Sedona Homes with FHA New Financing

Sedona, Arizona is a picturesque city located in Yavapai County. Known for its stunning red rocks and breathtaking views of the desert, Sedona is a popular destination for outdoor enthusiasts, art lovers, and vacationers alike.

For those looking to make Sedona their home, the city offers a wide variety of housing options. From single family homes to condos and townhomes, there is something for everyone. In addition, many homes in Sedona are eligible for FHA new financing, making it easier than ever to purchase a home in this beautiful city.

The city of Sedona offers a variety of wonderful amenities. From its world-class golf courses to its many hiking trails and nearby lakes, outdoor recreation abounds. Additionally, Sedona is home to several art galleries, museums, and other cultural attractions. Shopping, dining, and entertainment opportunities are also plentiful.

The city of Sedona is known for its friendly people and welcoming atmosphere. With its stunning natural beauty and abundance of amenities, it's no wonder why people are drawn to this vibrant city. Whether you're looking for a vacation home or a place to call home, Sedona has something for everyone. With FHA new financing available, there has never been a better time to buy a home in this beautiful city.

Newest Sedona Homes with FHA New Financing

$982,999

2 Beds ⋅ 2 Baths ⋅ 7089019 MLS ⋅ 2,337 SqFt.

Elevated Sedona Living with Unforgettable Red Rock Views. Experience refined penthouse living in Park Place, an exclusive gated community in Sedona. Privately positioned on the top floor, this exceptional end residence captures sweeping, unobstructed views of Sedona's iconic red rocks and expansive blue skies, creating an extraordinary backdrop from morning through sunset. With no adjoining neighbors on either side, the residence offers a wonderful sense of privacy and tranquility. Secure underground parking and a low-maintenance, lock-and-leave lifestyle make this an ideal Sedona retreat for those who value both luxury and ease. Offering approximately 2,275 square feet, the thoughtfully designed split floor plan features two spacious bedrooms plus a dedicated office, beautifully balancing privacy, comfort, and functionality. At the heart of the home is an inviting chef's kitchen appointed with professional-grade Viking appliances, designer finishes, and warm Tuscan-inspired details. Travertine flooring flows throughout the main living areas, complemented by new carpeting in both bedrooms. But it is the setting that truly distinguishes this residence. Uninterrupted Red Rock panoramas, brilliant Arizona skies, exceptional privacy, and elevated top-floor living combine to create a sophisticated Sedona sanctuary. With the HOA caring for the exterior, ownership is refreshingly effortless. Whether enjoyed as a full-time residence, seasonal escape, or elegant lock-and-leave retreat, this distinctive Park Place penthouse offers an exceptional opportunity to experience Sedona living at its finest.

3885 Postiano Place, Sedona

$885,000

3 Beds ⋅ 2 Baths ⋅ 7088411 MLS ⋅ 1,337 SqFt.

Under $900,000 in the best neighborhood in West Sedona, this light and bright 3-bedroom West Sedona cottage is a proven, income-producing STR vacation rental with VIEWS - it won't last long! The home generated $106,000 in revenue over the past twelve months (not including cleaning fees), and with strong future bookings in place that can convey to the new owner, it's ready to keep earning from day one. A smart, turnkey investment. Sold fully furnished, this home is ready to welcome guests with its furnishings and décor included. The interior was designed by a professional interior designer, and it shows (this is over a $75,000 value). Guests love the stylish, cohesive look, which helps drive the strong reviews and repeat bookings behind the home's track record . With no HOA (read more...) short-term rentals are allowed, so you can run it as a vacation rental, a personal getaway, or a blend of both. Start your mornings with coffee on the open front patio with the full expanse of Thunder Mountain in view, then entertain on the huge back deck, which runs the full length of the home and takes in the views. The primary suite offers a walk-in closet (with its own view!) and a remodeled 3/4 bath. The kitchen features quality cabinetry and skylights that fill the space with natural light. A split floorplan gives the two additional bedrooms privacy, each with ceiling fans and generous closets, close to the full hall bath and the stackable laundry closet. Outside, the fenced backyard is made for relaxing and entertaining, with a hot tub, a firepit, several outdoor seating areas, a flagstone patio, and a storage shed. The home is on sewer with natural gas and Arizona water. Sugarloaf Trail is just minutes away by foot, giving guests (and you) easy access to hiking and Sedona's famous red rock scenery. Strong historical revenue, bookings already on the calendar, and a designer-curated interior make this a rare find.

40 Yucca Drive, Sedona

$878,000

3 Beds ⋅ 3 Baths ⋅ 7088278 MLS ⋅ 2,021 SqFt.

Classic Sedona charm meets incredible opportunity in the heart of West Sedona! Tucked on a quiet street yet within walking distance of some of Sedona's most serene hiking trails, coffee shops, cafes & local amenities. The main level offers bright great-room living, dining & kitchen, plus spacious primary suite, guest bedroom & 2 full baths. The lower level features a private 1-bedroom mother-in-law suite with a living area, coffee bar & bath, accessible from inside or via its own exterior entrance. No active HOA. Potential for short-term rental use/ Live upstairs and use the lower level for guests, rental income, studio, or office--or enjoy the entire home as a Sedona retreat. A rare West Sedona gem with endless possibilities. Whole Property Permitted by the City of Sedona

15 Caswell Drive, Sedona

$765,000

3 Beds ⋅ 2 Baths ⋅ 7087924 MLS ⋅ 1,680 SqFt.

SEDONA LIVING AT ITS BEST. This beautifully renovated 3-bedroom, 2-bath Santa Fe-style home brings the outdoors in with French doors, expansive windows, abundant natural light and Castle Rock Range views. Step outside to a private backyard, patio and gardens that feel like your own retreat. The fully remodeled kitchen is as impressive as it is functional, featuring an 8-burner Forno gas range, beautiful Dekton countertops, new cabinetry, expanded island storage and a redesigned walk-in pantry/storage closet. High-end waterproof vinyl/wood flooring flows throughout the home, while the primary suite features a new sliding door and redesigned walk-in closet. Both bathrooms have been updated with new high-end vanities, soft-close drawers, fixtures and lighting, with a rain shower and handheld fixture in the primary bath. That same attention to detail continues outdoors. The beautifully landscaped front yard welcomes you with a courtyard seating area, while the backyard has been purposefully designed for beauty and privacy. A 6-foot privacy fence, four fruit trees, underground lighting and irrigation complement lush landscaping, climbing roses and evergreen trumpet vines. A Bullfrog hot tub with the Castle Rock Range as its backdrop offers an idyllic place to unwind after a day on the trails. The generous outdoor space also offers additional possibilities, and the property is short-term rental eligible (Buyer to independently verify). And those trails really are close. The Transept and Del Sol/Turkey Creek trailheads are within walking distance, putting miles of Sedona hiking and biking practically at your doorstep. Three golf courses, restaurants and shopping are just minutes away. Beautifully renovated, wonderfully private and connected to the outdoors, this is a home designed to enjoy the Sedona lifestyle every day.

170 Montazona Trail, Sedona

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 7087662 MLS

There is something special about a home that lets you feel connected to Sedona without giving up the quiet. Set at the end of the road in West Sedona, this Modern Southwest home offers that rare balance--peaceful and private, yet wonderfully convenient to the everyday pleasures of town. Walk to Safeway, enjoy nearby shopping, dining and theater, or head out for a hike at Thunder Mountain or Sugarloaf, just minutes away by car or a short bike ride. Inside, soaring ceilings of rich tongue-and-groove wood planking and exposed natural beams bring warmth and character to the great room, while tall windows frame views of Thunder Mountain and fill the home with natural light. A beautifully faux-finished fireplace anchors the living space, creating a distinctive Southwest focal point. The massive primary suite occupies its own separate wing, with Thunder Mountain views, a large walk-in closet, separate tub and shower, and a freshly faux-finished kiva-style fireplace. The suite opens to its own private courtyard, newly enclosed with fencing. From the dining room, step into a larger courtyard designed for entertaining, where Thunder Mountain views meet the quiet privacy of the surrounding juniper forest. The current owner has thoughtfully invested in the home, completing an extensive list of improvements including a new HVAC system, instant hot water, nine new windows, new flooring, appliances, washer and dryer, new blinds, interior paint, fencing, irrigation and more. The result is a home where the important work has been thoughtfully tended to, allowing you to settle in and enjoy the trails, beauty, community and extraordinary lifestyle that make Sedona such a special place to call home.

2250 E Mule Deer Road, Sedona

$1,850,000

5 Beds ⋅ 3 Baths ⋅ 7087638 MLS ⋅ 3,100 SqFt.

Perched on the edge of the Coconino National Forest in coveted Cibola Hills, this completely reimagined mountainside retreat sits on a forested half-acre with miles of untouched pine forest and native wildlife just beyond your door. Minutes from the iconic Jordan Trailhead, it's a rare luxury basecamp for those who want to hike, bike, explore--and come home to something exceptional. Taken down to the studs and rebuilt with a contemporary point of view, the home is defined by soaring ceilings, walls of glass and extraordinary natural light. Its multi-level design creates distinct spaces for living, working, entertaining and retreating, giving the home a sense of both openness and privacy. The lower level is an entire floor of possibility--fitness or yoga studio, executive office, media lounge, art studio or private guest quarters. Above the treetops, a hidden third-floor loft with an oversized closet creates another unexpected escape: a library, playroom, painting studio or meditation retreat. At the heart of the home, a chef-caliber kitchen pairs Monogram appliances with a steam oven, double dishwashers and an oversized walk-in pantry. From here, life naturally moves outdoors. Start the morning with coffee on the east-facing Trex deck, then end the day dining on the main deck as the sun disappears behind Wilson Mountain. Gas lines are ready for the grill, with a dedicated yard connection for a fire pit beneath the Sedona sky. An extra-wide, extra-deep extended garage becomes the ultimate toy box for mountain bikes, hiking gear and off-road equipment. Return straight from the trail into an oversized mudroom and laundry zone designed for the way you actually live--drop the gear, wash the dogs and keep the adventure from following you through the house. The primary suite is a retreat of its own, with walk-in showers, a soaking tub and a sense of resort-level calm. Brand-new mechanical systems, a tankless water heater, custom steel fireplace, whole-home water filtration, integrated humidification and non-toxic, No-VOC finishes bring wellness and thoughtful design into every detail. This is Sedona living without compromise--wild outside, refined within, and adventure waiting just beyond your backyard.

460 Coronado Trail, Sedona

$1,487,000

3 Beds ⋅ 3 Baths ⋅ 7086849 MLS ⋅ 2,969 SqFt.

Captivating red rock views and exceptional outdoor living define this distinctive Sedona residence in the highly desirable Chapel area. Centrally located with convenient access to West Sedona, Uptown, and the Village of Oak Creek, the home places you close to Sedona's renowned dining, shopping, trails, and recreation while surrounded by iconic red rock landscape that makes this area so special. Inside, vaulted wood-beamed ceilings and expansive windows fill the main living space with natural light while framing impressive red rock views. An impressive fireplace anchors the room, creating a warm and inviting gathering space. The welcoming foyer and dining room feature classic Saltillo tile, while a wet bar adds an effortless entertaining element. Two generously sized ensuite bedrooms are located on the main level, offering privacy and convenience. Spa-inspired bath spaces feature marble finishes, a soaking tub, walk-in shower, and skylights, while sliding doors provide a seamless connection to the outdoors. The versatile lower level expands the home's living and entertaining space with expands the home's living and entertaining space with a spacious third bedroom, large full bathroom, laundry area. A stone-surround fireplace, recreation area, and direct walkout access to a private patio. Ideal for a media room, game room, guest retreat, or additional gathering space. Outdoor living is a standout feature. A new 2024 Trex wraparound deck creates an expansive setting for outdoor living wishes--from morning coffee and dining to entertaining beneath Sedona's open skies or simply relaxing and taking in the surrounding red rock scenery. An outdoor hot tub, fire pit, and covered grilling station are surrounded by mature landscaping, creating a private oasis designed to be enjoyed throughout the seasons. With NO HOA, an attached multi-car garage, and a long private driveway, the property offers both flexibility and convenience. Nearby access to the SR-179 Park & Ride and Sedona Shuttle makes it easy to reach some of the area's most celebrated trailheads, including Cathedral Rock and Little Horse. A rare combination of privacy, views, indoor-outdoor living, and a central Sedona location, this Chapel-area residence offers an exceptional setting for a primary home, second residence, personal retreat, or short-term rental investment.

231 Bowstring Drive, Sedona

$549,000

2 Beds ⋅ 2 Baths ⋅ 7086584 MLS ⋅ 1,398 SqFt.

Designed for the easy Sedona lifestyle, this beautifully remodeled end-unit Sundance Townhome blends style, comfort and convenience. The kitchen features satin granite counters and custom cabinetry, while a dramatic floor-to-ceiling stone fireplace, tongue and groove wood ceilings and easy to care for hand-scraped wood-look tile add warmth and character. Relax on the private paver patio or enjoy the community pool and spa just across the street. Golf, tennis, pickleball, a neighborhood park, hiking trails and excellent restaurants are all nearby. HOA includes all exterior maintenance, including roof and yard and property insurance for true lock-and-leave ease. Two-car garage, lush green surroundings, and may be purchased furnished on additional bill of sale for complete turn-key package.

55 Cathedral Rock Drive Unit 1, Sedona

65 Verde Valley School Road Unit D8, Sedona

$425,000

2 Beds ⋅ 2 Baths ⋅ 7085878 MLS ⋅ 1,074 SqFt.

Enjoy the best of Sedona living in this inviting 2 bedroom 2 full bath, first-floor condo located approx. 1/4 mile from Sedona Golf Resort! Short-term rentals are allowed (buyer to verify), offering flexibility for a vacation home, investment or personal retreat. The community features a heated pool, 2 hot tubs, tennis courts, pickleball, clubhouse and bbq area. Inside newer carpet and stainless steel appliances, Porcelain tile flooring and a warm cozy fireplace. Two private patios provide great spaces to relax and enjoy Sedona lifestyle. A new roof as of 9/2026. Close to outdoor activities, restaurants and shopping. Come experience the perfect blend of comfort, recreation and location!

65 Verde Valley School Road Unit D8, Sedona

$415,000

2 Beds ⋅ 1 Baths ⋅ 7085835 MLS ⋅ 919 SqFt.

Rare Gem in the Heart of Sedona - Priced to Sell! Welcome to your own little piece of Sedona paradise. Nestled in the desirable Nepenthe community, this beautifully remodeled 2-bedroom townhome offers the perfect blend of charm, comfort, and an incredible location in the heart of Sedona. Step inside and feel immediately at home in the warm and inviting living space, where a cozy fireplace creates the perfect setting for quiet mornings, romantic evenings, and cool Sedona nights. With over 900 square feet, the thoughtfully designed floor plan feels comfortable and welcoming, while the remodeled interior allows you to simply move in and begin enjoying the Sedona lifestyle. Step outside onto your private patio, a peaceful place to enjoy your morning coffee, unwind with a glass of wi or simply breathe in the beauty and magic that make Sedona so special. An attached garage plus carport provides valuable parking and storage--a wonderful convenience in this highly desirable location. Best of all, you're just moments from shopping, restaurants, entertainment, the movie theater, and everything West Sedona has to offer, while still having a private retreat to come home to. Whether you're searching for a full-time residence, Sedona getaway, or investment opportunity, this charming home offers location, lifestyle, and value that are increasingly hard to find. A rare Sedona gem, beautifully remodeled and priced to sell. Come fall in love and make it yours.

849 Dusty Rose Drive, Sedona

$949,000

3 Beds ⋅ 2 Baths ⋅ 7085492 MLS ⋅ 2,226 SqFt.

Privacy, space, and classic Sedona scenery come together on this beautiful 1.02-acre property in Oak Shadows. Surrounded by mature trees and red rock views, this single-level home offers a peaceful retreat in the Village of Oak Creek while keeping you close to golf, hiking, pickleball, restaurants, shopping, and everyday conveniences. Inside, the home features three bedrooms, two bathrooms, high ceilings, generous living areas, and an attached three-car garage. The floor plan is comfortable and practical, with plenty of room for both everyday living and entertaining. One of the home's most valuable additions is the enclosed Arizona room, created by the sellers with an investment of approximately $40,000. This bright and inviting space adds roughly 400 square feet of additional living living area beyond the county-recorded square footage and can easily serve as a second living room, dining area, game room, office, or year-round gathering space. The outdoor setting is equally impressive. A fully fenced yard, mature landscaping, abundant trees, and the oversized lot provide a level of privacy and breathing room that is increasingly difficult to find in Sedona. Whether enjoying a quiet morning outside, entertaining friends, or simply taking in the surrounding red rock beauty, the property offers a wonderful connection to the outdoors. With vacation rentals currently allowed, the home also provides added flexibility for buyers considering a primary residence, second home, or income-producing property. Acreage, privacy, additional living space, a three-car garage, and a prime Village of Oak Creek location make this a distinctive Sedona opportunity.

85 White Cedar Drive, Sedona

$659,000

2 Beds ⋅ 2 Baths ⋅ 7083925 MLS ⋅ 1,630 SqFt.

Set against the red rocks in the heart of the Village of Oak Creek, this single level patio home offers a setting that's hard to replicate. Backing open space with picture-perfect red rock views, the home has been lovingly maintained by its original owner and thoughtfully updated throughout the years. Inside, soaring flat ceilings, abundant windows, and hand-scraped wood flooring create an open, light-filled feel. The remodeled kitchen includes stainless appliances, a breakfast nook positioned for the views, and a separate bar with wine fridge. Both bathrooms have been updated, and the laundry room has custom built-ins. The private courtyard creates a resort-style arrival, while the expansive rear patio offers both covered and open-air spaces, built-in seating, and an Adobe-style gas fireplace, all overlooking that open space and red rock backdrop. With updated HVAC and a tankless water heater, this home is truly move-in ready. Close to golf and all the beauty that defines Sedona, this is a rare opportunity for full time or easy lock and leave living.

70 Rio Sinagua --, Sedona

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