Sun Lakes Homes with FHA New Financing

Sun Lakes, located in Maricopa County, Arizona, is a vibrant city that offers a desirable living environment for residents of all ages. Known for its stunning natural beauty and warm climate, Sun Lakes is a popular destination for those seeking a relaxed and active lifestyle.

One of the key advantages of living in Sun Lakes is the availability of homes with FHA new financing. This means that prospective homebuyers can take advantage of the benefits offered by the Federal Housing Administration (FHA) when purchasing a property in this area. FHA loans are particularly attractive for first-time homebuyers and those with lower credit scores, as they offer lower down payment requirements and more flexible lending criteria.

Sun Lakes boasts a wide range of housing options to suit different preferences and budgets. Whether you are looking for a cozy single-family home, a spacious townhouse, or a luxurious waterfront property, you can find it in Sun Lakes. Many of these homes feature modern amenities, well-designed floor plans, and beautiful landscaping.

In addition to the availability of FHA financing, Sun Lakes offers a variety of recreational activities and amenities for its residents. With numerous golf courses, tennis courts, swimming pools, and walking trails, there is no shortage of opportunities to stay active and enjoy the outdoors. The city also boasts a vibrant social scene, with various clubs and organizations catering to different interests and hobbies.

Overall, Sun Lakes provides an ideal living environment for those looking to enjoy the best of Arizona's natural beauty, coupled with the convenience of FHA new financing options. With its stunning homes and abundance of amenities, Sun Lakes is a city that truly has something for everyone.

Newest Sun Lakes Homes with FHA New Financing

$435,000

2 Beds ⋅ 2 Baths ⋅ 7088968 MLS ⋅ 1,575 SqFt.

Perfectly Situated on a Lush Greenbelt in Oakwood Villas of Sun Lakes. This Corner Unit Portofino Model features a Huge Open Floor Plan with Extensive Windows & Vaulted Ceilings! REMODELED Open Kitchen features Granite Countertops, Breakfast Bar, Eat-In Kitchen, Cabinetry w/Soft Close Drawers, Stainless Appliances, Plenty of Counter Space & Storage. Dedicated Separate Laundry Room with Cabinets. Huge Great Room, Dining Area & Plantation Shutters throughout. Light & Bright! Oversized Master Suite features Dual Vanity Sinks, New Shower Enclosure & Massive Walk in Closet. 2nd Bedroom is Perfect for Guest or Home Office! Covered Outdoor Patio overlooks Green Lush Grass! NEW ROOF (2025) NEW RO SYSTEM (2025) Amazing Interior Community Lot w/Stunning Greenbelt Views. Furnishings Available!

23721 S Pleasant Way, Sun Lakes

$429,000

2 Beds ⋅ 3 Baths ⋅ 7088782 MLS ⋅ 2,266 SqFt.

MOST SPACIOUS VILLA IN SUN LAKES! ONE OF A KIND 2 BEDROOM, 2.5 BATH, 2266sf Villa in the GATED, ADULT COMMUNITY of Oakwood! Featuring a 2026 ROOF, Stunning CURVED STAIRCASE & Powder Bath! The Grand Entry flows into the Expansive Living Room w/ Gas Fireplace. The Kitchen features an Island w/Breakfast Bar, Stainless Steel French Door Refrigerator, Pantry & is Open to the Dining Room. The PRIMARY SUITE has a Door to the Covered Patio, Private Bath & WALK-IN CLOSET. Guests will love the Spacious Upstairs Suite & HUGE LOFT w/ Built-in Desk. Relax all year round w/ a 2nd FIREPLACE on the SOUTH-FACING COVERED PATIO overlooking the HOA MAINTAINED GREENBELT! All this, plus SUN LAKES Amenities like: golf, tennis, pickleball, pools/spas, fitness center, clubs, social activities & restaurants.

9741 E Holiday Way, Sun Lakes

$562,000

2 Beds ⋅ 2 Baths ⋅ 7088549 MLS ⋅ 1,948 SqFt.

Enjoy space, style, & room to relax in this updated 2Bdrm, 2BA home in Sun Lakes' Cottonwood community. Situated on an oversized 11,504 SQFT cul-de-sac lot, this approx. 1,948 SQFT home offers separate living room with fireplace, a family room, & a formal dining area. The recently updated kitchen features white shaker cabinetry, refreshed countertops, stainless steel appliances, & bar seating, opening to a comfortable family room / breakfast area. Updated flooring in select areas complements the inviting interior. Additional features include solar panels, a water softener, a reverse osmosis system, & a digital thermostat with convenient dial control. Sliding glass doors lead to a covered patio & expansive backyard with desert landscaping & room to create your own outdoor retreat.

10315 E Twilight Court, Sun Lakes

$564,000

2 Beds ⋅ 2 Baths ⋅ 7088279 MLS ⋅ 1,841 SqFt.

Welcome to this lovely residence in the guard-gated 55+ community of Oakwood in Sun Lakes! Ideally located on a SCENIC WALKING PATH, this 2-bed, 2-bath home features low maintenance desert landscaping, and 2-car garage. Inside, enjoy vaulted ceilings, PLANTATION SHUTTERS, tile flooring with carpet in the bedrooms, and an open floor plan with a spacious living area. The kitchen boasts wood cabinetry, GRANITE countertops, stainless steel appliances, a two-tier peninsula, and center island BOTH with breakfast bars. The versatile den is perfect for a home office or additional living space. The primary suite offers dual sinks, separate tub, tiled shower, and walk-in closet. Relax or entertain on the extended PERGOLA-covered patio. Newer HVAC & ROOF! A wonderful opportunity in Oakwood!

24322 S Starcrest Drive, Sun Lakes

$524,000

2 Beds ⋅ 2 Baths ⋅ 7088219 MLS ⋅ 2,218 SqFt.

Welcome to this charming Sun Lakes home offering 2 bedrooms, 2 bathrooms, and approximately 2,182 sq. ft. of comfortable living space. The inviting floor plan provides generous living areas, an attached garage, and a desirable lake view. Enjoy the relaxed Sun Lakes lifestyle with access to an array of recreational amenities, golf, dining, and social activities. Conveniently located near shopping, restaurants, and everyday conveniences. Come discover the possibilities and make this Sun Lakes home your own!

10661 E Minnesota Avenue, Sun Lakes

$459,900

2 Beds ⋅ 2 Baths ⋅ 7087461 MLS ⋅ 2,023 SqFt.

Welcome to this beautifully maintained Hermosa in Oakwood at Sun Lakes! This 2-bedroom, 2-bath home offers 2,023 square feet of comfortable living, an oversized primary suite, and a bright kitchen with updated appliances and countertops. Solar panels and an extended-length 2.5-car garage add everyday convenience. Set on a corner lot, the home has a large shaded rear patio for morning coffee or entertaining. The open living and dining spaces make it easy to gather with friends, while the thoughtful floor plan offers room to relax. Enjoy Oakwood's golf, pools, tennis, pickleball, fitness facilities, restaurants, and active social calendar. Move-in ready, with furnishings available on separate bill of sale.

24622 S Stoney Path Drive, Sun Lakes

$519,900

3 Beds ⋅ 2 Baths ⋅ 7086948 MLS ⋅ 1,971 SqFt.

26029 S Ribbonwood Drive, Sun Lakes

$879,000

4 Beds ⋅ 3 Baths ⋅ 7086543 MLS ⋅ 3,166 SqFt.

Ideal location for this 4BR, 2.5BA Marbella model on the 9th hole of the Sonoran course with water and mountain views in the gated, active adult community of Oakwood at Sun Lakes. This home also includes a bonus office/den instead of a seldom used formal living room. New luxury vinyl flooring throughout the main living areas. Kitchen features a large entertainer's island, granite counters, custom tile backsplash, and timeless cherry cabinets. Family room with stunning backyard and golf views and a modern entertainment wall w/stacked stone electric fireplace. Spacious primary suite with vaulted ceilings, his/hers walk-in closets, separate tub/shower and cherry cabinets. One guest room on the main floor and two, more private guest suites upstairs with a full bathroom. But this one SEE MORE is built for outdoor living with a large designer iridescent glass tile pool which is heated and cooled for year around use. Outdoor gas fireplace and built in BBQ ideal for pool parties. Start enjoying the many amenities of IronOaks just steps away with golf, tennis, pickleball, pools, fitness, two great restaurants, and many other clubs and activities.

24224 S Sunbrook Drive, Sun Lakes

$665,000

2 Beds ⋅ 2 Baths ⋅ 7086345 MLS ⋅ 2,166 SqFt.

Enjoy the best of Sun Lakes living in this beautifully maintained, fully furnished Napa floor plan featuring 2 bedrooms, 2 baths and a beautiful office with built-in desks. Ideally situated on the golf course with peaceful fairway views, this home features maple cabinetry, quartz countertops throughout, newer dual-pane windows, automatic interior shades and a newer Trane HVAC. Move-in ready and perfect as a full-time residence or Arizona getaway, with golf, pickleball, pools, fitness, dining and all the amenities Sun Lakes has to offer!

24533 S Rocky Brook Drive, Sun Lakes

$275,000

3 Beds ⋅ 2 Baths ⋅ 7086117 MLS ⋅ 1,570 SqFt.

Superb 3 Bedroom 2 Bathroom 2 Car Garage + golf cart parking fully renovated with low maintenance landscaping. Welcome to Sun Lakes where this spacious single-story home offers an inviting floorplan with charming built-in niches and cabinetry. Soft two-tone paint transcends throughout accented by stylish, fans, fixtures and hardware. The kitchen is complete with a cooktop, double wall ovens, granite countertops, pantry, track lighting and opens to the dining and living area. The main bedroom has plush carpeting, dual closets and a large bathroom with two vanities. Behind the garage is a work area with a service door for added convenience Sun Lakes of Arizona provides resort style living and amenities to the residents including golf courses, cafes, sports courts, stocked fishing lakes, walking trails, whirlpools, saunas, pools, spas, billiards and so much more. Close to dining, shopping and entertainment. Come and see!

9119 E Citrus Lane N, Sun Lakes

$375,000

2 Beds ⋅ 2 Baths ⋅ 7085314 MLS ⋅ 1,596 SqFt.

Enjoy the best of active adult living in this well-maintained 2-bed, 2-bath home with 1,596 sqft. An inviting open-concept layout welcomes you inside, with vaulted ceilings and wood-look tile flooring throughout the main living areas. The formal dining room, located to the left as you enter, offers flexibility as a traditional dining space or home office. The home is offered furnished at no additional cost, providing a truly move-in-ready opportunity. The updated white kitchen features granite countertops, stainless steel appliances, plenty of cabinetry, and a large bump-out window in front of the sink that brings in plenty of natural light. The kitchen opens to an eat-in dining area with a convenient door leading to the backyard. Just off the kitchen, the spacious laundry room provides.. additional cabinets, sink, and counter space and could easily serve as a pantry or extra storage area. The generous primary suite features vaulted ceilings, ensuite bathroom with dual sinks, a large walk-in closet, and a walk-in shower. The guest bedroom offers a large walk-in closet and a charming bay window sitting area. A large secondary bathroom with a tub. Multiple hallway closets provide additional storage and organization. Thoughtful accessibility features include no interior stairs, 3-foot-wide doorways, and grab bars in the bathrooms. Plantation shutters are featured on select windows, and a central vacuum adds everyday convenience. Step outside to enjoy the low-maintenance backyard, complete with desert landscaping and a large covered patio with tile flooring extending directly from the home. The extended-length garage provides excellent storage with attached cabinetry and features a convenient side-entry door. Washer and dryer are included. Golf cart is available in a separate bill of sale. Located in a desirable Sun Lakes active adult community offering an 18-hole golf course, swimming, tennis, clubs, and more. Residents can enjoy on-site dining, live music, and a variety of social events and activities throughout the year.

26611 S Snead Drive, Sun Lakes

$225,000

2 Beds ⋅ 2 Baths ⋅ 7085215 MLS ⋅ 1,440 SqFt.

Enjoy the best of Sun Lakes living with this versatile home offering an inviting 400-square-foot Arizona room complete with an evaporative cooler, creating even more space to relax and enjoy the Arizona lifestyle. Recent improvements include fresh exterior paint, refinished driveways, and a new awning, giving the home a refreshed and welcoming feel. Whether you're looking for a full-time residence, a winter retreat, or an investment opportunity, this home offers an excellent opportunity in the highly desirable Sun Lakes community. Beyond your front door, enjoy all that Sun Lakes Country Club has to offer, including year-round golf, heated pools, tennis and pickleball courts, fitness facilities, bocce ball, clubs, social activities, dining, and entertainment. Conveniently located near shopping, restaurants, medical services, and major roadways, you'll have easy access to everything you need while enjoying the vibrant Sun Lakes lifestyle. Additional 360 sqft closed in patio/workshop/office area with evaporative cooler!

25625 S Illinois Avenue, Sun Lakes

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.