Surprise Homes with Conventional New Financing

Surprise, located in Maricopa County, Arizona, is a vibrant city that offers a wide range of opportunities for homebuyers. With its booming real estate market and desirable amenities, Surprise has become a sought-after destination for those looking to settle down in a thriving community.

One of the key aspects that make Surprise an attractive place to live is the availability of homes with conventional new financing. This means that homebuyers have the option to secure a mortgage through traditional lending institutions, making the process of purchasing a home more accessible and straightforward.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Surprise has a variety of homes to suit different budgets and preferences. From cozy condos and townhouses to spacious single-family homes, there is something for everyone in this city.

In addition to its real estate options, Surprise boasts a range of amenities that enhance the quality of life for its residents. The city features numerous parks, golf courses, and recreational facilities, providing ample opportunities for outdoor activities and relaxation. It is also home to a vibrant downtown area with a variety of shops, restaurants, and entertainment venues.

Surprise is conveniently located near major highways, making it easy to commute to neighboring cities for work or leisure. With its strong sense of community, excellent schools, and a thriving real estate market, Surprise offers a fantastic living experience for those looking to call this city home.

Newest Surprise Homes with Conventional New Financing

$830,000

4 Beds ⋅ 4 Baths ⋅ 7086485 MLS ⋅ 3,142 SqFt.

INCREDIBLE BUYER INCENTIVES: $13,000 MORTGAGE CONCESSION. Seller will pay up to $13,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 16806 W Dove Wing Way is a one-story Surprise home with a three-car attached garage, a pool, and a large lot. The kitchen includes a center island, ample cabinetry, generous counter space, and visible appliances, opening to the dining and living areas. Large windows bring natural light into the main living spaces, while the floor plan provides four bedrooms, three full bathrooms, and a half bath. The rear exterior features a pool and broad desert landscaping. Electric heating and central electric cooling support year-round comfort. Included 100-Day Home Warranty with buyer activation

16806 W Dove Wing Way, Surprise

$648,000

3 Beds ⋅ 3 Baths ⋅ 7086471 MLS ⋅ 2,045 SqFt.

Welcome to your turnkey oasis in the highly coveted, guard-gated community of Sterling Grove Golf & Country Club! This rare, move-in-ready Potomac model is perfectly situated in the vibrant, all-ages section of the neighborhood, offering the ultimate blend of luxury and effortless modern Arizona living. Designed with a highly desirable split floor plan, the home maximizes privacy by thoughtfully separating the grand living spaces from the serene bedrooms. The heart of the home is a spectacular great room featuring a premium large slider. When fully retracted, it completely dissolves the barrier between the indoors and outdoors, creating a flawless, expansive setting perfect for entertaining or relaxing in the fresh air. Just beyond the glass, you will find ... ...an expertly designed, easy-to-manage front and back yard that completely eliminates the stress and cost of new-construction landscaping. The home's orientation provides the ideal Arizona layout, offering glorious morning sun in the backyard and cool, coveted afternoon shade just when you need it most. Back inside, the spacious primary suite serves as a true private sanctuary, while the open-concept chef's kitchen and adjacent living areas feel bright and welcoming. Living in Sterling Grove means embracing a world-class, resort-style lifestyle managed by Troon. Right outside your door, you will have access to an 18-hole championship Nicklaus Design golf course, a magnificent clubhouse with upscale dining, three resort-style pools, a full-service spa, a fitness center, and premier tennis and pickleball courts. Skip the lengthy construction timelines and costly landscaping bills--this pristine, upgraded masterpiece is completely complete and ready for you to move right in. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

12071 N Loma Linda Street, Surprise

$370,000

3 Beds ⋅ 2 Baths ⋅ 7086450 MLS ⋅ 1,973 SqFt.

Room to spread out, space to gather, and a park just down the street. This single-story Surprise home offers 3 bedrooms, 2 bathrooms, a den, and a split floor plan that makes the most of its nearly 2,000 square feet. Separate living and family rooms give you flexibility for movie nights, entertaining, or a quiet place to unwind. At the center of the home, a generous kitchen island brings everyone together, while the three-car garage adds space for vehicles, storage, and hobbies. A grassy neighborhood park sits at the end of the block, offering an easy spot to get outside. Shopping, restaurants, and everyday essentials along Bell Road and the Loop 303 are close by, so you can enjoy a little breathing room at home without giving up convenience.

15278 W Crocus Drive, Surprise

$360,000

3 Beds ⋅ 2 Baths ⋅ 7086444 MLS ⋅ 1,611 SqFt.

Amazing FIND! This three bedroom, two bathroom home plus Den/office has everything to offer at a GREAT price. The Office/ Den area has newly installed cabinets that make working from home a breeze. The Tile and wood flooring throughout helps to keep the home nice and cool. Very spacious Open floorplan concept. The Living room & Kitchen open up with easy access to your backyard for entertaining. The Kitchen offers Newer Stainless Steel Samsung Refrigerator & Stainless Steel Range.The Master retreat offers a very spacious walk in closet, private toilet room, double vanity sink area. The Backyard features a beautiful newer Ramada for all of your outdoor entertaining. The double car garage offers built in cabinets for additional storage. This home is a MUST SEE! (Photos coming soon)

15243 W Honeysuckle Lane, Surprise

$519,990

4 Beds ⋅ 3 Baths ⋅ 7086408 MLS ⋅ 2,545 SqFt.

Located in the Asante community of North Surprise, this 4-bedroom, 3-bath home plus den offers a functional floor plan with desirable features throughout. The kitchen includes granite countertops, a spacious island, and a walk-in pantry, providing ample storage and workspace. A tankless water heater adds efficiency and convenience. The front and backyard are landscaped, creating an inviting outdoor setting for relaxing or entertaining. Conveniently located near the continued development of North Surprise and North Peoria, with shopping, dining, recreation, and services nearby. Enjoy the opportunity to be part of the continued growth of the West Valley.

16699 W Saguaro Park Lane, Surprise

$345,000

3 Beds ⋅ 2 Baths ⋅ 7086389 MLS ⋅ 1,677 SqFt.

Welcome home to this inviting single-level 3-bedroom, 2-bath home in the heart of Surprise! Offering approximately 1,677 square feet of comfortable living space, this home features a functional, open floor plan designed for both everyday living and entertaining. Spacious living areas offer plenty of natural light, while the kitchen provides ample cabinetry, counter space, and room to gather with family and friends. The primary suite provides a comfortable retreat with a private bath, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy a private backyard with plenty of potential for entertaining, gardening, play, or creating your own Arizona outdoor oasis. An attached 2-car garage provides additional parking and storage. Conveniently located near parks, schools, shopping, dining, entertainment, and major roadways, this home offers a wonderful combination of space, location, and value. Don't miss the opportunity to make this Surprise home your own!

16195 W Watson Lane, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7086386 MLS ⋅ 1,970 SqFt.

Your next chapter starts here. This move-in-ready home blends contemporary finishes with everyday comfort: warm plank tile flooring, fresh designer paint, and a kitchen made for gathering. Granite countertops, stainless steel appliances, and updated lighting throughout. Stay comfortable year-round with a newer AC system already in place. And the location? Hard to beat. You're minutes from shopping, dining, and entertainment, with Surprise Stadium nearby for spring training season regulars. This one won't last, inquire today to learn more.

16740 N 153rd Drive, Surprise

$190,000

3 Beds ⋅ 2 Baths ⋅ 7086290 MLS ⋅ 1,330 SqFt.

The home you almost scrolled past may be the one worth seeing in person. Behind the door at 12714 W Greenway Road are three bedrooms, two baths and approximately 1,330 square feet--all on one level and set on a 5,568-square-foot parcel. It isn't trying to make every decision for you. Instead, it offers the space to bring your own ideas and create something distinctly yours. Come walk through, look around and see where your imagination takes you.

12714 W Greenway Road, Surprise

$419,900

2 Beds ⋅ 2 Baths ⋅ 7086279 MLS ⋅ 1,640 SqFt.

MUST SEE this popular Kennedy floor plan. This upgraded single-level home features 2 bedrooms, 2 bathrooms and a den/office is located in Heritage Asante, a gated community for active adults 55 and over. Built by Lennar, is on a premium, larger lot that has no back neighbor with a gorgeous open sky view. This Everything Included (EI) home has many upgrades that are not currently offered in the spec homes for sale. This home features granite counter-tops, stylish upgraded flooring, tall shaker style cabinets w/hardware, STAINLESS STEEL appliances, GAS stove, Kitchen Breakfast Bar Island, 8' tall doors with lever hardware, upgraded washer and dryer, high ceilings, upgraded shower with seat, upgraded window coverings, canned lighting, pre-wire for ceiling fans and kitchen pendant lights Ring doorbell, Ring Security System, Programmable Thermostat, Surround Sound pre-wire, High outlets with TV cat 6 wiring, Fully landscaped front and backyard with pavers and putting green. 2-car garage with extra golf cart parking. Resort style amenities include the Heritage Clubhouse, Pickleball courts, bocce ball, 9-hole putting course, heated pool, state-of-the-art fitness center, lakes, trails, dog parks and more - all exclusive to Asante Heritage residents.

25097 N 173rd Drive, Surprise

$405,000

3 Beds ⋅ 2 Baths ⋅ 7086274 MLS ⋅ 1,668 SqFt.

Relax in your own private backyard pool at this inviting 3-bedroom, 2-bath home in the Mountain Vista Ranch community of Surprise. Perfect for relaxing, entertaining, and cooling off during Arizona's warmer months, the pool creates a backyard retreat you can enjoy throughout the year. Inside, the home features a comfortable, functional layout with spacious living areas, a well-appointed kitchen, and generously sized bedrooms. Tile and carpet flooring offer a practical combination, while the attached garage adds everyday convenience. Ideally located near parks, shopping, dining, and major roadways, this home delivers comfortable living with the added benefit of a private pool.

15866 W Tara Lane, Surprise

$365,000

3 Beds ⋅ 2 Baths ⋅ 7086268 MLS ⋅ 1,419 SqFt.

This 3-bedroom, 2-bath home offers 1,419 sq ft of living space on a 6,000 sq ft lot with a 2-car garage. Inside, the home features a spacious living room with tile flooring, a separate dining area, and a kitchen with a center island, generous cabinet space, and stainless steel appliances. The primary bedroom is generously sized and includes an en-suite bath, walk-in closet, and direct access to the covered patio. Two additional bedrooms and a second full bath complete the interior, along with a dedicated laundry area. The backyard is a standout feature, offering a large covered patio with roll-down sun shades, multiple seating and entertaining areas, low-maintenance artificial turf and pavers, and a private pool with a slide. The pool area is separately fenced, while the rest of the yard still provides plenty of usable outdoor space for dining, grilling, or relaxing. With a functional single-level layout, a 2-car garage, and a backyard built for Arizona living, this home offers a great combination of indoor comfort and outdoor space.

15808 N 138th Lane, Surprise

$540,000

2 Beds ⋅ 2 Baths ⋅ 7086183 MLS ⋅ 1,936 SqFt.

Situated on a premium homesite just steps from the community center, this like-new single-story residence blends modern elegance with thoughtful design. Wood-plank tile flooring enhances the main living areas, while plush carpet adds comfort to the bedrooms. A private front bedroom and sophisticated den create the perfect retreat for guests or a refined home office. The chef's kitchen showcases white cabinetry, granite countertops, gas range, double ovens, and a spacious walk-in pantry, seamlessly opening to the light-filled Great Room. The serene owner's suite offers a spa-inspired bath with dual vanities, an oversized tiled shower, and a rare direct laundry room connection. Sliding glass doors reveal a covered patio and beautifully landscaped yard with lush turf, greenery & sunsets.

24505 N 173rd Lane, Surprise

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