Gila Homes with Conventional New Financing

Gila Homes with Conventional New Financing

Located in the state of Arizona, Gila County is a stunning region that offers a wealth of natural beauty and a thriving real estate market. With its diverse landscapes, including mountains, forests, and rivers, Gila County attracts outdoor enthusiasts and nature lovers from all over.

One of the key aspects to consider when looking for homes in Gila County is the availability of conventional new financing. Fortunately, Gila County offers plenty of options for homebuyers seeking conventional financing. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Gila County has a range of homes that can be financed through conventional means.

Conventional financing provides homebuyers with a variety of benefits, including competitive interest rates, flexible terms, and the ability to avoid private mortgage insurance (PMI) if a down payment of at least 20% is made. This type of financing is ideal for those who have a stable income, good credit history, and a solid financial foundation.

Whether you're interested in a charming single-family home in the heart of Payson or a spacious ranch-style property in Globe, Gila County has a diverse range of homes available for purchase with conventional financing. With its picturesque landscapes, friendly communities, and convenient access to amenities, Gila County is an excellent place to call home. Start exploring the real estate market in Gila County today and find your dream home with conventional financing.

Newest Gila Homes with Conventional New Financing

$424,000
3 Beds ⋅ 2 Baths ⋅ 7085959 MLS ⋅ 1,433 SqFt.

211 N Heritage Lane, Payson
$429,000
3 Beds ⋅ 2 Baths ⋅ 7085957 MLS ⋅ 1,582 SqFt.
Beautifully updated 3-bedroom, 2-bathroom home tucked into the pines of Payson North. Sitting on a spacious, fully-fenced double lot with no HOA, this property offers the space, privacy, and flexibility that's tough to find at this price point. Inside, you'll find fresh, modern updates throughout, making this home truly move-in ready. The versatile Arizona room adds bonus living space perfect for a home office, sunroom, or extra entertaining area, while the attached garage and additional carport provide ample covered parking and storage for vehicles, toys, or a workshop. The fully fenced double lot is a rare find in this price range plenty of room for pets, kids, RV/boat parking, gardening, or future expansion. Enjoy Payson's Payson's cool pine-country climate, with easy access to hiking, the Rim Country, and small-town charm just a short drive from the Valley. Whether you're looking for a primary residence, a mountain getaway, or an investment property, this home checks all the boxes: updated interior, extra covered parking, and tons of usable outdoor space.

1209 N Gila Drive, Payson
$917,000
4 Beds ⋅ 4 Baths ⋅ 7085759 MLS ⋅ 3,976 SqFt.
Experience breathtaking views of Payson and the Mogollon Rim from this beautifully upgraded custom home on a .55 acre hilltop cul de sac lot. A dramatic wall of windows fills the living room with natural light, complemented by a cozy gas fireplace. The main level offers two private primary suites with updated baths and walk in closets, plus an office/den, grand foyer, and oversized utility room with pantry and workspace. Upstairs features two spacious bedrooms with a modern Jack and Jill bath and a versatile loft--ideal as a media or game room. The entertainment center conveys. Major improvements include owned solar, Andersen windows (2019), new siding and exterior paint (2019), roof replacements (2020-21), recessed LED lighting, three heat pumps (two new in 2023-24), additional mini splits, 2025 flooring, new washer/dryer, RV gate with 6 ft fencing, and added 220 power to the deck and garage. Outdoor living shines with a large west facing composite deck, new exterior doors and stairs, mature landscaping, pergola, and fully fenced yard with double gate. Extra gravel parking and an oversized two car garage with built ins add convenience. This home blends luxury, privacy, and panoramic mountain views for exceptional Payson living.

1002 N Hillcrest Drive, Payson
$450,000
3 Beds ⋅ 2 Baths ⋅ 7085745 MLS ⋅ 1,310 SqFt.
Come home and relax in this well-maintained single-level 3 bedroom, 2 bath home with a comfortable split floor plan. The backyard is where you'll want to spend your evenings, with a covered patio, built-in seating area and beautiful hot tub; perfect for unwinding after a long day. A newer roof and exterior paint add peace of mind, while the large storage shed and RV parking with an RV gate provide plenty of extra space and convenience. A home that's easy to enjoy and ready for its next chapter.

605 N Wilderness Trail, Payson
$209,000
1 Beds ⋅ 1 Baths ⋅ 7085476 MLS ⋅ 721 SqFt.
Enjoy small-town charm in this cute cottage. The home is situated on a terraced lot with endless gardening possibilities or easy low-maintenance textured landscaping. This 1 bedroom, 1 bathroom property offers a quaint kitchen with an eating area, and a cozy living room that leads to the covered porch; great for a sitting area. The property is currently used as an investment property rental. Please do not disturb tenants.

420 W Tremont Street, Globe
$250,000
7085451 MLS
Build your dream mountain getaway on this beautiful 1.6-acre parcel bordering the National Forest! Enjoy incredible 180-degree views overlooking Strawberry and the surrounding Rim Country, with endless forest right outside your door. Much of the groundwork is already in place--the driveway is in, a building pad is ready for your custom cabin, and a water meter is already on the property. Bring your plans and create the mountain retreat you've always dreamed about. With breathtaking views, National Forest access, and plenty of room to enjoy the fresh mountain air, this is a rare opportunity to own your own piece of Arizona's beautiful high country!

10160 W Fossil Creek Road Unit -, Pine
$647,000
3 Beds ⋅ 3 Baths ⋅ 7085286 MLS ⋅ 1,721 SqFt.
Built in 2021 and tucked away on a cul-de-sac, this beautiful, 3 Bedroom, 2.5 Bathroom cabin welcomes you with cement board siding, a two-car garage, and a covered front porch. Step inside and take in the views. The split floor plan offers three bedrooms and 2.5 bathrooms. Vaulted ceilings open up the kitchen and living area, while a covered Trex deck gives you a place to enjoy the outdoors. Additional features include air conditioning and a furnace, vinyl plank flooring, granite countertops, tiled showers, a fireplace, a gas stove, an RO water filtration system, and a utility room with a washer and dryer. This home is a must-see. Vacation rentals are allowed in Portals 4.

6743 Mystical Circle, Pine
$1,386,000
3 Beds ⋅ 4 Baths ⋅ 7085023 MLS ⋅ 3,932 SqFt.
The Rim Golf Club and the dramatic Granite Dells views. Elegance and mountain grandeur converge at this exceptional residence in the coveted Rim Golf Club, where refined architecture and breathtaking natural beauty create a living experience of rare distinction. Positioned on an elevated homesite, the home commands unobstructed southern views of the iconic Granite Dells--towering stone formations that glow with color as the light shifts throughout the day. Every window frames a living masterpiece, immersing the interior in the serenity and drama of Rim Country's most celebrated landscape. The home's design blends timeless sophistication with warm mountain character, offering a seamless flow between intimate living spaces and expansive outdoor terraces. High ceilings, rich materials, and High ceilings, rich materials, and artful craftsmanship define the interiors, while the thoughtful layout ensures both comfort and effortless entertaining. A newly installed HVAC system enhances the home's year-round livability, complementing its already impressive level of care and quality. Outdoors, multiple patios invite quiet mornings, sunset gatherings, and evenings under a canopy of stars. The surrounding pines and sculpted rock formations create a sense of privacy and tranquility rarely found within a luxury golf community. Residents of the Rim enjoy access to world-class golf, fine dining, and a welcoming clubhouse environment, all set within one of Arizona's most exclusive gated enclaves. This is more than a home it is a retreat of enduring beauty, offering a lifestyle defined by luxury, nature, and the unmatched setting of the Rim Golf Club.

3101 E Mayfield --, Payson
$2,449,000
3 Beds ⋅ 5 Baths ⋅ 7085022 MLS ⋅ 5,368 SqFt.
Beautifully positioned along the 17th fairway of the award-winning Rim Golf Club, this exceptional home offers luxury living with stunning mountain and golf course views. Thoughtfully updated throughout, the floorplan blends style and functionality with seamless indoor-outdoor living. The main level features a chef's kitchen that opens to the great room, a full bar, and accordion doors that extend the living space onto an expansive patio. The outdoor area is designed for year-round enjoyment with a built-in Wolf BBQ, outdoor propane heating, and a gas fireplace. The spacious primary suite includes dual walk-in closets and direct access to the rear patio. A formal dining room, wine room, butler's pantry, and custom office complete the main floor. Upstairs, a loft-style family room with new French doors opens to a large deck overlooking the fairway. Two generous en-suite bedrooms also offer deck access, providing guests with privacy and views. A four-stall garage ensures ample space for vehicles, storage, or golf carts. Don't miss the opportunity to own this remarkable home in one of Arizona's premier private golf communities.

703 S Shady Glade --, Payson
$629,900
4 Beds ⋅ 2 Baths ⋅ 7084882 MLS ⋅ 2,544 SqFt.
Welcome to this impressive residence nestled on a corner lot in a desirable neighborhood. Spanning over 2,500 square feet on a generous .46 acre, this home offers an open floor plan designed for both everyday comfort and entertaining. Step inside to soaring cathedral ceilings in the great room, anchored by a beautiful stone-faced gas fireplace. The heart of the home is the kitchen, featuring custom solid-wood cabinets, stunning quartz countertops and top-of-the-line stainless steel appliances-perfect for gathering and creating. An office area provides flexible workspace, while thoughtful design delivers abundant storage throughout. The huge primary suite is a true retreat, complete with a large walk-in closet and a luxurious primary bathroom showcasing a custom marble Jacuzzi corner tub and spacious walk-in shower. Three additional bedrooms (including a second-floor bedroom with a large private balcony offering amazing mountain and city views) plus two full bathrooms complete the interior. Outdoor living shines here. Enjoy large front and back patios, a custom built-in barbecue for effortless entertaining, and a ground-set trampoline ready for fun. The oversized lot easily accommodates toys, RVs, or extra vehicles, while the two-car garage adds even more storage. This home blends generous space, quality finishes, and exceptional outdoor amenities in a prime location. Schedule your private showing today and experience the lifestyle this property delivers.

8405 Wesson Road, Globe
$385,000
2 Beds ⋅ 2 Baths ⋅ 7084873 MLS ⋅ 1,345 SqFt.
Public Remarks: This charming 2 bedroom, 2 bath manufactured home in Strawberry, AZ features rustic log siding that perfectly captures the feel of a true mountain cabin retreat. Enjoy the peaceful surroundings from the inviting covered front porch, ideal for relaxing beneath towering pine trees and soaking in the fresh mountain air. Located one lot from USFS land, this property offers immediate access to hiking trails, wildlife views, and forest recreation. Inside, the spacious family room boasts vaulted ceilings with wood beam accents, creating a warm yet open atmosphere. The large kitchen and dining area provide ample space for cooking, entertaining, and gathering with friends and family. Perfect as a vacation home, weekend getaway, or full-time mountain residence. Two storage sheds offer plenty of room for tools, outdoor gear, or possible ATV storage, completing this ideal Strawberry mountain home.

5343 N Strawberry Lane, Pine
$399,000
3 Beds ⋅ 2 Baths ⋅ 7084823 MLS ⋅ 1,200 SqFt.
Nestled among mature trees, this charming mountain cabin offers peaceful seclusion, scenic surroundings, and comfortable mountain living. The cozy retreat features a private deck off the primary bedroom. Perfect for morning coffee, stargazing, or enjoying fresh mountain air. Outdoor living shines with a beautifully designed paver patio, ideal for entertaining, relaxing, or gathering around nature's tranquility. Blending rustic charm with modern amenities, this inviting cabin is an ideal mountain getaway, vacation home, or full-time residence. Whether enjoying the serene interior or exploring nearby outdoor recreation, this property delivers the ultimate mountain lifestyle experience.

8748 W Dans Highway, Strawberry
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