Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Surprise, Arizona is a vibrant city located in Maricopa County. Known for its beautiful landscapes and warm climate, Surprise offers a fantastic quality of life for its residents. With a population of over 140,000, this city has experienced significant growth in recent years, making it an attractive destination for those seeking a new place to call home.

One of the key aspects of Surprise's real estate market is the availability of homes with FHA new financing. FHA loans are a popular choice for many homebuyers, as they offer lower down payment requirements and more flexible credit qualifications. Whether you're a first-time buyer or looking to upgrade to a larger home, FHA financing can make homeownership more accessible and affordable.

Surprise boasts a wide range of housing options to suit various budgets and preferences. From spacious single-family homes in family-friendly neighborhoods to modern townhouses and cozy condos, there is something for everyone in this city. Many of these homes are eligible for FHA financing, allowing buyers to take advantage of the benefits that come with it.

If you're considering purchasing a home in Surprise, it's essential to work with a knowledgeable real estate agent who can guide you through the process and help you find the perfect property that meets your needs and fits your budget. With FHA financing options available, homeownership in Surprise has never been more attainable.

Newest Surprise Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7063549 MLS ⋅ 1,776 SqFt.

SPECIAL LOW-RATE financing, limited time & appliance move-in package with blinds this weekend only! This is the home you've been waiting for. Just completed, three bedrooms, two full baths, and a 3-car tandem garage on a corner lot! Entertainer's kitchen, 42'' Flagstone cabinets w/3'' crown molding, huge island with breakfast bar, large walk-in pantry, single bowl sink, stylish backsplash. Upgraded electrical package, patio prewired for ceiling fan, beautiful 6''x36'' staggered wood look plank flooring, upgraded carpet, 4'' baseboards. Quartz counters in baths, primary bath has walk in shower and large closet, linen closet, dual sinks. A big back patio too! Community amenities include pool, kid's splash pad, basketball, great lawn, dog parks and more. Don't wait to see this one!

23221 N 183rd Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063544 MLS ⋅ 1,782 SqFt.

Welcome home to this move-in-ready 3-bed, 2-bath residence in the desirable North Copper Canyon Community! Featuring a manicured desert landscape and a 2-car garage. The interior boasts abundant natural light, a neutral palette, wood-look tile floors in common areas, and soft carpet in bedrooms. You'll love the open layout, perfect for everyday living & entertaining! The impressive kitchen features a pantry, recessed & pendant lighting, white shaker cabinetry, granite counters, SS appliances, subway tile backsplash, and an island w/breakfast bar. The main suite includes outdoor access and an ensuite with dual sinks & a walk-in closet. Outback, you have a covered patio, well-laid pavers, & artificial turf, making it ideal for relaxing or gathering. Easy access to the US-60! Don't miss this!

17852 W Country Club Terrace, Surprise

5 Beds ⋅ 3 Baths ⋅ 7063537 MLS ⋅ 3,078 SqFt.

Better Than New! Built in 2022, this beautifully maintained 5-bedroom, 3-bath home is located in the desirable Rancho Mercado community. The open-concept floor plan is perfect for everyday living and entertaining. The gourmet kitchen features soft-close cabinetry and drawers, quartz countertops, a large breakfast bar, stainless steel appliances, and two spacious walk-in pantries for exceptional storage. The main level offers a private bedroom and full bath, making it ideal for guests, extended family, or a mother-in-law suite. Upstairs you'll find the spacious primary suite, three additional bedrooms, a versatile loft/game room, and the convenience of an upstairs laundry room. The luxurious primary bath includes dual sinks, a garden tub, separate shower, and oversized walk-in closet. Recent 2026 updates include fresh interior paint and new carpet, making this home truly move-in ready. Conveniently located just approximately 3.5 miles from Loop 303, you'll enjoy easy access to shopping, dining, entertainment, and commuting routes. Don't miss this opportunity to own a better-than-new home with modern finishes, flexible living spaces, and an outstanding location!

14283 W Alameda Road, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063529 MLS ⋅ 1,860 SqFt.

SPECIAL LOW-RATE financing, limited time & appliance move-in package with blinds this weekend only! Beautiful home just finished has three bedrooms, two full baths, flex room and 2.5 car garage for the extras! Entertaining will be fun in this kitchen with a huge island, large walk-in pantry, 42'' Benton Burlap cabinets, single bowl sink, stylish backsplash, open and spacious. Upgraded electrical package, patio prewired for ceiling fan, matte black hardware and finishes, 4'' baseboards make the home look amazing. Bathrooms include quartz counters, primary bath has walk in shower and large closet, linen closet, dual sinks. A big back patio too! Great community amenities including pool, kid's splash pad, basketball, great lawn, dog parks and more!

23207 N 183rd Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063494 MLS ⋅ 1,391 SqFt.

One year old in a Resort Style Community! 3 Bedroom, 2 Bath, 1391 sq. ft. premium includes standard and optional upgrades, Synthetic Turf, Paver driveway, Security front door, granite countertops, upgraded tile flooring, ceiling fans Tankless water heater, Water softer. This is a premier master-planned community Escalante resort-style pool.

16185 W Mariposa Grande --, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063431 MLS ⋅ 2,282 SqFt.

Welcome home to this meticulously maintained, 3-bedroom, 2-bathroom residence perfectly situated on a quiet cul-de-sac street. Featuring a highly desirable Stonecrest split floor plan (floor plan in photo tab), this home offers the ideal balance of privacy and open-concept living. Step into the heart of the home, where the kitchen boasts premium stainless-steel appliances, including a versatile flex-oven that can function as a large single oven or split into two smaller ones to suit your cooking needs. The interior flows effortlessly, but the real showstopper is the backyard. Retreat to your own private paradise featuring a swimming pool framed by lush, mature landscaping that provides incredible shade and privacy. Big-ticket upgrades bring ultimate peace of mind, highlighted by brand-new HVAC units installed in 2025 and a cost-saving leased solar system to keep summer utility bills low. Storage is a breeze with extensive built-in cabinets and a workbench in the garage--perfect for hobbies and organization. Location is everything! Enjoy golf course views right from the end of your cul-de-sac and take advantage of being just moments away from premier community amenities, shopping, and dining. Don't miss the chance to own this turnkey Surprise oasis!

15674 W Echowood Court, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063389 MLS ⋅ 2,166 SqFt.

Step into complete modern perfection in the sought-after community of Surprise Farms! Fully renovated from floor to ceiling, this move-in-ready single-story home features sleek wood-look tile flooring throughout, soft neutral tones, and upgraded lighting and plumbing fixtures in every room. The heart of the home is a chef-inspired kitchen boasting custom white cabinetry, striking quartz countertops with a waterfall edge, a gas cooktop with a pot filler, a high-end range hood, double wall ovens, and black stainless steel appliances. The highly desirable split floorplan offers 3 spacious bedrooms plus a dedicated den, perfect for an office or flex space. Both bathrooms have been fully transformed with contemporary finishes... Conveniently located within walking distance of the local elementary school and community playground, this turnkey home is truly a rare find! All appliances, including the Refrigerator, washer, and dryer, will convey.

16841 W Marconi Avenue, Surprise

5 Beds ⋅ 5 Baths ⋅ 7063380 MLS ⋅ 2,950 SqFt.

Welcome to this stunning two-story home in a quiet cul-de-sac! Inside, you'll discover an inviting layout perfect for entertaining and easy everyday living, featuring a harmonious blend of carpet and tile flooring and soaring vaulted ceilings enhancing the space. The kitchen features ample cabinetry, granite counters, essential appliances, and an island, perfect for midnight snacks and meal prep. The primary bedroom hosts a walk-in closet for easy organization and a private bathroom for added comfort. The den and loft add flexibility, serving as a home office or hobby space. The backyard includes a covered patio ideal for enjoying a refreshing drink, a gazebo, perfect for gatherings, and a sparkling pool for sunny days! Hurry up and check it out!

25997 N 162nd Avenue, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063206 MLS ⋅ 1,068 SqFt.

This quaint 3 bedroom, 2 bath home in the growing city of Surprise is ready for you to move in! All newer appliances included! Walk into the spacious living room & kitchen area w/ granite counter tops & new double glass door w/built in blinds. Carpet in bedrooms and tile in other areas with neutral colors t/o. Master Bath has new shower & High boy toilet. Laundry is complete with newer GE washer/dryer. As a bonus all windows have been replaced. The spacious backyard is ready for your personal design. Property is close to 303, Surprise Stadium, lots of new shopping & restaurants. Buyer to confirm school information.

15548 W Acapulco Lane, Surprise

3 Beds ⋅ 4 Baths ⋅ 7063152 MLS ⋅ 2,457 SqFt.

Nestled within the highly exclusive Estate Lot section of the prestigious Sterling Grove Golf & Country Club, this magnificent ''Bodega'' model commands attention on an oversized, premium 14,193-square-foot lot. Inside, the breathtaking great room serves as the ultimate focal point, boasting soaring vaulted ceilings, a cozy fireplace, and sophisticated wood-paneled accent walls. A massive, multi-paneled sliding glass door effortlessly dissolves the boundary between indoor and outdoor living, drawing you into a spectacular, resort-style backyard paradise.The outdoor space is an entertainer's absolute dream, centered around a lavish patio fully equipped with a built-in barbecue, a massive flat-screen television, custom space heaters, and built-in beer taps at the custom bar... ... Two electronic shades provide effortless climate control and privacy at the touch of a button. Steps away, the sparkling heated pool features five dramatic water features, a relaxing baja shelf, and an attached therapeutic spa. The sprawling grounds are further enhanced by mature, full-grown palm trees, sweet fruit trees, a putting green, and a gas fire pit perfect for starlit conversations. Complete with a double-gate entry leading to a dedicated golf cart garage, this estate offers an unparalleled luxury lifestyle. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

17911 W Mountainair Street, Surprise

4 Beds ⋅ 2 Baths ⋅ 7063130 MLS ⋅ 1,887 SqFt.

Fresh exterior paint, an updated kitchen and renovated baths give this 4-bedroom home a polished feel. Recent major-system updates include a new AC unit installed in 2025 and a water heater installed in 2024. The bright, open layout flows into a spacious kitchen with custom cabinetry, ample storage and newer blinds. The primary suite offers an updated walk-in closet. The flexible garage includes a mini-split system, a new epoxy-coated floor and space for fitness or recreation. Outdoors, enjoy a private retreat with a sparkling pool, hot tub, patio, custom bar and permanent exterior trim lighting ideal for entertaining.

13330 W Caribbean Lane, Surprise

1 Beds ⋅ 1 Baths ⋅ 7063118 MLS ⋅ 625 SqFt.

Discover this lovely manufactured home in the gated 55+ Sunflower RV Resort Community! A carport space & newly built front porch are just the beginning. The interior boasts a neutral palette, tons of natural light, vaulted ceilings & vinyl floors throughout. The inviting living room welcomes you! The eat-in kitchen offers granite counters & white shaker cabinetry w/crown molding. The perfectly sized bedroom features built-in storage. The bathroom includes a walk-in shower. A laundry closet adds everyday convenience. Check out the cozy backyard w/ a paver patio & artificial turf, ideal for relaxing & enjoying BBQ! Enjoy amenities including a pool, spa, dog parks, pickleball/tennis, poolside tiki bar, fitness center& more! Just minutes from shopping, dining, and major roads. Don't miss this!

16501 N El Mirage Road Unit 620, Surprise

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