Gila Homes with FHA New Financing

Gila Homes with FHA New Financing

Welcome to Gila County, located in the beautiful state of Arizona. Known for its stunning natural landscapes and rich history, Gila County offers a unique and diverse living experience for residents.

Gila County is home to several charming towns and communities, including Globe, Payson, and Miami. Each town has its own distinct character and attractions, from historic downtown areas to outdoor recreational opportunities. Whether you're looking for a small-town atmosphere or a more rural setting, Gila County has something to offer.

If you're in the market for a new home, Gila County provides opportunities for financing through FHA. FHA, or Federal Housing Administration, offers loans with more flexible qualification requirements, making homeownership more accessible for many individuals and families. With FHA financing, you can take advantage of low down payments and competitive interest rates, making your dream of owning a home in Gila County a reality.

From cozy cabins nestled in the mountains to spacious ranch-style houses with sprawling desert views, Gila County has a wide range of homes to choose from. Whether you're a first-time homebuyer or looking to upgrade to a larger property, there are options available to suit every budget and lifestyle.

Explore the beauty of Gila County and find your perfect home with FHA financing. Contact a local real estate agent today to learn more about the homes available and start your journey to homeownership in this remarkable county.

Newest Gila Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7063606 MLS ⋅ 1,959 SqFt.

Welcome to this beautifully remodeled home in the highly coveted Alpine Heights neighborhood of Payson, Arizona. Perfectly situated on Sunset Street, this west-facing property captures spectacular Arizona sunsets right from home. Meticulously maintained and professional craftsmanship, the home exudes pride of ownership and thoughtful attention to detail. A cozy gas fireplace anchors the living space, perfect for gathering on cool mountain evenings. The spacious primary suite features a walkout bedroom for convenient access to the outdoors, creating a serene retreat. Situated on a generous 0.28 acre corner lot in a quiet cul-de-sac, the property offers privacy with side access to the 2 car garage from the cul-de-sac. Ideally located near schools, the fire department, and daily amenities, th

1407 N Sunset Drive, Payson

3 Beds ⋅ 2 Baths ⋅ 7063428 MLS ⋅ 1,380 SqFt.

Charming and well maintained 3-bedroom, 2-bath home situated on a spacious corner lot with a beautifully landscaped, park-like backyard featuring mature pine trees, a graceful willow tree, and a covered patio with an awning--perfect for relaxing or entertaining. Inside, you'll find new interior paint and new flooring, along with a bright, welcoming floor plan offering vaulted ceilings, ceiling fans throughout, abundant storage, and plenty of natural light. The spacious kitchen is designed for both function and entertaining with a large island/breakfast bar, an extra-tall pantry, and a convenient instant boiling hot water faucet ideal for tea, coffee, and more. Additional highlights include a new roof installed in 2024, a 2-car garage with built-in storage, and a versatile 15' x 16' bonus room with heating and cooling. Whether you're looking for a hobby room, home office, or creative studio, this flexible space is sure to impress. This lovingly cared-for home is move-in ready and offers the perfect combination of comfort, functionality, and outdoor beauty. Don't miss your opportunity to make it yours!

113 N Pinecrest Road, Payson

3 Beds ⋅ 2 Baths ⋅ 7063410 MLS ⋅ 1,420 SqFt.

''Better Than New'' Comfort in the Heart of Payson! Why wait for new construction when this stunning 3-bedroom, 2-bathroom home has already been completely transformed? Freshly painted inside and out, this move-in-ready gem feels brand new--without the hefty price tag. The Upgrades You'll Love: Energy Efficiency: Paid-in-full solar panels and brand-new Anderson windows keep your energy bills remarkably low year-round. Modern Interior: Step inside to new carpet and tile, fresh interior paint, and new ceiling fans and LED fixtures throughout. Gourmet Refresh: A bright, updated kitchen featuring new countertops, a new sink with disposal, and new appliances. Turnkey Details: New front and back patio doors, plus a newly poured concrete driveway. Your Private Backyard Oasis: Unwind in complete seclusion behind your full privacy fence. Host weekend BBQs under the gazebo, or indulge in the ultimate relaxation space: a private sauna with an outdoor shower area! Unbeatable Location: Situated right in the heart of Payson, you're just minutes from schools, local shopping, dining, the public library, and the dog park. Paid solar and luxury outdoor amenities at this price point are a rare find in Payson

702 W Bridle Path Lane, Payson

3 Beds ⋅ 2 Baths ⋅ 7063396 MLS ⋅ 1,700 SqFt.

Experience the peaceful lifestyle Tonto Village is known for in this charming single-level country home on a fully fenced, horse-friendly lot with no HOA. Relax on the oversized covered front porch while taking in the cool mountain air, or explore the nearby National Forest just a short walk away. Inside you'll find a spacious living room, three bedrooms, an oversized laundry room, and a private office adjoining the primary suite--ideal for working from home or creating your own retreat. The property also features updated dual-pane windows, wood siding, a durable metal roof, abundant attic storage, a 12'x16' workshop with 120V & 240V power, chicken coop, and plenty of room for gardening, RV parking, or outdoor hobbies. Conveniently located just one block from the Double D Bar & Grill. Appraised in June 2026 for $460,000.

214 W Thompson Road, Payson

3 Beds ⋅ 3 Baths ⋅ 7063225 MLS ⋅ 1,513 SqFt.

Beautifully updated 3-bedroom, 3-bath manufactured home offering over 1,500 sq. ft. of comfortable living space. The spacious floor plan features an updated kitchen with an island, ample cabinet space, and modern appliances. The primary suite includes a full bathroom with a separate shower and tub, while the additional bathrooms provide added convenience. Enjoy central A/C, natural gas heat, a 2-car carport, and low-maintenance landscaping. Situated on a cul-de-sac with mountain views and convenient access to local amenities, shopping, dining, schools, and outdoor recreation

609 W Andrea Circle, Miami

2 Beds ⋅ 2 Baths ⋅ 7063063 MLS ⋅ 1,181 SqFt.

Tucked among the tall pines in the desirable Payson Pines community, this charming 2-bedroom, 2-bathroom site-built home offers the perfect combination of comfort, thoughtful updates, and easy mountain living. With approximately 1,181 square feet, single-level living, and an attached 2-car garage, this well-maintained home is equally suited as a full-time residence or a peaceful weekend retreat. Inside, vaulted ceilings create an open and inviting atmosphere, while the great-room-style layout provides a comfortable space for relaxing or entertaining. The kitchen features granite countertops, newer appliances, a breakfast bar, eat-in dining area, and walk-in pantry, offering plenty of storage and functionality. A cozy fireplace anchors the living area and adds the warmth and character th make mountain living so special. The primary bedroom is conveniently located on the main level, and the home's single-story design features no interior steps. Major improvements in recent years include a newer roof, HVAC system, granite countertops, and appliances, providing added peace of mind for the next owner. Step outside and enjoy the cool Payson mornings and evenings from the covered patio and deck surrounded by mature landscaping and tall pines. The fenced yard provides additional privacy and outdoor space, while the quiet cul-de-sac location adds to the peaceful setting. Combining an inviting mountain atmosphere, recent updates, an attached 2-car garage, and a convenient location within Payson city limits, this home offers an exceptional opportunity to enjoy everything the Rim Country lifestyle has to offer.

310 W Cody Circle, Payson

2 Beds ⋅ 1 Baths ⋅ 7062802 MLS ⋅ 1,018 SqFt.

Investor Alert & Sweat Equity Special! Check out this 2-bedroom, 1-bathroom single-family home offering massive upside in Globe, AZ. Solid bones and a functional layout, this property is the perfect canvas for a savvy buyer looking to build immediate equity with cosmetic updates, or an investor seeking a turnkey cash-flow addition to their portfolio at list price. Location is everything--enjoy unbeatable convenience just minutes from Fry's Food Stores, Walmart Supercenter, and Cal-Ranch Store. Whether you are looking to flip, rent, or buy your first home and fix it up, this property represents an incredible value-add opportunity.

5499 S Glendale Avenue, Globe

4 Beds ⋅ 1 Baths ⋅ 7062668 MLS ⋅ 2,188 SqFt.

Remodeled, single-level ranch home with right at 2200 sq ft. You'll love the split floor plan of this 4BDRM/2BA/2CG, along with RV parking on 0.65AC. The well-laid-out floor plan boasts a nice size kitchen/greatroom as well as a large primary bedroom, bathroom, and walk-in closet. There is a separate entry to the 4th bedroom off the great room as well. Off the living room, you'll find 2 more bedrooms with an adjoining guest bath. There's plenty of room for all your toys and entertaining. Your storage needs will be met with 2 side-by-side storage sheds in the backyard space, as well as an additional 2-car garage towards the back of the property. The solar system is owned and will be paid in full by the seller at close of escrow. Part or all of the furniture seen in the home at showings is available for purchase at the time of closing. Come see this beauty located on a corner lot and close to Green Valley Park!

1200 W Random Way W, Payson

3 Beds ⋅ 2 Baths ⋅ 7062663 MLS ⋅ 1,177 SqFt.

Tucked away on .21 acres in the mountain community of Pine, this charming 3-bedroom, 2-bathroom home captures the warmth and character of a true Arizona cabin while offering the space and functionality needed for comfortable four-season living. A thoughtfully designed split floorplan provides privacy between the primary suite and guest bedrooms, making the home equally well-suited for full-time living, hosting family and friends, or escaping to the mountains for the weekend. Inside, warm and inviting living spaces are complemented by gas woodstoves that create the perfect atmosphere for cool mountain mornings and snowy winter evenings. Mini-split systems provide efficient heating and cooling throughout the seasons, while piped propane adds everyday convenience. Outside, the property designed to make the most of mountain living. The fully fenced yard provides privacy and peace of mind for pet owners, while a separate dedicated dog run gives four-legged family members their own secure space to roam. A covered back patio creates the perfect setting to relax, entertain, or simply enjoy the cool Pine evenings and fresh mountain air. Three different varieties of fruit trees add even more character to the property and provide a taste of homegrown mountain living. An RV gate and generous parking area provide plenty of room for vehicles, trailers, ATVs, and other recreational toys, making this property an ideal basecamp for exploring everything the Rim Country has to offer. A storage shed provides additional space for tools, outdoor gear, and seasonal items, while the durable metal roof adds long-term functionality and complements the home's classic cabin character. Combining a true cabin feel, pet-friendly outdoor spaces, fruit trees, ample parking and storage, and year-round comfort, this Pine property offers the perfect opportunity to slow down, spread out, and embrace the mountain lifestyle.

4092 N Quail Drive, Pine

1 Beds ⋅ 7062632 MLS ⋅ 1,148 SqFt.

Warm, cozy, updated and remodeled 2 bed/1 bath log/wood home nestled in the pines of the National Forest! A newly remodeled kitchen, bath and many other elements that create a one of kind get away! Tucked away into the forest, the small community of Geronimo Estates, is truly a gem! With a small workshop/shed for additional toys and hobbies and a large deck overlooking the creek, it's easy to get too much R&R! This 2 story home has plenty of room and beautiful views of the pines! Comes fully furnished! See about more information on the following upgrades that have been made. - New Roof - 2023 - New Electric Furnace - 2018 - New Windows - 2025 - New Interior Doors - 2025 - New Floors - LVP/Engineered Wood - 2026 - New Complete Kitchen Remodel - 2026 - New Bathroom Remodel w/black granite countertops- 2026 - New Deck Repair / New cable Railing system - 2025 - New Main Electrical Service Panel / Lighting / Trim - 2018/2026 - New enlarged 36" Front Entry Door / Awning structure - 2025 - New Water Heater and exterior enclosure - 2026 - New 3" ABS Waste Lines with Clean out access to Septic tank - 2025 - New PEX Water Supply Lines / Valves - 2025 - New Sheetrock Ceilings / Walls - 2020-2026 - New Custom Trim, Casing, Base - 2025-2026 - New Laundry Closet with Stacked W/D - 2025 - New Framed Exterior Bump-out Front Wall with Insulation - New Stucco front wall with Coronado Creek stone veneer - 2026 - New Paint Throughout - 2025-2026

672 W Cocopah Lane, Payson

2 Beds ⋅ 2 Baths ⋅ 7062353 MLS ⋅ 966 SqFt.

Great opportunity to own a mountain cabin with breathtaking views of Pine Creek and the Mogollon Rim. Tucked along Pine Creek, this special property offers exceptional privacy and a peaceful, park-like backyard featuring lush artificial turf, towering shade trees, and a producing apple tree. Inside, you'll find two bedrooms and two bathrooms, with a dramatic wall of windows that fills the home with natural light while showcasing the spectacular scenery. This is a truly one-of-a-kind setting where you can relax, enjoy nature, and experience the beauty of mountain living.

3416 N Mill Ditch Road, Pine

4 Beds ⋅ 2 Baths ⋅ 7062345 MLS ⋅ 2,860 SqFt.

Perched on 1.1 acres with sweeping mountain views, this beautifully renovated home blends modern comfort with timeless Arizona charm. Every detail has been thoughtfully updated, creating a move-in-ready gem that feels both elegant and inviting. From the moment you arrive, the privacy, expansive views, and quality finishes set this property apart. Sunlit rooms, picture windows, and French doors open to an oversized covered patio and fenced backyard. Enjoy owned solar paid off at closing, an oversized garage, three sheds, horse facilities, an RV gate, and RV electrical hookup. Experience a home where luxury meets serenity. See for yourself what makes this property so special.

985 E Saguaro Drive, Globe

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