Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Surprise, Arizona is a vibrant city located in Maricopa County. Known for its beautiful landscapes and warm climate, Surprise offers a fantastic quality of life for its residents. With a population of over 140,000, this city has experienced significant growth in recent years, making it an attractive destination for those seeking a new place to call home.

One of the key aspects of Surprise's real estate market is the availability of homes with FHA new financing. FHA loans are a popular choice for many homebuyers, as they offer lower down payment requirements and more flexible credit qualifications. Whether you're a first-time buyer or looking to upgrade to a larger home, FHA financing can make homeownership more accessible and affordable.

Surprise boasts a wide range of housing options to suit various budgets and preferences. From spacious single-family homes in family-friendly neighborhoods to modern townhouses and cozy condos, there is something for everyone in this city. Many of these homes are eligible for FHA financing, allowing buyers to take advantage of the benefits that come with it.

If you're considering purchasing a home in Surprise, it's essential to work with a knowledgeable real estate agent who can guide you through the process and help you find the perfect property that meets your needs and fits your budget. With FHA financing options available, homeownership in Surprise has never been more attainable.

Newest Surprise Homes with FHA New Financing

3 Beds ⋅ 3 Baths ⋅ 7064128 MLS ⋅ 1,742 SqFt.

Fully furnished, move-in ready, and packed with modern convenience! This beautifully appointed 2-story home offers 3 bedrooms, 3 baths, and a well-designed floor plan in a desirable Surprise community surrounded by stunning mountain views. The stylish interior features 12x24 modern tile flooring, elegant quartz countertops, rich maple cabinetry, and a spacious upstairs primary suite complete with a walk-in closet. Smart-home features add an extra level of comfort and convenience, with smart control for the garage door opener, thermostat, and front entry, allowing you to easily manage key features of the home right from your device. Ideally located with easy access to shopping, dining, and outdoor recreation. Residents also enjoy exceptional resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, and more. With beautiful furnishings, thoughtful upgrades, smart-home convenience, and an unbeatable setting, this home is ready to welcome you!

24629 N 164th Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7064118 MLS ⋅ 3,675 SqFt.

Modern Living Meets Flexible Space in the Heart of Surprise! Welcome home to this beautifully updated 5-bedroom, 3-bathroom residence offering the perfect blend of style, functionality, and room to grow. From the moment you arrive, you'll appreciate the inviting curb appeal, charming front porch, and spacious 3-car garage. Step inside to discover a bright, open floor plan featuring designer gray tones, wood-look tile flooring, and abundant natural light throughout. The heart of the home is the stunning kitchen, complete with white quartz countertops, an oversized center island, gray shaker cabinetry, stainless steel appliances, a gas range, a subway tile backsplash, a pantry, and plenty of prep space ideal for entertaining or everyday living. The expansive great room flows seamlessly into the dining area and overlooks the backyard, creating the perfect gathering space for family and friends. A downstairs bedroom and full bathroom provide an ideal setup for guests, multigenerational living, or a private home office. Upstairs, you'll find a spacious loft that offers endless possibilities as a media room, game room, fitness area, or playroom. The generously sized secondary bedrooms provide flexibility for every lifestyle, while the primary suite serves as a peaceful retreat with ample space to unwind. Enjoy Arizona living in the low-maintenance backyard featuring a covered patio and lush green lawn--perfect for BBQs, kids, pets, or simply relaxing outdoors. Additional highlights include: 5 Bedrooms | 3 Full Bathrooms Spacious upstairs loft 3-car garage Quartz countertops Large kitchen island Stainless steel appliances Gas cooktop/range Gray shaker cabinetry Wood-look tile flooring Neutral designer color palette Downstairs bedroom & full bath Covered patio Low-maintenance landscaping Conveniently located near parks, shopping, dining, schools, and easy freeway access, this move-in-ready home offers the space, upgrades, and lifestyle today's buyers are searching for. Welcome to your next chapter in Surprise!

14251 W Banff Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064009 MLS ⋅ 1,894 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The enchanting Lilac plan, a home that exudes charm and functionality. The inviting open main floor features a spacious kitchen with a large island and walk-in pantry, seamlessly flowing into the great room and dining area, perfect for entertaining and everyday living. A stylish powder bath completes this level. Upstairs, you'll find three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and private bath. Each secondary bedroom also has a walk-in closet, ensuring ample storage. The upper floor is enhanced by two linen closets and a versatile loft space, ideal for a cozy reading nook or home office.

17371 W Villa Hermosa Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064008 MLS ⋅ 1,398 SqFt.

VA to VA assumable loan at 2.8% with very little down! This home has the right updates including the kitchen, lighting, appliances, floors and appropriately placed accent walls for a modern feel. Enjoy added privacy with no neighbors directly behind and relax in the low-maintenance backyard ready for your own personal touches. The updated front yard adds to the home's modern curb appeal and creates a bright and welcoming first impression. Start saving from day one with an assumable 2.8% VA loan available to qualified veterans--a rare opportunity in today's market (subject to lender and VA approval).

17119 N Elko Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7064002 MLS ⋅ 1,778 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The stylish, single-story Raven plan is ideal for any lifestyle. At the heart of the home, a spacious great room overlooks a dining area and a kitchen with an island and a walk-in pantry. Two bedrooms and a bath are adjacent. The primary suite is situated toward the back of the home, showcasing a walk-in closet and an attached bath. Also includes a private study. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping

22842 W Monona Lane, Surprise

4 Beds ⋅ 3 Baths ⋅ 7064000 MLS ⋅ 2,611 SqFt.

Step into your new life at this beautifully crafted home in the Skyview Collection at North Copper Canyon. Plan 9 is a two story-style haven, sprawling 2,611 square feet of living space. A long foyer invites you into the home, opening to a versatile dining room, followed by the open-concept great room, home to a cozy breakfast nook and kitchen, complete with a corner pantry. The great room also extends to a covered patio, perfect for relaxation. Situated at the back of the house for privacy, the primary suite boasts a large en-suite bathroom with a dual-sink vanity and walk-in closet. The additional bedrooms, which share a full bathroom, can be found at the front of the house. Completing this convenient, yet comfortable home is a full laundry room, mud room, and spacious 2-bay garage.

17943 W Creedance Boulevard, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063995 MLS ⋅ 1,971 SqFt.

The Skyview Collection at North Copper Canyon! The Erie Plan is a stunning single-story ranch home designed for modern living. The charming entryway leads into a bright foyer with 9' ceilings. The spacious kitchen features an island with granite slab countertop, a pantry, and a cozy breakfast nook. The great room, with direct backyard access, is ideal for relaxation and entertainment. The private primary suite includes a bath and a generous walk-in closet. Two additional bedrooms and a full second bath. A mudroom connected to the laundry room adds convenience. Century Home Connects smart home technology keeps you connected. The 2-bay garage with an opener completes this property. Amenities include, Pool, Splash pad, playground, sports court, dog park, picnic area, walking and more!!!

17947 W Camino De Oro Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7063988 MLS ⋅ 1,896 SqFt.

Be the first to move into this beautifully appointed and affordably priced, 4 Bed, 2 Bath home in North Copper Canyon Surprise, AZ! This 1896 sqft split floor plan is designed with privacy, functionality, and elegance in mind. The Dolce interior finishes include two tone paint and granite counter tops through out the home, upgraded ceramic wood tile in all common areas, culminated by 36'' Grayhound cabinetry and subway tile backsplash in the kitchen. Extras also include upgraded lighting, stainless steel appliances, and smart home features. Ask about our incentives and finance options!

18267 W Calle Lejos --, Surprise

4 Beds ⋅ 3 Baths ⋅ 7063986 MLS ⋅ 2,181 SqFt.

Come view the beautiful Plan 4 in the Vistas II Collection at North Copper Canyon! This 4 bedroom, 2 and a half bathroom home comes with fully upgraded Granite Countertops, Wood Look Tile flooring throughout and upgraded carpet in the bedrooms! 36 Inch Cabinets in the kitchen with a kitchen island. This Community includes a pool, putting green, playground, dog park, pickleball courts, basketball hoop and walking trails inside the gated community! Make this home yours! **Home is projecting to be complete in January**

18274 W Calle Lejos --, Surprise

3 Beds ⋅ 2 Baths ⋅ 7063978 MLS ⋅ 1,789 SqFt.

Welcome to your dream home in the Vista Collection at North Copper Canyon. Check out the Wren Planâ''a beautifully designed single-story retreat. The private study leads into an open-concept layout with a spacious great room, dining area, and a well-equipped kitchen featuring a center island, granite slab counters, stainless steel appliances, and a step-in pantry. With 9' ceilings and ceramic tile flooring throughout key areas, this home combines style and practicality. The primary suite offers a walk-in closet and bath with dual vanities and a walk-in shower. Two secondary bedrooms share a well-appointed bath, and a mud room adds functional charm. This home also includes a covered patio, front yard landscaping, a two-car garage, and Century Home ConnectÂ® smart home technology.

18268 W Calle Lejos --, Surprise

2 Beds ⋅ 2 Baths ⋅ 7063938 MLS ⋅ 938 SqFt.

What a lovely and spacious 2 bed, 2 bath home located in the 55+ adult community of Sun Village Resort Condominiums. One person residing must be at least 55 years of age. The unit has a great open space concept for the family room, which leads to the contemporary kitchen that includes all stainless steel appliances and beautiful granite counter-tops. Great for entertaining. There's a lot to enjoy when residing in this fantastic community. From heated pool and hot tub, to golf and fitness center. Pickleball and tennis courts, to shuffleboard and horseshoes for added fun. The community even has a restaurant!! Tenant in place until 11//30/26. Owner is a licensed Realtor in Arizona.

14300 W Bell Road Unit Unit 349, Surprise

3 Beds ⋅ 3 Baths ⋅ 7063925 MLS ⋅ 1,344 SqFt.

This beautifully maintained 3-bedroom, 2.5-bath home offers 1,344 square feet of thoughtfully designed living space w/ the perfect blend of comfort, style, and low-maintenance living. Inside discover a bright and inviting open floor plan featuring a spacious great room, dedicated dining area, and a well-appointed kitchen with abundant cabinetry, generous counter space, and ample storage. Neutral tile flooring on the main level, tasteful finishes, and abundant natural light create a warm and welcoming atmosphere. Upstairs, the spacious primary suite provides a peaceful retreat with attractive wood-look flooring, a private covered balcony, and an en-suite bath with dual sinks and plenty of storage. Conveniently located near Loop 303, shopping, dining, parks, schools, and entertainment.

14767 N 177th Avenue, Surprise

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