Sun Lakes Homes with Conventional New Financing

Sun Lakes Homes with Conventional New Financing

Welcome to Sun Lakes, a vibrant community located in Maricopa County, Arizona. Known for its picturesque surroundings and welcoming atmosphere, Sun Lakes is a highly sought-after destination for homebuyers looking to settle down in a peaceful yet thriving area.

In Sun Lakes, you'll find a variety of homes with conventional new financing options, making it easier for prospective buyers to find their dream home in this charming city. Whether you're looking for a cozy condo, a spacious single-family home, or a luxurious estate, Sun Lakes has something to offer for every taste and budget.

Living in Sun Lakes means enjoying a relaxed lifestyle with easy access to amenities such as golf courses, community centers, shopping, dining, and outdoor recreational activities. The city's well-maintained neighborhoods and beautiful parks make it an ideal place for families, retirees, and young professionals alike.

With its convenient location in Maricopa County, Sun Lakes provides residents with a peaceful retreat away from the hustle and bustle of the city while still being within reach of all the urban conveniences. Whether you're looking to buy your first home, upgrade to a larger property, or downsize for retirement, Sun Lakes has the perfect home waiting for you. Come and discover the beauty and charm of Sun Lakes – your ideal community for a relaxed and fulfilling lifestyle.

Newest Sun Lakes Homes with Conventional New Financing

$379,999
3 Beds ⋅ 2 Baths ⋅ 7062642 MLS ⋅ 1,672 SqFt.
Welcome to this beautifully maintained home in Cottonwood, an Active Adult Community in Sun Lakes, offering 3 bedrooms and 2 bathrooms. The home is light and bright throughout, with carpet and tile flooring and golf course views right from the interior. Owned solar adds long-term value, and each bedroom offers sliding door access to the outside. The primary suite includes a spacious ensuite bathroom with dual vanities and a glass shower, while the additional bedrooms offer flexibility for guests or hobby space. The second bathroom has been finished with dual vanities, an LED-lit mirror, floor-to-ceiling tile,, and a rainhead shower with a built-in seat. Outside, the covered patio overlooks the golf course at Cottonwood Country Club, framed by lush green lawns. A 2-car garage offers additional space for vehicles, a golf cart, or storage. Just moments from the clubhouse, residents enjoy access to golf, tennis, pickleball, and a workout facility! Conveniently located near Bashas', Walgreens, Valley Ace Hardware, restaurants, medical facilities and more!

10014 E Michigan Avenue, Sun Lakes
$419,900
2 Beds ⋅ 2 Baths ⋅ 7062077 MLS ⋅ 1,323 SqFt.
HIGHLY UPGRADED N/S EXPOSURE SINGLE LEVEL HOME IN THE IRONWOOD GATED COMMUNITY OF SUN LAKES. THE BACKYARD PARADISE IS PERFECT FOR ENTERTAINING AND HAS AN OVERSIZED PATIO WITH PERGOLA ROOF EXTENSION, BRICK PAVER FLOORING, OUTDOOR KITCHEN WITH BUILT IN BBQ AND REFRIGERATOR. THE HUGE YARD HAS A PUTTING GREEN. THIS HOME HAS AN OPEN FLOORPLAN WITH NO INTERIOR STEPS, HAS VAULTED CEILINGS, AND NEWER FLOORING. THE KITCHEN HAS SOFT CLOSE CABINETS WITH CROWN MOULDING, QUARTZ COUNTERTOPS. THE MASTER BATH HAS WALK-IN GLASS SHOWER WITH HANDRAIL, DUAL SINK VANITY AND WALK-IN CLOSET. THE 2-CAR GARAGE HAS BUILT-IN CABINETS AND EPOXY FLOORING. AGENT RELATED TO THE SELLER AND IS CO-EXECUTOR OF THE ESTATE WITH SIBLING. THE COMMUNITY HAS HEATED POOL/SPA, CLUBHOUSE/RECROOM, WORKOUT FACILITY, TENNIS COURTS, OPTIONAL COUNTRY CLUB MEMBERSHIP & GOLF COURSE. ALL PERSONAL PROPERTY FOR SALE EXEPT THE FORMAL DINING TABLE AND CHAIRS

10532 E Coopers Hawk Drive, Sun Lakes
$495,900
2 Beds ⋅ 2 Baths ⋅ 7061845 MLS ⋅ 1,922 SqFt.
Gorgeous home in the beautiful community of Cottonwood in Sun Lakes. Spacious and bright great room. Kitchen with granite counter tops and stainless steel appliances. Owner's suite is large with walk in closet plus reach in closet. Owner's bathroom has double vanity with granite countertops and separate tub/shower. Guest bedroom has attached bathroom. Beautiful resort style backyard with two covered patios, outdoor shower and play pool with Baja step. Sun Lakes offers restaurants, lounges, golf, swimming, tennis, pickleball, groups, clubs and organizations too many to list here! This is more than a home, this is a lifestyle! Welcome Home!

26213 S Eastlake Drive, Sun Lakes
$430,000
2 Beds ⋅ 2 Baths ⋅ 7061545 MLS ⋅ 1,997 SqFt.
This home offers great features split bedroooms for privacy, a large den, open kitchen and family room. The master suite is spacious and has extra closet space. The oversized covered patio is perfect for entertaining and enjoying the evening with friends. And, you will enjoy a courtyard storage room with golf cart conversion potential. Enjoy all the amenities of IronOaks with tennis, golf, pools, restaurants, entertainment, fitness, pickball, arts and crafts, and much more!

8907 E Sunridge Drive, Sun Lakes
$650,000
3 Beds ⋅ 2 Baths ⋅ 7061407 MLS ⋅ 2,173 SqFt.
New roof, new HVAC system, and new water heater provide exceptional peace of mind in this beautifully updated Palacia model located in the gated Oakwood community of Sun Lakes. Designed with today's active adult in mind, this thoughtfully renovated home features soaring vaulted ceilings, abundant natural light, a spacious 3-bedroom plus den floorplan, and an extended garage offering valuable storage and workspace. Recent improvements include luxury vinyl plank flooring throughout, quartz countertops, custom cabinetry, new appliances, a gas range with a custom hood, a convenient built-in bottle refrigerator, beautifully remodeled bathrooms, fresh interior and exterior paint, and a striking fireplace that anchors the spacious living area. Thoughtful updates make this home move-in ready. The versatile den provides the flexibility to serve as a home office, hobby room, or additional guest space, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. Step outside to the expansive covered patio, complete with a built-in natural gas connection for effortless grilling and outdoor entertaining. Backing to a peaceful walking path, the low-maintenance backyard offers a quiet and private setting to relax while enjoying convenient access to the community's scenic trails. Located within the highly sought-after IronOaks community, residents enjoy access to 45 holes of championship golf, tennis, pickleball, fitness centers, resort-style pools, dining venues, walking paths, and an endless variety of clubs, activities, and social events. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional home offers the carefree lifestyle that has made Sun Lakes one of Arizona's premier active-adult communities.

9430 E Nacoma Drive, Sun Lakes
$375,000
2 Beds ⋅ 2 Baths ⋅ 7061368 MLS ⋅ 1,661 SqFt.
Charming single-story home in Sun Lakes! Offering 2 bedrooms, 2 bathrooms & a 2-car garage, this gem blends convenience and comfort. Inside, you'll find inviting living areas ready to bring you joy, boasting tile floors, vaulted ceilings for a feeling of openness, plenty of natural light, and a soothing palette that makes you want to stay. Whip up your signature dishes in the well-appointed kitchen, displaying oak cabinetry, ample counter space, and built-in appliances. Spacious den perfect for an office. The primary retreat hosts a bathroom with double sinks, a private exit, and a practical walk-in closet. Enjoy weekend grills and peaceful evenings in the backyard, complete with a covered patio ideal for morning coffee and ample space for outdoor fun! Enjoy the resort-style lifestyle of Cottonwood Palo Verde at Sun Lakes, featuring golf, swimming pools, fitness centers, pickleball, tennis, scenic lakes, walking paths, dining and a wide variety of clubs and social activities. There is always something to enjoy in this vibrant active-adult community!

25802 S Howard Drive, Sun Lakes
$214,900
2 Beds ⋅ 2 Baths ⋅ 7061309 MLS ⋅ 1,052 SqFt.
Ready for your Arizona getaway? This beautifully updated 2-bedroom, 2-bath home in the active adult community of Sun Lakes is move-in ready! Enjoy new flooring, fresh interior and exterior paint, a new roof, finished Arizona room, new front windows, updated bathrooms, drywalled ceilings, and new window treatments. The spacious, fully fenced backyard features new pavers and turf--perfect for relaxing or bringing your dog. Enjoy access to 5 clubhouses, restaurants, golf courses, heated pools, a fitness center, tennis, pickleball, concerts, clubs, and endless social activities. Escape the winter and experience the resort-style lifestyle Sun Lakes is known for!

9045 E Sun Lakes Boulevard N, Sun Lakes
$399,990
3 Beds ⋅ 2 Baths ⋅ 7060967 MLS ⋅ 1,248 SqFt.
Embrace the perfect blend of convenience & everyday comfort in this charming corner lot home! Tastefully renewed interior boasts tile flooring, fresh paint, ceiling fans, & stylish light fixtures. Inviting open floor plan bathed in natural light offers a seamless flow between the living spaces & the back patio, w/sliding glass doors that enhance the indoor-outdoor living experience. Upgraded kitchen features SS appliances, crisp white cabinets, a breakfast bar, & quartz counters. Sizable main bedroom is complete w/outdoor access, plush carpet, & a pristine ensuite w/a floor-to-ceiling tiled shower. Continue to the spacious backyard, where covered patios create the ideal setting for outdoor dining, entertaining, or simply unwinding. Don't miss your chance to own this move-in-ready gem!

26621 S Shumaker Drive, Sun Lakes
$365,000
2 Beds ⋅ 2 Baths ⋅ 7060904 MLS ⋅ 1,584 SqFt.
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes
$519,000
3 Beds ⋅ 2 Baths ⋅ 7060853 MLS ⋅ 1,823 SqFt.
This lovely updated Alameda floor plan is in Sun Lakes's Cottonwood. Walk through the double doors into the spacious open floor plan featuring the living room and formal dining room. The living room is spacious and has a cozy fireplace. Kitchen features plenty of cabinetry, granite counter tops, stainless steel appliances, and breakfast bar. Off the kitchen is a large walk-in pantry. 3 Bedrooms and 2 baths. The primary suite is spacious with en suite updated bathroom- tiled shower, double sinks. 2 guest bedrooms and updated guest bathroom. The home features plantation shutters, newer flooring, vinyl windows, and roof. Spacious laundry room with cabinets. 2 car garage features plenty of storage. Enjoy entertaining on the back patio. A MUST SEE!

10414 E Flintlock Drive, Sun Lakes
$659,900
3 Beds ⋅ 3 Baths ⋅ 7060671 MLS ⋅ 3,209 SqFt.
Welcome to resort-style living in the highly sought-after gated Iron Oaks community at Sun Lakes! Nestled on a quiet cul-de-sac & situated on a premier private lot spanning just over 1/3 acre--one of the largest lots in the community--this beautifully updated 3,209 sq. ft. home offers 3 generous bedrooms, including a spacious main-level primary suite, with 2 additional guest bedrooms upstairs connected by a convenient Jack-and-Jill bathroom, & a Ofc/Flex Rm downstairs. A refreshed main-floor powder room adds convenience for guests, while 3 new A/C units (2026) provide peace of mind & year-round comfort. The exceptionally private homesite is beautifully enhanced with mature trees & lush landscape, creating shaded outdoor spaces and peaceful green views enjoyed from the family room & kitchen The expansive north-facing covered patio extends the living space outdoors, offering the perfect setting for morning coffee, afternoon beverages, and relaxing Arizona evenings. Thoughtfully designed for entertaining and everyday living, this exceptional property offers a rare combination of space, privacy, and resort-style amenities in one of Oakwood's most desirable settings, making it the perfect Arizona retreat for winter visitors or full-time residents. This spacious residence has been extensively upgraded with a new gas water heater (2026), two new garage doors and openers (2026), new carpet (2026), new vinyl flooring (2026), and new plumbing fixtures (2026). The oversized garage is equally impressive with upgraded storage cabinets, a built-in workbench with pegboards, and abundant storage space. Inside, you'll appreciate thoughtful features throughout, including plantation shutters, tinted windows, upgraded lighting, and a convenient laundry room with a utility sink. The expansive floor plan provides generous living and entertaining spaces, making it ideal for hosting family and friends while enjoying the privacy of this exceptional homesite. Experience the award-winning Oakwood lifestyle with an impressive array of amenities, including a state-of-the-art fitness center, elegant clubhouse, sparkling pools and spas, championship golf courses, on-site restaurants, tennis and pickleball courts, walking and biking paths, and a vibrant calendar of clubs and social activities. Whether you're searching for a seasonal escape or your forever home, this exceptional property offers the perfect combination of luxury, comfort, extensive updates, and the active Arizona lifestyle you've been dreaming of.

9030 E Nacoma Drive, Sun Lakes
$499,000
3 Beds ⋅ 3 Baths ⋅ 7060086 MLS ⋅ 2,508 SqFt.
This Property is a great opportunity for someone who wants to do some fixing up . Welcome to this beautifully updated 3-bedroom, 3-bath home offering 2,508 square feet of thoughtfully designed living space in the highly desirable gated Oakwood community of Sun Lakes, Arizona. Updated in 2021, this spacious home blends modern farmhouse style with comfort, security, and resort-style living. The beautifully renovated kitchen features quartz countertops, crisp white cabinetry with sleek silver hardware, a farmhouse sink, a thoughtfully designed backsplash, and newer stainless steel appliances. Quartz countertops, updated cabinetry, plumbing fixtures, and light fixtures continue throughout the bathrooms, while fresh interior paint creates a bright and welcoming atmosphere. The property includes a private casita featuring a full bathroom, vanity, closet, and a spacious 12-by-15-foot studio bedroom--perfect for guests, extended family, a caregiver, or a private home office. Beautifully designed iron doors provide added security to both the main residence and the casita. Iron security gates with coded entry secure the entrances to the courtyard and backyard, offering additional privacy and peace of mind. Dual-pane windows provide enhanced energy efficiency and year-round comfort.The home also features a two-car garage plus a separate third-car or golf cart garage, providing plenty of room for vehicles, storage, hobbies, or your golf cart. The property does need some minor fix-up and personal touches, but the majority of the major updates have already been completed. Oakwood residents enjoy an exceptional retirement lifestyle with resort-style surroundings, swimming pools, tennis and pickleball courts, top-rated golf courses, fitness and recreation facilities. This move-in-ready home offers the perfect combination of flexible living space, beautiful upgrades, privacy, security, and the very best of Sun Lakes living.

8925 E Stoney Vista Drive, Sun Lakes
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