feet, red rock views from both bedrooms, an open and airy floor plan, vaulted ceilings, and a cozy fireplace--all conveniently located near restaurants, coffee shops, groceries, shopping, and the many recreational opportunities Sedona has to offer. The current owners have made significant improvements, giving the next owner added comfort and peace of mind. The primary bathroom was remodeled in November 2025, new carpet was installed on the stairs and throughout the upstairs in November 2025, and a new electric water heater was added the same month. A new Carrier two-stage heat pump HVAC system, complete with thermostat, was installed in September 2025 Step outside to the patio and enjoy the peaceful setting and surrounding red rock beauty. The HOA adds to the low-maintenance lifestyle by covering roof repairs and replacement, exterior building maintenance, front yard and grounds maintenance, street maintenance, trash removal, and community insurance. A fenced RV storage area is also available for an additional fee. With major updates already completed, red rock views, a convenient Village of Oak Creek location, and many exterior maintenance responsibilities handled through the HOA, this property is ready for its next owner to make it their own. Whether you're looking for a full-time Sedona residence or a lock-and-leave getaway, this Village of Oak Creek home is one you'll want to see.

165 Verde Valley School Road Unit 2, Sedona
$569,000
2 Beds ⋅ 2 Baths ⋅ 7081769 MLS ⋅ 2,040 SqFt.
Spacious, comfortable, and ready to enjoy, this 2-bedroom, 2-bath home in Harmony Hills offers 2,040 sq ft of thoughtfully designed living space. The open, inviting floor plan provides plenty of room to spread out, with an additional office/den space featuring a built-in desk and shelving--ideal for working from home, hobbies, or a quiet retreat. Cabinets in the dining area add character as well as convenient storage. The kitchen offers abundant cabinetry, generous counter space, and a pantry, providing plenty of room for everyday living and entertaining. Recent updates include refreshed bathrooms and new laminate flooring throughout the home, creating a clean, cohesive look. Outdoor living is equally inviting, with a large covered front porch that provides a comfortable setting for morning coffee, afternoon relaxation, or gathering with friends. The private backyard offers additional space to enjoy the beautiful Sedona surroundings, with side views of Thunder Mountain. A detached 2-car garage provides valuable parking and storage. The owners have also developed plans for a potential casita and are happy to share those plans with the buyer, should they be of interest. The property has been enjoyed by the owners as a part-time residence and has also provided rental income when not in use, offering flexibility for a variety of buyers. Whether you are looking for a personal retreat, a second home, or a property with rental potential, this home is ready to be enjoyed from day one. Most furnishings convey with the sale, providing the added convenience of a furnished home for personal use or rental. Please see the list of excluded furnishings for details. Located in Harmony Hills, the home is within walking distance of shopping, restaurants, trails, and other amenities. With generous interior living space, comfortable indoor and outdoor gathering areas, a 2-car garage, and the flexibility for personal use or rental, this property offers an opportunity to enjoy more of the Sedona lifestyle with room to make it your own.

155 Stardust Lane, Sedona
$798,000
3 Beds ⋅ 4 Baths ⋅ 7081591 MLS ⋅ 2,369 SqFt.
Welcome to 20 Colinas, located in the desirable Cachet at Las Piedra community, where comfort, style, and the best of Sedona living come together. This spacious, beautifully maintained townhome features two primary suites - one on the main level and another upstairs - plus a versatile loft ideal for an office or additional living space. Thoughtful upgrades make this turnkey property well suited for a full-time residence, second home, or lock-and-leave getaway. Each bedroom includes a private full bath, while an additional powder room serves the main level. The inviting interior blends Southwestern warmth with comfortable, open living spaces designed for relaxing and entertaining. Enjoy Sedona natural beauty from the private back patio or upstairs balcony - both perfect for peaceful.

20 Colinas --, Sedona
$549,800
3 Beds ⋅ 2 Baths ⋅ 7080960 MLS ⋅ 1,411 SqFt.
WEST SEDONA: Turnkey, No HOA, Red Rock Views! Everyone says they want Sedona. Almost nobody gets to own it without an HOA, a hassle, or a million-dollar price tag. Single-level. 3 bed, 2 bath. Epic Red Rock views from the front AND back decks: coffee out front, wine out back. Fully fenced yard for the dogs. Parking for your toys. Walk out your front door and head to hiking trails: no car, no parking pass and it's a proven, active vacation rental. Fully furnished, 100% turnkey. Close, own, earn. Three buyers win at this price: INVESTOR: The calendar's already full. You're buying a business with a deed. SECOND HOME: Lock and leave. Your Sedona basecamp is ready day one. PRIMARY: Single level, real yard, real parking, nobody telling you what color to paint your door. Try finding that under $550K here! West Sedona, furnished, with views and no HOA? These don't sit. You can scroll the photos all day. Or you can own it.

2620 Thunder Mountain Road, Sedona
$1,795,000
3 Beds ⋅ 4 Baths ⋅ 7080713 MLS ⋅ 2,944 SqFt.
MUST SEE! Imagine your private retreat bordering Nat'l Forest on 3 sides, endless trails, spectacular red-rock views. Up a private drive on 1.92 acres, quality stunning custom one story home, craftsmanship, luxury, comfort & livability. Walls of glass, open & spacious, skylights and solar tubes, chefs dream kitchen, natural cherry cabinets, granite countertops, wine cooler built into huge stacked-stone red-rock wall with wbfp. 2+2 baths, 3 Bdrms,walk-in closets, Birdseye Maple cabinetry, Jacuzzi tub & steam shower. Tiered ceilings w/LED starlight effect, infinity door with elec screen & shade. Furnace and/or heated travertine flrs. metal roof, 56 solar panels, tankless H2O heater. Walled front yd, elec gate, iron front drs, storage. Studio/office/casita. Stone & metal artwork, RV parking

40 Wanderings End Lane, Sedona
$689,000
3 Beds ⋅ 2 Baths ⋅ 7080628 MLS ⋅ 1,519 SqFt.
Welcome to 60 Rim Trail Drive, a beautifully refreshed 3-bedroom, 2-bathroom single-story retreat in Sedona's desirable Village of Oak Creek. This 1,519-square-foot home seamlessly blends contemporary Southwestern charm with a suite of valuable recent upgrades, including brand-new premium tile flooring, stylishly updated master vanities, and a new high-efficiency washer and dryer. Combining modern aesthetics with long-term peace of mind, the property also boasts fresh exterior paint and a new water heater installed in 2022. Step inside to experience an abundance of natural light and vaulted ceilings, or head out to the fully fenced backyard to take in spectacular, direct views of Castle Rock. Situated on a peaceful 0.3-acre lot complete with a 2-car attached garage, this move-in-ready gem places you just moments from championship golf, local dining, and iconic red rock hiking trails

60 Rim Trail Drive, Sedona
$499,950
2 Beds ⋅ 2 Baths ⋅ 7080211 MLS ⋅ 1,068 SqFt.
Excellent 2-bedroom with 2-bathroom unit. This gated community known as Canyon Mesa CC is highly respected and beautifully maintained. The unit is also a successful Short-term Rental. The HOA dues include golf, pool, tennis courts, pickleball, trash pickup, exterior maintenance and landscaping. Located conveniently in the Village of Oak Creek, Sedona, close to restaurants, shops, 3 golf courses, hiking, and biking trails. Very nice unit with outdoor patios in the front and back. This unit is ideal to use as a short-term rental with strong financials. It is being sold fully furnished, making it a turnkey property. The home also has a garage. Easy to show.

64 Padre Drive, Sedona
$900,000
3 Beds ⋅ 2 Baths ⋅ 7080057 MLS ⋅ 2,052 SqFt.
Privately positioned on a quiet, desirable cul-de-sac, this beautifully refreshed three-bedroom home captures the essence of the Sedona lifestyle with stunning views of Courthouse Butte and Bell Rock from the primary suite and private hot tub. Thoughtfully updated and move-in ready, the home combines Southwestern character with tasteful modern finishes and inviting indoor-outdoor living. Fresh paint throughout the home and a new natural-tone wood-composite flooring in the primary bedroom and one guest room create a clean, elevated feel. Soaring ceilings enhance the spacious great room, centered around a wood-burning fireplace with a tile surround that adds warmth and distinctive Southwestern character. The adjoining dining area provides a comfortable setting for both everyday meals and entertaining. The well-appointed kitchen features rich solid-wood cabinetry, abundant storage, a generous dining island, and new stainless-steel appliances. The spacious primary suite offers a private retreat with a large walk-in closet and an ensuite bath featuring a generous double vanity, garden tub, and step-in shower. Beyond the interiors, the landscaped grounds create a peaceful and private outdoor sanctuary framed by mature junipers and established plantings, including fruit-bearing fig trees, blackberry bushes, and jasmine vines. Unwind in the hot tub while taking in the iconic red rock surroundings, or simply enjoy the serenity and privacy of this exceptional setting. A two-car attached garage with a gleaming epoxy floor and fresh paint adds convenience and function. Offering red rock views, privacy, a coveted cul-de-sac setting, thoughtful updates, and an effortless connection to the outdoors, this is a distinctive Sedona property ready to enjoy.

150 Bent Tree Drive, Sedona
$1,500,000
3 Beds ⋅ 3 Baths ⋅ 7079787 MLS ⋅ 2,568 SqFt.
COMPLETE PHOTOS COMING SOON! Here are the huge views you move to Sedona for. Take in the full panorama of Thunder Mountain from large picture windows throughout this beautiful home, plus the covered patio and balcony. Welcome to 2345 Mule Deer, a thoughtfully designed Southwest-style home spanning 2,568 square feet with three bedrooms, two and a half baths, and a flex room, plus an oversized garage with workshop space. Located in West Sedona's popular Crimson View -- an HOA community with a one-month rental minimum (no STR's allowed). Inside, an open floor plan brings together large rooms, high ceilings, Saltillo tile, and wood floors -- no carpet anywhere in the home. The great room takes in the full sweep of Thunder Mountain, with a gas log fireplace and TV viewing area close at hand. The kitchen sits nearby, with a center island, counter seating, and a walk-in pantry. Tall sliding glass doors open the dining room to the front patio, with center-stage views of Thunder Mountain for every dinner party. Two guest rooms round out this level, sharing a full bath and a half bath. Climb five steps to the primary suite and a large open flex room built for a study or a second TV room. Wood floors, high ceilings, and big windows carry through here too, with tall sliding doors opening onto a covered balcony framed in wood beams and posts. Walk to two top-rated Sedona trailheads, grocery shopping, restaurants, and movie theaters -- this is West Sedona living at its best.

2345 Mule Deer Road, Sedona
$1,475,000
3 Beds ⋅ 3 Baths ⋅ 7078978 MLS ⋅ 2,065 SqFt.
Wake up to Sedona's magic and unwind with Elephant Rock framed by your living room windows. Set in the coveted Chapel area, this Chapel Modern Beauty pairs striking modern architecture with warm, designer interiors by Sherry Engle of Reverie West from Phoenix. Built in 2022, this 3BR, 3BA retreat offers soaring ceilings, a statement gas fireplace and a covered outdoor living area with a second gas fireplace for evenings under the stars. Offered furnished, right down to plates and silverware, it's an inviting primary residence, second home or potential short-term rental. Nearby hiking and biking trails, the iconic Chapel of the Holy Cross, and easy access to Uptown and the Village of Oak Creek place Sedona's scenery and experiences within easy reach. (Some personal items & art are excluded) Inside, approximately 2,065 square feet of single-level living blend clean lines, concrete floors and abundant natural light. The kitchen features custom soft-close cabinetry, open shelving, soapstone countertops and backsplash, a walk-in pantry, reverse osmosis drinking water, and a brand-new, never-used gas range. A spacious laundry room adds practical storage. Two bedroom ensuites provide flexibility for owners and guests. The primary suite has a separate rear entrance, while the secondary suite features a roll-in shower. A third bedroom and full guest bath with a soaking tub round out the layout. No stairs inside or out make everyday living effortless. Thoughtful construction includes 2x6 framing, spray foam insulation, a metal roof, solid-core 8-foot doors and Milgard windows and glass doors. The extended two-car garage features an installed EV charger. Additional conveniences include hot water recirculation, a water softener, Nest thermostat, Ring doorbell, keyless entry keypad, and pre-wiring for solar and a spa. No HOA. Buyers to verify short-term rental capabilities.

105 Starlite Drive, Sedona
$699,000
3 Beds ⋅ 2 Baths ⋅ 7078892 MLS ⋅ 1,740 SqFt.
Turnkey Sedona without the usual strings attached. Set in the Village of Oak Creek, this fully furnished 3-bedroom, 2-bath home offers 1,740 sq. ft. of updated, flexible living with no rental term restrictions--giving you the freedom to enjoy it as a full-time residence, lock-and-leave Sedona retreat, or investment property. Bright and inviting, the open-concept interior features new flooring throughout, updated contemporary baths, and a refreshed kitchen with stainless steel appliances. A generous bonus flex space creates room for a second lounge, game room, office, or guest retreat, while the third bedroom is thoughtfully positioned for added privacy. Outside, enjoy low-maintenance landscaping, covered parking, and relaxing outdoor living space. The Village of Oak Creek location puts world-class golf, hiking, dining, shopping, and Sedona's iconic red rocks close at hand, while convenient access to I-17 makes day trips to Phoenix or Flagstaff easy. Fully furnished. Turnkey. Flexible. Move in, lock up, rent out, or settle in--this is Sedona living with options!

35 Palo Verde Circle, Sedona
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