Gila Homes with Cash New Financing

Located in the beautiful state of Arizona, Gila County is a hidden gem for those seeking a peaceful and picturesque place to call home. With its stunning natural landscapes, rich history, and welcoming community, Gila County offers a unique living experience that is hard to find elsewhere.

When it comes to real estate in Gila County, one aspect that stands out is the availability of homes with cash new financing. This means that buyers have the option to purchase their dream home without relying on traditional mortgage financing. Whether you are a first-time homebuyer or looking to invest in a property, this flexibility can be a game-changer.

By opting for cash new financing, buyers can enjoy a streamlined and hassle-free process. There is no need to go through the lengthy mortgage approval process or worry about interest rates. Instead, you can focus on finding the perfect home and closing the deal quickly.

Gila County offers a wide range of properties that are eligible for cash new financing. From cozy single-family homes to spacious ranch-style properties, there is something to suit every taste and budget. Whether you prefer a quiet retreat in the mountains or a waterfront oasis, Gila County has it all.

If you are ready to embark on a real estate journey in Gila County, take advantage of the Homes with Cash New Financing option. Explore the possibilities and make your dream of owning a home in this stunning county a reality.

Newest Gila Homes with Cash New Financing

$525,000

3 Beds ⋅ 2 Baths ⋅ 7086398 MLS ⋅ 1,446 SqFt.

A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront wit a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!

2561 N Juniper Drive N, Payson

$65,000

7086270 MLS

AFFORDABLE OPPORTUNITY to live on a FULL ACRE in Pleasant Valley! Septic system installed in 2010 meets ADEQ rules and is sized for a future 3 bedroom structure; in functional condition with precast concrete tank pumped and already inspected. APS electric service run underground to the RV pedestal. Mallard trailer, built in 2017, included in the land sale with Seller to transfer title at closing. Trailer being sold in ''as is'' condition.

445 S Rolling Hills Road Unit 3, Young

$285,000

2 Beds ⋅ 2 Baths ⋅ 7086262 MLS ⋅ 1,280 SqFt.

SINGLE-LEVEL PAYSON HOME! This charming 2-bedroom, 2-bath home offers 1,280 square feet of comfortable single-level living. The open floor plan features a spacious living and dining area with a cozy woodstove, plus an open kitchen with plenty of room for everyday living and entertaining. Enjoy the outdoors from the covered side deck or open front deck, with a fenced yard providing a great space for pets, gardening, or relaxing. Additional features include a single carport and a convenient storage room. A great opportunity for a full-time residence, weekend getaway, or investment property in Payson!

607 E Drowsey Circle, Payson

$424,000

3 Beds ⋅ 2 Baths ⋅ 7085959 MLS ⋅ 1,433 SqFt.

211 N Heritage Lane, Payson

$429,000

3 Beds ⋅ 2 Baths ⋅ 7085957 MLS ⋅ 1,582 SqFt.

Beautifully updated 3-bedroom, 2-bathroom home tucked into the pines of Payson North. Sitting on a spacious, fully-fenced double lot with no HOA, this property offers the space, privacy, and flexibility that's tough to find at this price point. Inside, you'll find fresh, modern updates throughout, making this home truly move-in ready. The versatile Arizona room adds bonus living space perfect for a home office, sunroom, or extra entertaining area, while the attached garage and additional carport provide ample covered parking and storage for vehicles, toys, or a workshop. The fully fenced double lot is a rare find in this price range plenty of room for pets, kids, RV/boat parking, gardening, or future expansion. Enjoy Payson's Payson's cool pine-country climate, with easy access to hiking, the Rim Country, and small-town charm just a short drive from the Valley. Whether you're looking for a primary residence, a mountain getaway, or an investment property, this home checks all the boxes: updated interior, extra covered parking, and tons of usable outdoor space.

1209 N Gila Drive, Payson

$94,900

1 Beds ⋅ 1 Baths ⋅ 7085784 MLS ⋅ 9,448 SqFt.

Welcome to easy mountain living in Pineview, a 55+ community in beautiful Star Valley! This charming Champion Park Model offers an inviting and efficient floor plan with everything you need for a comfortable full-time residence, weekend getaway, or seasonal retreat. The home sits on a desirable corner lot and offers comfortable, low-maintenance living. Features include a covered front porch, carport, storage shed, open living and kitchen area, propane range, microwave, central A/C, walk-in shower, and stackable washer/dryer. Enjoy the peaceful Rim Country lifestyle with nearby hiking, biking, lakes, fishing, boating, and the Tonto National Forest. Current space rent is $525/month. This is a wonderful opportunity for a full-time residence or mountain getaway. Furnishings included. Buyer to be approved by management office. Rent includes sewer, water, garbage, basic cable, and community maintenance. The community also has a clubhouse with a workout room and a laundry room. Clubhouse offers social activities, potlucks, and card games. Electric is paid to the management office unless the unit is on APS. There is a 3-year (approximately) home warranty, which includes roof coverage (over living space) of $500.00 for assessment and repair.

3680 E Hwy 260 -- Unit B32, Payson

$917,000

4 Beds ⋅ 4 Baths ⋅ 7085759 MLS ⋅ 3,976 SqFt.

Experience breathtaking views of Payson and the Mogollon Rim from this beautifully upgraded custom home on a .55 acre hilltop cul de sac lot. A dramatic wall of windows fills the living room with natural light, complemented by a cozy gas fireplace. The main level offers two private primary suites with updated baths and walk in closets, plus an office/den, grand foyer, and oversized utility room with pantry and workspace. Upstairs features two spacious bedrooms with a modern Jack and Jill bath and a versatile loft--ideal as a media or game room. The entertainment center conveys. Major improvements include owned solar, Andersen windows (2019), new siding and exterior paint (2019), roof replacements (2020-21), recessed LED lighting, three heat pumps (two new in 2023-24), additional mini splits, 2025 flooring, new washer/dryer, RV gate with 6 ft fencing, and added 220 power to the deck and garage. Outdoor living shines with a large west facing composite deck, new exterior doors and stairs, mature landscaping, pergola, and fully fenced yard with double gate. Extra gravel parking and an oversized two car garage with built ins add convenience. This home blends luxury, privacy, and panoramic mountain views for exceptional Payson living.

1002 N Hillcrest Drive, Payson

$450,000

3 Beds ⋅ 2 Baths ⋅ 7085745 MLS ⋅ 1,310 SqFt.

Come home and relax in this well-maintained single-level 3 bedroom, 2 bath home with a comfortable split floor plan. The backyard is where you'll want to spend your evenings, with a covered patio, built-in seating area and beautiful hot tub; perfect for unwinding after a long day. A newer roof and exterior paint add peace of mind, while the large storage shed and RV parking with an RV gate provide plenty of extra space and convenience. A home that's easy to enjoy and ready for its next chapter.

605 N Wilderness Trail, Payson

$209,000

1 Beds ⋅ 1 Baths ⋅ 7085476 MLS ⋅ 721 SqFt.

Enjoy small-town charm in this cute cottage. The home is situated on a terraced lot with endless gardening possibilities or easy low-maintenance textured landscaping. This 1 bedroom, 1 bathroom property offers a quaint kitchen with an eating area, and a cozy living room that leads to the covered porch; great for a sitting area. The property is currently used as an investment property rental. Please do not disturb tenants.

420 W Tremont Street, Globe

$250,000

7085451 MLS

Build your dream mountain getaway on this beautiful 1.6-acre parcel bordering the National Forest! Enjoy incredible 180-degree views overlooking Strawberry and the surrounding Rim Country, with endless forest right outside your door. Much of the groundwork is already in place--the driveway is in, a building pad is ready for your custom cabin, and a water meter is already on the property. Bring your plans and create the mountain retreat you've always dreamed about. With breathtaking views, National Forest access, and plenty of room to enjoy the fresh mountain air, this is a rare opportunity to own your own piece of Arizona's beautiful high country!

10160 W Fossil Creek Road Unit -, Pine

$647,000

3 Beds ⋅ 3 Baths ⋅ 7085286 MLS ⋅ 1,721 SqFt.

Built in 2021 and tucked away on a cul-de-sac, this beautiful, 3 Bedroom, 2.5 Bathroom cabin welcomes you with cement board siding, a two-car garage, and a covered front porch. Step inside and take in the views. The split floor plan offers three bedrooms and 2.5 bathrooms. Vaulted ceilings open up the kitchen and living area, while a covered Trex deck gives you a place to enjoy the outdoors. Additional features include air conditioning and a furnace, vinyl plank flooring, granite countertops, tiled showers, a fireplace, a gas stove, an RO water filtration system, and a utility room with a washer and dryer. This home is a must-see. Vacation rentals are allowed in Portals 4.

6743 Mystical Circle, Pine

$1,386,000

3 Beds ⋅ 4 Baths ⋅ 7085023 MLS ⋅ 3,932 SqFt.

The Rim Golf Club and the dramatic Granite Dells views. Elegance and mountain grandeur converge at this exceptional residence in the coveted Rim Golf Club, where refined architecture and breathtaking natural beauty create a living experience of rare distinction. Positioned on an elevated homesite, the home commands unobstructed southern views of the iconic Granite Dells--towering stone formations that glow with color as the light shifts throughout the day. Every window frames a living masterpiece, immersing the interior in the serenity and drama of Rim Country's most celebrated landscape. The home's design blends timeless sophistication with warm mountain character, offering a seamless flow between intimate living spaces and expansive outdoor terraces. High ceilings, rich materials, and High ceilings, rich materials, and artful craftsmanship define the interiors, while the thoughtful layout ensures both comfort and effortless entertaining. A newly installed HVAC system enhances the home's year-round livability, complementing its already impressive level of care and quality. Outdoors, multiple patios invite quiet mornings, sunset gatherings, and evenings under a canopy of stars. The surrounding pines and sculpted rock formations create a sense of privacy and tranquility rarely found within a luxury golf community. Residents of the Rim enjoy access to world-class golf, fine dining, and a welcoming clubhouse environment, all set within one of Arizona's most exclusive gated enclaves. This is more than a home it is a retreat of enduring beauty, offering a lifestyle defined by luxury, nature, and the unmatched setting of the Rim Golf Club.

3101 E Mayfield --, Payson

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