Gila Homes with Conventional New Financing

Gila Homes with Conventional New Financing

Located in the state of Arizona, Gila County is a stunning region that offers a wealth of natural beauty and a thriving real estate market. With its diverse landscapes, including mountains, forests, and rivers, Gila County attracts outdoor enthusiasts and nature lovers from all over.

One of the key aspects to consider when looking for homes in Gila County is the availability of conventional new financing. Fortunately, Gila County offers plenty of options for homebuyers seeking conventional financing. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Gila County has a range of homes that can be financed through conventional means.

Conventional financing provides homebuyers with a variety of benefits, including competitive interest rates, flexible terms, and the ability to avoid private mortgage insurance (PMI) if a down payment of at least 20% is made. This type of financing is ideal for those who have a stable income, good credit history, and a solid financial foundation.

Whether you're interested in a charming single-family home in the heart of Payson or a spacious ranch-style property in Globe, Gila County has a diverse range of homes available for purchase with conventional financing. With its picturesque landscapes, friendly communities, and convenient access to amenities, Gila County is an excellent place to call home. Start exploring the real estate market in Gila County today and find your dream home with conventional financing.

Newest Gila Homes with Conventional New Financing

$917,000
4 Beds ⋅ 4 Baths ⋅ 7085759 MLS ⋅ 3,976 SqFt.
Experience breathtaking views of Payson and the Mogollon Rim from this beautifully upgraded custom home on a .55 acre hilltop cul de sac lot. A dramatic wall of windows fills the living room with natural light, complemented by a cozy gas fireplace. The main level offers two private primary suites with updated baths and walk in closets, plus an office/den, grand foyer, and oversized utility room with pantry and workspace. Upstairs features two spacious bedrooms with a modern Jack and Jill bath and a versatile loft--ideal as a media or game room. The entertainment center conveys. Major improvements include owned solar, Andersen windows (2019), new siding and exterior paint (2019), roof replacements (2020-21), recessed LED lighting, three heat pumps (two new in 2023-24), additional mini splits, 2025 flooring, new washer/dryer, RV gate with 6 ft fencing, and added 220 power to the deck and garage. Outdoor living shines with a large west facing composite deck, new exterior doors and stairs, mature landscaping, pergola, and fully fenced yard with double gate. Extra gravel parking and an oversized two car garage with built ins add convenience. This home blends luxury, privacy, and panoramic mountain views for exceptional Payson living.

1002 N Hillcrest Drive, Payson
$450,000
3 Beds ⋅ 2 Baths ⋅ 7085745 MLS ⋅ 1,310 SqFt.
Come home and relax in this well-maintained single-level 3 bedroom, 2 bath home with a comfortable split floor plan. The backyard is where you'll want to spend your evenings, with a covered patio, built-in seating area and beautiful hot tub; perfect for unwinding after a long day. A newer roof and exterior paint add peace of mind, while the large storage shed and RV parking with an RV gate provide plenty of extra space and convenience. A home that's easy to enjoy and ready for its next chapter.

605 N Wilderness Trail, Payson
$209,000
1 Beds ⋅ 1 Baths ⋅ 7085476 MLS ⋅ 721 SqFt.
Enjoy small-town charm in this cute cottage. The home is situated on a terraced lot with endless gardening possibilities or easy low-maintenance textured landscaping. This 1 bedroom, 1 bathroom property offers a quaint kitchen with an eating area, and a cozy living room that leads to the covered porch; great for a sitting area. The property is currently used as an investment property rental. Please do not disturb tenants.

420 W Tremont Street, Globe
$250,000
7085451 MLS
Build your dream mountain getaway on this beautiful 1.6-acre parcel bordering the National Forest! Enjoy incredible 180-degree views overlooking Strawberry and the surrounding Rim Country, with endless forest right outside your door. Much of the groundwork is already in place--the driveway is in, a building pad is ready for your custom cabin, and a water meter is already on the property. Bring your plans and create the mountain retreat you've always dreamed about. With breathtaking views, National Forest access, and plenty of room to enjoy the fresh mountain air, this is a rare opportunity to own your own piece of Arizona's beautiful high country!

10160 W Fossil Creek Road Unit -, Pine
$647,000
3 Beds ⋅ 3 Baths ⋅ 7085286 MLS ⋅ 1,721 SqFt.
Built in 2021 and tucked away on a cul-de-sac, this beautiful, 3 Bedroom, 2.5 Bathroom cabin welcomes you with cement board siding, a two-car garage, and a covered front porch. Step inside and take in the views. The split floor plan offers three bedrooms and 2.5 bathrooms. Vaulted ceilings open up the kitchen and living area, while a covered Trex deck gives you a place to enjoy the outdoors. Additional features include air conditioning and a furnace, vinyl plank flooring, granite countertops, tiled showers, a fireplace, a gas stove, an RO water filtration system, and a utility room with a washer and dryer. This home is a must-see. Vacation rentals are allowed in Portals 4.

6743 Mystical Circle, Pine
$1,386,000
3 Beds ⋅ 4 Baths ⋅ 7085023 MLS ⋅ 3,932 SqFt.
The Rim Golf Club and the dramatic Granite Dells views. Elegance and mountain grandeur converge at this exceptional residence in the coveted Rim Golf Club, where refined architecture and breathtaking natural beauty create a living experience of rare distinction. Positioned on an elevated homesite, the home commands unobstructed southern views of the iconic Granite Dells--towering stone formations that glow with color as the light shifts throughout the day. Every window frames a living masterpiece, immersing the interior in the serenity and drama of Rim Country's most celebrated landscape. The home's design blends timeless sophistication with warm mountain character, offering a seamless flow between intimate living spaces and expansive outdoor terraces. High ceilings, rich materials, and High ceilings, rich materials, and artful craftsmanship define the interiors, while the thoughtful layout ensures both comfort and effortless entertaining. A newly installed HVAC system enhances the home's year-round livability, complementing its already impressive level of care and quality. Outdoors, multiple patios invite quiet mornings, sunset gatherings, and evenings under a canopy of stars. The surrounding pines and sculpted rock formations create a sense of privacy and tranquility rarely found within a luxury golf community. Residents of the Rim enjoy access to world-class golf, fine dining, and a welcoming clubhouse environment, all set within one of Arizona's most exclusive gated enclaves. This is more than a home it is a retreat of enduring beauty, offering a lifestyle defined by luxury, nature, and the unmatched setting of the Rim Golf Club.

3101 E Mayfield --, Payson
$2,449,000
3 Beds ⋅ 5 Baths ⋅ 7085022 MLS ⋅ 5,368 SqFt.
Beautifully positioned along the 17th fairway of the award-winning Rim Golf Club, this exceptional home offers luxury living with stunning mountain and golf course views. Thoughtfully updated throughout, the floorplan blends style and functionality with seamless indoor-outdoor living. The main level features a chef's kitchen that opens to the great room, a full bar, and accordion doors that extend the living space onto an expansive patio. The outdoor area is designed for year-round enjoyment with a built-in Wolf BBQ, outdoor propane heating, and a gas fireplace. The spacious primary suite includes dual walk-in closets and direct access to the rear patio. A formal dining room, wine room, butler's pantry, and custom office complete the main floor. Upstairs, a loft-style family room with new French doors opens to a large deck overlooking the fairway. Two generous en-suite bedrooms also offer deck access, providing guests with privacy and views. A four-stall garage ensures ample space for vehicles, storage, or golf carts. Don't miss the opportunity to own this remarkable home in one of Arizona's premier private golf communities.

703 S Shady Glade --, Payson
$629,900
4 Beds ⋅ 2 Baths ⋅ 7084882 MLS ⋅ 2,544 SqFt.
Welcome to this impressive residence nestled on a corner lot in a desirable neighborhood. Spanning over 2,500 square feet on a generous .46 acre, this home offers an open floor plan designed for both everyday comfort and entertaining. Step inside to soaring cathedral ceilings in the great room, anchored by a beautiful stone-faced gas fireplace. The heart of the home is the kitchen, featuring custom solid-wood cabinets, stunning quartz countertops and top-of-the-line stainless steel appliances-perfect for gathering and creating. An office area provides flexible workspace, while thoughtful design delivers abundant storage throughout. The huge primary suite is a true retreat, complete with a large walk-in closet and a luxurious primary bathroom showcasing a custom marble Jacuzzi corner tub and spacious walk-in shower. Three additional bedrooms (including a second-floor bedroom with a large private balcony offering amazing mountain and city views) plus two full bathrooms complete the interior. Outdoor living shines here. Enjoy large front and back patios, a custom built-in barbecue for effortless entertaining, and a ground-set trampoline ready for fun. The oversized lot easily accommodates toys, RVs, or extra vehicles, while the two-car garage adds even more storage. This home blends generous space, quality finishes, and exceptional outdoor amenities in a prime location. Schedule your private showing today and experience the lifestyle this property delivers.

8405 Wesson Road, Globe
$385,000
2 Beds ⋅ 2 Baths ⋅ 7084873 MLS ⋅ 1,345 SqFt.
Public Remarks: This charming 2 bedroom, 2 bath manufactured home in Strawberry, AZ features rustic log siding that perfectly captures the feel of a true mountain cabin retreat. Enjoy the peaceful surroundings from the inviting covered front porch, ideal for relaxing beneath towering pine trees and soaking in the fresh mountain air. Located one lot from USFS land, this property offers immediate access to hiking trails, wildlife views, and forest recreation. Inside, the spacious family room boasts vaulted ceilings with wood beam accents, creating a warm yet open atmosphere. The large kitchen and dining area provide ample space for cooking, entertaining, and gathering with friends and family. Perfect as a vacation home, weekend getaway, or full-time mountain residence. Two storage sheds offer plenty of room for tools, outdoor gear, or possible ATV storage, completing this ideal Strawberry mountain home.

5343 N Strawberry Lane, Pine
$399,000
3 Beds ⋅ 2 Baths ⋅ 7084823 MLS ⋅ 1,200 SqFt.
Nestled among mature trees, this charming mountain cabin offers peaceful seclusion, scenic surroundings, and comfortable mountain living. The cozy retreat features a private deck off the primary bedroom. Perfect for morning coffee, stargazing, or enjoying fresh mountain air. Outdoor living shines with a beautifully designed paver patio, ideal for entertaining, relaxing, or gathering around nature's tranquility. Blending rustic charm with modern amenities, this inviting cabin is an ideal mountain getaway, vacation home, or full-time residence. Whether enjoying the serene interior or exploring nearby outdoor recreation, this property delivers the ultimate mountain lifestyle experience.

8748 W Dans Highway, Strawberry
$695,000
4 Beds ⋅ 4 Baths ⋅ 7084816 MLS ⋅ 2,058 SqFt.
This unique property features two separate homes, a detached garage, and a spacious .54-acre corner lot surrounded by the natural beauty of tall Ponderosa Pines, Juniper, and Oak trees. With both homes fenced and easy access to the detached garage, this property offers flexibility for multi-generational living, guests, rental income, or your own private mountain getaway. The main home features 2 bedrooms, each with its own ensuite bathroom, plus a convenient half bath. The spacious layout offers a large great room, separate study/office or TV/media room with potential for an additional bedroom, and an inviting Arizona room for even more living space. The custom kitchen includes beautiful cabinetry, a center island with cooktop, and a large sink, providing a great foundation for the new owner to complete the kitchen to their own taste. This home has been gutted and extensively updated, with many of the major improvements already completed. Updates include all-new gutters and downspouts with LeafFilter, a 200-amp electrical upgrade, all-new copper wiring, new PEX water lines, new ABS drain lines, complete foam insulation throughout the exterior walls and roof, and 5/8-inch Sheetrock installed throughout. The major infrastructure work is in place, leaving the new owner the opportunity to complete the finishing touches, including countertops, heating system and wood stove. The guest house offers 2 bedrooms, 1 bath and a great room, making it an ideal in-law suite, guest house, vacation retreat or potential rental. Having two separate homes on one property creates possibilities that are hard to find in the Pine/Strawberry market. Both homes are fenced, and the property provides convenient access to the detached garage, offering room for vehicles, recreational toys, tools, storage or a workshop. The .54-acre lot is situated on the corner of a paved road, with a usable yard surrounded by mature mountain trees. There's plenty of room for children to play, pets to roam, and outdoor living while enjoying the peaceful setting and frequent wildlife visitors that make the mountain community of Strawberry so special. This is truly a diamond in the rough with incredible potential. Bring your vision, finish the home to your style, and create your own Strawberry AZ cabin retreat. Enjoy the cool mountain air, tall pines, wildlife, four seasons and the convenience of being close to local restaurants, shops and all the outdoor recreation the Rim Country has to offer.

8118 W Bonnie Brae Drive, Strawberry
$465,000
2 Beds ⋅ 2 Baths ⋅ 7084773 MLS ⋅ 1,172 SqFt.
Charming Mountain Cottage Cabin Nestled Among Towering Pines Welcome to this cozy and inviting 2-bedroom, 1.5-bath mountain retreat, perfectly situated beneath a canopy of tall ponderosa pines, mature oak trees, and junipers that provide shade, privacy, and cool summer enjoyment. This charming cabin style home offers an open concept floor plan where the kitchen, dining area, and living room flow seamlessly together, creating the ideal gathering space for family and friends. In addition is centered a wood burning stove for those cool cozy evenings. The main living area is filled with natural light from an expansive wall of windows and a sliding glass door that opens onto a spacious covered porch, perfect for relaxing, entertaining, or enjoying the peaceful forest setting while watching the local wildlife meanadering by. Whitewashed tongue-and-groove ceilings accented with exposed beams add warmth, character, and rustic mountain charm throughout the home. The walkout lower level features two comfortable bedrooms, a full bathroom, and a convenient laundry area. Constructed with cool block walls, this level stays comfortable year-round while providing easy access to the outdoors. The rear bedroom offers its own private covered deck with a sliding glass door, bringing in abundant natural light and creating a tranquil space to enjoy your morning coffee or evening stargazing. Whether you're looking for a full time residence, vacation getaway, or investment property, this delightful cabin combines mountain living, natural beauty, and indoor-outdoor enjoyment in a serene woodland setting. All just a short drive from the heat and hustle and bustle of the city.

6368 W Sharyn Road, Pine
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